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Chapter 103 Cheap Cloth Han School School

"My dear nephew, I have an invitation letter from Zhang Xinxue Hanzhong School.

I see that you have no fame, so you should not be suitable for Zhu Chengxue.

Go and learn about the Hanzhong School of Mind Learning, this is the future of Confucianism.

Next year's imperial examination and scientific examination questions will also focus on Hanzhong school knowledge."

After Ding Wannian finished speaking, he took out a beautifully made invitation letter from his pocket.

His son-in-law Wang Zhongce is one of the representatives of the Hanzhong school of Xinxue.

Ding Wannian asked for a lot of invitations. When he saw frustrated scholars, he would send them an invitation.

These young people joined the Hanzhong school to strengthen the power of his son-in-law.

If he succeeds in the future, these people will also be grateful to him.

They did not join the Hanzhong School, and there was no cost in sending an invitation letter.

"Thank you Uncle Ding."

Wu Hongyi took the invitation letter with both hands and carefully put it in his pocket.

In newspapers, he often saw debates between the Hanzhong School and Zhu Chengxue.

The theories of the Hanzhong School have always been labeled as fallacies and heresies by traditional scholars.

Wu Hongyi had great opinions on the Hanzhong School before and did not agree with their doctrine.

But after living in Hanzhong City for a period of time, he found that there were shadows of Hanzhong School theory everywhere in Hanzhong City.

The main point of view of the Hanzhong School is to strengthen centralization of power.

This runs counter to the traditional Confucian idea of ​​letting the emperor rule from above.

Hanzhong City has developed so well, especially the people in the countryside, their lives are far better than in other places.

This is closely related to the fact that the Tongchengfu is a large government and its rule has been extended to the countryside.

In particular, Wu Hongyi often traded grain and salt, commodities that were closely related to the people.

He could see the attitude of the governor's government towards food and salt.

He made some changes to the Hanzhong School.

It happened that he took this opportunity to learn about the Hanzhong School.

If Suhe can really develop and grow, it will also be an excellent opportunity to participate in the imperial examination.

Wu Hongyi and Ding Wannian talked about many things.

He asked Ding Wannian for advice on what preparations were needed to open a factory in Hanzhong City.

Ding Wannian specifically explained, "Everything else is easy to say, and the most you can do if you make a mistake is a fine."

But you must understand the tax. Many people nowadays are not as kind as before.

In order to earn large sums of money for reporting, they would secretly report their employer after discovering tax evasion.

Mr. Accountant quickly found Wu Hongyi.

"Third Young Master, we have weighed all the grain.

We transported a total of 1.46 million kilograms of grain."

When Wu Hongyi heard that the weight was slightly lower than he expected.

But this is normal. Grain contains water, and as each day passes, the moisture becomes less and the weight of the grain decreases.

When Ding Wannian saw the factory manager following him, he also nodded, and he knew that the quantity was accurate.

Ding Wannian welcomed them into the room and completed the transaction.

"My dear nephew, I will give you a round number, thirty-eight thousand taels of silver coins.

Do you have any objection to this amount of money?

By the way, can silver coins be circulated there?

If it cannot be circulated, you still need to go to the bank to exchange it for standard silver ingots.

If you exchange silver coins for silver ingots, you will be charged 1% of the fire cost."

Wu Hongyi took out a silver coin from his pocket.

"Uncle Ding, that's the price, but you gave us more.

Su Datou can also be circulated in our place.

Not only Su Datou, but also the money of the Xiyi people can also be circulated in our place.

This is real money. Who would have trouble with money?

The fineness of such a beautiful silver coin is very stable, so you don't need to spend time thinking about the fineness of the silver.

Many merchants feel comfortable using it to check out.”

When Wu Hongyi saw the silver coin for the first time, he remembered that it was called Su Datou. The image of Su He on the silver coin was very clear.

The local government's wanted notices were repainted based on the portraits on the silver coins.

The money paid to the Ming government was paid in silver coins by local people.

