Seeing Cheng Yu's denial and questioning, Han Bing would never believe that this matter had nothing to do with Cheng Yu. But he could only say with a smile: "Of course this was not done by Mr. Cheng. The Zhao family usually
There are too many people who have been offended, and this is all their own fault. They just let go of their good lives and do whatever they want. Now that they are better, they can do whatever they want.
You've reaped the consequences. I don't know how many people feel happy about it right now. The scandal about their family will probably spread throughout the world soon, and the Zhao family will be the joke of our community from now on."
Cheng Yu smiled slightly and said, "So, Xiao Han, you also feel happy?"
Han Bing nodded heavily and said: "A local snake like this treats the country's laws as nothing. Of course we law-abiding people will feel very happy." Cheng Yu still smiled and said: "Xiao
Han, you really don’t look like a person who does evil, but there are still some unclear things, so I shouldn’t need to say more, right? As for me, I don’t have that much excess sense of justice. As long as you don’t
If I harm the interests of others, even if I earn a little more, I won't meddle in others' affairs. Do you understand this?"
Han Bing suddenly broke into a cold sweat again. In this summer, he even felt a chill down his back. He thought Cheng Yu was talking about his misappropriation of community maintenance funds to engage in private loans, but in fact, Cheng Yu was talking about what he had done in the past.
During the demolition process, there were some intimidation and inducement tactics, and at the same time, they were more or less testing him. After all, Cheng Yu could tell that there must be other things going on with Han Bing, so it was definitely right to beat him.
After all, the methods used in the demolition process in the past cannot be used to make a big fuss now.
Chapter. But Han Bing was frightened. He thought that Cheng Yu, with his sharp eyes and hands, already knew about his current methods. This was to warn him that it's okay for you to use the maintenance fund to make some money, but you must not really do it.
The one who made the money
Idea, if there is any loan that cannot be recovered, you have to fill in the money yourself. You must not harm the interests of the owners of the community. He nodded repeatedly, like a chicken rushing to break the rice. In fact, there is no need for Cheng Yu to remind you.
, Han Bing himself also knows very well that the principal cannot be touched, and the annual gain must be made up according to the bank's normal interest rate. Once
When bad debts arise, you must pay for them yourself no matter what. This is Han Bing's only hidden danger in this matter. Fortunately, such a bad situation has not occurred in these years.
"Yes, yes, Master Cheng taught me that I know what to do. Don't worry, I will never dare to touch the interests of those owners. If something happens, the country and the law will not let me go."
As soon as these words came out, Cheng Yu knew that Han Bing had misunderstood, and there were keywords such as the owner's interests. Although Cheng Yu couldn't think of how Han Bing could threaten the interests of the owners, it was definitely
Follow his company
The property management of the two communities is related.
Cheng Yu has never been involved in this industry, otherwise he would have directly thought of the property management company colluding with the property owners committee to use public funds to lend money. "Since this is the case, that's fine. I have received your apology. Tomorrow
Just don't let your father-in-law come, it's not enough trouble." Cheng Yu waved his hand, telling Han Bing that the matter was over.
.
Han Bing was overjoyed and quickly bowed to Cheng Yu twice and kept saying, "Thank you, Master Cheng, thank you, Master Cheng."
Turning around to leave, he suddenly remembered that Cheng Yu came here on foot. It couldn't be that Cheng Yu saw his car here and came here specifically to say this to him, right?
"Master Cheng, are you going out?" Han Bing stopped, turned around and asked. Cheng Yu knew what Han Bing wanted to do, but he really didn't want to get in this guy's car, but he thought Han Bing was quite sensible.
He waved his hands and said: "It's not convenient to drive after drinking, but there is no need for you to carry it. Go back quickly. Tell your family and keep your mouth shut." Cheng Yu also knew that Han Bing could guard him here. Before
He also asked Qian Liwei to come to apologize tomorrow. He must have discussed it at home and decided to say that Cheng Yu did what happened to the Zhao brothers. Of course, it was indeed Cheng Yu who did this, but such words
But it must not be spread. After all, Cheng Yu has no suspicion at all from the police. It would be far-fetched to let the Qian family go out.
, the police did not say anything else. They discovered that Cheng Yu's car had indeed appeared in the nearby streets around the time when the man in the Orange Hotel's surveillance camera appeared, which would always cause some unnecessary trouble.
So Cheng Yu gave one more warning.
This sentence undoubtedly convinced Han Bing that the Zhao brothers were the masterminds of Cheng Yu, and he became more and more convinced that his reasoning was correct.
Nodding vigorously, Han Bing said: "Don't worry, Master Cheng. Don't worry, Master Cheng. If they dare to gossip outside, I will cut their tongues myself without Master Cheng opening his mouth."
Cheng Yu was not happy and said: "What are you talking about in such bloody terms? Just ask them to keep their mouths shut."
Han Bing naturally nodded and bowed again, and then under Cheng Yu's gaze, he got into the car and disappeared.
Cheng Yu walked slowly onto the main road with his hands behind his back, not in a hurry to call for a taxi. He also wanted to find out what Han Bing meant by the words "owner's interests".
The best person to consult is Xue Changyun, who is well versed in all kinds of tricks.
