Chapter 904: The selfish and vain female supporting character who chews her old age (1)
"Ms. Xu, right? You owe our company 120,000 yuan, which is due on the 20th of this month. If it is not paid overdue, our company will take it to court. If you are really in difficulty, I can provide you with two options. One is a house.
, vehicle mortgage, and the second is the transfer of business projects..."
"Hello, is this Ms. Xu? I am Xiaomi, the personal customer service of the Baba platform. The 200,000 you borrowed from our company has expired. Please log in to the app within three days to repay. The interest within three days will still be calculated based on the loan interest. If it is overdue,
It will be transferred to our Ministry of Justice..."
"Hello, Ms. Xu, the credit card you applied for with our bank has accumulated a debt of RMB 10,000. It has been overdue for three months and has not been repaid. Late payment fees..."
"Hello, Ms. Xu, the credit card you applied for with our bank has accumulated a balance of RMB 1,000 and is overdue..."
"Dear customer, if you have overdue repayment of the loan business handled by our company, late payment fees will be charged on a daily basis from now on. If you still do not repay within ten days, you will be sued in court."
"Xu Yin, this is Jiang Haiyan. I haven't answered your call. You asked me last year if you could pay me back the 20,000 yuan you borrowed? I know you are not short of money, maybe you forgot, but I need it urgently. Can you
Will you pay me back first?"
"Sisters, why haven't you been out playing recently? I haven't answered my phone calls. Why are you on the plane? AI has released a new bag a few days ago. Let's take a look together!"
"..."
Xu Yin answered no less than ten debt collection calls as soon as she opened her eyes, received six or seven debt collection text messages, and several text messages inviting her to go shopping.
I was already a little dizzy when I first put it on, and now my brain hurts even more.
This is also a movie she has watched before. The protagonist is Xu Shan. She graduated from the 211 College and returned to her hometown to take the public examination. After entering the system, she was pursued by the male protagonist in the same department. The story revolves around the male and female protagonists' comfortable and warm work and life.
Daily unfold.
The original body that Xu Yin wears is Xu Shan's next-door cousin, a vain and hedonistic heroine.
I am 23 years old this year, graduated from college, and have been employed for two years, but I have spent three days fishing and two days working online, and I have not been able to hold on to any job for more than half a year.
In addition to being tired from work, vanity is also the cause.
Although her family conditions are average, she insists on portraying a white, rich and beautiful persona.
Since entering college, all the clothes I wear, the bags I carry, and the electronic products and cosmetics I use must be branded.
When I was in school, I was a little restrained. Although the products I bought were all brand-name products, they were not luxury goods.
It was all her parents' money. When she didn't have enough living expenses, she called her parents and asked her for money. The excuse was that the school was organizing activities or sending her to participate in national competitions, and she had to bear the travel expenses herself.
Xu's father and mother, who had a primary school diploma, didn't know this. They thought that their daughter was highly valued by the teachers at school. There were competitions and activities every three days, and money flowed from the couple's pockets to their daughter in the big city like water.
But after graduation, I can no longer make these excuses.
Besides, she still knows how much money her family has. Although her family has a mountain cherry orchard of about five acres, all the cherries grow are small cherries. Nowadays, large cherries like cherries are popular, and small cherries cannot be sold at high prices.
It would be good to earn 80,000 to 90,000 yuan by the end of the year.
Therefore, after her parents' savings were almost squandered by her, she began to turn to online loans.
As soon as I stepped into the door of online loans, I found that it was so convenient to borrow money. Just fill in your ID number, register your home address, and your parents’ information to buy new bags and cosmetics?
This borrowing is out of control.
She is obsessed with luxury goods, and ordinary brands cannot satisfy her anymore.
The first job I found after graduation was as a secretary in a foreign trade company.
As a secretary, of course you have to dress up beautifully.
She wore clothes, jewelry, and bags worth five figures, and she really won the envy of her female colleagues and the admiration of her male colleagues.
However, she has no intention of falling in love for the time being. The male colleagues in her workplace are all quite unattractive and their family conditions are average, not worthy of her beauty.
What she enjoys is the envy of her female colleagues.
But after all, she is not the real Bai Fumei. If she only spends a short time with her colleagues, she might be able to pretend, but how can she pretend to be fake after a long time?
You can’t just carry the same bags and wear the same luxury clothes all the time, right?
So, she changed jobs every few days. Every time she arrived at a new unit, she would use her original equipment to make herself rich and beautiful. She would go shopping with her new colleagues and buy a set of expensive cosmetics or new bags to win the envy of her colleagues.
Look at the eyes, enjoy the feeling of being praised, and if money is tight, choose another one.