“Nephew, do you have the bank’s seal?

Yes, I will use banknotes to trade.

No, let’s go to the bank to do the transaction.”

Ding Wannian trusted the bank. He believed that the bank would not swallow his money and put all his wealth in the bank.

The bank also gives a little deposit interest every year.

"Uncle Ding, I have the bank's seal and accept payment by bank check."

As soon as Wu Hongyi started his company, he opened a bank account and started bank check business.

Ding Wannian took out seven banknotes from his pocket.

These are seven sheets of hard paper printed with color.

Wu Hongyi looked at the banknotes. There were three types of banknotes.

"The bank exchanges the check for ten thousand taels of silver coins."

"The bank exchanges the check for five thousand taels of silver coins."

"The bank will exchange the check for one thousand taels of silver coins."

Ding Wannian placed the seven banknotes on the table next to him.

He took out his bank seal.

This is a steel seal with his name and company name on it.

Each banknote has a unique number, and this number is bound to the person who collects the banknote.

Forged banknotes have no seal and there is no way to withdraw money from the bank.

Ding Wannian put his seal on the left side of the banknote.

Each banknote must be stamped.

He handed the stamped banknote to Wu Hongyi.

"My dear nephew, this is a large-denomination registered bank note issued by the bank.

Every bank check must be stamped after transaction.

If you want to go to the bank to exchange your banknote for silver coins, the banknote number and the stamp on it must be correct.

My seal has been stamped. I need you to stamp it on the right side of the banknote.

Only then can the banknote be used.

After you go to the bank, you can exchange it for a new banknote or directly exchange it for silver coins."

Bank notes are accounting tools introduced by banks to facilitate merchants to conduct large transactions.

If the anti-counterfeiting technology is not up to standard, only registered banknotes can be issued.

Today's banknotes are equivalent to transfer vouchers.

Wu Hongyi stamped his seal on the banknote, and their transaction was completed.

He carefully put the banknotes away and said goodbye to Ding Wannian.

Registered banknotes can be retrieved, but it is very troublesome.

When he reached the door, he suddenly stopped and turned around and asked: "Uncle Ding, you just told me that the tax police are very strict with you.

Don’t we need to pay taxes on such a large grain transaction?”

"My nephew, you have completely adapted to the trading rules of Hanzhong City. I believe you will develop better here.

Grain transactions are temporarily tax-free, and only after processing, the rice needs to pay taxes."

Wu Hongyi was shocked after hearing this. He didn't expect Su He to be such a ruthless person.

He actually exempted grain transactions from taxes.

"Thank you Uncle Ding for your answer. My nephew, I have made an appointment with someone else.

It's almost time now and I'm about to go to the appointment.

When I have time, my nephew, I will come to visit Uncle Ding again."

Wu Hongyi bid farewell to Ding Wannian again.

He took the accountant and the clerk out of the rice mill.

Wu Hongyi asked the accountant to settle the transportation payment with the mule team.

He took people walking to the textile factory.

It was very close to the textile factory. They only walked for a quarter of an hour before arriving at the gate of the textile factory.

Qian Fuwen was already waiting for him at the gate of the textile factory.

Wu Hongyi stepped forward and said apologetically: "Manager Qian, I kept you waiting for a long time."

Qian Fuwen waved his hand and said: "I just arrived too.

For one million kilograms of salt, we should continue to pay the price we agreed on before, or we should renegotiate the price."

The price previously agreed upon by Qian Fuwen and Wu Hongyi was twenty copper coins per pound of salt.

At that time, the price of salt had risen to forty copper coins per pound, so they charged half the price.

"You have to be honest in doing business. We had already negotiated the price at that time, how could we go back on it now?"

Wu Hongyi still insists on the previous price.

He came to Hanzhong City to make money, but not just to make money.

"Mr. Wu, don't be too surprised if a big shot wants to see you."

Qian Fuwen took Wu Hongyi into the textile factory.

He was only allowed to bring in the accountant who looked very thin.

