While Xu Wei was chatting with Old Man Wang, Xu Wei's personal guard said that Zhen An wanted to see him!
Xu Wei asked his guards to let him come over!
"Qu Shuai, your old friend, has made a lot of money during this period. In just this year, his textile factory has tripled and it has become the largest private textile factory in Mayi. That's not enough.
, he is now also eyeing the shipyard, poaching many of our craftsmen and building a shipyard!
His friends are like this too. They often compete with us for business. They either set up a barrel-making workshop, a cement-making factory or a brick-making factory. They are all profiteers and will do whatever they see to make money!"
Old Man Wang has a bad opinion of Zhen An and the others, thinking that Zhen An is robbing their Tengjia Army of money. If Zhen An and the others had not joined, they should have earned the money!
Xu Wei saw what Old Man Wang was thinking and comforted: "There is endless money to be made. We have received millions of refugees in the past two years, and Zhen An and the others have also made great efforts! It is a good thing that Zhen An and the others want to open a factory.
The more factories they open, the more refugees they will absorb and the more people they will feed, it is impossible for our Tengjia Army to occupy all 360 rows."
The explosion of private enterprises is also related to the Tengjia army's disaster relief. The entire Bingzhou has an additional population of five to six million people. Their basic necessities, food, drink, and housing are a huge expense. The market has expanded 3-4 times.
.
Now there is not only a shortage of food in Bingzhou, it can even be said that there is a shortage of everything except clothing. The government-run workshops in Mayi cannot bear the consumption of these millions of people, so they can only turn to Zhen An's workshop.
make supplement
Therefore, no matter what is produced in Bingzhou this year, they make money. As soon as the goods appear, they will be purchased by the Tengjia Army. The entire market is extremely hot. Zhen An and the others have made a lot of money in this year. Now the whole Mayi people are excited.
Almost everyone who saw Zhen An and the others making a fortune wanted to open a small workshop of their own.
This made everyone in the Tengjia Army feel bad about Zhen An and other profiteers. They were not worried about the lack of numbers, but about the inequality. In the past, everyone had similar incomes, and the highest income was only several times more than them, and they all had their own people.
People, everyone is convinced.
But now Zhen An and the others make thousands of times more money than everyone else, but few people think that Zhen An and the others will be thousands of times better than themselves. Most people think that they can make as much money as Zhen An and the others by opening a workshop.
, and many people actually do this and really make a fortune. The current territory of the Iron Armored Army is a bit like the 1980s in the previous life. Anyone who dares to enter can really make a fortune.
But for the top brass of the Tengjia Army, what they hope to grow is the government-run workshops, not private workshops like Zhen An and others. The top brass of the Tengjia Army believe that Zhen An and the others’ actions have disrupted the Tengjia Army.
The people's hearts have affected the official workshops of the Tengjia Army! Especially Zhen An and the others broke the salary hierarchy within the Tengjia Army.
Because even the top executives of the Tengjia Army don’t have as much income as Zhen An and the others, there are really not many people who can’t help but envy, envy, and hate them!
Old Man Wang is even more disgusted with Zhen An and the others. The money they make belongs to the Tengjia Army. They kindly spent a lot of money to rescue the victims, but they allowed profiteers like Zhen An. This is something everyone has a problem with.
Not to mention that Old Man Wang is the head of a government enterprise. Of course he can't stand private workshops like Zhen An's stealing business. If Xu Wei hadn't stopped him, Old Man Wang would have beaten Zhen An and his workshop to death!
With the experience of the previous life, Xu Wei also knew that Ma Yi's workshop would probably not be Zhen An's opponent. Now Zhen An and the others were not strong enough. Old Wang and the others could still endure it, but later on, Zhen An and the others
It will even defeat the factories in Mayi, and eventually they will have to close down because they cannot make ends meet!
But even though Xu Wei knew there would be this result, he didn't want to change it, because in this era if you don't introduce some competition, the result will be even worse. Don't think that the official camp only appeared in the new dynasty.
