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Chapter 522: Coming back from the front this time, what I have to do can be summarized into one thing

 Chu Guang can understand Old Charlie’s complaints.

No matter how excited his little players are on the front line, the situation in the rear will be very tight.

It is no exaggeration to say that in the past few months, the entire alliance from the central bank to the Ministry of Finance to the trade unions

Almost all units related to money are wiping the butt of the alliance's army. So far, there have been no major problems in production and economy, and they are inseparable from the full cooperation between various departments.

Of course, the most important thing is that he fulfilled the promise he made from the beginning and ended the war before the end of the year.

"Let's talk about the first question first."

Saying that, Chu Guang looked at Minister Sun Kecai who was sitting on the other side of the conference table with a nervous look on his face, and continued in a gentle tone.

Do you remember the last question on that test paper?"

Jiu Xi was stunned for a moment, and quickly realized what the test paper Chu Guang was talking about was, and immediately said. "Remember! I remember the question is... If we borrow money from a predator, what will we pay back?"

Do you want to pay it back?"

Chu Guang: "What's your answer?"

"What I wrote at the time was..." Sun Rongcai said nervously, "I think even if I pay back the money first and then take it back, it would be better than just relying on me. Otherwise, other people will worry about it.

You won’t be labeled a predator just because you borrowed money from us.”

Chu Guang nodded approvingly, and then looked at old Charlie.

"Unfortunately, he was the only one who answered this question, which makes me satisfied. Some of the candidates' answers were arrogant.

They say that it is absolutely impossible for the Alliance to trade with the predators, so the question is not valid. Others think that we can directly blackmail the money, and no one will sympathize with the predators anyway. However, if the matter is always that simple, we don’t need to do it.

The Ministry of Finance can just hire a steward and everything will be taken care of."

Predators are different from mutants. This is not something that can be distinguished at a glance. On the other hand, it can also become

A pocket that can hold anything.

Confiscating the property of a plunderer has completely different consequences than declaring that the creditor is a plunderer.

Of course, the reason why Chu Guang said he was half satisfied was because there was actually a better way.

Rather than using force to snatch away the IOU from the creditor, it is more clever to make the IOU in the creditor's hands worthless through appropriate methods.

Old Charlie coughed slightly.

"I didn't say you would throw away the money... That was just an exaggeration. The original intention was that you would

I understand how serious our current financial situation is."

Chu Guangxiao looked at it and nodded.

"I can understand your feelings. We must pay back the money. We can't do anything like defaulting on the debt. So now comes the second question...how to pay back the money."

When he asked, he looked at Sun Rongcai. "How much will we have to pay back at the end of the year?" Sun Rongcai said immediately.

The total debt scale is 510 million chips, and the loan limit is from 20 years to 50 years. The principal and interest total 10.17 million chips! "

Chu Guang nodded, suddenly sighed and said, "Too little."

For example, both the debt scale and the principal and interest to be repaid are too small!

If the repayment at the end of the year is 100 million, I'm afraid that before he even gets off the airship, President Malvern of Boulder City Bank will already be waiting for him below the airship.

How could he let him stand for a long time and wait for Avni and Boss Xia to come? Sun Ruicai was stunned for a moment, and old Charlie was also stunned for half a second.

"Too little_....?"

"Well," Chu Guang nodded and looked at the two of them distressedly, "You have wronged yourselves too much during the time I was on the front line. Just now, Minister Sun Rongcai said that the deficit in military expenditures accounted for 76.9% of the total deficit in the alliance. %, even if military industry accounts for a relatively high proportion of our current total industrial output value, this financial report is quite unhealthy."

You also know this is unhealthy! Old Charlie couldn't help but said.

This is the result of the logistics department trying to be as frugal as possible..." Chu Guang looked at the old man and continued.

9U ball area?." "Here's the problem. The deficit in military expenditure has reached 900 million. If our investment in infrastructure also reaches 900 million, wouldn't this ratio drop from 76.9% to 50%7?"

After hearing what Chu Guang said, old Charlie was stunned. Sun Rongcai, who was sitting aside, also had a dumbfounded expression.

What kind of logic genius is this?