All the workers who came with us were left outside the textile factory.

When Wu Hongyi walked into the textile factory, he experienced three waves of people searching them.

Seeing such a strict inspection method, Wu Hongyi felt that the identity of the person he wanted to meet must be unusual.

"Su Datou, it turns out to be him."

Wu Hongyi saw the man in the textile factory.

His appearance is exactly the same as the portrait on the silver coin.

When Wu Hongyi saw Su He, he was ready to kneel down and salute.

"Get up, we don't do kneeling here."

When Su He saw this man, he recognized him immediately and was not surprised.

Now I have heard rumors that many people call him Su Datou.

He put his big picture on the silver coins.

Su He knew that the name Su Datou would spread sooner or later.

This nickname has been proven in his previous life history.

"Your Wu family has done a great job, being able to sell us cheap salt when the price of salt is high.

I didn’t plan to take out the cloth produced by the textile factory this time.

But give your family a chance."

He came to the textile factory today mainly to see the production efficiency of the completed textile factory.

The production efficiency of water-powered textile machines is far beyond people's imagination today.

A large amount of cloth was produced, and this kind of cheap cloth had no worries about sales.

Su He was worried that the people in the governor's mansion would not be able to eat the cloth produced by the textile factory.

He learned that there were righteous merchants selling salt at a fair price, so he tried to export cloth.

When Qian Fuwen saw that Wu Hongyi had no reaction, he walked over and patted Wu Hongyi on the shoulder.

Wu Hongyi reacted immediately and said quickly: "Thank you, Commander Su, for giving our Wu family this opportunity."

Su He looked at him and said with a smile: "Don't be nervous, I don't discriminate against businessmen.

As long as you abide by the laws and regulations, no one can disturb your normal business.

If an official hurts you, you can come to me directly and I will make the decision for you."

He turned around and said to Qian Mingyi: "Mingyi, you stay to complete the deal."

After Su He finished explaining, he left the textile factory.

Qian Mingyi first asked the workers to fetch two pieces of cloth, which were silk and linen.

There is too little cotton, and the small amount of cotton cloth produced in textile factories is all digested internally.

Wu Hongyi and Mr. Accountant looked at the two pieces of cloth in front of them.

He mainly observed silk. The expensive silk he wore cost fifty taels of silver a piece, but it felt inferior to the silk in front of him.

These are freshly produced fabrics and have not been dyed.

If these cloths were dyed, they would be better than the best silk.

Wu Hongyi touched the silk. It was extremely soft and strong.

He pulled it with his hands, but did not break the silk.

Azabu was completely different from the Azabu he had remembered.

This linen cloth doesn't hurt your hands at all.

In addition to having a worse texture than cotton, it looks similar to cotton.

These pieces of cloth are very wide, much wider than other pieces of cloth.

A piece of cloth rolled together, the cloth is very thick.

Wu Hongyi estimated that a piece of cloth would be about ten feet long.

These two kinds of cloth are of very good quality, much better than other cloths he has seen.

As long as the price is similar to other cloths, Wu Hongyi expects sales to be very good.

His family does not engage in the cloth business, which is a favor to Commander Su.

If they buy some cloth and show their sincerity, their family will not suffer any loss.

Qian Mingyi introduced the prices of silk and linen to Wu Hongyi.

"A bolt of silk costs six taels of silver, and a bolt of linen costs eighty copper coins."

When Wu Hongyi heard this price, he was directly shocked.

This price is half the price of the most common silk in Hanyang.

It's so cheap, you'll make a profit if you buy it.

With such a cheap supply of goods, the Wu family can also switch to the cloth business.

The cloth sold by textile factories is of better quality, larger in area, and cheaper.

Wu Hongyi did not understand the concept of dumping, but he knew that this kind of cloth was shipped to Hanyang City.

As long as the price is slightly lower than other cloths, it will be snapped up by the people.

"I have one hundred thousand taels of silver here, and I will buy fifty thousand taels each of linen and silk.

