After the acquisition was confirmed, the group financial personnel brought by Xin Xiaoling began to check the accounts on the spot, while Xin Xiaoling chatted with the boss of Hong Kong Development Bank about the issues of repaying depositors' funds and personnel receiving them.
Although the overall situation of the banking industry in Hong Kong is improving, it has not yet recovered. Many bank staff have lost their jobs, so it is relatively easy to recruit. Therefore, Hong Kong Development Bank employees are satisfied if they can stay, and they dare not
What are the requirements?
"Director Xin, does Yuhuang Group want to enter the financial industry?"
It is not very reliable to open a bank now. Of course, the title of the richest man in Yanxia is still more useful. If he takes over the bank, the depositors will not worry that the Yuhuang Group will collapse.
"Barely so, but the group wants to open a bank mainly to serve the group and its employees of various companies under the group. Having its own bank will also provide a lot of real estate certificates for settlement."
Xin Xiaoling said with a smile.
Of course, the bank is still very small now, and there is no way to connect with other banks for business. It can only be regarded as a subordinate department of the finance department, but she firmly believes in the future development prospects of the bank.
The Jade Emperor Group now has 100,000 employees in Hong Kong Island, of course, they are mainly employees of the breeding farms. They have no shortage of depositors and are not interested in attracting deposits. The purpose of acquiring the bank is purely for the convenience of settlement.
This really echoes the old saying, that you have to throw away when comparing goods, and you will die when comparing people to others. The richest man in Yanxia is really powerful.
In the afternoon, Xin Xiaoling came to the Hong Kong Island Monetary Authority and handled bank and securities transfers and name changes in more than an hour, which was very fast.
After completing the bank transfer, all employees of the original Hong Kong Development Bank went to work at the bank, and the other two branches were also opened for business and began to process deposit withdrawals.
Three vehicles of Yuhuang Logistics Company and dozens of armed security personnel also pulled a large amount of cash from HSBC and transported it to three banks.
"This damn Hong Kong Development Bank is finally open. I have to go home quickly to get my bankbook and withdraw the money. I can't let it go to waste."
An aunt immediately dispersed to her home when she saw the long queue in front of the Hong Kong Development Bank.
"Old Wang, the Hong Kong Development Bank is open. Go and withdraw money quickly. There are already two to three hundred people queuing over there. Don't run out of money in a while."
The aunt said to the neighbor.
"Really? Okay, great, I'll go get the money right now."
When Lao Wang heard the news that Hong Kong Development Bank was open, he immediately put down the newspaper in his hand and ran home. It was great.
Sure enough, it is safe to deposit money in Hang Seng Bank. These small banks are really unreliable.
Lao Wang was very surprised when he saw the armored vehicles and armed escorts at the entrance of Yau Ma Tei Port Bank. Hey guys, there are at least twenty of them here. How much do they cost?
"Has Hong Kong Development Bank been acquired by any bank? We shouldn't be told not to withdraw money in a hurry as usual. Isn't Hong Kong Development Bank experiencing difficulties?"
Lao Wang asked about the people lining up around him.
"A notice from Hong Kong Development Bank has been posted, saying that it will withdraw the funds of all existing depositors. I don't know why."
said the person in front of the queue.
"That's right. If you open a bank and don't attract deposits, it will make people stop saving. Why else would you open a bank? You're sick."
"No matter what, it's better to be safe. It's important to take out the money quickly!"
Yau Ma Tei, Hong Kong Development Bank Headquarters.
“Mr.
Liu Donghui, the lobby manager who received Xin Xiaoling before, walked into the office and reported to Xin Xiaoling.
"Then just close the door and put up a notice, and ask those who need to withdraw money to come to the head office of our Jade Emperor Bank. The head office is located on the ground floor of the Jade Emperor Building."
Xin Xiaoling thought for a while and said.
"I know, when will we open?"
"It is still under renovation, and it will take some time to open. There will only be three stores open on Hong Kong Island for the time being, Central, Tsim Sha Tsui, and Tin Shui Wai, and banks are temporarily closed to the public.
Also, if the salespersons in the bank are relatively young, we will arrange for Yuhuang Building to learn how to use computers, and the older ones will be transferred to other financial positions in the group."
Xin Xiaoling ordered.
The most indispensable thing in Hong Kong Island and Kowloon is stores, and Yuhuang Group is no shortage of stores. Now the group mobile phone has more than 800 stores.
"Can't that computer type Chinese?"
Liu Donghui said suspiciously.
"That's ok. The boss developed the Chinese input method before he went to Chou Country in the first half of the year. Now the Yuhuang Group also uses computers to work, so you can work directly in Chinese."
