Seeing that Cheng Yu was so sure, Ning Kezhu couldn't help but be a little shaken. She said doubtfully: "How can your father really have such a large amount of money? But what is he doing with such a left-handed attitude? He is the largest shareholder of the group.
, the group has financial difficulties, why can’t he go public if he has money?
Let’s talk?”
Cheng Yu shrugged his shoulders and said, "Then I don't know. You have to wait until he wakes up and ask him yourself. Anyway, on this point, Xu Jianxi and I have reached a consensus."
Ning Kezhu frowned and said, "Are you saying that Xu Jianxi always knew what happened to the money?" Cheng Yu shook his head, lowered his voice and said, "He should just be suspicious and not sure.
To put it bluntly, the meeting was just to test and confirm each other. One person suspected that there was something wrong with Lao Cheng's money, but he couldn't prove it now. Xu Jianxi would never dare to act rashly. But if he has my endorsement, he can rest assured
I boldly went to touch the money. I was the same. I just confirmed from the conversation with my father-in-law that there has been a strange lender for more than 20 years, but no one knew about that person.
Who is it? And he has never tried to get involved in a company as big as the Cheng Group. He is just willing to help Lao Cheng every time he is short of money.
The generous donation only requires normal interest, which is less than ten points. This is simply a boy who is throwing away money."
"What on earth did Lao Du tell you?" Ning Kezhu was still in disbelief. "Mom, maybe you haven't been clear about the financial situation of the group, but my father-in-law knows something vaguely. He told me that Lao Cheng, who is more than 20 years old,
Over the past few years, he knew that he had received this type of personal loan more than a dozen times.
The amount of the loan was not large at first, but it got bigger and bigger, until the recent one was three billion. Even if my family opened a bank, no one would say that I would borrow three billion without any hesitation. Then I
I asked Xu Jianxi for confirmation. Xu Jianxi personally confirmed to me that the total amount of personal loans that Lao Cheng had passed through Xu Jianxi's hands over the years totaled as much as 74 billion. Of course, these were all borrowed and repaid.
Result. Moreover, nearly half of the amount occurred in the past three years. This means that in the past three years, Lao Cheng went to the mysterious lender and borrowed more than 30 billion in funds. Consider.
Each borrowing may be higher than before. I estimate that in the past year, Lao Cheng’s total borrowings were almost 15 billion. Most of them have been repaid, but there are still 3 billion left.
In the process
There is still no movement in the group's account, right? Before Lao Cheng's accident, he mentioned this amount of money and said it was about to expire. He asked his finances to be ready to return it at any time. But how long has it been since his accident? Ordinary loans
Fang, if you hear that something happened to the debtor and he is still unconscious, especially if the group's capital chain is almost broken, let alone the probability that the loan has expired, even if it has not expired,
Does that person have to come and ask? But you see someone is asking about the money now
Is it something?" After saying this, Ning Kezhu began to believe it. Indeed, no matter how calm a creditor is, it is impossible for him to sit on the Diaoyutai so securely. If Cheng Guangnian is fine, it is just a crisis in the Cheng Group, maybe
The creditor is not too anxious. After all, this kind of private lending mainly focuses on people. Just like investment banks have always said that it is people who invest, and the project is just one aspect. But Cheng Guangnian was lying in bed.
It has been so long, but this creditor has not mentioned a word about the money, which is really puzzling. Ning Kezhu still feels that if Cheng Guangnian has such a huge amount of cash, it makes no sense that he and he have been married for so many years.
, their husband and wife have never been like other families, they seem to be inseparable, and Cheng Guangnian respects and considers Ning Kezhu. Cheng Yu can disobey Cheng Guangnian, and Cheng Guangnian will be angry about it, but if Ning Kezhu insists on opposing Cheng Guangnian
Cheng Guangnian would probably compromise on certain decisions. After so many years of marriage, Cheng Guangnian only completely ignored Ning Kezhu’s opinions on the matter of sending Cheng Yu to the United States. It can be said that for the marriage between Cheng Guangnian and Ning Kezhu
As far as relationships are concerned, Cheng Guangnian listens to him on small things, but follows his advice on big things.
It must be listening to Ning Kezhu.
Therefore, even if Cheng Yu's analysis was thorough, Ning Kezhu still found it unbelievable.
"Is it possible that there is something wrong with the source of the money, so even if something happens to your dad, the creditor will not dare to come forward to ask for the money?" Cheng Yu said: "Are you saying that Lao Cheng is laundering money for others?
This kind of fund transfer is through bank accounts, and they are all domestic accounts. Whose dirty money is so clean, I would like to help that person launder more. Moreover, laundering black money
What you earn is the handling fee, and I haven’t heard of anyone paying you interest after washing.”
Ning Kezhu became anxious and pulled Cheng Yu's arm and said: "You kid, you are talking nonsense. When did I say it was money laundering?" "Then what do you want to say? Lao Cheng is actually someone's white glove?
Isn’t that still money laundering? But, have you seen any white glove person who has only enjoyed the growth in corporate valuation for twenty years and never paid dividends? Old
Cheng Cheng’s annual dividends should be handed over to you every year, right?” Ning Kezhu nodded slowly and said, “That’s true, your dad has no personal expenses, and all expenses go to the group’s public account.