Everyone really thinks about this too much. The history of the official camp is very long, and it can even be traced back to three generations. Of course, these are not of much reference, but in order to make money in the war, Emperor Wu turned all the salt and iron into official camps, and finally the salt and iron
The prices are high and the quality is low, and all kinds of corruption are endless. The common people do not get much benefit, but they enrich a group of officials. However, Zhen An and the others are still profitable in business, at least it is better than corruption!
Xu Wei is an ordinary person. The advantage of ordinary people is that they know how much they weigh and their self-confidence is not overwhelming. They think that they can solve all the problems in the world.
Corruption is a global problem. Zhu Yuanzhang, the founder of the Ming Dynasty, almost killed all the officials without solving it. The emperor of this dynasty is also confident that it can be solved, but everyone knows the result!
Xu Wei didn't think he could do something that heroes of all ages had failed to do, so he knew that if the entire Tengjia Army was an official camp, it would definitely be a pool of stagnant water, enriched by a group of corrupt officials.
But if there is a private sector, there will be some competition and there will be some motivation. If the mud is really unable to support the wall, the worst case scenario is to quit. Xu Wei’s attitude towards the government sector is to focus on the big ones and let go of the small ones. For unimportant industries, if the competition is no longer enough, then give up.
, control important industries, while constantly climbing the technological tree to develop new output!
Therefore, Xu Wei has a supportive attitude towards Zhen An and the others, and their existence can strengthen the development of the Tengjia Army's handicraft industry.
At this time, a voice shouted: "Qu Shuai, you came to Mayi without notifying this old friend of mine. I haven't seen you for more than half a year. I miss you so much!"
A grown man and a fat man saying such things really gave Xu Wei goosebumps!
Xu Wei immediately stopped him from approaching and said: "If you have something to say, don't be so excited!"
Old Man Wang said seriously: "Our Tengjia Army now obtains food in a rationed manner, how did you get all this fat on your body!"
Zhen An could only smile awkwardly. Of course a rich man like him has a way. The Tengjia Army controls food, and a black market naturally appears. For Zhen An, it costs several times or even ten times the price to make himself
Eating well is not a big deal, and their business is in Mayi, but there are no restrictions on going to other places in Dahan. You can't eat what you want when you go to other places in Dahan.
Even Xu Wei didn't know that after he began to strictly control the grain in Mayi, Banshi City in Youzhou began to prosper. Many merchants in Mayi took boats down the river and could reach Youzhou in half a day.
Go to Banshi City for a meal.
Then it is not difficult to take Mayi’s characteristic propeller yacht back to Mayi.
Even because of the quota system, the entire shipbuilding industry in Mayi has experienced a huge improvement. After all, Mayi is a giant commercial city with thousands of large and small caravans. Now, merchants of all sizes in Mayi,
Everyone will customize a propeller yacht to facilitate their entry and exit from the Tengjia Army's territory, and now it has become a symbol of status. Businessmen who don't own a propeller yacht will be looked down upon.
Of course, Zhen An would definitely not be able to tell such a thing. After all, Lei Gong was hungry, but they could live so freely. This was not to arouse Lei Gong's ill will.
He had noticed very early that Old Man Wang had a dislike for him. Later he found out that Old Man Wang's main business was to manage the official factory of the Tengjia Army, and he immediately understood that his colleagues were enemies after all.
However, Zhen An quickly found something to say that would not arouse Lei Gong's ill will: "We know that Tengjia Army is short of food here and has been transporting food from Youzhou to Bingzhou. Although Commander Qu leads by example in Bingzhou, we can't disobey him."
It’s a handsome decree, but it’s not too much for us to go to Youzhou to eat something good!”
Xu Wei was surprised and said: "Youzhou has always been short of food. Last year, Zhang Chunzhang destroyed most of Youzhou. How can you actually import food from Youzhou?"