Xin Xiaoling said with a smile.
Zhang Sheng is really low-key. Such important news is not publicized to the outside world. The boss is really awesome, Liu Donghui praised.
…
While Hong Kong Island was busy preparing for the opening of the bank, Zhang Zhonghua was sitting in the top floor office of the Japanese branch building of Marunouchi Yuhuang Group, his hands typing on the keyboard.
"tnnd, I finally developed the banking system, but I'm exhausted."
Zhang Zhonghua shook his sore hands and complained.
Zhang Zhonghua looked at the banking system software he developed and was very satisfied. It took him ten years to develop this system and the bank would definitely be fine.
The functions of this system are less than one-tenth complete, but it is enough. Moreover, the framework of the system has been established. When the hardware conditions are sufficient in the future, subsequent development will only need to fill in the content.
The large computer on Hong Kong Island should be left to the bank as a server. It would be enough to buy a few small industrial machines and put them in various branches. It would just be a bit troublesome to copy data to each other every day.
However, there is no way around this. Now that there is no LAN, we can only settle for the next best thing.
Initially, Zhang Zhonghua planned to develop a supermarket system, but unfortunately the current hardware conditions are not up to par. What's more, barcodes are currently mainly used in heavy industry, and laser scanning equipment is now so expensive that supermarkets cannot afford it.
Having said this, Zhang Zhonghua had to admire that Japan's technology in some aspects is really good, and it is even more advanced than Chou Country, Japan's biological father. Today, Chou Country still uses the ancient first-generation cash register, but Japan successfully developed it in the first two years.
Electronic cash register.
This chapter is not over, please click on the next page to continue reading! The world's earliest cash register was made in 1879 by brothers James Liddy and John Liddy in the United States. At that time, it was mainly used to supervise employees.
Unruly behavior. However, the machines at that time could only record business records and had no other functions. Inspired by a machine that recorded the rotation of a propeller on a ship, James designed a machine that could display the results of each transaction. The clerk and
Customers can see the displayed results.
In 1966, Japan took the lead in successfully developing an electronic cash register, which was intelligent, networked, and multi-functional. It became an effective tool and means for labor management, accounting management, and commodity management in commercial sales. This was the second
Cash register.
Only with the functions of cashier and settlement, there has never been a good tool for goods management. In inventory management, a lot of manpower is still needed to count the quantity of goods and design many complex tables, resulting in high labor costs and low efficiency.
With the maturity of personal computer technology, the cash register system has evolved to the third generation - PC-based cash register system. The third generation cash register system uses the powerful functions of personal computers to realize file processing, inventory and customer information management, card swiping,
Various needs in business management such as verification. The common one is a separated architecture, that is, a personal computer host plus a small monitor, printer, cash box and PO keyboard, etc. There are also devices packaged in a cabinet, which is an integrated body.
.
But this thing is still early. We can’t even produce scanner guns now, let alone PO machines. It will take at least ten years to develop a third-generation cash register, and even if it is developed, it can only be developed in developed countries.
Countries use it, and Southeast Asia didn’t start using it until around the mid-1990s.
Just as Zhang Zhonghua was feeling emotional, the phone rang.
"President, I have already negotiated with the president of Fuji Steel. We need US$390 million to acquire Fuji Steel. It will take about a month for Fuji Steel to clear out all the small shareholders to complete the purchase."
The slightly excited voice of Yoshihiro Inayama came from the phone.
"How much shares does the Hino family have in Fuji Steel?"
Zhang Zhonghua asked.
"The Hino family holds 48% of Fuji Steel's shares, which would cost hundreds of millions of dollars to acquire," explained Inayama Yoshihiro.
The Inayama family holds 0% of Nippon Steel's shares, and the Hino family must retain at least 1% of the shares. The two of them add up to almost 3%.
After the merger, their shares will be diluted again, leaving 10% of the shares as dividend shares for the management team and future outstanding talents.
Nippon Steel will definitely be listed in Japan in the future, and everyone can dilute the shares by another 10%, and then their own shareholdings will still exceed one-third.
As for the absolute control line of 67%, it is absolutely impossible to reach it; the Japanese government will not allow the relative control line of 1%; the safety control line of 34%, which is one third, is not a big problem, as long as it does not conflict with other shareholders
If a serious conflict occurs, the veto power in hand is enough to control Nippon Steel.
After Nippon Steel is listed on the Tojin Securities Exchange, it can cash out before the stock market crash. After the stock market crash, it can then increase its holdings to increase the confidence of investors, increase the stock price and increase holdings. Not bad, not bad.
