"Dear Governor, Tin Shui Wai is located in a remote area, and water, electricity, and transportation are very inconvenient. At the same time, a wharf needs to be built there for the transportation of goods. This will not only facilitate our two farms, but also
It can also speed up the development of the Yuen Long area and achieve multiple goals with one stone."
Xie Jiamin told Dai Linche the difficulties in building a factory in Tin Shui Wai.
"There are no problems with your requests. The Hong Kong government will definitely meet your needs. The Hong Kong government will build a road to Tin Shui Wai, and water and electricity will also be given priority to Tin Shui Wai.
When will your two farms start construction?"
After Dai Linzhi heard Xie Jiamin's request, he agreed to their request without hesitation.
Although it will cost a lot of money to build roads, water, electricity and docks, the development of an area cannot be done by spending money. Companies must settle in and provide jobs for the local people, otherwise no matter how much money is spent, it will be useless.
Now the Hong Kong government is spending some money to build a road to Tin Shui Wai, water, electricity and a wharf, so that two large-scale breeding farms can successfully settle in. Not only can it provide jobs for tens of thousands or even more than 20,000 people, but at the same time, the two large-scale breeding farms can
Promote regional chain development.
More than 20,000 people work here, and they and their families will develop supporting shops that provide life support. When this area becomes prosperous, people will naturally be willing to live there, and it will slowly develop.
Spending a small amount of money can promote the development of a region. Anyway, it is definitely a profitable business. When reaping a big political achievement, it can also improve the livelihood of the nearby people.
"Your Majesty the Governor, once the roads and water and electricity are in place on the Hong Kong government's side, construction of our two large-scale breeding farms can begin at any time."
Xie Jiamin thought for a moment and said to Dai Linzhi.
"Then it's best. Just prepare the land purchase funds within ten days. After the land transaction is completed, the Hong Kong government will arrange for the local villagers to start relocation. If the road is built, it will only take a month or two.
Complete it, and then you can start construction."
Zhang Zhonghua thinks that Mr. Hong Kong Governor has a good idea. It is not enough to build the road but also have a dock. Otherwise, the cost of transporting large equipment and construction materials by land will be too high.
Let’s not talk about the wharf. Just for the villagers to relocate, do they have to build houses at the relocation destination first? Otherwise, where will the villagers live?
Zhang Zhonghua complained silently in his heart, but he didn't show it on his face at all, let alone say it out loud.
The most important thing now is to get the Hong Kong government to agree to acquire the land.
"Thank you, Mr. Governor, for your support and help. We will start mobilizing funds immediately after we return."
Zhang Zhonghua and Xie Jiamin expressed their gratitude to Dai Linzhi.
"Providing services to enterprises is also what our Hong Kong government should do, so that Hong Kong Island can develop better!"
Dai Linzhi said to the two of them righteously, and Zhang Zhonghua and Xie Jiamin naturally said yes again and again.
After the two of them came out of Dai Linzhi's Taipingshan mansion, Zhang Zhonghua couldn't help but let out a long breath. He didn't expect that things would progress so easily.
Of course, he came with Xie Jiamin this time, otherwise he might not even be able to see the Hong Kong Governor, if he had come to see him.
"Sheng Zhang, do you have enough funds there?"
Xie Jiamin looked at Zhang Zhonghua who was obviously relieved, so he asked him curiously?
He has calculated Zhang Zhonghua's capital needs. Even if Zhang Zhonghua builds the breeding farm in phases, it will be impossible to build it without 3,500 Hong Kong dollars in the early stage.
"The funds are definitely not enough. I will go to HSBC for a loan when I get home."
Hearing Xie Jiamin's question, Zhang Zhonghua said with a helpless smile.
How is it possible? The HK$30 million needed to buy the land is only more than half of it. The remaining funds of more than 15 million have to be borrowed from HSBC Bank in Hong Kong Island.
"Haha, not bad, you can go directly to get a loan. After Zhengda bought the land, we also went to HSBC for a loan. Enterprises still need to rely on banks if they want to develop.
And if you have money, you need a loan. The richer you are, the more loans you need. Firstly, this will not take up too much of the company's funds. Secondly, there is no harm in having more contacts with banks. Thirdly, after becoming a major customer of HSBC, there will be
I have the opportunity to meet many of your elders in Hong Kong."
Xie Jiamin smiled and gave Zhang Zhonghua a hint.