Zhen An smiled and said: "Commander Qu, Liu Yu, the shepherd of Youzhou, can be said to be a wise man in governing the world. Under his governance, Youzhou was quickly restored. Then Liu Yu settled in various parts of Youzhou and cultivated a large number of fields. Liu Yu, the herdsman of Youzhou,
He also discovered the effect of struvite, and he actively promoted it in various counties in Youzhou. This year's grain harvest in Youzhou was many times more than last year. Even in the year when Youzhou's grain production was the highest, it was even more.
Twice! You adults must not believe it, the price of food in Youzhou this year is lower than that in Jizhou!"
Old Man Wang asked strangely: "Gongsun Zan is in Dai County, how did you transport food into the territory of the Tengjia Army? I remember that Gongsun Zan was very strict about food issues, right?"
The Sanggan River has become the most important import and export channel for Mayi and Youzhou. Although Gongsun Zan did not restrict the entry and exit of general goods, he was very strict with military supplies such as grain and steel. As long as merchants dared to transport them,
He will definitely confiscate it without any mercy.
And he also felt strange. Zhen An said that he transported grain to Mayi, but he had never heard of such a thing. After all, the entire Tengjia Army was short of food now. If food really entered Mayi, he would know it immediately.
He suspected that Zhen An was lying to gain Qu Shuai's favor?
But Zhen An smiled and said: "Of course food cannot enter the territory of Tengjia Army from Sanggan River, but Liu Zhoumu treats the Hu people very kindly, especially in the past two years, the Han Dynasty has reconciled with the Xianbei people, opened several horse markets, and allowed
Buy food from various tribes near Youzhou.
Our grain only needs to enter the grassland, and then enter the Tengjia Army's territory through Khandan Mountain. The Qiangyin County Magistrate even sent a cavalry battalion to protect the safety of our caravan, so our grain business can continue. Isn't it possible that Wang Guanshi can't
Do you know these things? A lot of food enters Qiangyin and Yunzhong counties every month now!"
Zhen An and the others often helped the Tengjia Army buy food. This was not because of their friendship with Xu Wei. It was because of profit. Xu Wei took over millions of victims, which led to food shortages in the entire Bingzhou, but Youzhou because of
With struvite and a large number of military camps, the grain harvest was unprecedentedly good, and the price of grain dropped to about 150 yuan! This was because Huangfu Song of Jizhou purchased a large amount of grain.
The local nobles in Youzhou have a large amount of grain hoarded at home, but they cannot sell it for a price. At this time, in Bingzhou, Xu Wei has raised the price to 500 yuan per stone in order to purchase grain. There are really not many of these nobles who can.
You can tolerate three times the profit without making any profit. After all, the instructor said that three times the profit is enough for a businessman to risk hanging!
Not to mention that they are not in much danger yet. As long as their caravans come to the grassland and then circle around the grassland, which is two to three hundred miles, they can make more than three times the profit. Do you think they can do it?
Gu Gang
Zhen An continued: "I heard that the county magistrate of our Tengjia Army would also let the tribes under his control pretend to be Xianbei and Wuwan people, go to the horse market in Youzhou to buy food, and then come back!"
Old Man Wang's food became even more ugly. He didn't know these things. Apparently, for the sake of the food problem, the people below started to show their special skills!
When Xu Wei heard this, he could only give them a thumbs up. He was really talented, he could think of such a way!
For Xu Wei, as long as the food enters Bingzhou, it will be eaten by the Tengjia Army’s subordinates anyway!
Not talking about food, Zhen An stated his purpose and said: "I heard that Qu Shuai was in Mayi, and wanted to entertain some Qu Shuai, and asked Qu Shuai to honor him. After all, because of Qu Shuai, I was in Mayi last year.
Even though I have made tens of millions of dollars, Qu Shuai is my great benefactor!"
Xu Wei smiled and said: "There is no need to be so polite between us. If you have anything to say, you can just say it directly. As long as it does not harm the interests of our Tengjia Army or violate the laws of the Tengjia Army, generally I will not refuse! But if it is violated
Even if you invite me to dinner for the interests of the Tengjia Army or things beyond my ability, I can't do anything about it!"
Zhen An could only say: "Qu Shuai, Mayi can be said to be the place with the best business environment in the entire Han Dynasty. It can be seen from the fact that I can make tens of millions of dollars in Mayi!"
