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Chapter 312 Money Begets Money

Gao Shaoyi looked at the people around him and knew that if he didn't say it out loud, they would definitely be unwilling to do so. But the problem was that if he said it out, the confidentiality would be reduced a lot.

It's not that Gao Shaoyi doesn't trust his brothers. It's really a secret. If you want to keep it, you can only know it yourself. Even telling one more person will reduce the possibility of keeping it secret.

"Do you think there is water in my head?"

Gao Shaoyi thought about it again and again but never thought of telling everything. After all, no one would believe him, so he was still prepared to play the emotional card.

Although the people present did not say anything, they really felt that Gao Shaoyi's head was in trouble. We borrowed so much money at once, which we would never need, and we had to pay so much interest every year, which might wipe out all our income.

You have to get a ride in.

"Don't talk about these things, I just want to know what you borrowed this money for?"

After all, Li Hongtang is an old fox and will not be fooled by Gao Shaoyi's few words. Now he has to see Zhenzhang.

"Then let me ask first, what is our domestic borrowing rate?"

Gao Shaoyi naturally had some use for the extra money in his hand, but a large part of it was still unused. At this time, it involved setting up his own bank.

"More than seven percent."

Li Hongtang thought about the current private lending interest rates. Could it be that Gao Shaoyi wanted to be a second-rate dealer?

"Master Hou wants to open a bank?"

Wang Laosi said tentatively from the side. After hearing Wang Laosi's words, the people around him felt a little relieved. As long as the money can generate profits, it's okay to roll it in their hands. But

One billion silver coins is still a bit too much.

"Ah...yes...open a bank."

To be honest, Gao Shaoyi didn't have such an idea before, but in order to reassure his subordinates, he could only lead everyone on this path. His original idea was to trick all the major empires.

, when your war breaks out, are you still thinking about me paying back the money? Go to bed early and don’t think so much.

"What a large-scale bank this must be. Can we operate this kind of bank well? What's more, even if we lend out money, we can't lend out all one billion silver coins!"

Li Hongtang knows a lot about economic matters. He has been in the Prime Minister's Affairs Office for a long time, so he also has a clear understanding of the commercial lending of the entire Daqian Empire. One billion silver coins has long been beyond this pool, unless you can open banks all over the world.

Of course Gao Shaoyi will not open banks all over the world, and in the past few years, he will only open banks within his own sphere of influence.

He can use the loan to deceive the major empires, but he doesn't want others to take advantage of him. If someone also deceives him, wouldn't this plan be in vain?

"I have a long-term plan, but I can't say it yet. Please rest assured that I will never joke about the future of the Suppression Army. If I joke about the future of the Suppression Army, who of us will lose?

What’s bigger?”

Gao Shaoyi said very sincerely that the following people could regard the suppression of the Lu army as their own business, which is enough to prove that these people are his good brothers.

After listening to Gao Shaoyi's words, the others lost their excitement just now.

What the Marquis said is right. The Suppression Army was founded by the Marquis. If there was any loss, the Marquis would definitely be at the top of the list. But we don’t know what kind of medicine he sold in his gourd. So these people still looked confused.

"Sir, please rest assured. As soon as the money has arrived, we will open the bank immediately and lend money at an interest rate of 7%. We will also make a profit of 5%. Maybe we won't be able to lend money all at once." We go out so much, but our profits are very large. Although we won't make much money, we will never lose much."

Gao Shaoyi's words made everyone think about it.

It should be similar to what the Marquis said. The loan interest rate in the Daqian Empire is relatively high. Even if 200 million silver coins are loaned out every year, the interest can be more than 10 million. If the interest rates of the major empires can be reduced to 100% Otherwise, our annual losses would only be a few million.

This loss amount is within the controllable risk of Zhenlu Army. After everyone figured this out, the expressions on their faces were not as nervous as before. This was mainly because Gao Shaoyi played too big this time, and it suddenly reached one billion. The height of the silver coin.

This is one billion silver coins!

These people present can be regarded as prominent people in the Daqian Empire, but with this number, they don't even dare to think about it.

"Even if everything you said can pass, I have one request."

Li Hongtang also knew that it was impossible to ask Gao Shaoyi to tell the truth today. The amount of money was not a small amount, and he had to find someone trustworthy to look after it. Li Hongtang already had a candidate for the first president of the bank in his mind.

"Sir, do you want to recommend a bank president?"

Gao Shaoyi had already intended this. He did not have anyone with financial skills under his command, but then again, even Gao Shaoyi recommended by Li Hongtang would send people to keep an eye on this person, and he would have to use the system to redeem the person. Because only these people are 100% loyal to Gao Shaoyi.

Money can make people lose themselves. This sentence may be valid for anyone. Gao Shaoyi would rather be a villain first than a gentleman, rather than suffer any losses in the bank in the future.

"You're right, the president of the bank is going to be the Minister of Accounts, Jinchengxue."

Li Hongtang said categorically that this person's status in the imperial court was not very important, but he was a student of Li Hongtang, so he knew him very well. He had studied abroad in the Gallic Empire, and was involved in all matters related to finance and the imperial court's foreign loans. He did it all, and he is considered a relatively talented person in the entire Daqian Empire.

"no problem."

This person's information immediately appeared in Gao Shaoyi's mind. Even if this person has been honest for more than ten years, he should not be considered a bad person. Of course, his business ability cannot be seen for the time being, so he must be given certain rights to practice as an intern.

Li Hongtang did not expect Gao Shaoyi to agree so easily. You must know that this position is very important. After the bank is established, it may be responsible for some of the accounts of the Suppression Army. This position will definitely be a high-level position under Gao Shaoyi in the future. The God of Wealth is no joke. of.

"However, the current logistics minister Fang Hanye will be the vice president."

Fang Hanye is an old man next to Gao Shaoyi's father. The bank requires double insurance.
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