Chapter 410: Spot checks by the Hong Kong Monetary Authority
On the TV, the old version of the "Havoc in Heaven" cartoon was playing. Ling Ling was sitting on Li Yuan's lap, watching the battle between Sun Wukong and the Four Heavenly Kings intently, laughing "gurgling" from time to time.
Cartoons are different from other films in that one thing stands out - saucy!
Especially this classic among domestic and even global cartoons, it is simply outrageous.
Huang Jiaojiao also watched it with gusto. Since it had not spread to Hong Kong and Taiwan, it was their first time to watch this cartoon.
When you see, the Jade Emperor asked Sun Wukong to guard the Peach Garden?
Huang Jiaojiao couldn't help complaining: "Wow! Is the Jade Emperor an old fool? Why did he let the little monkey look after the peach garden?"
The mother and son laughed again, and sure enough, in the end, Sun Wukong began to guard and steal.
While laughing loudly, Li Yuan couldn't help but tell the Internet meme: "Look, after the seven fairies' body-fixing surgery, the little monkey only eats peaches and doesn't even care about those fairies?"
Ling Ling continued to laugh, and she looked silly. Of course Huang Jiaojiao understood the joke, and she slapped Li Yuan a few times while laughing...
Finally finished watching "Havoc in Heaven" and the family of three is still not satisfied with it.
The eldest lady asked casually: "Xiao Yuanzi, do you know about Vitasoy?"
"What's the matter with Vitasoy?" Li Yuan had already forgotten about this matter.
"Didn't you say you wanted to acquire it?"
"Oh! Let's buy it then. Let Lingling take a nap and go to Yonghe Temple when she gets up."
"No. He doesn't like temples and is afraid of the Buddha statues inside."
"Cowards. How about Beihai Park? Check out the Nine Dragon Wall?"
"Didn't you say you were going tomorrow? Start from the square, go to the Forbidden City first, and then go to Beihai Park?"
"That's okay. I'll buy a rubber ball later and play on the lawn below."
"Meow, meow?" Xiaotuanzi called out several times anxiously.
"I know, I'll buy you a cat stand too. You're the only one bothering me!"
"Haha. Lihua, it's not easy to buy a cat stand in Beijing. There isn't even a pet store here."
"Ah? So backward? What should I do if Xiaotuanzi gets sick?"
"Zoo, look for a veterinarian. In fact, you can also look for Uncle Jiang. Their school should also have a veterinary major... right?" Li Yuan thought for a moment, people in this era don't care about it, and they really rarely keep pets, "Jiaojiao, are you okay?
If so, you can open a pet shop. Don’t worry about whether you can make money, just serve the little dumpling! At least it can take a bath honestly."
"Meow meow?"
"That's great! You can also sell imported cat food."
"Huh? You might as well make your own brand. What raw materials are not available in China? Can't you produce them yourself?"
"Meow meow?"
The little dumpling danced and danced, and Uncle Cat was really angry. What do you two shit-sweepers mean? Just for me, you just opened a pet shop and produced pet food?
Alas! These two prodigal things have broken my heart!
Lingling lay on the floor, holding the toy skin for a while, and then fell asleep in an instant.
Huang Jiaojiao suddenly felt that something was wrong, and thought hard for a while: "Wow, Xiao Yuanzi, why did we talk about this? Aren't we talking about Vitasoy?"
"What's wrong with Vitasoy? Didn't we discuss it before, it's best if we can acquire it, and it doesn't matter if the acquisition fails?" Li Yuan waved and asked the nanny to carry Ling Ling to his little bed.
"How can that be done? I will beat them to a pulp and make the whole of Hong Kong kneel at my feet. Hahaha!"
"Then your appearance is gone." Li Yuan said cheerfully. There is no way, the eldest lady is so stupid, "According to the conventional acquisition case, it is not unusual for it to last one or two years. How can it be so easy? And
It’s not like picking watermelons on the street, just pick one and pay.”
Li Yuan snapped his fingers, and Xue Ma understood the idea, and she immediately prepared the frozen watermelon.
"It's so boring! What do you mean, my outstanding women in Hong Kong have no hope today?"
"Huh? Didn't you move back to the mainland?"