And aren't they discussing how to repay the money? Why do you think they spent too little?

"I just made a joke to lighten the mood, but the truth remains the same."

Looking at old Charlie and Minister Sun who were speechless, Chu Guang put away his joking expression, looked at the two of them seriously and continued.

"The reason why I go to all the trouble to borrow money for you is to let the residents of the alliance live a good life, not to make you tighten your belts and pay off debts. So when you tell me that we will adopt a more conservative economic strategy in the next three years , I have to take everyone's hard work to reduce the debt scale first and then expand our business, I am very happy

It hurts... If this is the final result, why should I fight this battle?"

"Individuals can reduce the size of debt by cutting back on food and clothing, but collectives must not do this. Debt is a rope. Once we are caught by it, we will become slaves of the creditor. If the problem is solved by shrinking the balance sheet, do you know what it means? ?It means that the entire alliance will have to work for Boulder City in the next three or even five years!

Is this what a victorious country should do? We owe money, we are their father!"

Old Charlie looked at Chu Guang blankly, confused by this confusing logic.

One second he said debt was a rope that tied a slave, but the next second he said it was the creditor's father who owed money?

Minister Sun Rongcai was also stunned, but in another sense, he understood a little bit of the managers' thoughts.

You mean, debt is a rope that our creditors can use to trap us, but conversely we can also use this rope to pull...them?"

Chu Guang picked up the cup and took a sip of water. While moistening his throat, he calmed down his tone a little. "That's exactly it."

"So before discussing how to repay the money, I must first change your mind and tell you

The path of reducing the balance sheet to repay debt is absolutely unworkable, at least for us. If you want to repay the debt and ensure the credit of the alliance government, instead of shrinking the balance sheet, you should continue to increase expenditures and spend more money! "

"But how to spend money is a science. We can't learn from the nobles of Boulder City, nor can we copy the experience of Ideal City. I have to use our own model."

After a pause, Chu Guangji replied.

"When I come back from the front this time, what I have to do can be summarized into one thing." Old Charlie swallowed.

....What?" Chu Guang said with a smile.

"Share the spoils with the citizens of the alliance!" Sun Rongcai was stunned for a moment and did not react. "Share... the spoils?" "That's right," Chu Guang nodded, "the victory of the alliance cannot be separated from the support of all citizens. Support, our army cannot defeat those wolves with just fists. We have gained two temple countries and two trading partners. Our residents can clearly feel that food is cheaper. In the past, they could not exchange for an hour's work. A pound of corn can now be exchanged for a kilogram...but this is not enough, and it is far from enough for the winner!"

As he spoke, he raised his voice

"The table of the residents of the Union should not only have corn and potatoes, but only pigs, cattle and sheep eating corn on the cob. In terms of nutrition, there should also be meat, eggs and milk on their table. We must make it affordable and practical for them. , and then they can eat whatever they want, it’s so delicious!”

Not just food but clothing! Last winter we stuffed pre-war demonetized money into quilts as quilts. I promised it would be the last time, and now I will keep that promise. This winter everyone will be covered with real quilts. Quilt, put on clean and warm cotton clothes and leather boots, and live in a draft-tight house."

"And it's much more than that!"

That loud voice echoed in the conference room.

After hearing these words, Sun Rongcai felt a heat in his heart and couldn't help but clapped quietly under the table.

Speaking of which, wasn't it because the man in front of him promised to let everyone live a good life that he ended his wandering life and chose to stay?

He felt ashamed that for a moment he had the idea of ​​asking everyone to eat less and pay off the debt.

Paying back debts is a matter of course.

But he is the finance minister of the alliance, and he has an obligation to come up with better solutions for the alliance!

Unlike Sun Rongcai who looked excited, old Charlie didn't react much and just looked at Chu Guang intently.

He admitted.

This man's rhetoric has a magical power that confuses people's hearts.

If this was a public speech rather than an internal discussion, the applause would probably lift the ceiling.

People will stand up and cheer for him, chant his name, and even regard him as a living god, willing to

Give your life for him..."In fact, many people are already doing this, becoming a member of the Guards is almost

The dream of all the boys in the league.