Xu Wei laughed and said, "Stop flattering us and get straight to the point?"
"Flattery?" Zhen An was still a little confused about what he meant, but when he heard Xu Wei say that he would get straight to the point, he immediately understood, so he said: "I am optimistic about several industries in Mayi and want to enter, but in the early stage
The investment is too big, and I don’t have enough money in hand. I want to borrow some money from a money shop in Mayi!"
Xu Wei looked at Zhen An with some suspicion. The richest family in Jizhou actually said that they wanted to borrow money to open a factory. Do you want to open a workshop that can rival the Mayi Steel Factory?
The Jizhou Zhen family's estimated wealth exceeds 3 billion, and they have hundreds of millions in money. How could they not be able to afford to open a factory?
The investment in factories in this era is not very large. Just like the gold industry textile industry invested by Ma Yi, tens of thousands of dollars can be used to open a private textile factory. A million dollars is already a large factory with more than a hundred workers. But really
Factories that require investment of tens or hundreds of millions, such as those super factories in Mayi with tens of thousands of workers, can still afford investment in such an industry with the Zhen family's family fortune!
Zhen An saw Xu Wei's eyes and whispered: "The factory opened this time is my private investment and has nothing to do with the Zhen family!"
Xu Wei suddenly realized that it seemed that Zhen An wanted to leave the Zhen family now! It seemed that Zhen An did not want to continue to be the puppet of the Zhen family and wanted to develop on her own!
But after hearing this, Old Man Wang objected: "Our Tengjia Army's money shop is for everyone's convenience, not for profiteers like you!"
When Old Man Wang heard what Zhen An and the others said, he became very angry. This was not a blatant attempt to take advantage of their Tengjia Army. This Zhen An was really getting into trouble.
The money shop in Mayi was originally created by Xu Wei to limit corruption, and at the same time to collect funds from the people to develop the industry in Mayi. Therefore, the interest rate of the money shop is not high, generally not more than 10%. And in
In this era, as long as you borrow money, it is usury, and Ziyin merchants are vampires to the common people of the Han Dynasty.
They also have the worst reputation among businessmen. Even businessmen hate them, and the interest rate for borrowing money is more than 50%, which is a lot if it is doubled several times. Therefore, in the Han Dynasty, people who are not desperate will not borrow money.
He was the one who printed money, and those who borrowed it were basically unable to pay them back, and in the end the family was ruined!
That's why Old Man Wang thinks that Zhen An is taking advantage of their Tengjia Army. In his opinion, the low interest rate is to help the members of the Tengjia Army, not to take care of profiteers like Zhen An!
But this time Zhen An was unconvinced and said: "We also live in the territory of the Tengjia Army, and we are also members of the Tengjia Army. Why can other people get loans at the money shop, but we can't?"
Old man Wang wanted to continue to refute Zhen An, but Xu Wei stopped him and asked: "Boss Zhen, you just said that you have made tens of millions of dollars this year, how can you still want to
Borrow money?"
Zhen An said helplessly: "Although I made a lot of money this year, I basically spent it on the expansion of the textile factory, and I also opened several other workshops. Now I have even spent all the money on coffin boards.
, otherwise I wouldn’t be licking my face and borrowing money from Qu Shuai! If Qu Shuai thinks the interest is low, I can add a few points, how about 15%?"
For Zhen An, the world is booming like never before. As long as he opens a workshop, he can recover his capital in 2-3 years at most. Now he only hates that his capital is too small and he can't make money even if he has money!
The same goes for Zhen An's colleagues, but they are more restricted than Zhen An, because they are just in charge, and the money they earn belongs to the family and has little to do with them.
And for the wealthy nobles in other places, there is no problem in making money on the territory of the Tengjia Army, but if they want to spend a lot of money, or even take money from their families to open textile factories on the territory of the Tengjia Army, they will
They didn't want to, and were worried that it would be confiscated by Lei Gong. After all, Lei Gong had a criminal record, and they didn't dare to build a big workshop even if they made money.