"Anyway, this time we were able to get the Governor of Hong Kong to agree to our land acquisition only because of your help, Xie Sheng, otherwise I might not even be able to see the Governor of Hong Kong.
I have so many words of thanks that I won’t go into too many words. If you have the opportunity to treat me to a meal, several of my chefs have excellent cooking skills and have passed down the tradition.”
Zhang Zhonghua said to Xie Jiamin with a smile.
"No problem, I will definitely try it when I have the chance. And you are so polite. After we get the land, our two families will be neighbors. I asked you to call me brother Min and I will call you brother. What do you think?
of?"
Xie Jiamin was very optimistic about this young man who he thought was still in his prime, so he did not hesitate to deal with Zhang Zhonghua.
"I can't ask for it, I can't ask for it! Then I won't be polite, little brother. Thank you, Brother Min."
Zhang Zhonghua took advantage of the trend and called Min Ge without any politeness. Building a good relationship with the upright Xie Jiamin only had advantages and no disadvantages.
"Okay, okay, okay! Brother Zhang, from now on you and I, brothers, must get closer to each other."
After Zhang Zhonghua said goodbye to Xie Jiamin, he returned to the company humming a cheerful song alone.
At this moment, he was extremely excited. This was 4,000 acres of land, or 4,000 acres of land on Hong Kong Island. A few years later, after U.S. President Nicolás visited China, relations between the two parties quickly eased.
As if the dark clouds hanging over the Pacific have dissipated, it has directly affected Hong Kong Island and put Hong Kong Island's economy on the fast track.
"Boss, how's the situation?"
After seeing Zhang Zhonghua come back, Wang Fang and Hu Shirley asked him on horseback.
"It went smoothly, very smoothly. In the afternoon, Shirley will prepare the relevant materials and come with me to get a loan from HSBC."
Zhang Zhonghua said with excitement, he was so happy now that he couldn't even control his expression.
"No problem, our company's financial statements are ready. I believe it will be easy to get a loan. The strength of our CFC is there."
Hu Shirley also breathed a sigh of relief. It's done. The biggest obstacle to building a breeding farm is the Hong Kong government. As long as the Hong Kong government agrees to the land transfer, everything else is a minor problem.
"With our ability to repay the loan, it is too late for HSBC to be happy. We might as well borrow a larger loan to avoid financial difficulties."
Wang Fang joked to Wang Fang with a smile.
"This time we will really embark on the fast track of development, and the remaining branches will also step up construction and opening. Next year we can really go out of Hong Kong Island."
Zhang Zhonghua feels very beautiful.
"Don't worry, boss, we promise to complete the task."
The two women were very excited. The CFC restaurant was developing so fast. As a veteran of the company, as long as they didn't make any big mistakes in the future, they would definitely follow the company to great success.
After lunch, Zhang Zhonghua and Hu Shirley walked towards HSBC with the information. The real boss of HSBC on Hong Kong Island was even vaguely superior to the Hong Kong Governor's Office, just like Kangxi above Emperor Jiaqing's head.
The Great Emperor.
As you can imagine, HSBC is the largest note-issuing bank in Hong Kong Island.
Now HSBC's Taipan Sundars is a nobleman of the chartered shipping king. In recent years, HSBC has begun to invest in Global Shipping Group Co., Ltd., the chartered shipping king.
With the support of Sang Shida and the careful management of the charter king, Universal's fleet grew rapidly. At its peak, the total tonnage of the fleet reached 21 million tons, which was larger than the total tonnage of the national fleets of the United States and the Soviet Union.
, a veritable "World Shipping King".
After Zhang Zhonghua and Hu Xueli joined HSBC, they successfully met the manager of the credit department. The turnover and deposit amount of CFC were listed there. Zhongp.
"Welcome to you two. I am Peter Behrens, the credit department manager of HSBC. Mr. Zhang and Ms. Hu are here at HSBC today. Do you need any services?"
Peter Behrens said to Zhang Zhonghua and Hu Shirley very politely, in the eyes of bankers, the rich are the fathers.
"Hello, Mr. Peter Behrens, we came to HSBC this time to apply for a loan, but the amount is a little larger."
"Zhang Sheng, how much money do you need?"
Peter Behrens knew the profitability of CFC restaurants very well. They should have no financial difficulties, so he asked Zhang Zhonghua curiously.
"We are going to borrow 20 million Hong Kong dollars first, and we may borrow more later."
Zhang Zhonghua replied, I need 15 million, can we borrow 20 million? Now that bank interest rates are low, we can borrow as much as we can.