"Ah?" Huang Jiaojiao was dumbfounded, "Xiao Yuanzi, it's all you, please pay me for being an outstanding woman——!"
"Hahaha." Li Yuan laughed, "What does this kind of title mean? They are all given to those wealthy ladies who are bored and idle. Do you need to snatch their toys?"
"Why not? What I call an independent woman! Set a good example for our female boxing sport! Hehehehe!"
Li Yuan felt funny: "Jiaojiao, with your current status, do you still need recognition from others? It's no exaggeration - the leader of the new generation of Chinese people in Hong Kong and Taiwan. Others are not worthy of carrying your shoes."
"Huh? Husband, although I really like hearing this kind of talk. But from the bottom of my heart, you seem to be looked down upon by everyone, right?"
"Haha." Li Yuan didn't bother to explain. In a few decades, how many people in China will look down on foreign countries?
Just like those people who are blind, brainwashed for a long time, and have ideological stamps. They still have an unrealistic longing for foreign countries.
But for someone like Li Yuan, who is very familiar with domestic and foreign situations, is it because he is extremely confident?
"Jiaojiao, actually I don't need to explain this. Just watch it comfortably! In our country, you don't need to work hard at all and you can basically win."
Huang Jiaojiao tilted her little head, finding it difficult to understand.
Indeed, people nowadays simply cannot understand this sentence. As mentioned before, not to mention developed countries in Europe and the United States, even Sokil in Africa, the level of modernization of their cities has exceeded that of most parts of the capital.
Can you believe it?
That's it! In the 1980s and 1990s, apart from the Magic City, which was considered a modern metropolis, the capital city was not even considered. Buildings with coal-fired toilets and heating were all in short supply.
Not to mention those inland cities. Provincial capital cities may only have a few bus lines, and prefecture-level cities may only have a few traffic lights? Not to mention county towns.
Even Yangcheng in this period! Yangcheng, one of the cities in the north, Shanghai, Guangzhou and Shenzhen! At the speed of walking, you can visit the city center in half a day?
Waiting until a few decades later, people at that time would simply not be able to imagine it. They had no idea that cities would develop so fast!
Therefore, with the dividends of the times, you can just lie down. As long as you follow the steps honestly, you can more or less support the whole family.
Is this understandable?
For example, almost every aboriginal family in first-tier cities now has a fortune in the millions, which is about one million US dollars.
For example, if there was an international dating website that put people from all countries together, without mentioning other conditions, a million-dollar wealthy family? All the bees and butterflies from all over the world should flock to it, right?
Therefore, sometimes historical inertia and information cocoon can be really harmful. It can really mislead a large number of people.
"Okay, I'm going to buy a ball."
"Let's go together. Hehe. Where can I buy it?"
"Sports store!"
“What about Vitasoy?”
"Are you still thinking about the broken milk? Let Jerry handle it! What's more important than our son playing ball?"
"Hey hey hey."
"..."
…
In Hong Kong, Vitasoy's response finally came belatedly: "...I am very grateful to Yeshan Supin for your love. However, we believe that under the leadership of the original board of directors, Vitasoy's future will be brighter..."
To put it simply, it is - not for sale!
The Luo family also has the confidence not to sell. A large amount of equity is collectively held by their family members, and it is generally difficult to lose the controlling interest. Of course, it is indeed a bit unprepared.
However, such a response shows that the conditions between the two parties have not been agreed upon, and there will definitely be a next step.
Vitasoy's stock price rose in response. The majority of investors were eagerly looking forward to a fierce battle for equity.
However, at this moment, the Hong Kong Monetary Authority suddenly took action. Under the watchful eyes of many media, it searched the headquarters of Han Palace Bank and took away a large amount of financial information?
At this point, everyone was confused. What was the situation? How could there be a surprise inspection?
However, the answer from the Hong Kong Monetary Authority was very official: "We are conducting random inspections on a routine basis to better protect Hong Kong's financial order. We hope that the general public will not make random guesses or spread rumors..."
Routine spot check? What the hell do you think this letter is? Han Gong Bank is operating normally. If there is no problem, who would check it out of nowhere? Also, what does it mean to take away financial information? Did you bring it back?
Home, what to use as toilet paper?