In the wasteland, what could be more attractive than having enough food and clothing?

And what he promised was not only to feed and clothe the residents of the alliance, but also to let them live with dignity... Let everyone

Everyone can live with dignity, which is a big statement that even the city lord of Boulder City dare not say.

It would be better to say that the only people in the entire wasteland who can do this are probably the people in Ideal City. But after thinking about it, old Charlie felt relieved.

This is actually not the biggest piece of pie that the managers have ever drawn.

Compared with "building a new ideal city on the ruins" and "returning to an era of prosperity", this boast is actually a small one.

Chu Guang smiled at Sun Rongcai, looked at him as if he had something to say, and raised his hand slightly to indicate that he hadn't finished speaking yet.

After a pause, Chu Guang changed his tone and continued.

"I occasionally entrust my assistants to observe how our residents live... Of course, this does not include their personal privacy."

"For example, a girl who works at a trading post has to work six days a week, from 7 a.m. to 7 p.m., with only a one-hour lunch break in between. She can go back to the village next to Jianghu to reunite with her family on Saturday night.

, and then stay until Monday morning to go back to work.”

2insultEsfd "In the past, when we were short of people, we could only force our workers to work a little longer, but now that we have passed the most difficult period, I think we should give them back the time that originally belonged to them."

“So when I was still on the front line, I called the person in charge of Kuanyi Station and asked him to increase the number of employees by 50%, adjust everyone’s average daily working hours from 12 hours to 8 hours, and adopt a more flexible shift schedule.

"

"This set of rules has been in operation for half a month, and it has proven to work.

"The employees at the trading post will be more enthusiastic about their work and treat every customer more patiently. Not only will the traveling merchants leave a good impression on our people, but our employees will also be able to live a better life.

After work, you don’t have to lie in the dormitory in a daze like you have exhausted all your strength. You can go out and walk more.

Whether it’s going to the library to study and recharge, going to the snack street, or socializing with friends, do what young people should do.”

"Of course, what we have to solve is not just one person's problem, but everyone's problem. The trading station is just a pilot project. From now on, all factories, institutions, and facilities in the alliance, whether they belong to collectives or private individuals, will

This is how it should be done! I plan to write it into law, and I am already prepared to double the budget for this."

After a pause, Chu Guang looked at Old Charlie and Minister Sun Ruicai and expressed his thoughts.

"Not only do we allow the residents of the Alliance to have time, we also want to make them wealthy. Our current minimum hourly wage is 1 silver coin, and this number can no longer keep up with the economic growth of the Alliance. I plan to make the Alliance's minimum hourly wage early next year

Reaching 3 silver coins, the median gradually increased to 5 silver coins.”

"When the residents of the alliance have money and time, they will have spending power and more demand. As long as we can keep inflation within a reasonable range, there will be an amazing growth rate and business opportunities everywhere."

market."

"In order to earn more interest, the nobles of Boulder City will not only not urge us to repay our debts, but will also give us the chips they have saved. After all, we will use these chips to buy things soon.

Their things, let them earn back their chips. Even if the Boulder City Bank does not print a penny, the chips in their pockets can be doubled, or even more than doubled.

Sun Rongcai held his breath.

Old Charlie also looked at Chu Guang in surprise.

By now he has basically fully understood Chu Guang's thoughts.

Not only did the guy not plan to reduce the size of his debt, he actually planned to borrow more money.

Use the borrowed money to develop the economy, invest in infrastructure, and improve residents' lives, thereby further expanding the economic scale of the alliance and attracting more hot money.

But there is still this loophole in it...Old Charlie said cautiously.

"But we have to use the chips we earn from them to repay the debts of Boulder City. It is impossible to repay them with silver coins."

Sun Ruicai also calmed down after hearing this.

"...Indeed, their residents still had some spending power before, but now they have to save money even for nutrition and education."

Looking at the worried two people, Chu Guang nodded approvingly.

Xu Lin's ability to observe this shows that you are attentive and that our plan has successfully entered the second stage. A large amount of chips have been concentrated in the pockets of the nobles of Boulder City, indirectly pushing up the inflation of Boulder City. If

You are a noble of Boulder City. Watching the people around you getting richer and richer, the chips in your pocket are getting bigger and bigger.

