The pensions paid by young people now are used to pay to workers of the previous generation who generally did not pay pensions.
When this generation of young people gets old, the next generation will not have enough working people to pay enough pensions, and then there will be a serious shortage of pensions.
What will happen if the pension has no money for retirement?
This problem is easy to solve.
The pension is out of money, right?
Then delay the time to receive pension.
Just like what Russia is doing now.
Pension collection time has been repeatedly delayed.
As long as it is delayed until you no longer exist, the pension will not be insufficient.
In addition, the birth rate has dropped off such a cliff, and the consequence of this is that we may enter an aging society faster than Japan.
A low-desire society.
[Herbivore Man] and [Death Lonely] will appear more commonly throughout society.
A society that makes people feel hopeless.
So what is the reason why the domestic birth rate has dropped so seriously?
After reading a lot of information, Wu Siyuan believed that there were two main reasons.
One is that individual consciousness has begun to increase, from focusing on quantity to focusing on quality. This is a very important change that affects fertility.
The second is that the cost of living is getting higher and higher, housing prices remain high, the education burden is heavy, and residents' disposable income is still low, etc.
To put it bluntly, life is too tiring, and it is difficult to support yourself. How can you support another person?
Among them, the increasingly high and increasingly unattainable housing prices are the direct trigger for the increasingly strong psychology of young people.
You don’t give anyone hope anymore!
Then they will just lie down and show you.
The mother-in-law wants a house.
Since you can’t afford a house, then don’t get married!
You don’t even have a house, and you don’t have any sense of security in life. How can I go on with you!
It's better to live alone!
The country is aware of this situation.
We also consciously want to make changes, and have introduced some policies, proposing "housing for living, not speculation".
It's just that the development of real estate to this point is directly tied to the national economy, and it has already been frozen for a long time.
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It can be said that high housing prices are a direct killer of marriage rates and birth rates.
Wu Siyuan cannot cope with high housing prices.
Because real estate affects the whole body.
Wu Siyuan rashly attacked real estate, and the consequence was that the national economy collapsed like Japan.
But Wu Siyuan has other ways to improve people's happiness.
In the name of giving back to society, subsidies and loans are provided to newlyweds and parents in China.
Wu Siyuan plans that each newlywed couple can receive a wedding blessing of 13,140 yuan from [Chaoqun Group], and each person can only receive it once.
In other words, if a newlywed couple divorces due to conflicts and chooses a good match to get married again, they will not be able to receive the 13,140 yuan wedding blessing from [Chaoqun Group], regardless of whether the other has received the wedding blessing from this [Chaoqun Group].
Based on the figure of more than 7.6 million couples registered in 2021, Wu Siyuan estimates that the final annual expenditure will be about 100 billion yuan.
Even if the marriage rate increases due to this policy, [Chaoqun Group]'s annual expenditure will not exceed 150 billion yuan.
Marriage is only the first step, the focus is on the birth rate.
Subsidies for newborns are the focus.
Wu Siyuan plans that starting from 2022, each new-born child will be able to receive 100,000 yuan in house purchase support from [Chaoqun Group].
This money is earmarked for special use.
After the couple applies, it is not directly transferred to the account provided by the couple, but after the couple selects a real estate house, [Chaoqun Group] will transfer the money to the account of the real estate as a down payment for the house purchase.
Of course, this amount of money is not enough as a down payment to buy a first- or second-tier house.
But for houses in third- and fourth-tier cities, if a couple grits their teeth and spends 50,000 to 60,000 yuan, they can definitely buy a house of 80 to 90 square meters.
Thus.
Wu Siyuan spent money in exchange for influence.
A couple who couldn't afford a house now has a home for themselves and their children.
Real estate developers can also reduce inventory and avoid bankruptcy and thunderstorms.
Local land can also be resold to obtain sufficient land funds for economic development.
The entire industrial chain has been revived.
According to the newborn population of 10.62 million last year, the parents of each newborn will receive a 100,000 yuan purchase payment from [Chaoqun Group], and [Chaoqun Group] will have to pay 1.062 trillion yuan.
But in reality, the amount of funds paid does not need to be so much.
Because many couples may not buy a house right away.
There may be many reasons.
Anyway, if the couple does not use this [housing allowance] for the time being, [Chaoqun Group] will not cancel it.
Wu Siyuan's preliminary estimate is that after one year, only 60% of the 1.062 trillion yuan will need to be paid, and no more than 70% will be needed at most, which is about 630 billion to 740 billion yuan.
Including the newlyweds' blessing funds, [Chaoqun Group] will have to pay 730 billion to 840 billion yuan in this regard.
Although this amount of money is high, it is still within the range that [Chaoqun Group] can afford. At most, it will be enough to repatriate part of the profits from overseas stock markets.
The senior leaders attending the meeting were shocked and speechless when they heard Wu Siyuan's plan.
This is different from the hundreds of billions of scientific research dollars [Chaoqun Group] threw to domestic universities.
That can be considered a type of corporate investment.
When university personnel produce scientific research results, [Chaoqun Group] enjoys the corresponding intellectual property rights.
But Wu Siyuan's plan is purely to give away money.
Or give away big money.
Judging from what Wu Siyuan means, this plan is not only implemented for one year, but if [Chaoqun Group] has the ability, it will continue to be implemented.
[Chaoqun Group] can be said to have put its own group's annual profits on it.
A leader of FGW said to Wu Siyuan with a complicated expression, "Dr. Wu, why is this necessary? The state supports the development of the private economy, and the private economy is an important part of our country's economic development..."
Wu Siyuan smiled calmly and said, "I have always liked the saying of the ancients. If you are poor, you can be alone, and if you are rich, you can help the world! I am also a Chinese! If I don't have the ability, I can only criticize the social ills, but if I have the ability, I am willing to do my best.
part of the force."
The leaders at this meeting may have their own thoughts, but after hearing Wu Siyuan's plan, they felt extremely complicated, and their eyes flashed with respect when they looked at Wu Siyuan.
The impact of this plan was so great that even the leaders at this meeting could not decide on it, so it was reported to all levels.