She knew that at her age, she really wasn't very convincing.
Children have no human rights!
But it doesn’t matter, some things still need to be implemented in detail to gain others’ trust.
She planned to open a factory, but she also knew that if she opened it by herself, she might not be able to go through the procedures.
The sorrow of a minor!
Therefore, Su Xiaotian had already thought about it, either in the name of her father or in the name of her mother.
Of course, this loan must be applied for using the identity information of family members.
Thinking of this, Su Xiaotian spoke generously.
"Director Du, I have some financial difficulties right now. I would like to borrow 50,000 yuan with a loan term of one year. Do you think it's okay?"
When Su Xiaotian said the number of fifty thousand seriously, Director Du almost couldn't hold the tea cup in his hand.
What did this little girl say?
fifty thousand?
Are you sure it's fifty thousand, not five hundred, not five thousand?
He instantly felt that he might become the best among several branches in completing tasks this year.
If the task is completed well, is it possible to move up a level?
After Director Du was excited for a moment, he suddenly realized a problem.
A little girl opened her mouth and asked for 50,000 yuan. It didn't seem real. She couldn't be trying to make people happy, right?
"Xiaoya...oh, little comrade, how old are you this year? Are you an adult?"
Su Xiaotian: "..."
Yes, but still not trusted.
"Director Du, although Comrade Xiaotian is young, he is a man of great ambitions. To be honest, several businesses in our factory were made possible with the help of Comrade Xiaotian!"
Director Lu immediately came forward to support Su Xiaotian.
Su Xiaotian smiled and said: "I know I am a bit young for my age, but it is absolutely true that I want a loan."
"Little comrade, even if you really want a loan, I don't dare to apply for this loan for you!" Director Du smiled bitterly.
What should I do if a little girl is given a loan of 50,000 yuan and cannot get it back?
"Director Du, when applying for a loan, can I apply in the name of a family member? The mortgaged property belongs to me."
After Su Xiaotian thought for a while, she made this suggestion.
So, that's fine.
At this time, Director Du almost truly believed that Su Xiaotian really wanted to apply for a loan.
Wait, this little girl said, the mortgaged property is her own?
How old are the children? Do they have real estate?
"Little girl, you want a loan of fifty thousand yuan, and the value of the collateral must be about the same."
How could Su Xiaotian not know that it is not that the value of the collateral is equal at all, but that it must exceed the loan limit.
"My factory in the suburbs has begun to take shape. Do you think it's okay to add a two-indoor courtyard house in the city?"
When I first bought the courtyard house, I paid 20,000 yuan for it. However, two years later, the price of the courtyard house has doubled.
Plus he has a factory in the suburbs, so there shouldn't be much of a problem.
Hearing what Su Xiaotian said, Director Du felt more relieved. Since he could provide so much collateral, there was nothing to worry about.
"That's okay." Director Du nodded and agreed.
Things progressed very quickly. Three days later, Su Xiaotian took Liang Xiu to handle the loan.
Director Lu accompanied Su Xiaotian throughout the loan process.
Liang Xiu was actually very worried about her daughter applying for a loan. She was really worried about what she would do if she couldn't get the loan.
"Xiao Tian, otherwise, we'd better not apply for a loan. If we lose money, we'll lose our house!" Liang Xiu said earnestly.
Su Xiaotian smiled and comforted Liang Xiu.
"Mom, no. I'm sure the factory can make money."
Su Xiaotian really can't guarantee that the factory can earn tens of thousands of yuan a year.
But Su Xiaotian has no doubt that he will definitely make money in the long run.
As for the money to repay the loan, Su Xiaotian doesn't have to worry about it. She has other sources of income.
At worst, you can still pick up leaks.
In one year, Su Xiaotian can pick up leaks five or six times.
According to Su Xiaotian's good luck, she would always find something missing every time she went there.
But Su Xiaotian gradually discovered that she couldn't pick up any good things if she went there frequently.
It can be seen that luck is not endless.
Therefore, she finally went to the antique street every two months or so, and she gained good results every time.
Su Xiaotian has no intention of giving up this source of income.
In one year, the income of more than 100,000 yuan is not a small amount in this year and month.
Liang Xiu still wanted to persuade her, but looking at Su Xiaotian's firm expression, she knew she couldn't persuade her anymore.
Since you can't persuade her, just follow her wishes.
Liang Xiu has already begun to calculate how much money the couple can earn in a year.
Thinking about it in his mind, Liang Xiu felt that they were too incompetent.
After a year, the income is only a few thousand yuan.
Xiaowu went to serve as a soldier, so he couldn't be of much help.
As for Xiaoba's age, he is too young. Although he can make money, it is not big.
Liang Xiu began to think about whether he should find a way to make money on his own.
Liang Xiu even thought of discussing this matter with her man.
Su Xiaotian didn't know that before her loan was approved, her mother was already thinking of helping to fill the hole.
After happily discussing with Director Du, she started to go through the formalities.
The collateral was the title deed of a factory in the suburbs and the title deed of a courtyard house.
The value of these two items is enough to worth 50,000 yuan, so there is no trouble in applying for a loan.
Director Du even made a special decision and issued the loan to Su Xiaotian on the same day.
Su Xiaotian finally felt a lot more at ease when she saw the 50,000 yuan added to the discount.
When Su Xiaosi learned that Su Xiaotian had applied for a loan of 50,000 yuan in one go, she was very shocked.
He looked up and down at his little girl.
When did a soft and cute little girl have such courage?
Fifty thousand yuan is not a small amount. It was a loan.
However, this seems to be a good method, otherwise, you can try it yourself.
He planned to open a third Rongfa Trading Company, but he didn't have the money.
If you can get a mortgage, that might be a solution.
But when Su Xiaosi learned that the collateral for Su Xiaotian's loan turned out to be a courtyard house, she decisively gave up the idea.
He is not Xiaotian, who can take out a courtyard house as a mortgage in such a generous way.
He has a small yard, but it's not very valuable. Even if he gets a loan, he won't be able to get a lot.
Forget it and think of another way.
As for the other people, although they didn't say anything, they all started to save money together, planning to chip in if Su Xiaotian couldn't come up with so much money to pay off the debt in a year.
After all, the Su family today is no longer the Su family that was so poor that they couldn't even afford clothes. In one year, everyone worked together and could still scrape together 50,000 yuan.