There is so much, but it is getting less and less expensive, what will you do?"

After thinking about it for a moment, Marriage suddenly showed a stunned expression and said excitedly.

"Preserve value! I have to buy some things or industries that can increase in value before the chips depreciate!" Chu Guang smiled and nodded.

;m8X:e,r)k!S" Correct, although not comprehensive o"

Blind investment is one of the complications of economic overheating. People will lose their minds in the frenzy in order to make money in their pockets.

Invest blindly to beat inflation.

Because money comes so easily.

'It seems like you can make money with your eyes closed.

Slowly, people will be more worried about missing the opportunity to get on the bus than losing money.

..In the entire southern part of the river valley, there will be no market more worthy of investment than the Alliance. Anyway, they probably have no interest in wasting money on those poor people who can't even afford nutrition. I don't expect to make money from those people either.

money to pay off debts.”

"In addition to investment, the aristocrats in the inner city will also become more lavish in their consumption habits than before. We only need to give them a little opportunity and encourage them to expand their business, and they will send the money themselves.

For example... develop the tourism and entertainment industries and let them compete with the people in the ideal city

Who can waste money more? Or issue more bonds to attract hot money that they can’t find investment opportunities in their hands.”

"As for the residents of Boulder City...although they are sympathetic, that is something that Boulder City should worry about. If they can't even afford nutritional ointment, those people will naturally come to the Alliance to eat corn."

Chu Guang sympathized with their plight.

Those survivors are also the people suffering in the wasteland.

But he also said that he would give priority to the interests of the alliance and would not sacrifice his own interests for others.

And if they were willing to come over, he wouldn't mind giving them a share of the leeks cut from the nobles in the inner city to help them start a new life.

After all, it was originally the fruit of their labor.

"...In order to uniformly manage the alliance's foreign debt, and to allow our creditors to exercise their creditor's rights more conveniently and efficiently, I plan to have the Alliance Central Bank join forces with Boulder City Bank to issue a 'bond" that is denominated in chips." It can

To a certain extent, it can replace chips. Regardless of whether the Bank of Boulder City recognizes its currency status or not, the maturity

We will all pay according to the coupon rate. If the nobles of Boulder City don't mind, you can use this IOU as money."

Old Charlie retreated doubtfully.

"Will Boulder City Bank agree?" This is obviously a big pit... Chu Guang said with a smile.

"Believe me, even if I don't mention this, they will take the initiative to ask me to come up with a similar plan so that the debt in their hands can be circulated like banknotes."

Old Charlie was silent for a while, then suddenly sighed and said, "It seems I'm getting really old."

Chu Guang shook his head.

"Where is the matter? All I can provide is a macro strategy. You still need to study the details."

It will be improved after research and discussion."

"I will try my best to keep up with you." Old Charlie glanced at Sun Rongcai and then said, "Today's meeting... I suggest it be better to keep it secret."

In a sense, what they discussed was not how to repay the debt at all, but how to harvest more leeks from their neighbors.

If this spreads out, I'm afraid it won't boost the creditors' confidence. I'm afraid the creditors will be tempted to cut the bank.

Bei&A Sun Rongcai nodded in recognition and clutched the meeting notes on the table. "Understood!"

Chu Guang said nothing and acquiesced to Lao Kenli's suggestion to keep the contents of the meeting confidential, even though he felt that it didn't matter whether it was kept confidential or not.

Many things are obvious.

Someone must have noticed that the asset bubble in Boulder City is constantly piling up and the risks hidden in the bubble.

For example, the president of Boulder City Bank.

Instant call, as long as U takes a little time to check the ledger, he will find that the chips circulating in Boulder City are even more than the total chips issued by Boulder City.

However, the person who discovers the problem will definitely not take the initiative to burst the bubble, because doing so will not bring any benefit, but will cause a lot of trouble.

Making the last amount of money before the bubble bursts is what "smart people" do.

If the last stop is a cliff, then just get off before the penultimate stop... The closed-door meeting only lasted just an hour and ended.