Can your textile factory provide these cloths?"

Qian Mingyi heard Wu Hongyi ask for one hundred thousand taels.

He didn't realize that this man turned out to be extremely rich.

Then he laughed at himself for his short knowledge, wondering which salt merchant was not a wealthy man.

After deducting the cost, this business can earn at least 70,000 taels of silver coins.

Directly fill one-third of the fiscal hole.

Once the textile factory is up and running, the government will no longer be short of money.

Commander Su talked about solving the financial crisis. In just a few days, the financial crisis was solved directly through soap and textile factories.

"Not to mention cloth worth one hundred thousand taels of silver coins, we can easily provide cloth worth two hundred thousand taels of silver coins.

It’s just that the textile factory has just been established, and it will take some time to provide cloth.”

Qian Mingyi directly agreed, and it was very easy for the textile factory to expand its production.

Limiting the development of textile and textile factories, only raw materials and skilled female weavers are available.

Wu Hongyi breathed a sigh of relief when he heard Qian Mingyi easily agreed.

He had just heard that cloth was so cheap and was so impulsive.

Qian Mingyi and Wu Hongyi discussed the details of the transaction.

Wu Hongyi paid a deposit of 20,000 taels of silver coins first.

Payment is made after each delivery of cloth.

"Manager Qian, the money for cloth and salt is just offset, so we don't have to go to the bank again."

After Wu Hongyi discussed the details of delivery, he turned to discuss with Qian Fuwen.

He has already planned the use of the factory.

In addition to producing soap, he also wants to set up a printing and dyeing factory.

The cloth produced by the textile factory is all original color cloth and has not been printed or dyed.

Cloth after printing and dyeing can be sold at a higher price.

When Qian Fuwen heard what Wu Hongyi said, he immediately waved his hand and replied:

"That's not possible, we have to go to the bank and complete the transfer process.

Salt is tax-free, cloth is traded, and their textile factories still have to pay taxes and issue invoices to you.

The cloth you purchased does not have an invoice, and if the tax police find it, they will think you have evaded taxes."

When Wu Hongyi heard what Qian Fuwen said, he asked in surprise: "Your textile factory is not a company of the commander-in-chief. Such a company run by the government still needs to pay taxes!"

"Under our government, no one has the right to be exempted from taxes.

Including Commander Su, he needs to pay taxes."

When Wu Hongyi heard this, he was greatly shocked.

Suhe paid much more attention to tax collection than the Ming Dynasty.

If you collect taxes, you will have money, and if you have money, you can raise soldiers.

Wu Hongyi and Qian Fuwen went to the bank together to complete the transaction.

He also exchanged the silver notes traded from Ding Wannian into his own silver notes.



Ding Wannian walked into the private room of Yuelai Restaurant and saw his neighbor Yang Wencai drinking continuously and laughing while drinking. The laughter was very catchy.

There are already three jars of wine beside me.

He also yelled crazily: "Store, serve me some wine.

I can't bear to drink. If you don't serve me wine, I will destroy your shop."

Ding Wannian stepped forward and immediately took the wine glass from Yang Wencai's hand.

"Lao Yang, what's wrong with you?

Now, in order to protect grain prices, the Tongcheng government prohibits private brewing.

The current wines are all old stocks and imported wines.

They also impose a tariff of up to 50% on wine.

Just like that, all the wine that came in was sold out.

They Yuelai Restaurant, today's wine has been sold out, it's useless for you to get angry with these people."

Ding Wannian was preparing to deliver rice bran to the farm when Lao Yang's son came to ask for help.

He said that his father was drunk and crazy and could no longer control it, so he asked Uncle Ding to help.

Yang Wencai sat there with empty eyes and didn't speak for a long time.

He then covered his face with his hands and sobbed.

"Old Ding, I'm finished. I invested 20,000 taels of silver coins to build a textile factory.

The silk has been produced and is about to be sold at a high price.

Unexpectedly, a textile factory was established in the Tongling Mansion, and the price of silk was cut in half.

