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Chapter 178 Opening an Account

"Mr. Jing, please!" Wei Chenjun smiled and invited Jing Gao to taste Jialinlou's signature dishes: various raw Menghai.

Includes turbot, lobster, scallops, seabass, etc.

Although Wei Chenjun settled in Hong Kong Island and received a Western education. She went abroad when she was in high school, studied at MIT in college, and later worked in an investment bank on Wall Street. But she is very personable.

Regardless of whether Jing Gao has 1 billion US dollars in funds, she doesn't need to question it now, she will always find out the truth.

"Mr. Jing, please try this snack again: Sicilian red shrimp xiaolongbao. A popular classic dish."

"Well, thank you!" Jing Gao took a taste of the chopsticks and slowly ate the steamed dumplings.

It was past ten o'clock in the evening when she came out after dinner, almost eleven o'clock. This was not because Wei Chenjun was waiting for Jing Gao to have dinner, because Jing Gao didn't have such a big reputation. It was because her schedule was to follow the opening of the US stock market.

Time passes.

"Mr. Jing, see you tomorrow!" Wei Chenjun shook hands with Jing Gao and left in the car at the entrance of the Peninsula Hotel.

Jing Gao smiled and turned around and entered the Peninsula Hotel.

According to the writing in the Internet article, if he is a "flower lover", he will wear gold-rimmed glasses, part his hair, put on a handsome suit, put his hand to his nose and smell it, and the lingering fragrance will linger.

Wei Chenjun is indeed very beautiful!

But are there such pretentious people in life?

Jinggao didn't go that far. Enjoying life and wandering among flowers are two concepts. The latter is a subset of the former. Life is not only about poetry and distance, but also about living in peace. Similarly, happiness in life is not only about poetry and distance, but also about living in peace.

Only by interacting with women can you gain friends, a sense of accomplishment, interests, etc.

Jing Gao didn't know whether it was because Vivi's answer that she almost agreed to be his girlfriend made him feel happy? Or was it because when he came to Hong Kong Island, he could use unlimited cards unscrupulously and all the rules and restrictions were broken, which made him feel extremely comfortable.

In short, he is in a very good mood now.

In the hall, Xiao Qiao and bodyguard Fu Ye came to welcome him. Seeing Jing Gao's face full of joy, Xiao Qiao asked curiously: "Mr. Jing, have we finished talking?"

Of course, Jing Gao will not bring Xiao Qiao with him when he comes to Hong Kong Island. Now is no longer the time for him to go to Henghu Medical alone. Xiao Qiao also brings an assistant who is proficient in English. The girl has CET-8 professional English and can speak at the level of a translator.

, and also has an accounting qualification certificate.

She and Fu Ye both took economy class when they arrived.

On the Internet, the per capita salary is 985, and the annual salary is over one million. But a real annual salary of 500,000 is not that easy to get. It requires excellent skills and quality. And this requires hard work and a lot of time.

Some people are very dissatisfied with Ma's father's view that "996 is a blessing". There are all kinds of witticisms and ridicules on the Internet. But to be honest, it depends on how much money is paid. If you can earn five or six hundred thousand a year, if you don't go, there will be many

People want to go.

And most of the people who mocked them probably couldn't pass the interviews of Alibaba, Huawei, and Tencent, and they didn't even qualify for "996".

Making money is not that easy.

Jing Gao nodded to Xiao Qiao and said: "Go to her office in Central at 10 a.m. tomorrow to verify the capital and sign the contract. According to her rules, the annual management fee is 3%, and excess income is calculated separately."

"Grab money!" Xiao Qiao calculated in his mind that the annual management fee is 30 million U.S. dollars! With long legs, he followed Jing Gao upstairs, and the room at the Peninsula Hotel was already open.

"Choose a bank tomorrow. I'll transfer the funds."

Where did you get the funds? Xiao Qiao suppressed his doubts and said, "Okay, Mr. Jing."





The financial industry on Hong Kong Island is developed, with more than 150 large and small banks in total. They are divided into licensed banks, banks with restricted licenses, and deposit-taking companies. Among them, only licensed banks can use "banks" without restrictions.

The name.

The businesses that a licensed bank can operate include: current and savings deposit business, accepting deposits of any amount and term from the public, paying or accepting checks issued or deposited by customers.

The businesses of banks with restricted licenses include: engaging in merchant banking and capital market activities, and accepting deposits of any term of HK$500,000 or more.

As for "deposit-taking companies", they are all subsidiaries of banks. They are mainly engaged in various specialized businesses such as private consumer credit, commercial loans and securities.

The first problem Jing Gao faced was to select a bank from more than 150 banks to provide him with financial services.

First of all, the banks of the United States and its subordinate countries (the Five Eyes Alliance) can be ruled out. How long has it been since the 2013 Prism incident? It’s not easy for a young Snowden to emerge. His brain is not wet.

Secondly, he didn’t want anyone to check his bank statements anymore. It was fine initially, but it would become a problem if there were too many checks.

Wu Jingshu, who is also a translator and accountant, suggested: "Mr. Jing, then choose Swiss Bank. Although on May 6, 2014, Switzerland signed the Declaration on Automatic Exchange of Information on Tax Matters with 46 countries, marking the 300th anniversary of the Swiss banking industry.

Years of secrecy are coming to an end, but their secrecy is still better than other banks."

Idaka said: "Then Swiss Bank!"

A few people took the Peninsula Hotel's courtesy car to the Swiss Bank (UBS) building in Central.

The person who came forward to receive the reception was a man in his twenties or eighties. He spoke Cantonese and enthusiastically brought the three of Jinggao to a small reception room, served tea and poured water, "What business do you want to handle? You can call me

I'm Owen."

Jing Gao drank tea and said, "I want to open an account with your bank."

Owen quickly switched to Mandarin and said: "Hello, sir. My Chinese name is Xu Yanghong. I am happy to serve you."

The subsequent account opening process went smoothly.

This makes Jing Gao a little surprised. Nowadays, speaking Mandarin in Hong Kong Island, the probability of being called "A-chan" or "Bei Gu" is not high. We are the rich people now. The value of the RMB has long exceeded the Hong Kong dollar.

But it's normal to get a blank look or poor service. Therefore, he and Xiao Qiao specially brought Wu Jingshu, who spoke good English, with them. It's not surprising that this bank account manager has quite a professional ethics.

"Mr. Jing, this is your bank card." Xu Yanghong politely presented the bank card and sent Jing Gao and his party out the door. Jing Gao had just informed him that he would transfer a sum of funds to this account later.

The driver slowly started the Mercedes-Benz and headed to the Bank of China Building not far away. Wei Chenjun's office is located here.

In fact, as a company that operates in the stock market, bonds, and futures markets, in today's era of developed Internet and mobile phone networks, there is no need to be crowded here in Central. However, setting up an office in Central, where land is precious, can better demonstrate her

strength.

Jing Gao took out his mobile phone. Before coming, his commonly used mobile phone number had already opened various services and opened Alipay transfer.

According to common sense, the figure of 1 billion US dollars cannot be transferred out at all. Moreover, his Alipay is a RMB account. But in his current operation interface, the journey was smooth and the funds were received smoothly.

After a while, a text message from UBS came: Dear Mr. Jinggao, your account has received US$1 billion.

At this time, the group also arrived in front of the Bank of China Building.


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