At noon, Jing Gao invited his assistants to the private room of Hanshe Sichuan Restaurant in Building B of China World Trade Center Phase 3, and a group of senior executives ate.
During the dinner, we casually chatted about the recent news in the shopping mall. There were really a few things closely related to the Phoenix Group.
First, Phoenix Group’s offensive posture on the Internet has attracted the attention of the entire industry.
After all, Jing Gao said in his internal open letter that he would strive to become the number one in the industry. The possible directions are: Phoenix Pay, Phoenix Finance, Xiangcheng (takeaway + OTA), and Xiaoyuan Bicycle.
Jing Gao ate the dry-roasted fish. The meaty sauce poured over the fish was fragrant. The fish meat entered his mouth, and the dry aroma was spicy. Speaking of which, there are a lot of spicy food among the executives of the Phoenix Group! Especially the Sichuan girl Liu Sumei. She pondered slightly.
He said: "In my opinion, it is best to make Phoenix Financial Group independent."
This idea stunned a group of senior executives.
Cao Danqing, a tall, delicate and delicate beauty, looked at Jing Gao in surprise, with the chopsticks in her hands still holding vegetables. But she didn't say anything. Of course she would defend Jing Gao in public. Furthermore, she had no respect for Jing Gao.
I have great trust, admiration, and willingness to believe in his judgment.
Along the way, Jing Ge brought her out of the darkness through many thorns and obstacles. How had he ever failed?
An Zhiwen smiled bitterly and said, "Mr. Jing, you can't change your ideas too quickly. It was a consensus that Uber and Weibo were merged into the Phoenix Group to create an Internet aircraft carrier enterprise. The overall structure of the group is based on this
Adjust the direction. If you do this again, I won't be able to do my job."
Shen Jinyuan felt like covering his face when he heard this. Damn, it’s so direct!
Mr. An has been beaten up by his ex-mother-in-law Liao Rong for so many years, and has experienced the ups and downs of society, but his character is still so... uh... simple!
Lao An, do you know who is sitting in front of you? Do you believe that he will become the richest man in the country this year?
At present, the only domestic rich people who rank ahead of Mr. Jing in terms of wealth are Wanda’s Wang Jianlin and Alibaba’s Ma Yun.
Wanda is selling assets, and he will definitely not be the richest man in 2017. As for whether he can surpass Alibaba, it all depends on his work this year! There is a high probability that he can!
Because the real estate market this year is very good, there is a high probability that Xia Shang Real Estate will become a domestic first-tier real estate developer. Xia Shang Real Estate is a company listed on the Hong Kong stock market, and its market value is likely to climb to more than 200 billion Hong Kong dollars.
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Jing Gao didn't feel angry at all. He and An Zhiwen had known each other since they were young, so it was impossible to care about the way they spoke. On the contrary, he quite liked An Zhiwen's straightforward and unabashed style.
Everyone likes to be flattered, this is the law of human nature. However, people must be vigilant in their hearts and listen to the truth more often.
“No. Lao An, you didn’t understand what I meant.” Jing Gao took a leisurely sip of red wine and said, “Phoenix Payment must remain within the Phoenix Group. However, Phoenix Finance currently has many traditional financial industries under its umbrella.
For example, we have insurance, securities, and fund businesses. We also have shares in Jingzhou City Commercial Bank. As long as we obtain another domestic banking license, we can benchmark against financial industry giants such as China Ping An and CITIC. Across finance and insurance
, banking, investment, securities and other fields.
In fact, the Bank of East Asia in my hand has a mainland banking license. Therefore, Phoenix Financial Group is fully capable of building a financial giant.
As for why I want to separate the traditional financial business from Phoenix Group, I want to give you a point of view.
I had a phone conversation with Mr. Ma from Tencent before. He believes that WeChat Pay is a supplement to the entire Tencent system and does not pursue financial innovation. This is the biggest difference from Alipay. He also mentioned in an interview in April
past this point of view.
I have been pressurizing Phoenix Pay internally to open functions similar to Huabei and Jiebei.
From my personal point of view, loan sharks have never had a good end since ancient times! I will definitely not do it! Even if small loans are so popular now, I will not do it.
Even on Wall Street, they caused the subprime mortgage crisis. The media has been saying "too big to fail" all day long. What will happen in the end? How many of the five major investment banks are left now? Goldman Sachs, Morgan Stanley. However, you have heard recently that Morgan
Does Stanley have many names?
Let me tell you the views of Professor Zhai of the People's Republic of China. After the 2008 financial crisis, Wall Street gradually lost its central position in the politics of the beautiful country. At that time, safeguarding the interests of Wall Street was to safeguard the interests of the beautiful country.
It’s different now. Now it’s the big companies in the beautiful country, and industrial capital is dominating the power field in the beautiful country. Capitals like Koch Octopus and Murphy stand out.
So, if you do something wrong, you have to pay a price. Where is the free thing?
So, the positioning of Phoenix Pay is the same as that of WeChat Pay. It is a complement to Phoenix Group. We can develop Yu'e Bao, sell funds, and sell insurance under the framework of Phoenix Pay. But we are determined not to lend money or engage in financial innovation!
I have looked at the history of human development and it has always been the industrial revolution that has changed history. I have never heard that financial innovation can promote historical progress!
You can make money in the financial industry. There is nothing wrong with that. However, we will never participate in financial innovation or loan sharking. This is the biggest difference between us and Alipay!”
…
…
“Pop!”
There was a burst of applause in the box. The boss was dissing Ali, so of course they had to applaud and agree. Some of what Jing Gao said was quite right.
