After getting all the chips, Yan Bin began to sit at the gambling table and prepare for his own layout of betting.
And Li Jin didn't waste time.
Early in the morning, Li Jin came to the Shanghai branch of ICBC.
Thanks to Li Jianshe's efforts, Li Jin had a very pleasant negotiation with the Shanghai Branch this time.
At noon, Li Jin signed a land transfer agreement with ICBC after paying 300 million in cash.
In addition, ICBC conducted capital verification on Li Jin. After verifying Li Jin's assets and obtaining a joint guarantee agreement issued by Su Group of Southeast Province, Li Jin received a commercial loan credit of 12 billion from ICBC Shanghai Branch in one go.
.
Walking out of the branch door, Li Jin smiled at Li Jianshe and said, "Your bank has great ambitions."
Originally, he only needed 8 billion in funds to start his plan, but ICBC obviously had more plans when facing a "fat sheep" like him, so the credit limit reached the limit that the Shanghai branch could grant, 12 billion.
How could Li Jianshe not understand the implication of Li Jin's words? He immediately smiled and said: "The main reason is that we think Mr. Li has the best asset situation and is worthy of our trust, not to mention the joint guarantee of Su Group. To be honest, if it weren't for
If there is a permission issue, we can definitely provide 20 billion commercial loans."
"But in that case, you need to submit it to the head office for approval, which is a waste of time."
How could Li and Jin not know the reason why they got things done so quickly? He immediately chuckled and said: "The main reason is that I am afraid that I will be poached by other banks during this process, right? 12 billion loan, calculated according to the lowest interest rate
, I will have to pay you at least 150 million in interest in half a year, let alone 20 billion."
Li Jianshe laughed loudly and said: "After all, it's not easy for banks to do business now, the competition is too fierce."
Li Jin smiled and didn't say much.
Banks are like this. When you don't need funds, they will try their best to put money into your arms. But when you are really in urgent need of money to save your life, the first ones to turn against you are these vampires.
These are just unspoken rules of the industry. Every industry has its own rules of survival, and Li Jin knows this very well.
"By the way, Mr. Li, there are still some properties on this land, mainly a few very old commercial buildings. According to the contract, the property rights of these commercial buildings also belong to you, but there are still some tenants there. If
If you want to clean up, you need to prepare in advance."
Li Jianshe's words revealed the main reason why Li Jin was eager to win this land.
"I have investigated before and found out that there seems to be a Guanshan import and export trading company that signed a ten-year lease agreement at one time?" Li Jin asked seemingly casually.
"Yes, speaking of which, this company is also a customer of ours. It loaned us 2 billion yuan for business operations. Their president, Yan Bin, is an old acquaintance of mine, but he is a gloomy person and our personal relationship is very ordinary.
"Li Jianshe said.
Li Jin raised his eyebrows slightly.
The Yan family actually still has a loan of 2 billion from the Shanghai Branch of ICBC, which is an unexpected surprise.
"Director Li, we are also friends, so I might as well reveal some news to you so that your branch will not suffer losses in the future." Li Jin said suddenly.
Li Jianshe was stunned. He was present when the capital verification and asset investigation was conducted on Li Jin, so he knew very well what kind of terrifying wealth Li Jin had.
What comes out of the mouth of such a young rich man is bound to be big news.
So Li Jianshe immediately cheered up and said seriously: "Mr. Li, if you have something to say, you might as well say it directly. If it is as you said, this favor will be remembered by me and the branch."