Although it was already past ten o'clock, Xue Changyun's bedtime was at least after twelve o'clock, so Cheng Yu still called him directly.
Sure enough, Xue Changyun answered the phone immediately and asked with a smile: "Hey, it's a long night. Mr. Cheng, you don't want to sleep. You want to have a drink with me? It's a pity that I'm back to Xixi and can't accompany you."
"Old Xue, please be more serious. I feel good listening to your tone. It seems that you have come out of the depression circle of wanting a lesbian for more than ten years?"
Xue Changyun suddenly changed his tone and said, "If you made this call so late just to tease me, then stop talking."
Cheng Yu laughed and said, "Okay, I won't tease you anymore. Old Xue, I have something to ask you." "Say." Originally, Xue Changyun's place was still a little noisy. He was probably out socializing.
Or maybe I was just feeling happy, I just walked into the bathroom or answered the call at the door when I saw Cheng Yu's call. But since Cheng Yu said he had something to ask,
He found a really quiet place, and now there is no noise at all on the phone. "I won't go into details. There is a person who is basically a serious businessman. He worked as a contractor in his early years, and later took over projects.
Later, he developed two communities by himself. Now, the properties of these two communities are in his hands, and his main source of income is the property fees of these two communities. A community is very ordinary, and it is his whole life.
It is a privately developed community with a net profit of hundreds of thousands a year. The other is considered a mid- to high-end community. The composition of the housing types in the community is relatively complex, and it even includes a group of villas that are considered high-end in the local area. The total profit per year is RMB 3
Four million is a lot. But there must be something fishy about this man. He personally said that he would not harm the interests of the owners.
Yi. I just want to know what can affect the interests of the owners in the property area." Xue Changyun probably understood, and said: "The scope of harming the interests of the owners is very wide, and you can make a mess of the property.
Affects housing prices. But since he said so, it should not be such a long-term impact, but
It’s a direct impact. Hmm, how long has this person been involved in the property management of two communities?”
"The long one is nearly twenty years, and the short one is from that high-end community, about fifteen years." Xue Changyun smiled and said, "I guess it has something to do with the community maintenance fund, that is, the property company and the property owners committee.
collude to use the maintenance funds of the community to lend or invest. Generally speaking, they are short-term loans. The cycle of investment is too long and it tests the vision. This is equivalent to having an ultra-low interest rate in their hands.
For a loan, they only need to increase the value of the money according to the bank interest rate, and then take it out at an interest rate of at least ten points or even twenty points. The property company will then split the accounts with the owners' committee. Since you mentioned two
There are two communities, one big and one small, and they have been accumulated for more than ten years. I estimate that the small one must have tens of millions, and the big ones may have tens of millions or even hundreds of millions. It is not impossible to exceed 100 million in one lump sum.
Funds are rolling around outside. Although there may be bad debts, as long as you are cautious enough, it will not be too difficult to make thousands of dollars a year. What's wrong? Lao Cheng, you
Are you trying to mess with someone? Tell me the names of those two communities, and I'll find someone to check. This matter is inseparable."
Cheng Yu hurriedly said: "I didn't want to mess with anyone, but even when I met such a person and said such a thing, I was curious and couldn't figure out what other income the property company had besides normal fees." "This is actually the norm.
, too many property owners in China are dead pigs who are not afraid of boiling water and do not pay property fees at all. In addition, the domestic credit system is not complete and lacks necessary governance methods. Therefore, it is actually quite difficult to make money from property fees itself.
For current property management companies, it is considered good if most of the property fees can offset the costs. Profit comes from other channels. Parking fees, community advertising, admission fees and promotion fees for some corporate activities, etc., these are the sources of profits.
.Don’t underestimate these. The higher the quality of the community, the higher the income. As you said, it is considered a high-end villa group in Wudong. This is definitely the target of many advertisers and corporate activities. Of course,
This is still a normal business. Not only is it not illegal, but it also effectively enables the property management company to continue its services. Other side theories mainly focus on the maintenance fund. A community will rarely need maintenance in the first twenty years.
Funds are almost all accumulated, which leaves a loophole for those properties and owners' committees. Of course, most of the time, they just touch the owners' cakes, but do not
It harms their interests."
Cheng Yu completely understood and said: "Okay, Lao Xue, you can continue to have fun, I just want to clear up your confusion."
"Is it really just to clear up doubts? If necessary, I have some connections with Wudong's industrial and commercial affairs and even the economic police. If no one investigates this kind of thing, nothing will happen. Once it is investigated, it will almost always be accurate."
"It's really okay. I just want to clear up my doubts. Okay, I'll hang up and get ready to go home." Seeing this, Xue Changyun hung up the phone, but after Cheng Yu put the phone back in his pocket, he was thinking: It turns out that the property management
The company still has such a way to make money. Indeed, as Xue Changyun said, there is no actual damage to the owner's cake, unless a large area of bad debts causes the property company and the owners' committee to jointly run away, but with the current domestic economy
Judging from the growth situation, this possibility is not high, especially they do not invest directly, they are all mortgaged loans. Even if there is a problem, it is just a slow return, and the collateral needs to be liquidated or
Auction, and Han Bing himself must have prepared a sum of funds to fill the hole at any time.
