When Yunchu first established the Liushui brand, he basically spent no money. He used his own reputation that can't be exchanged for a lot of money as a guarantee.
Of course, without actual guarantees, only a word of mouth is not enough. Therefore, at the beginning, not many businessmen were willing to believe in Liushui Brand, and not many people were willing to inject funds into the capital pool of Liushui Brand established by Yunchu.
It was only after those merchants realized the benefits of running water brands that they began to inject funds into this margin pool on a large scale.
Moreover, what the people in the government know is that the person who manages this fund pool is indeed Wannian County Magistrate Yunchu. However, what they don’t know is that the person who oversees the flow of funds in this fund pool is the biggest person on the Liushui brand.
of six merchants.
Every three months, they will send people to inspect the treasury to check whether the source of funds is in compliance with regulations and whether the flow is correct.
Moreover, according to the agreement, Yunchu was not allowed to be present when they were checking the accounts.
According to the agreement, once a large difference in funds in the capital pool is detected, they have the right to immediately take away their own money to stop losses.
Ever since the capital pool had funds, Yun Chu had ignored the audit and only took a look at the audit results after they audited the accounts.
Not many people knew about the audit, Di Renjie knew about Wen Wen, and the rest were the soldiers from Yunchu's Eastern Expedition who were responsible for guarding the warehouse. They are now all living well in Chang'an as government servants.
Because the people who look after the warehouse are his confidants, if Yunchu wants to use the money in the capital pool for other purposes, the maximum period is eighty-five days, and the shortfall here must be made up on the eighty-sixth day.
Just wipe out the bad debts.
Chang'an has become a huge material distribution center. There are many merchants in need of money. Yunchu can use part of the money in the capital pool for low-interest loans to stimulate the trading volume of Chang'an's liushui brand and provide short-term support.
Because they can't afford to sell it with so much money at the moment, the merchants who buy it can earn enough benefits for Chang'an every year.
Note that Yunchu used the money in it to do investment business with a high probability of making a profit, instead of taking it directly. Another advantage of the money in the investment business is that the income and output can partially offset each other, that is to say,
This money is always circulating in the market, so the total market value is not affected.
This was a very clever way of doing accounts for the people of the Tang Dynasty. The accounting methods of the people of the Tang Dynasty could not see the problems in it. Therefore, Yunchu had been stealing chickens for many years without incident, and was dubbed by the merchants as
He has a good reputation as an honest and trustworthy young man.
If Yun Chu forcibly takes away a large chunk of the capital pool, it will be like a dog biting the moon. Anyone who is not blind can see it clearly.
This superb accounting method, even if it is as smart as gentle, is still half-measured after all these years. As for Di Renjie, he knows nothing about these complicated procedures.
Many times, money is constantly flowing in the account books. Some people can use the account books to make more and more money, but those who are not good at it can only make less and less money in the account books. The most terrible thing is,
He still couldn't figure out where the missing money went.
It took Yunchu more than ten years for the gangsters in the Tang Dynasty, from the emperor and princes to the head of Guizhou, to form a consensus that he, Yunchu, was not interested in money.
For nearly ten years, the capital pool of Liushui Brand has never had any discrepancies in the records, which gave those businessmen responsible for auditing a false understanding - Yunchu had not touched the money in the capital pool for ten years, and there was a high probability that he would not touch it in the future.
Yes, after all, the longer the time, the higher Yunchu's credibility will be.
In other words, the higher the sunk cost of Yunchu's investment in the capital pool, the more reluctant he is to damage his reputation.
This is the real basis for Yunchu to be able to control Chang'an without fear of anyone coming to snatch the fruits.
Honest and trustworthy, this small tree that he planted on the first day he arrived in Chang'an has grown into a big tree that can shelter him from wind and rain after more than ten years of growth.
If the emperor and empress sent corrupt officials, there would be nothing to say. If he knew that Magistrate Wannian still controlled such a huge amount of funds belonging to businessmen, corruption would inevitably become a matter of course, etc.
After the three-month audit period comes, merchants who notice something wrong will immediately withdraw the money stored here.
Once there is no such capital pool, the huge liushui brand will immediately become a broken board that no one cares about.
If the emperor and the empress sent loyal ministers and honest officials who were as clear as water and as clear as a mirror, and found out that there was such a huge sum of money belonging to merchants in Wannian County that seemed to be there forever, they would definitely report it to the emperor and empress.
.
With the emperor's habit of spending money like water, it is only natural to use the funds in this pool.
Then, the result is the same as that caused by corrupt officials. Once the merchants find that there is less money, they will withdraw the money they have stored in the capital pool.
The Liushui sign was still a worthless broken board.