Financial innovation can indeed make a lot of money, but the risks it brings are unknown. They may be positive or negative. What really drives historical progress must rely on technology and industry!
This is what Jing Gao has always said: serving the country with industry, rather than serving the country with usury. After France became a usury empire, its decline was obvious!
Jing Gao smiled, waited for the applause to stop, raised his glass and invited everyone to have a drink together.
Cao Danqing chuckled brightly, and looked at Jing Gao with admiration in his eyes. A man with a bit of idealism is very charming. He took a sip of red wine, elegant and charming.
Chen Qingshuang looked at Jing Gao with admiration. She was thinking, this is another article.
An Zhiwen expressed his position: "Then let's separate it! Mr. Jing, what do you think about the structure and personnel?"
Jing Gao pondered for a moment and then decided: "Phoenix Pay will still be managed by Phoenix Group. As a business group, the various businesses carried out online will remain unchanged.
Phoenix Financial Group was separated and placed under Taichu. It gradually increased its holdings in Bank of East Asia to make up for its shortcomings and build a financial group similar to Ping An of China.
In terms of personnel, Dan Qing is still in charge of Phoenix Financial Group. The candidates for Phoenix Pay are Lao An, Dan Qing, and Su Mei. The three of you can nominate one."
Cao Danqing wiped his mouth with a tissue and said: "Brother Jing, I'm still in charge of Phoenix Pay! I think even if we don't engage in Huabei, the potential of Internet finance is very great.
Furthermore, I personally lack sufficient financial expertise. If I want to build Phoenix Financial Group into a commercial aircraft carrier like China’s Ping An, I may not be capable enough.”
She sees things very clearly.
She defeated Haiyi Group's An Xiaoqian and Tang Xuan not because of her high level, but because Brother Jing provided sufficient funds for her to compete. But when it came to the actual operation stage, she was still lacking.
In fact, after taking over the financial business of Haiyi Group, she is currently very busy and feels a little strenuous.
Of course, she also has Xiao Jiujiu. The office address of Phoenix Pay is still with Phoenix Group. That is not necessarily the case with Phoenix Finance. She hopes to be closer to Jing Gao.
Jing Gao didn’t expect Cao Danqing to refuse, but thinking about it, it’s not a bad thing. It’s hard to say which position is better, the chairman and CEO of Phoenix Financial Group or the president of Phoenix Pay. It depends on development!
If he takes Phoenix Group to become the number one Internet company in the world, as the president and senior executive of the core payment business group of the group, his status will still be very high.
“Okay. The three of you can decide on the new financial giant candidate together.”
…
…
After saying this, everyone continued to talk about the second matter related to the Phoenix Group: the merger between Internet giants.
An Zhiwen said: "I'll go back and talk to Zuo Hao. We want to compete with Alibaba, and we must get involved in the e-commerce field. At present, JD.com and Meituan are good investment targets, but they have a firm foothold.
, may not accept our investment.
So, I think Pinduoduo must win, as the industry has high praise for the social e-commerce model.”
His working ability is very strong. Within a month of taking office, he quickly sorted out the clues and grasped the context.
Jing Gaodao: "You can tell me about this. In addition, let Phoenix Fund talk to Byte Slide to see if it can invest?"
Liu Sumei wore exquisite glasses and had a delicate and bright face. She said with a smile: "Mr. Jing, you met Li Yanhong from Baidu a few days ago, and then you talked about cooperation with Byte Slide after changing hands?"
Jing Gao said with a smile: "Business matters are divided and combined. You can't expect anyone to be a solid ally to someone else. You can only be strong if you are strong. Byte Slider competes with our meager resources. If we can invest in shares, then
Competition can be eliminated!"
Xie Wangzhen said: "Mr. Jing, your idea is very difficult. If I were Zhang Yimin, I would definitely disagree."
Jing Gao said with a smile: "If you have jujubes or not, let's hit one."
Laughing, everyone then talked about the third thing related to Phoenix Group recently: the judgment of the trend of the Internet industry.
Jing Gao had discussed with Li Yanhong before, and Chen Qingshuang published the key points of the discussion in an internal document issued by the President's Office. This caused various discussions in the Internet industry and financial media.
The senior executives of the Phoenix Group in Beijing, except for Xie Wangzhen who is responsible for real estate, the rest are basically in this industry. This topic is still very hot during the banquet.
After arguing for a few words, An Zhiwen was drunk and counted on his fingers: "Bicycle sharing, o2o, big data algorithm, autonomous driving, live broadcast, video website, music website, literature website, short video, e-commerce, cloud
Calculation, there are almost these tracks. We all have to enter.
Mr. Jing, don’t worry about starting a war with Tencent. I strongly recommend entering the field of live broadcast and short video. Don’t you have a King of Glory Club? This can be combined with live broadcast. Isn’t that what Wang Siming does?
?”
Jing Gao was also half drunk, and he was toasted by his subordinates, "Let's talk about it. You can invest in live broadcast websites. Tencent is really strong in gaming! If we want to do it, we have to test the water first. Fangyuan Group seems to be
Is there a game department?”
"some."
…
…
After having lunch until about two o'clock in the afternoon, Jing Gao went directly to the presidential suite of the China World Hotel upstairs to rest. He has private rooms here all year round.
As soon as all the assistants were sent away, leaving only Chen Qingshuang to accompany him, Xie Wangzhen came to visit. He seemed hesitant to speak, and finally patted his thigh, "Mr. Jing, hey, that bastard Xie An wants to have sex with a stewardess