During the Chinese New Year, when you give red envelopes to the children of your second uncle and third uncle’s family, they have to come to me to ask for money. I even doubt that he even
I don’t even have a bank card.” Having said this, Ning Kezhu couldn’t help but laugh.
Cheng Yu was annoyed. He patted the tea table and said, "I'll tell you, old Cheng is not a thing, is he? He actually gave out red envelopes to those people during the New Year? I come back every spring break for the New Year and I have never seen him.
A red envelope for sharing money."
Ning Kezhu laughed again, lightly patted the back of Cheng Yu's hand, and said, "You kid, why are you talking about this now?"
"Anyway, I've never seen such a father. If I had known about the Cheng Group's mess, I shouldn't have interfered. It would have gone bankrupt earlier."
"Nonsense! Yu'er..." Ning Kezhu wanted to scold Cheng Yu with a straight face, but suddenly felt sad for Cheng Yu. There was silence between mother and son for a while, and Ning Kezhu sighed and said again: "Yu
Son, don’t think too much. Your dad is now considered a person who has experienced life and death. I guess he will definitely change a lot after he wakes up.
Maybe he will tell you the reason why he did this to you."
Cheng Yuxin said that although I don't know the reason, I basically know it. It must have something to do with his damn system. So, he waved his hand and said, "That's not important. Anyway, I feel that the Cheng Group's
After experiencing this incident, you should be able to see that in the past, Cheng's group could completely influence the whole body with one move. No matter how many unreasonable hands there were, Old Cheng could save the day. But he is no longer here.
, Cheng's Group must not continue like this. Moreover, your energy is limited, and you cannot keep staring at this mess for Cheng Guangnian. When the funding problem is completely resolved and everything in the group's affairs is on track, I
My suggestion is to promote those who should be promoted, those who should be reused, and those who should be given the right to be given the right to do so. I always let people be the heroes behind the scenes, like Old Cheng.
The tyrant in Tang Dynasty can do it because he is always right, but no one else can. Whether it is Xu Jianxi or Zhao Zepeng, they have to be brought to the surface." Ning Kezhu nodded and said: "Actually, I think so too.
, and I also issued a document in the name of the Chairman’s Office, instructing all branches to take good care of the projects at hand, and to be cautious about new projects and to ensure thorough
The cash flow of the group and its branches is sufficient. This is equivalent to indirectly decentralizing the power of each branch. When everything recovers, they will not need to obey the headquarters' requirements and carry out their own new projects."
After a pause, Ning Kezhu said again: "It's still hard for me to accept that your dad actually hid so much money, three billion..."
Cheng Yu chuckled and said, "I'm afraid it's much more than that. I conservatively estimate that Lao Cheng's small treasury will have to add a zero to it at least."
Ning Kezhu took a breath of air and said: "Don't talk nonsense, how is it possible?" "Then let's wait until everything comes to light. Maybe my estimates are conservative. If nothing else, I will say that if you really follow my
It is estimated that if Lao Cheng's total borrowings in the past year reached 15 billion, although
It was borrowed on a rolling basis, but he had to be able to come up with at least 15 billion before he could borrow it."
Of course Ning Kezhu couldn't figure out this kind of account. She nodded and said, "That's true. It means that the group's financial problems over the years were all solved by your father alone."
Cheng Yu said with a smile: "Are you going to ask him what he wants again? I don't care what he wants, I only know that this is the most effective way for him to involve private funds in business management. If it is not private lending, but
Commercial loans or investments, then other shareholders will be suspicious, thinking that this is evidence that Lao Cheng wants to embezzle their shares step by step. Moreover, if Lao Cheng had not intervened in funds in this way, those shareholders would not have any shares even if they were added together.
Even if you are right a hundred times, there will still be objections on this one hundred and first time. Only this kind of
way, risk him one
It’s his personal responsibility and everyone gets the benefits, so the whole group can let him do whatever he wants.”
Ning Kezhu finally understood this truth, but still rolled his eyes and said angrily: "You kid, you are so used to talking nonsense, why do you call your dad for doing such nonsense?"
"Have you ever seen an entrepreneur who manages a company like this? What else can he call this if it's not reckless?"
"But how did your dad come to have such a huge amount of private funds?" Cheng Yu smiled and said, "It must have been private equity at the beginning. As time goes by, those external funds will be able to get rid of it. Lao Cheng, don't worry.
It's not good, but his investment vision is still very strong. If he was not really allowed to control funds like this in China, he would not have founded Cheng's Group but Cheng's Bank. In twenty years, from scratch to Cheng's
Group, with a personal net worth of hundreds of billions, then in the same twenty years, the original private equity loan
Chickens lay eggs, and now that there are tens of billions of dollars, it doesn't seem so surprising." These words were purely a relief to Ning Kezhu, and they could be regarded as helping Cheng Guangnian find someone else who could handle the money.
The way to accept it. But Cheng Yu certainly doesn’t know that the money can only come directly from Cheng Guangnian.
that system.
Ning Kezhu nodded slowly and said slowly: "That's true. Your father never listens to other people's opinions in the Cheng family, and it's also because his vision is never wrong. But why did he hide it from me?" "Mom"
, this is not the time to be jealous, I have been thrown to the United States by him for so many years, who should I ask to reason? I was right, Lao Cheng is not a thing."