I sell silk according to the price of the governor's house, and I lose three coins for each piece of silk.

No one has bought this yet because it seems to be of poor quality.

I can't get back a penny of my two thousand taels of silver."

"Lao Yang, you can buy some textile machines. Look at my rice mill, the upfront investment is also huge.

Now I have started making money.”

Yang Wencai picked up a glass of wine and downed it in one gulp.

"Old Ding, you think I don't want to.

It’s just that we can’t buy textile machines at all now.

This time I suffered a huge loss.

I heard that many women in the village no longer weave.

This kind of cloth is just like me, the quality is so poor that it cannot be sold at a high price.

But these women were organized in the countryside to make ready-made clothes for the army, and they also learned some embroidery skills.

I can't let the female weavers in our factory learn embroidery.

They were dismissed directly, and most of them were recruited into textile factories.

I left a room full of machines that were of no use."

"Lao Yang, your silk can't be sold at a high price here. Can you sell it at a higher price elsewhere?

Even if the price is lower, at least you won't lose money.

You can still get some things done when you come back, but this road is difficult."

When Yang Wencai heard this, he immediately stood up and hugged Ding Wannian excitedly.

"Brother, you are absolutely right, the price of silk has not dropped in other places.

Nowadays, the waterway is impassable and the land route is more difficult to travel, but I used to travel over mountains and ridges in order to collect raw silk.

I will buy some raw silk and cotton when I come back, and the profit will be considerable."

Yang Wencai found his direction again, and his drunkenness disappeared immediately.



Wu Hongyi handed over the work of opening the factory to the shopkeeper.

He looked at the invitation letter from Uncle Ding Wannian to the Hanzhong School.

Take a donkey cart to the location of the Hanzhong School.

To the west of the ancestral temple, this is a reinforced concrete building that was first seen in Hanzhong City and is now very common.

They are all three-story buildings, which look very grand.

Wu Hongyi looked at the nearly ten-meter-high building, which looked very scary.

He was a little afraid to go in.

I heard that this kind of house is built with something called cement.

The newspaper said that the quality of the reinforced concrete building was good and it was stronger than rock.

Wu Hongyi saw many scholars walking in.

He also followed in, and was blocked by guards at the door.

Wu Hongyi showed the invitation letter and he was let in.

When you walk into this building, the decoration inside is very simple.

He saw three most prominent words posted on the wall.

【Investigating things to gain knowledge】, 【To achieve conscience】, 【Seeking truth from facts】.

There is a sentence hanging on the pillar in the middle of the entrance gate.

"Practice is the only criterion for testing truth."

When Wu Hongyi saw these four sentences, he knew that the Hanzhong School was very pragmatic.

Wu Hongyi heard a loud quarrel coming from the room on the left.

He immediately went over to take a look.

A Confucian scholar of psychology was debating with a Confucian scholar of Neo-Confucianism.

The Confucian scholar of Xinxue said loudly: "The ancient abdication system did not exist at all.

Since ancient times, the one with strong soldiers and horses is the king.

In China, when we become emperor, we never look at moral character or bloodline.

Since ancient times, only strength has been considered.

It is recorded in "Bamboo Book Annals".

In the past, Yao's virtue declined and he was imprisoned by Shun. Shun imprisoned Yao in Pingyang and took the throne. Shun imprisoned Yao and built a dam to block Danzhu, so that he could not see his father.

"Han Feizi" records.

Shun forced Yao, Yu forced Shun, Tang defeated Jie, and King Wu defeated Zhou. These four kings were those whose ministers killed their kings.

The abdication system is just a ritual system imagined by the old Confucianism.

All the classics recording the abdication system were written by Confucian scholars.

We don’t recognize it in our hearts and minds. There was no abdication system in ancient times.

Each king can allow the tribe to continue to gain huge benefits.

The tribal leader can become the co-leader of the tribal alliance.

It can only be a new tribe that takes the place of the old tribe."

