After sending Reed away, Li Yuan smiled and shook his head.
In the chat just now, Reed kept hinting that he could get the foreclosed bankrupt farm at a low price?
Of course Li Yuan just pretended to be stupid. Did he really think he wanted to be an agricultural tycoon?
To be honest, Li Yuan would have given up on the international trade of this kind of agricultural product if there was not still a need for such a cash machine.
At this moment, I received a call from Hong Kong:
"Master Yuan, this is Jerry. There are still many people approaching our bank to ask for loans. But house prices have increased by 14%? They increased by 8% last month? Do we need to pause?"
Hong Kong's real estate market was originally in a short period of consolidation. Thanks to Han Palace Bank's loan with a negative 20 down payment and a large number of other followers, the real estate market began a new round of rise under this positive stimulus.
Of course, Wu Jierui and others don't know this at all. It has already risen by more than ten percent, and the risk factor is quite high.
However, Li Yuan disagreed. He smiled and said: "We will put in as much as we have. If the money is not enough, we can lend it to others. We would rather give away most of the profits, but also ensure feedback to the citizens."
"Ha ha!"
"This policy remains unchanged for the time being. It will be extended until the end of this year. Whether it will be continued will be judged at the end of the year. Also, these loans are high-quality loans. If the funds can be turned over, our bank can also absorb part of it. Yes.
You can make money by yourself, and you can also optimize the bank's loan portfolio."
"If Yuan Shao doesn't do it, won't it be too radical?"
"Jerry, it depends on your expertise. If the housing market collapses before the end of the year, that's a decision-making problem for me. If the bad debt rate of the loan is too high, that's your management's problem."
"Received. Mr. Yuan."
Li Yuan is not afraid of the rising housing market at all. The housing market in Hong Kong will rise two or three times. Therefore, the loan with a negative 20 down payment can be extended to at least the end of next year, and even to the end of the year after that, which is the end of 1995.
As for the future financial crisis in Southeast Asia? Shouldn’t the principal and interest be paid off within three years?
Even if you switch to a long-term mortgage after maturity, you won't be afraid of cutting off the mortgage payment. Because the house price has risen two or three times, so what if it drops to half the price? It is still lower than the market price. I can't wait for them to cut off the mortgage payment and take back the property.
Woolen cloth.
Of course, as long as there is a steady flow of loans, the bank will have a steady flow of water. Li Yuan will have more funds to borrow and lay eggs.
I don’t know how it happened. As the stall grew bigger and bigger, why did it become more and more short of money?
"Yuan Shao, there is another good news. The number of people opening accounts at Han Palace Securities more than tripled last month."
Li Yuan laughed. Just relying on the current bull market, putting a dog on it will also attract those retail investors? And Li Yuan doesn't care about this kind of store business at all.
"Jerry, there are not many customers left in Hong Kong. Think about mainland customers."
"Mainland customers?"
"Do you think mainlanders don't have money? Don't tell me, you don't know people from underground banks?"
"I understand, I will arrange it myself..."
"You don't need to be in person. It has nothing to do with our Han Palace. Do you understand?"
"Copy that!" Wu Jierui asked with a smile, "Master Yuan, I would like to ask you, are you knowledgeable enough to provide some inside information?"
"What the hell." Li Yuan scolded with a smile, "We don't do malicious short selling here unless the profit is too great!"
While laughing, Li Yuan thought for a few seconds: "Let's do this! Do you know Netscape? When Netscape goes public in March next year, the Nasdaq will definitely rise, and the technology stock sector will definitely rise as well. You can handle the rest by yourself.
!」
"The Nasdaq of America?"
"Yes! That's it!"
"..."
Li Yuan suddenly thought: "Jerry, I have something to ask you. Are there many people in Hong Kong who want to immigrate now?"
"Of course there are many! There are quite a few around me. Why are you so lucky? Do you have a friend who wants to immigrate?"
"Just asking about the situation, has anyone immigrated to the United States? Is it the one who immigrated by investment?
kind."
"Immigrating to the United States is too expensive and many people simply cannot afford it. So I still recommend Canada or Australia..."
Sure enough, Jerry Wu is very familiar with immigration policy. In other words, that is very popular information in Hong Kong society in this era.
However, according to Wu Jierui's introduction, the United States is not a good place for investment immigration because the threshold is extremely high. The current immigration policy - invest 1 million US dollars! Directly provide more than ten jobs.
Not only does it require real money investment, but it also requires a real solution to the employment problem.
So later the United States itself lowered the requirement, not only to 500,000 US dollars, but also to provide ten jobs directly or indirectly! In other words, it gave immigration lawyers a lot of room to operate.
Leaving aside Australia, there are still remnants of the White Australia Policy, which discriminates against all other people of color, and is not considered the best place to immigrate.
The requirements are much lower. You can either buy an immigration investment fund with 400,000 Canadian dollars, and you can withdraw the principal and income after five years. Of course, the income from this fund... is a bit symbolic! But at least the funds can be guaranteed to be safe.
of.
The other is to pay the interest of more than 100,000 Canadian dollars, and the financial institution will loan you the 400,000 Canadian dollars?
To put it simply, it means spending hundreds of thousands of Canadian dollars to purchase an investment immigration qualification.
Therefore, if Harden, Yin Wan, and Noir have millions of dollars to immigrate to the United States, they will definitely have no problem. As for ten jobs? Then don’t worry! As long as there are enough dollars, everything in the United States can be done.
Buy.
But Hong Kong is very troublesome. Just say that a few hundred thousand Canadian dollars is equivalent to millions of Hong Kong dollars. A small household will definitely feel distressed.
After listening to these introductions, Li Yuan smiled and said: "Jerry, we can do the same. As long as they can come up with hundreds of thousands of dollars, our bank will give them a loan of 1 million to establish a private equity fund in the United States and give them a value
One million US dollars in fixed assets. Such as a farm or something."
In the United States, it is quite easy to obtain a private equity fund license, and you can do it with just money. The key is not the establishment of the private equity fund, but whether your private equity fund can attract customers?
Therefore, Wall Street is a paradise for speculators!
Of course Jerry Wu also understands these things. But he has some questions: "Shao Yuan, are we Hong Kong people allowed to farm? Not many of them will understand, right?"
"It doesn't matter if you don't know how to farm. We can help set up a farm management company and let us manage it. And after seeing the farm and the land deed, those people will believe that we didn't lie to them. And the management company will underwrite all the agricultural products produced on the farm.
, it also solves their worries. As for the principal of US$1 million that is not paid after five years, the farm can also be recovered, and it has been mortgaged to our bank anyway."
Wu Jierui thought about it for a while: "Young Master, in theory it should be fine. But we still need to consult an expert."
"Yes. Anyway, it's a private equity fund. It can invest in film projects or farms. The land we obtained through foreclosure for hundreds of thousands can be sold to them at the market price of 1 million. But I remind you that when it comes to immigration, you have to contact us.
The bank has nothing to do with it."
"I understand this, so just leave it to me without any worries." Jerry Wu smiled and said, "There are many immigration agency companies in Hong Kong. I will choose a few suitable ones."
【In view of the general environment,
"That's good!"
"..."
After some exchanges with Jerry Wu, Li Yuan put the Han Palace Bank incident behind him. He and Sean packed up and rushed to Beverly Hills together...