Although many people heard that the managers held such a meeting to solve the debt problem after returning, except for the three people who attended the meeting, no one knew what was discussed at the meeting, and no one knew that the managers of the alliance asked the Hong Kong Merchants Union and the Finance Committee

What kind of instructions did the department give?

Just when the merchants from Boulder City were speculating whether the alliance would have no money to repay its debts,

The day after the meeting, the Dawn City City Hall issued an announcement that slapped everyone in the face.

The entire announcement is probably tens of thousands of words long, but it can be summarized in two terms and that’s it! It’s a tender for multiple fields at the same time! The first is travel.

Dawn City City Hall will bid for 50 electric buses at a price of 5 million silver coins, and put them into the existing 6 public transportation lines and 4 new ones, replacing the trucks originally used to pull goods and transport troops.

, striving to reduce the commuting cost of residents to less than 1 silver coin, and to allow residents to "sit" in the car decently without getting their pants dirty.

Not just buses, but also related supporting facilities.

The Shuguang City City Hall's bidding plan also includes a total mileage of 50 kilometers of concrete roads and four new charging stations.

And this is not the most eye-catching thing!

The most eye-catching announcement has become the headline of the "Survivor Daily" that day...early in the morning.

A single-family cabin in Linghu Wetland Park.

Xiao looked at the newly released "Survivor Daily" in his hand. Fang Chang, who was sitting in front of the dining table, had a surprised expression on his face.

"Good guy...that's a lot of silver coins."

Luca, the Lord of Dawn City, announced that in order to accommodate the survivors who continue to pour into Dawn City and to improve the living environment of the residents in the city, the city hall plans to invite bids to build 1,000 new apartment buildings on the wasteland in the northeastern part of Qingquan City, requiring an average household area of ​​40

Above square meters, each building can accommodate at least 48 households and no more than 60 households.

.According to past practice, players can also participate in design and bidding. He dared to bet.

With the passion of those professional gamers for making money, this matter will definitely replace the hot search for "B6 layer" and become the hottest topic on the homepage of today's forum.

The newspaper also included a picture that almost enclosed the open space to the east of Embassy Street in Shuguang City, and two of the newly planned bus lines were also included in it.

But then again, this is building roads and houses. Where does the money come from? We have agreed on an almost completely real economic system, but it feels like these NPCs do not play according to the routine...

wrong.

Fang Chang thought about it and found that he had inertly brought his thinking into reality. In fact, the situation in the wasteland is completely different from reality. What is the most precious black box *** here...

.Technology? None! But people!

People do research, people do design, people drive screws and farm, and people go to mines to explore ruins.

Only with people can we have the ability to excavate relics and recover the treasures of pre-war civilization. Without enough manpower, you will have to be slaughtered to sell hyena meat, let alone collect the wool of your neighbors.

As long as the alliance can continue to siphon their manpower and wealth from surrounding survivor settlements, then this set of quantitative easing operations is actually completely feasible.

If you want to find a reference in reality, you cannot look for it in the 21st century, but you should go back to the earlier 19th century...

While Fang Chang was staring at the newspaper intently and thinking about it, Dolly quietly walked up to him, leaned over and pecked him on the cheek, and placed the hot buns she had just bought on the table outside.

Someone looking for you.

After closing the newspaper in his hand, Fang Chang raised his head and smiled and said. "Who?" Dolly wrinkled her nose.

"His name is Ji Xiu, and he also said that he is the son of the president of the Bank of Boulder City...but I don't think he is a good person, and he comes across as quite strange.

She didn't like the guy's frivolous eyes, but she politely asked him to wait at the door for a while. Ji Xiu

;@Hearing this name, Fang Chang's eyes suddenly lit up, he pushed away the chair with a smile and stood up. "You are right, dear, that guy is indeed not a good person, but... this does not prevent him from doing what he did.

Good thing."

"Do something good." Dolly tilted her head, with a confused expression on her face.

She didn't think that guy who wanted to look at people with his nostrils seemed like someone who could do good things.

"Yes, you have to do one or two good things in your life. Otherwise, it would be too pitiful. I can help..." Fang Chang smiled and touched her hair gently, "I'll go and have a look.

he."


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