It was the first time for Wu Hongyi to hear such level of fallacies.

Yao, Shun, and Yu were Confucian saints and moral models for all scholars.

To deny their deeds is to dig into the foundation of Confucianism.

His heart was a little confused and he didn't dare to listen anymore.

"Bamboo Book Annals" is the official history book of the Jin and Wei dynasties during the Spring and Autumn Period and the Warring States Period.

"Han Feizi" was written by Han Fei, a representative of Pre-Qin Legalism.

The content above is more authoritative.

With his head spinning, Wu Hongyi walked to the second floor, where he saw many closed tea rooms.

Many Confucian scholars gathered together to drink tea and chat.

There was no acquaintance here, so he walked to the third floor.

He saw an open hall on the third floor, where there were many strange machines.

"To study things to achieve knowledge, we cannot be like those rotten scholars who close our eyes and pretend that everything does not exist. We must open our eyes to see the world.

Although this book written by General Su is a textbook for primary school students.

But the insights above are also very inspiring to us.

I summarized the data on all solar eclipses in history and found that in the same place, on average, there will be a total solar eclipse once every four hundred years.

The solar eclipse must occur on the first day of the new moon, which is the first day of the lunar calendar.

We didn't understand it at first, but when we saw the nature textbook, Commander Su talked about the motion between the sun, the earth, and the moon.

A solar eclipse occurs because the moon blocks the sun's light."

Wu Hongyi looked at this Confucian scholar who used candles as the sun.

Hold a big ball and a small ball in each hand to simulate a solar eclipse.

He read it with great interest and felt that this statement made sense.

In my heart, I no longer firmly believe in the Confucian theory of the connection between heaven and man.

He looked elsewhere, intent on learning from Confucian scholars about snake-necked bottles.

"We have now been able to confirm that food spoilage is due to a small bug living around us.

In the nature book, it is called bacteria.

I cooked this broth myself in a snake-neck bottle. It has been stored for twenty days and it still doesn't smell bad.

I open it now, it’s summer, and within a day, there will definitely be a stink.”

After the Confucian scholar of psychology finished speaking, he took off the cap of the snake-necked bottle.

After seeing this, a Confucian scholar shouted: "These are all fallacies and heresies, and they are all methods used by charlatans."

While he was talking, he opened the nature textbook in his hand and found the chapter on force.

"This book says that if a one-pound iron ball and a ten-pound iron ball are thrown from a high place, they will fall to the ground at the same time.

How is this possible? Any fool knows that the heavy iron ball will hit the ground first.

I will be here today to crack down your fallacies."

Wu Hongyi saw that this Confucian scholar was very active.

He also felt that this Neo-Confucian student was sure to win.

The ten-pound iron ball must have hit the ground first.

If you compare a pound of iron balls with a pound of cotton, you can fool a fool. Ten pounds is much heavier than one pound. There is no suspense at all.

Wu Hongyi followed them to see what this person would do.

He actually took out two different iron balls.

Ask the servants to place them on the sloping wooden board at the edge of the roof, and block the iron balls with their hands to prevent them from rolling down.

"Er Zhu, if you hear me beating the gong downstairs, let go."

The Neo-Confucian scholar handed over his servants and led everyone out. Many people were watching.

They are all some distance away from the eaves to prevent them from being hit by iron balls.

A gong sounded, and soon two iron balls were seen falling from the roof.

They actually landed at the same time.

The Confucian scholar's mentality collapsed and he shouted loudly: "How is it possible that they can all fall to the ground at the same time?"

Then he fainted.

The servants carried him away, while the other Neo-Confucian scholars were like bereaved dogs, running away with their heads lowered.

The Confucian scholar seemed to have won a victory and walked into the building with his head held high.

Wu Hongyi was even more curious about the Hanzhong School of Xinxue.

He had met other new Confucian students before, and they also said some bold words.

But none of them have the heart to learn from the Hanzhong School to attract people. The Hanzhong School does not talk empty words, but speaks with facts.


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