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Chapter 2152 Financial Knowledge

Sure enough, there is news about bank cards.

Li Shimin soon found out.

It seems that Li Shimin's ability to obtain information is very powerful.

And maybe one of his people accidentally heard it.

When Li Shimin received the news, he seemed very shocked. Why did he say that?

Because in his subconscious mind, money is of substance.

If it were just a series of numbers, it would seem extremely unreal to him. One card could rule the world? How could such a thing be possible in this world?

Then he asked the people around him.

"What do you want to do?"

But how could the people around me know this?

Therefore, the person immediately replied: "This subordinate doesn't know. I just heard that the Sixth Prince is about to promote this kind of card."

How could a young eunuch know these things?

Li Shimin asked the wrong person completely.

Therefore, Li Shimin did not say much.

He knew in his heart that there was one person who must know it, and that was Dai Zhou.

So he said: "You let Dai Zhou enter the palace, I have something to ask him!"

"Yes! Your Majesty!"

The eunuch then went to invite Dai Zhou.

And Dai Zhou has been discussing machinery manufacturing with Shengtang Group these days. He can't eat well or sleep well. He has to be called here and there by Li Shimin. The key is that the entire household department has paid a lot these days.

money. As soon as the money went out, he felt pain again. After all, he favored one and favored the other. When you increase your investment in one aspect, it will decrease in the other.

Now that Li Shimin has allowed himself to enter the palace, is he asking for money again?

Why doesn't this prodigal emperor think more about himself? He wants money every day and makes himself miserable.

There is not much money left in the entire national treasury to support Li Shimin.

However, since Li Shimin called him, he naturally wanted to enter the palace.

No matter what, let’s talk about it first.

By the way, talk to Li Shimin about money and ask him not to spend it like this, otherwise, the money will not be enough.

So Dai Zhou entered the palace and mentioned it to Li Shimin.

"Your Majesty, please think twice about spending money."

Obviously, he mistook Li Shimin for asking for money again.

When Li Shimin heard this, he was like, good guy, he hadn't even said anything to him yet, but he took the initiative to mention it.

Therefore, Li Shimin quickly smiled.

"Dai Zhou, please put this down for now. Come on, come on. I have something to tell you."

Li Shimin said this.

When Dai Zhou heard this, he always felt that this was not an easy matter.

So, he asked: "Your Majesty, what's the matter?"

In his opinion, is there anything more important than money?

Who knew that what Li Shimin asked about was also about money.

It's just another form of money.

"Did you know that there is a kind of card that can be used as money?" Li Shimin asked at this time.

When Dai Zhou heard this, he thought, good fellow, how could such a thing exist?

It can't be something created by the Shengtang Group.

So, he asked: "I don't know, Your Majesty, what is this? What do you mean?"

Indeed, he didn't understand what it meant, what kind of card it was.

"This is the latest idea of ​​Shengtang Group. I was very shocked when I found out." Li Shimin added.

Dai Zhou finally understood, so he thought about it.

"Your Majesty, is it the same as a subway ticket? You can trade it with just one card."

There is indeed such a saying.

It has the same existence as a subway ticket.

"Why didn't I think of this?" Li Shimin said.

There is money on the subway ticket, but it is just a one-time use. However, the things on the card need to be saved more, unlike the subway map, where you can only save a little something.

The amount is also wrong.

It can be said that the card is an upgraded version of the subway ticket.

"Yes, I thought that the Sixth Prince would do this because he wanted to achieve no cash flow."

Dai Zhou said again,

Regarding the no cash flow he mentioned, this is a new term, and Dai Zhou can say it, which proves that he has learned similar knowledge.

Otherwise, how could ordinary people know so much?

"But what are the benefits of doing this?" Li Shimin asked in confusion.

The reason why he came to ask Dai Zhou was because Dai Zhou was from the Ministry of Household Affairs, and he was in charge of a large amount of money. He knew more about money matters.

Therefore, it is most correct to ask him about economic things.

After hearing this, Dai Zhou began to say: "Your Majesty, I have also thought about the issue of no cash flow. I have some immature thoughts here. Do you want to listen?"