All of a sudden, various rumors spread on the streets of Hong Kong. One of the rumors was the most widely spread - because Han Palace Bank was optimistic about the mainland market, it issued a large amount of mortgage loans for mainland assets. Unexpectedly, a large number of bad debts appeared
, causing the bank's money to exceed the warning line, triggering the supervisory mechanism of the Hong Kong Monetary Authority.
I pick! Everyone was shocked. Is this really possible? Moreover, the predecessor of Han Gong Bank was Haishang Dai, and Han Gong and others were also bankrupt and liquidated due to a run storm?
So what are you waiting for? Come to Han Palace Bank to withdraw money quickly?
Like a tornado, the entrances to the major branches of Han Palace Bank were crowded with customers who came to withdraw money. A new wave of runs immediately formed...
…
"I have a lot of luck, but I finally found you." Wu Jierui said angrily, "Did you know that there was a run on the bank?"
"Oh!" Li Yuan replied casually while stroking Ying Xin's big belly, "Let's find a way to transfer some funds? Just use cash and provide overnight service. Hey, have you reported to Jiaojiao?"
"I already told you. She asked me to find you."
Li Yuan shook his head helplessly. The eldest lady wanted any CEO, but she didn't care about anything: "Go and ask Bank of China! They should be able to help. They are also our major shareholders."
"But...but..."
"But what?"
"I have already calculated it, and we do not have enough on our books now. We need at least 890 million in reserves."
Li Yuan was a little surprised: "Such a big gap? What's going on? Didn't I ask you to tighten money? And the bank's cash flow is quite abundant? Is this all what you said?"
Wu Jierui looked a little helpless: "Master Yuan, I also reported to you that the scale of lending in the mainland is too large, which will affect the bank's bad debt rate and create a large number of non-performing assets."
"Then what do you mean?" Li Yuan was a little confused. Even if the number of loans far exceeds expectations, it should be within the bank's tolerance, right?
"Shao Yuan, didn't you say that you would set up an asset management company yourself and then package up and buy all the bad assets?"
"Oh! Got it. I forgot."
Jerry Wu almost couldn't catch his breath. Forgot? Is there such a thing?
Li Yuan said with a "hehe" smile: "Go and complete the procedures! Mortgage Parallel's stocks, register the company, and get rid of this bad asset."
Jerry Wu was about to cry: "Young Master Yuan, please don't play with your heartbeat in the future, okay? Nothing should have happened originally, even if there was a run, it would have been a minor disturbance. But now more and more people are admitting it, Han Gong Bank's credibility has been damaged too much."
!And the face of you and the third lady!"
Li Yuan chuckled a few times: "What does face mean? If they want to cash in, just give them the money! I have already said that you should concentrate on the Internet, other things are really annoying."
"I understand! You, Mr. Yuan, are busy! But we are worried about being small? I will deal with it right away. Let's settle the cash issue first."
"Hey, wait." Li Yuan suddenly thought, "I didn't ask just now, how could there be a sudden run on it?"
"The Hong Kong Monetary Authority suddenly conducted a random inspection and found our bank. Later, there were rumors that our bank had insufficient cash."
"Huh?" Li Yuan immediately felt something was wrong, "Jerry, is someone secretly messing with us?"
"Young Master Yuan, I feel it too. I have sent people to check. But..."
"but what?"
"Ahem, Young Master Yuan, you have made too many enemies. It may take a while to investigate. I'm afraid it's too late..."
"Yeah." Li Yuan smiled helplessly. This person is too good, but he will be envied, jealous, and hated by everyone. It's so cold at a high place!
"Forget it, forget it. Let's do it like this! It's not a big deal! As long as we have enough money, no problem will be a problem."
"Oh, Mr. Yuan. What about Vitasoy? Should we continue? Now there is a situation in the bank. Even Han Palace Securities has many people coming to cancel their accounts, and many people from Han Palace Investment have withdrawn funds?"
"Then give it to them. Do we lack funds here? I can get as much as I want!" Li Yuan was already a little impatient. Originally, he didn't care much about the affairs of the Han Palace and wanted to throw these properties to Huang Jiaojiao.
I didn’t expect the eldest lady to occupy the latrine and not poop?
"Jerry, no matter how windy or rainy it is outside, we are here standing still. We don't need to pay attention to those clowns at all, and we don't care about the bank's losses. It is originally used for financing."