When Liushuibaizi, the source that continuously injects clean water into the Chang'an lake, is finished, a series of reactions will immediately occur. Either the goods brought by the merchants cannot be delivered, or the buyers do not know who to contact.
Only then can you get the goods you have paid for.
The final result was that Chang'an lost its reputation as a goods distribution center. Businessmen in the Tang Dynasty once again turned to one-on-one trading. Chang'an commerce and trade would return to the state of ten years ago overnight, or even worse.
The bad.
At the same time, the collapse of Chang'an Liushui brand will also affect Luoyang Liushui brand, Jinyang Liushui brand, Chengdu Liushui brand and Yangzhou Liushui brand, which are guaranteed by Changan Liushui brand's capital pool.
Such a chain reaction would most directly affect the Tang Dynasty's tax revenue in the coming year, as well as the food and material supplies for the border troops.
It can truly be said that one move can affect the whole body.
If the emperor or empress did not send someone to be the magistrate of Wannian County, no one would be able to touch the money in the capital pool, and the money in the capital pool would still come in and out as usual without any problems.
As long as someone disrupts the pace of this precision-operating machine, the consequences will be extremely serious.
"At this time, your majesty or the queen's people have already begun to take over Chang'an, right?"
Gentleness is somewhat unwilling.
Yun Chu said: "I also hope that the emperor and the empress can give us more trust and maintain the current situation of Chang'an City without making any changes."
Di Renjie sighed and said: "This is impossible. Once it breaks out, even we will not be able to recover."
Yun Chu looked at Di Renjie and said, "Do you still remember what I told you?"
Di Renjie said: "What are you talking about?"
Wen Wen said: "Draw your own circle. Even if it is not a circle, it must be connected end to end."
Di Renjie suddenly raised his head and said, "Is there any way?"
Yun Chu turned around and looked at the tall and majestic Guangfu Temple gate behind him and said, "You don't really think that Master Qiuji can shave off the three thousand troubles of you and my brother by bringing over a Podu Order, do you?"
Di Renjie said in confusion: "Guangfu Temple has money, and that's money from Buddhism. Even if Aye is Master Xuanzang, he can't give you all the money from Buddhism in the world, right?"
Yun Chu smiled and said, "When have I ever paid for my own business?"
"When have I ever had money?"
"The little money the family has now is all earned by a group of women in the family playing cotton, opening a restaurant, and selling some anti-virus drugs."
"After all these years, I remember taking two years' salary from my family. To be honest, I am not supporting them in this family, but they have been supporting me because they love me."
"To put it bluntly, I am just a freeloader."
Di Renjie thought about it. From the time when Yunchu started reorganizing Jinchangfang, to the reconstruction of Chang'an City, to the development of trade routes in the Western Regions, to the construction of Daming Palace and Xingqing Palace, the establishment of water signs, and the establishment of various guilds, it seemed that it really took no time.
Used his own money.
I didn't dare to think about the matter in detail. Once I thought about it carefully, even he, Yunchu's brother and best friend, realized that he had done so many things for Datang without knowing it.
After thinking about it carefully, Di Renjie gradually felt a sense of sadness and anger in his heart.
He felt that people like Yun Chu should not end up like this.
Yun Chu knew Di Renjie well, so he patted the back of his hand and said: "Those buried in the graves are not necessarily those who died of old age. There are many who died unjustly. People like us should not tie our own safety to the emperor's."
In the crotch.
If you want safety, you have to fight for it. If you want longevity, you have to fight for it. If you want to be successful and famous, you have to fight for it.
This time, I just want to strive for long-lasting peace and stability for ourselves, and also for the beginning of long-lasting peace and stability for the people of this world.
The beast of power must be locked in a cage so that everyone can feel safe. They really can't kill whoever they want, and they can't just throw anyone to the bottom of the cliff if they want to.
It’s so damn random.”
Wen Wen, who had been silent for a long time, suddenly said: "I want to write a long memorial about what you have done in these years, and write it in blood, and entrust the prince to submit it to the emperor. I will not plead for you, but only ask the emperor not to
All current rules and regulations in Chang'an must be changed."
Di Renjie said: "The emperor is a mean-spirited guy. He is too proud to listen. If you tell him, he will take the initiative to touch you."
He said gently and jokingly: "Although we are no longer ministers, at least we are still the heads of Guizhou of the Tang Dynasty. We must fulfill our responsibilities as the heads of Guizhou."
Yun Chu stood up with a smile and pointed to Guangfu Temple behind him and said: "No matter what, we must first convince Master Xuanzang to lend us the useless money here."
"What if Master Xuanzang doesn't want to borrow it?"
"Don't you always say that Master Xuanzang is my Aye? Now it's time to test whether he is really my Aye through this incident."
Yunchu waved his hand and went straight to Guangfu Temple.