"Tell me, what kind of thinking?" Li Shimin asked doubtfully.

Regarding this knowledge, Li Shimin was also very puzzled, how could Dai Zhou know so much.

Could it be said that he has researched on these things?

And he himself knew nothing about it.

Li Shimin was a little confused.

He also really wanted to know what was going on.

"There are several advantages to having no cash flow." Dai Zhou added.

This guy says everything has to happen one by one.

"You said it, I'm listening." Li Shimin's interest was completely aroused.

Dai Zhou was not polite and directly expressed his opinion.

"First of all, in terms of convenience, cashless payment can complete transactions more quickly and conveniently. There is no need to carry a large amount of cash, and there is no need to change or wait for change. Just like when we take the subway, a ticket

You can go in and out with the card without having to find change. In this case, convenience is definitely feasible!”

"That seems to make sense. What about the second point? Is there anything else?" After hearing this, Li Shimin felt that it made sense.

I didn't expect that Dai Zhou could say such profound things. It was really surprising.

"Also, regarding security, cashless payment can reduce the risk of theft or loss of cash. Using cashless payment methods can protect personal financial information more safely. This thing cannot be kept on the body unlike cash.

, sometimes it’s just lost when it’s lost.”

"What you said makes sense. All of a person's assets are on one card. So when you go out to play, you only need to bring one card, and you can bring more money."

"Your Majesty is wise!" Dai Zhou said immediately.

This is indeed the case, and this is the benefit of convenience.

"Is there anything else?" Li Shimin was very happy because he was praised.

Dai Zhou went on to say: "Also, in terms of tracking and recording, cashless payment has great advantages, because it can more easily track and record personal consumption. Through electronic payment, every transaction can be accurately recorded,

Convenient for individuals to carry out financial management and budget control.”

"That's true. I never imagined that a cashless system would have so many benefits."

"besides!"

"besides?"

“Yes, it can also promote economic development: cashless payments can promote economic development, improve transaction efficiency, reduce transaction costs, and promote business activities and economic growth.

Making and receiving payments will be easier, increasing financial inclusion."



Dai Zhou said a lot more. It was just one thing, and he could say so much.

This made Li Shimin feel that Dai Zhou was really powerful.

"How do you know so much?" Li Shimin asked doubtfully.

Because how could Dai Zhou know so much?

"Your Majesty, that's because I have been borrowing books from the library recently to study. These things all appear in financial books."

"What kind of books?"

"This, because it's a bit much..."

"Okay, you send someone to the palace, I want to see it!"

Li Shimin said again.

Obviously, he still knows a little bit about finance, so he wants to learn a little bit.

"Yes, shall I do it first?"

"Wait a minute, I still have something to ask you here, so don't leave yet." Li Shimin said again.

"Your Majesty, please speak!"

"How was the conversation about manufacturing equipment?"

"Your Majesty, now we have reached the key point. I feel that this matter is not that simple." Dai Zhou added.

"Why isn't it that simple? Tell me."

"The manufacturing industry is not simple."

Li Shimin smiled.

"Is there anything simple in this world?"

"Your Majesty, if we want to do this well, we will need to use a lot of resources." Dai Zhou added.

Before, they took it for granted and thought that they only needed to negotiate the price. Obviously, this was not the case.

The entire industry involves many aspects.

"Tell me, what's it like?" Li Shimin asked.

"If you want to make money, you have to take down every production line, otherwise you won't be able to make much money. Moreover, Shengtang Group has very little development in this area. Their focus is not here."

"What kind of production line do you have?" Li Shimin asked.

When Dai Zhou said that, he seemed to realize that the matter might not be that simple.

“The first is ore mining, which includes metal ores, such as iron ore, copper ore, aluminum ore, etc.!

And the mining of non-metallic ores, such as coal, oil, natural gas, etc. This is the first step. Shengtang Group has very little investment now. If we want to take it, this production line must take it!"

"Indeed, but there are so many mines in Datang, what does this mean?"

"And, Your Majesty!"

