Xu Chunjun had something to do and couldn't go out, so Yi Pingshun brought the account books and went to the house to report the accounts.
Because Xu Chunjun repeatedly asked him to bring his grandmother, so this time he brought his daughter too.
Although grandma is silly and stupid, she is very beautiful.
Yi Pingshun loved her very much. He didn't feel ashamed because she was stupid, but he loved her even more because of it.
Yi Pingshun was loyal to Xu Chunjun. In addition to being loyal to others, he also took a fancy to Xu Chunjun's character.
Unlike some parents, he just wants to marry off his daughter and settle his debts.
If A'nan was a normal woman, he would naturally be willing to watch her get married, have children, and live her own life.
But A-nan couldn't even take care of himself. Yi Pingshun didn't believe that anyone else could love A-nan as much as he did, so he didn't plan to marry off his daughter.
As long as I live one day, I will spend one day with her.
But after all, he had to go ahead of her, so what would A-nan do then?
In order to prevent his daughter from suffering, he could only choose a truly reliable person to entrust him to.
Xu Chunjun and A'nan are about the same age, smart and upright. He serves her wholeheartedly, and she will not treat him badly.
A-nan is not a burden to her. All her savings are left to her daughter. As long as Xu Chunjun is willing to take care of her and prevent her from being bullied or deceived.
Grandma also likes Xu Chunjun very much. She has never been afraid of strangers since the first time she met her. Yi Pingshun sometimes thinks that this may be fate.
When Xu Chunjun saw A'nan coming, he called her over with a smile and said, "You're here, I've prepared a lot of delicious food for you. Take a look, which one you like? What you eat here doesn't count, the leftovers
I'll wrap up everything for you and take it back. Or maybe you can stay here and have some fun."
Grandma ate a few snacks and wanted to go outside to play.
At this time Zheng Yuelang came, took her hand and said: "I will accompany you!"
After Zheng Yuelang divorced, he lived a very comfortable life in his parents' home. He gained weight, looked better, and became more energetic, as if he had been reborn.
"Then I'll bother you, sister. Shopkeeper Yi and I will take a look at the bank's account books." Xu Chunjun smiled and thanked Zheng Yuelang.
"Since last month, the bank's business has been better than before. More people are saving and borrowing more money." Yi Pingshun turned over the account book and said to Xu Chunjun, "Now the account has 700,000 taels.
In addition to the 50,000 taels in the underground bank for emergencies, all 500,000 taels have been loaned out, and nearly 150,000 taels are stored in other banks."
"Why did so much money suddenly come into the account?" Of course it is a good thing that the business is booming, but Xu Chunjun is cautious, and she noticed something unusual here, "Is it more in whole deposits or in odd deposits?"
"Don't worry, grandma, they all have small savings. The largest deposit is only five thousand taels." Yi Pingshun knew what Xu Chunjun was worried about, "Didn't the spring silkworms sell out a few days ago? The people who raise silkworms in and outside the city do have income.
When we borrow money from other countries, we never borrow large amounts. This way the risk is much smaller."
Although the scale of Zhengxing Bank is not that big, the owner is knowledgeable, the shopkeeper is smart, and even the clerks are more discerning than the last.
Whether you are here to save money, borrow money, or do nothing, just come here to take a look around.
You will be greeted to your satisfaction by others. Even if you are treating a beggar, you will always look kind and never say anything evil.
And whether you save money here or borrow money here, the clerk at Zhengxing Bank will give you a gift during the holidays.
If an elderly person in the family has a birthday, or a child is born, there are also weddings and funerals.
Although it's not much, it's still a sincere thought.
Money trading is cold, but with these things, it can warm people's hearts a lot.
Compared with those big bank stores that bully customers, Zhengxing Bank can indeed attract many customers from small households based on this.
After all, no one doesn't care about face.
What's more, Zhengxing's interest rate on saving money is not lower than theirs, and his interest rate on borrowing money is not higher than theirs.
"There are still a few confiscated loans here. I sent my clerk to ask them. They are all people who have family problems and want to postpone it for another month or two." Yi Pingshun pointed to the several loans above and said, "I took a look.
They are all serious people and have indeed encountered difficulties, so they agreed."
"That's good," Xu Chunjun nodded, "As long as we can maintain our business, it would be helpful if we could be more lenient."
"Grandma, a man came to our bank yesterday and said he wanted to mortgage a piece of land for two hundred thousand taels of silver." After Xu Chunjun finished reading the account, Yi Pingshun talked about another thing.
"Where's the land? Who is he?" Xu Chunjun asked.
"He said that he is the young master of the Xici Wang family. He is not often in Beijing and usually does overseas business. The land deed he got is indeed genuine." Yi Pingshun has always been careful about this. "That is a good piece of land.
Not to mention 200,000 taels, even a mortgage of 250,000 taels is more than enough."
"If we do this business, we won't have any cash at all." Xu Chunjun frowned slightly.
"He said that the turnover would only take a month. When their cargo ship left the port, his money would be withdrawn immediately." Yi Pingshun was not worried. "He said that it would be easy to go to other banks, but he didn't want too many people to know about him.
From the borrowing of money, we can see that he is a good-looking person. Although our original intention is to do business for ordinary people, there is no need to turn away big customers when they come.
To be honest, Zhengxing wants to become bigger after all. If we don't take this business this time, we will definitely offend a big customer.
Grandma is worried that there is not enough money in the account. In fact, according to me, the turnover in recent months has basically been flat. At worst, if you come to borrow money again, if you don’t have the money, just don’t borrow it first, take back some of it and then put it out. In this way, it won’t take long.
The cycle has started again. After all, we have 700,000 taels of silver on our books."
"It's not that this business can't be done, but you have to be careful about people and things and don't make any mistakes. The time set with him is one month. We can't easily postpone such a large amount of money, even if he can't pay it all back by then.
, and you have to pay back at least half of it." Xu Chunjun knew that there were risks in doing business, but she had to ensure that the risks were something she could bear.
"Don't worry, Grandma, I will verify everything one by one," Yi Ping said smoothly, "There will never be any mistakes."
"I can rest assured that Shopkeeper Yi is doing the work. You have worked hard these days. Grandma is also here today, so you can stay and have a meal before leaving. I also prepared some clothes and fun things for Grandma. When the time comes,