And when Nippon Steel has almost entered the global market, I won’t be afraid of the Plaza Accord. I only need to draw a few circles in Australia and Brazil, and I won’t be afraid of anything. Although I only know the approximate location, the land in Australia and Brazil is cheap.
"President, President, are you listening?"
After hearing no movement on the phone, Yoshihiro Inayama asked softly on the phone.
"Sorry, I was distracted by my thoughts just now. What did you say?"
After being interrupted, Zhang Zhonghua asked seriously.
"When will you meet the Hino family of Fuji Steel?"
Yoshihiro Inayama asked.
"This matter is entirely up to you two. I will only give advice on the general development direction of the new steel company and will not directly participate in the management."
Zhang Zhonghua said.
Zhang Zhonghua will not make trouble with Nippon Steel. He believes that Nippon Steel will develop even better in the future than before.
After hearing Zhang Zhonghua's words, Inayama Yoshihiro almost jumped up with excitement. It seemed that the president was really not prepared to ask about specific matters. Then he would be the president who is less than one person and more than ten thousand people.
"Okay president, I will definitely handle the acquisition of Fuji Steel, but it may take a little longer."
Yoshihiro Inayama suppressed his excitement and spoke to the phone.
"This is a troublesome thing for Daoyama Santo to worry about. We must step up efforts to form a computer team and strive to realize automated operations as soon as possible."
Zhang Zhonghua said.
Dao Shan remembered that his boss was a world-famous computer software guru, and the yh database was very popular in Japan. With his leadership, the computer team would be able to automate the company, reduce costs, and increase efficiency.
"Good president," Inayama Yoshihiro said excitedly.
After handling Japan's Nippon Steel matter, Zhang Zhonghua led a large number of security teams and recruited computer talents to leave Japan and return to Hong Kong Island.
After several hours of flight, Zhang Zhonghua's plane landed safely at Kai Tak Airport. At this time, a large number of armed security guards at the airport were ready.
Although Jade Emperor Security had beaten the Southeast Asian gangsters who came to Hong Kong to a bloody head before, Zhang Zhonghua's junior brothers also made the club members with bad intentions disappear completely, allowing the entire Hong Kong Island to see Zhang Zhonghua's power.
But be careful and you won’t go too far!
"Boss, let's get in the car and set off."
Zhang Long said respectfully to Zhang Zhonghua who walked out of the airport.
Although the Jade Emperor's security personnel now number in the thousands, they are scattered all over the country and some are on cargo ships. They have fought several battles with pirates, and a full 300 people remain on Hong Kong Island.
"How about our security team? There are no unstable factors involved, right?"
Zhang Zhonghua, who always followed the good deeds, immediately made a bulletproof car for his neighbor. After he was seated safely in the car, Zhang Zhonghua asked Zhang Long.
"No problem, we are recruiting people with well-established families who have been in Hong Kong Island for three or four years, and most of them are from the mainland.
Their families have all settled in Tin Shui Wai. Everyone is very grateful to the boss, and our security personnel are absolutely trustworthy."
Zhang Long assured.
Zhang Zhonghua’s current net worth is really terrifying, and the security personnel in charge must go through strict screening.
"Well, the retired soldiers recruited by the breeding farm cannot be relaxed. They must be properly trained to serve as reserve personnel for the security company."
Zhang Zhonghua nodded and gave instructions to Zhang Long.
"Yes, senior brother, there are senior brothers in charge over there, and the veterans we recruited have not relaxed,"
While talking, the car drove directly from the airport to the Jade Emperor Building on Hong Kong Island, passing through Victoria Harbor without getting off the bus. Of course, there was no one else on the ferry, and the entire ferry was booked by Zhang Long.
Xin Xiaoling and the senior management of the group have long known the time when Zhang Zhonghua will come back, and everyone is waiting in the conference room. Now the salary of the senior management starts at one thousand US dollars, and the salary of several main leaders is as high as four to five thousand US dollars. The income level is 99.999% higher than that of Hong Kong Island.
people.
Chen Yingbin, Yuan Youbin and others were also chatting about the recent progress of the group.
"Long time no see, everyone. Thank you for your hard work."
Zhang Zhonghua opened the door and walked into the conference room, then greeted everyone one by one.
"Thank you boss!"
Xin Xiaoling, Chen Yingbin, Yuan Youbin and other group executives also responded to their boss cooperatively.
Their boss's recent actions in Japan have been quite big. First, he acquired two major steel companies and prepared to reorganize a large steel company, set up a Carrefour supermarket, develop various software, etc. It can be said that he is constantly expanding the group's territory.
