Jack immediately sat upright and asked seriously: "What advice do you have? Please tell me directly."
"This time of pneumonia, Taobao is equivalent to adding a booster. It is about to soar into the sky, and it is out of control. Development is on the fast track, but you have to settle down."
Jack is thoughtful, and coupled with his alien face, it makes people feel a bit funny.
"What you said is a bit too general. Which aspect are you referring to specifically?"
Jiang Hua shook his head: "It's just general advice. By then you will feel like you are floating, because in my opinion, Taobao is far more than just a shopping website. This is the starting point of your career. If it develops well, you will become a
The richest man in our country is not a problem."
"I'd like to lend you your kind words." Jack said with a smile: "Taobao is just a dream of mine. How to use the Internet to realize business activities. As for being the richest man, I can't even think about it."
"Dreams will change." Jiang Hua said with a somewhat mysterious expression: "Many people's initial dreams are very good. But in the process of pursuing their dreams, they gradually change."
"Your dream is very good, but your dream can also bring you huge benefits. At this time, you should be careful and vigilant. As the old saying goes, I have to examine myself three times a day. You must always be vigilant and self-examine.
, have you deviated from your dreams?”
Jack nodded: "I still don't understand. I feel like you think I will get into trouble in the future."
"Because I know that your next step will be to focus on building your payment system."
Jack nodded again: "Yes, if Taobao wants to achieve rapid development, it must have a stable, safe and convenient payment system."
"Then you must be involved in finance."
Jack gave a thumbs up: "It's a good thing you don't do e-commerce. If you do e-commerce, there is no room for me to survive. Every step I take seems to be within your plan."
Jiang Hua stopped the smile on his face. Of course he wanted to laugh. He was a loyal user of Alipay in his previous life and was also deeply poisoned by Huabei and Jiebei.
"It's not that I haven't done e-commerce, I've never thought about doing e-commerce at all." Jiang Hua said seriously: "I once had the idea of e-commerce, but in the end I gave up."
"Why?"
"Industry and technology can strengthen the country." Jiang Hua patted the table: "However, no matter how good e-commerce is, it is just a middleman, a broker. In the end, it has no practical significance."
"It makes sense. We have shortened the distance between manufacturers and customers. This makes it easier for customers to obtain high-quality and low-priced products, and it can also promote further development of manufacturers."
"This omitted step in the middle has ruined many people's jobs." Jiang Hua said uncertainly: "I can't evaluate it at the moment, but whether it is beneficial to society or harmful to society depends on the long term."
"It's absolutely beneficial and harmless." Jack said categorically: "The middle level is entirely due to the lack of technology, so for thousands of years there have been middlemen making profit in the middle. A perfect business model cannot
This abnormality of profit exploitation should exist."
"The earliest commercial activities came about because of their emergence. Without the existence of middlemen, society would not have developed to this day. I don't study sociology, so I can't judge whether your cognition is correct, but I know that if electronics
If business is really highly developed, for the entire society, the profits of a large number of people will be damaged."
"This is natural selection, survival of the fittest, and those eliminated will naturally invest in other industries."
"It makes sense, but if the prosperity of e-commerce causes the real economy to decline, then our streets may be very ugly." Jiang Hua said with a smile: "Imagine a huge department store with few people shopping in it.
, the real estate driven by it is not good, the supporting service facilities nearby are not good, and public transportation will not have many customers because of this, resulting in making ends meet, and a series of chain reactions that are beyond our expectation."
Jack felt sweat dripping from his forehead and didn't dare to think about it any more. This scene was too scary.
Jiang Hua smiled: "Hey, guess how many people will follow you in e-commerce after you become more developed in e-commerce, and whether someone will surpass you in e-commerce. By then, the entire e-commerce will be highly developed, right?
How big is the impact on the real economy?”
Jack felt that his legs were a little weak, and he tried to stand up, but his legs seemed like noodles and he couldn't exert any strength at all.
"Okay, I won't scare you anymore. This involves national macro-control." Jiang Hua said with a smile: "Besides, there are so many small shops doing e-commerce. It doesn't mean that everyone can make money by doing e-commerce.
In any business, you can make money at the beginning, but most of you will lose money later on.”
Jack wiped the cold sweat from his forehead: "I have never thought about what you said, and I dare not think about it now."
"Let's get back to business. I just said that you should vigorously develop your own payment system, which involves finance." Jiang Hua said seriously: "Look at Ugly Country. Most of the rich people are now on Wall Street. Do you know why?
?”
Jack has almost lost his ability to think. Usually in the company, he likes to talk, and his long speeches can make others lose their self-awareness. Today, he has brought it upon himself.
"Because it's so easy to make money from money." Jiang Hua tapped his fingers on the table: "As long as you have enough capital, you can easily make huge profits in any aspect. I'm afraid you will get lost in this feeling.
"
Jack's eyes were darting around, not knowing what he was thinking.
"Finance is a booster of the economy. If it is used well, it will benefit the country and the people. But if it is not used well, it will harm the country and the people." Jiang Hua warned: "When you have money, invest more in high technology. Don't always think about urging the people.
Spend more, and when people have money, they will naturally consume more."
Jiang Hua almost told him bluntly not to engage in any Huabeiboreibai loans in the future, just because he looked at this, small loans were everywhere, and many people born in the 80s, 90s and even 00s were deeply involved in it.
"Understood."
After sending this Da Ma away, Jiang Hua really hoped that he would have some insights. In his previous life, when they started selling vegetables, there was a lot of scolding, and many people wanted to compare them with Tesla.
"We can't rely on them to realize themselves. We have to put a sword hanging over their heads." Jiang Hua said to himself: "Once we see such signs, we must take decisive action."
However, Jiang Hua also knows that the birth of Ant Financial is unstoppable and can only put a tight spell on us.
