"Is it really okay if you leave Asami City like this and run here?"
In a restaurant, Li Songci held chopsticks in his hand and tilted his head to look at Li Jin and asked.
Li Jin chuckled and said, "The specific operation is below. I have already made arrangements and deployments for decision-making. And there are people under my command who can solve some small problems, even if there is an emergency, and now the network is so developed, it is easy to do it."
Finding a computer can solve the problem as quickly as possible, so there is no big problem."
Li Songci nodded, and the guilt in his heart was slightly relieved.
"I've contacted your dad before."
Li Jin said: "There is no big problem in cooperation and it has been agreed upon, but I still know about you and Gaosheng from his mouth."
"You shouldn't hide this from me."
In the latter sentence, Li Jin's tone was obviously a little blameless.
Li Jin thought that Li Songci was too unfair to treat herself as a friend. She was fired by Gao Sheng for her sake, but she did not tell herself.
Li Songci smiled bitterly and said, "Actually, even if I don't have this, I will leave my current position sooner or later. The headquarters has long been very dissatisfied with my position and some choices. They will always find opportunities.
of."
"The bank preparation will take some time. You can take a good rest during this period. When the bank goes online, you will be busy." Li Jin did not continue to go deeper on this topic and said gently.
Li Songci said: "You really want to open a bank? This is not easy."
"There are precedents of banks with private capital in China, but those examples are also special examples. Like Ping An People's Livelihood, etc., they are not very referenceable. According to my judgment, Yanjing will gradually relax the regulation of the banking industry in the future, such as allowing
Local governments become major shareholders to establish local commercial banks.”
"This is an opportunity for us, but the bank I want to be does not open specific offline physical outlets. I will rely on Xinlang's game business and Ali's online shopping platform business to carry out online banking."
Li Songci knew the business system of the Jinqing group very well, and immediately said, "You mean, the online payments from the Xinlang Game Industry before?"
Li Jin was really a little surprised this time.
"I just said something like this, and you contacted online payment? Indeed, the purpose of doing this online payment was to accumulate and prepare for the purpose of starting an online bank today."
Li Songci looked at Li Jin with a monster-like look and said, "When is that? At that time, were you thinking about this step today? Are you a human or a god?"
"Of course it's human."
Li Jin laughed and said, "In fact, compared the business territory to a big tree, with a trunk first, and then depicting branches and leaves according to the direction and shape of the trunk and main branches. Everything has veins and traces to be found.
”
"The bank's future main business is divided into three sections."
"The first sector is savings business. Users transfer money to the bank's virtual account through online payment. I will pay the user at a higher interest rate than the bank."
"The second sector is payment business, which is easy to understand. Relying on the game industry and online shopping industry within the Jinqing system, this part is actually the easiest to do."
"The third sector is financial business. After we absorb users' deposits, we must use this money to make money. This is no different from traditional banks."
Considering that Li Songci will be the head of this bank that is still in Li Jin's mind in the future, she must have a concept of the overall bank. For the first time, Li Jin retelled her concept of online banking.
.
"The first sector is the foundation, the second sector is the derivative, and the third sector is the future. The three complement each other. Without the first savings business, then everything is empty talk, and the payment business will make
It greatly facilitates all online users within the Jinqing system, and secondly, financial business is the core of the bank."