Now the people who borrow the most loans are the members of the Tengjia Army. A few of them jointly opened a small workshop. The smart members have learned to go to money shops to get loans to expand production.
Zhen An and the others saw the actions of these tribesmen and were anxious in their hearts. Many caravan owners wanted to learn from Zhen An's actions and buy a small family business for themselves. Especially they knew that the loan was only as long as
The 10% interest rate is even more surprising. This is simply giving away money!
But when Zhen An went to the money shop to get a loan, he found that the money shop would not give them a loan at all. The reason given was very simple. They were not members of the Tengjia Army and could not borrow money from the Tengjia Army's money shop!
This is the reason why Zhen An came to find Xu Wei immediately after learning that he had come to Mayi. Zhen An and the others wanted to use the Tengjia Army's financial system to expand their industries!
After Zhen An's detailed introduction, Xu Weicai understood the inside story and even had a hint of emotion. This sprout of capitalism has grown two leaves and has activated the loan expansion skills. It seems that in the future, Mayi's industry will
We are about to usher in a period of great explosion.
And judging from the actions of Zhen An and the others, now the stewards of various powerful families in Mayi are beginning to be dissatisfied with the family's arrangements. Some bold people like Zhen An even want to leave the Zhen family independently. The stewards of other powerful families also seem to have this problem.
Do you mean, is this a capitalist resistance to feudal oppression? Xu Wei doesn't know, but he agrees with Zhen An's idea of expanding production.
After thinking for a while, he said: "As long as you have any collateral, you can still enjoy the treatment of the Mayi tribe!"
Old Man Wang still wanted to speak, but Xu Wei stopped him and said: "The Tengjia Army's money shop is not only for the convenience of the members, but also to expand the Tengjia Army's workshop and solve the work problems of the members!"
Zhen An smiled and nodded: "Don't worry, Commander Qu, we will definitely recruit more members of the Tengjia Army, and we will definitely live up to your expectations, Commander Qu!"
Xu Weidao: "This is the best. You can't just think about making money. The money you make now is enough for you to spend a lifetime. In the words of my hometown, you have achieved financial freedom. Now you have to think about social responsibilities."
, if you want to be famous after your death, don’t you want to leave your name in history?”
Zhen An was surprised and said: "A businessman like me doesn't have a name in history?"
Xu Wei smiled and said: "Why not? During the Spring and Autumn Period, Xian Gao protected his family and the country, and his name was recorded in history. There was also Tao Zhu Gong, who gathered and scattered his family talents. The former Bu Shi could also become a royal censor. These
They are all businessmen whose names have gone down in history, and as long as you can lead the people to become rich together, it is impossible for the people to forget you, and your name will be recorded in the history! Don’t just be a self-interested businessman, but be a businessman who benefits the country and the people.
Entrepreneur!"
"Entrepreneur?" Xu Wei had so many new words that Zhen An couldn't understand them.
Xu Weidao: "Businessmen are self-interested, and the pattern of entrepreneurs is larger. They are not only self-interested, but also benefit the country and the people. While they are rich, they make the people around them rich and make the country strong!"
Xu Wei's words made Zhen An's blood boil. No Han Chinese could refuse the temptation of leaving a name in history. Moreover, Xu Wei's words about entrepreneurs also sounded much better than businessmen, and even the pattern was unwilling!
Zhen An solemnly said: "Thank you very much for Qu Shuai's teaching. I, Zhen An, will definitely become an entrepreneur who benefits the country and the people in the future!"
Then Zhen An and Xu Wei chatted for a few words and left.
Old Man Wang was unconvinced and said: "Shuai Qu, you think too highly of this profiteer. Businessmen's selfishness has entered their blood. How can they benefit the country and the people!"
Xu Wei said with a smile: "This depends on our laws and our supervision. As long as they dare to do harm to others, we will punish them! And they are really indispensable in Mayi now. Without their workshops, we
Even if you have money, you can't buy anything. Mayi is so prosperous because of them, so we must eliminate its harm and make use of its benefits!"