"you say."

“After the ore is mined, it must be processed. For example, the ore must undergo crushing, grinding, flotation, sintering and other processes to convert it into smelting raw materials.

There is also the supply of smelting raw materials, including the supply of smelting ore, coke, limestone, steel slag and other raw materials. And this smelting industry requires a lot!

Just what I just said will cost billions of taels!"

This money has not yet been seen, so much money has to be spent.

Dai Zhou hasn't finished speaking yet.

"These billions of taels are really nothing compared to Li Min's expenses." Li Shimin said.

Li Min can easily spend hundreds of billions, but it doesn't matter if he spends billions.

But Li Shimin was not in charge of this money, so of course he didn't know how much money there was.

Dai Zhou is about to cry too.

"Your Majesty, the smelting industry also includes metal smelting, non-metal smelting and metal processing."

“For metal smelting, metal ore or smelted ore must be subjected to a smelting process to extract metal elements, such as iron, copper, etc.

There is also non-metallic smelting, which involves smelting non-metallic ores or smelted ores to extract non-metallic elements, such as coal, petroleum, etc.

Also, metal needs to be processed, and the metal materials obtained by smelting are processed into various metal products, such as steel, copper, etc. These all cost money, and there is a lot of money."

"Spend another one billion taels?"

"almost."

"That's not much. If you think about making money in the future, as soon as their machines come out, one piece will cost one hundred thousand taels. Even if it is saturated, it will still cost ten thousand taels. If the demand is great in the future, it will still cost 10,000 taels.

Are you afraid of not having money?" Li Shimin said.

Dai Zhou added: "This hasn't started yet. We still need to purchase a large amount of equipment from Shengtang Group before we can manufacture it."

"Can't we make it ourselves?" Li Shimin asked.

"Okay. But it's just not fast enough."

"Then buy it."

"But... we don't have much money left."

"Don't we still have a lot of shares in Shengtang Group? It's appropriate to withdraw a little bit, and we can do it ourselves in the future."

Li Shimin finally got the idea.

Know what is more important.

All this comes from Shengtang Group’s mobile phones.

When mobile phones first came out, everyone was rushing to get them.

The same is true for equipment. Every piece of equipment produced will make people flock to it.

Now, if you give yourself the equipment to make it, you will definitely make money, this is undeniable.

Shengtang Group has never failed to make money.

This is quick money. Compared with investing in shares, you can only get dividends once a year, and sometimes, Shengtang Group does not guarantee the dividends and may put them into the next year.

But if you make this kind of equipment, it's different.

Can be obtained directly.

"Your Majesty, in this case, our risk is too high." Dai Zhou said again.

At this time, Li Shimin seemed to have thought of something.

"We can involve the private sector, just like Shengtang Group asked us to take shares."

I have to say that this point of Li Shimin is indeed very wonderful.

"Your Majesty is wise!"

When Dai Zhou heard this, he felt as if he had opened the door to a new world.

Yes, if this is the case, then the risk of the court will be reduced a lot. This is a good thing, and if you have money, everyone can make it together, why not?

"Then you go ahead and do this. Of course, our court wants to take the big part, and they will take the small part. Do you understand?"

"Yes, Your Majesty, I understand."

It must be yes, this is what they are talking about. Of course, they get the big share, but the common people cannot get the big share because they invest too much.

"Then you know how to do it!" Li Shimin said again.

"Yes, Your Majesty, I understand!"

As for the operation, they are very familiar with it.

Why?

Because they have been dominated by the Shengtang Group a lot, they will naturally know how to dominate others.

If you don't like it, just think about it yourself.

"Okay, then go and deal with it."

"Yes, Your Majesty!"

Dai Zhou said very happily.

In this way, some troubles have indeed been solved.

And when he releases this news, it will definitely attract more people's attention.

Because the imperial court is a business card, this has never happened before, and it is endorsed by the Shengtang Group.

Therefore, as long as they release the news this time, many people will definitely participate.

Dai Zhou then left the palace, and then talked with Di Renjie about equipment manufacturing.


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