Come and leave with ease. In the eyes of your colleagues, you are just a fair and beautiful person who takes work as a pastime and has no pressure to survive.
But in fact, I owe a lot of debt.
Two years after graduation, I owed no less than 700,000 yuan on the online loan platform alone. I also applied for more than ten credit cards, and I owed almost 300,000 yuan in total.
She also asked her junior high school classmates and high school classmates to borrow money. She almost borrowed money from all her old classmates before college.
The borrowed money is mainly used to repay the interest on online loans.
If the interest is not paid, the online loan company will continue to demand payment. Now she cannot pay the principal amount at all, so she can only repay the interest first, and she will only be able to survive every day.
If she couldn't borrow money from her classmates, she would go to her parents and tell her that she wanted to change her job, but that she was not suitable for the current job and that it didn't fit her. They said that people in big cities had too many things to do, were careless, and always tried to push her against her.
The parents felt heartbroken after hearing this. It was indeed very difficult for a child without money to settle down in the city. So, they transferred the money they had earned from growing cherries to their daughter's account so that she could eat and drink when she should.
I felt wronged because I had no income when I changed jobs, but I was frugal.
It wasn't until her parents couldn't come up with the money, and none of her classmates were willing to lend her money, that online loans and credit cards started demanding her money, saying that if she didn't pay back, she would be handed over to the legal department for prosecution, that's when she became scared.
But the debt, which amounts to more than one million, cannot be repaid no matter what.
So I secretly mortgaged my family's house and cherry orchard to an online loan company.
When the debt collection agency came to visit, Xu's father and Xu's mother realized that their daughter, who they held in the palm of their hands, would rather suffer than suffer any injustice, had lost the family's only house and the cherry orchard on which they relied for survival.
This chapter is not over yet, please click on the next page to continue reading! The couple seemed to be poured with a basin of ice water from beginning to end.
Although the online loan company cannot really take away the Xu family's cherry orchard and house based on the contract and land certificate, it is natural to pay back the debt. The monthly interest of 1.99% is indeed terrifyingly high, but it is not illegal, even if it is taken to court.
, debts that should be repaid still have to be repaid.
What should I do if I don’t pay back? Do I have to watch my daughter being cornered by a debt collection agency?
Finally, Xu's father's cousin, the father of the original heroine, bought his family's house, and a large piece of land next to the house was almost half bought and half given away.
The cherry orchard and the cherries that were about to ripen were bought by a cherry buyer at a low price.
But even so, all the money from the sale was still not enough to pay off the debt, so the couple had to shamelessly go door-to-door to ask relatives for help.
In the end, it was Xu's father's younger brother who privately borrowed a sum of money from his own brother, mainly because he was worried that if the incident got too big, the news would spread to the old man's ears, which would make him uneasy while recovering from his illness.
But unexpectedly, Mr. Xu still found out. He was so angry that he was sent to the intensive care unit overnight.
After Xu's father heard about it, he felt ashamed of his father and was so angry at his daughter's indifferent attitude that he suffered a myocardial infarction on the spot.
Although he was rescued, the brain was deprived of oxygen for too long and he became a vegetative state. The doctor was not sure when he would wake up.
Xu's mother's hair turned gray overnight and she ran around looking for relatives to raise medical expenses.
But that is not an ordinary disease, it is a vegetative state that may drag it down for a lifetime. If you borrow it for a while, can you borrow it for the rest of your life?
Xu's mother's eyes were swollen from crying. She was helpless. She found her daughter and persuaded her earnestly: "I used to treat you as ignorant. Now that the family is in this situation, you should be a governor. Your father is still lying in the hospital. When will he wake up?"
I don’t even know that the daily medical expenses are several hundred. My mother asked the head nurse to help me find a job as a nurse in the ward. You should also find a job and work hard..."
The original person still didn't repent at that time, but instead thought that Xu's father was a burden. I heard that the medical expenses cost several hundred a day, and she was the only child in her family. She would have to bear all the burden from now on?
That night, she sneaked into the ward and took off her father's oxygen mask.
No matter how secretive it was, it was still captured by the surveillance camera in the corner.
On the day her daughter was arrested by the police, Xu's mother fell down the stairs in despair and died on the spot.
This is the fate of the cannon fodder family who serve as the control group for the protagonist's happy life.
Xu Yin frowned with a headache.
According to the original article, at this time, the original owner had not yet paid the interest on the online loan and the bank's late payment fees, so he returned home, stole the real estate certificate and the contract for the cherry orchard without telling his parents, and mortgaged it to the online loan company.
Should she be thankful that she got through in time?