In the Ganges River!
"Oh, my God! If it is the situation of the CFC restaurant, there is no problem with a loan of 10 million, but 20 million Hong Kong dollars is a bit outrageous?"
When he heard that Zhang Zhonghua wanted to borrow 20 million Hong Kong dollars, Peter Behrens immediately exclaimed, and even the quintessence of European nationalism came out to call God.
Peter thought to himself that even if you mortgage your CFC, I can only give you a loan of 10 million at most. Isn't 20 million a bit too much?
"Mr. Behrens, this is the profit situation of our CFC. Although you probably know the turnover of our CFC, you don't know the specific data?"
After hearing what Peter said, Shirley Hu handed a stack of documents to Peter Behrens, and then spoke to him.
Peter Behrens took the document handed over by Shirley Hu and began to look through it. He was very shocked by the numbers on it.
“I don’t know what your company is using this huge loan for?”
After returning the document to Hu Shirley, Peter calmed down his excitement and asked Zhang Zhonghua and Hu Shirley.
"This time we are going to purchase 4,000 acres of land in Tin Shui Wai, Yuen Long, and plan to build a breeding farm as a raw material supplier for CFC restaurants. This is also to prepare our CFC restaurants to expand out of Hong Kong Island in the future. In the future, we are also planning to use Tin Shui Wai's
Four thousand acres of land continue to be mortgaged for the development of CFC and the construction of Tianshuiwei breeding farm."
Zhang Zhonghua briefly explained the situation to Peter Behrens.
"Building a large-scale breeding farm on 4,000 acres of land??? Has the Hong Kong government agreed? And building a breeding farm is not that simple. Do you have the relevant technology?"
Peter Behrens was shocked. He developed 4,000 acres of land to establish a breeding farm. It was an absolutely generous move and a very high-quality customer.
"Have you heard of the Chia Tai Group in Taiguo? Our CFC restaurant has reached a cooperation with them and received their technical support. At the same time, they will build a factory near Tin Shui Wai.
In the morning, Mr. Xie Jiamin of Zhengda Group and I met with His Excellency Governor Dai Linzhi and obtained the approval of His Excellency the Governor-General. Now we are raising funds."
Zhang Zhonghua told what had already been approved by Governor Dai Linzhi.
"Congratulations to Mr. Zhang, but if you want a loan of 20 million Hong Kong dollars, this amount exceeds my scope of authority. I need to ask Mr. Sanders for instructions. Please wait here for a moment."
After Peter Behrens finished speaking, he left in a hurry.
This would require a loan of at least 30 million yuan. Peter Behrens felt that this amount could be borrowed, but he did not have the authority.
Watching Peter Behrens leave in a hurry, Zhang Zhonghua and Hu Shirley drank coffee leisurely.
Well, it is indeed much better than the coffee in the CFC restaurant. After all, you get what you pay for. The coffee in the CFC restaurant is even cheaper than this.
More than ten minutes later, Peter Behrens followed Sandus and came to the office together.
"Sheng Zhang, there is no problem with your loan. After our evaluation, your CFC restaurant can get a loan of HK$20 million."
Sandus said with a smile.
Originally, CFC's repayment capacity was sufficient, but its assets were still far short of being able to borrow 20 million Hong Kong dollars. However, Sandus was optimistic about CFC's future and the future of Zhang Zhonghua, so he decided to lend him a loan.
"Thank you, Manager Sandus. After we purchased 4,000 acres of land in Tin Shui Wai, we want to use part of the land as a mortgage to build a factory. Is it possible?"
"It's no problem, but we can only mortgage it at 30% off the low price over there. After all, you know the situation in Tianshuiwei. I hope Zhang Sheng will forgive me."
When Sandus heard Zhang Zhonghua's words, he agreed without hesitation. Peter Behrens had just told him about this matter. There was no problem with this kind of normal mortgage loan as long as the collateral was sufficient.
"Thank you very much, Mr. Sandus, and I hope we can have a pleasant cooperation."
Zhang Zhonghua said excitedly.
After more than an hour, Zhang Zhonghua and Hu Shirley left HSBC excitedly after successfully completing the loan procedures. The loan of HKD 20 million will be transferred to CFC's HSBC account within three days.
It went so smoothly. The 20 million Hong Kong dollars plus the existing funds were enough to buy the land, and some of the funds could be used for the construction of the CFC restaurant. It was perfect.
