"In business, I can't think so much. We should strive for as much benefit as possible for ourselves."
"Actually, I basically know exactly what you are thinking." Jiang Hua shook his head: "But I want to advise you that there are many things that you are not supposed to do. Those are the functions of the state. You have exceeded them. This is a double
The sword can really lift you up to the altar at first, but later it can also sweep you into the garbage heap of history."
"Isn't that true?"
"Why not?" Jiang Hua shook his head: "No matter how vigorous you are at the beginning, you will be embarrassed later on. Generally speaking, your product is actually contrary to our tradition."
Lao Ma shook his head: "Tradition is not necessarily good. I think we must break this tradition with great perseverance."
"Breaking the tradition? It's just your wishful thinking." Jiang Hua scoffed at this statement: "Perhaps, everyone may have temporarily forgotten the tradition, but at the critical moment, people will still pick up the tradition. The reason why it can become a tradition is
Because it has been tested by time and is an effective method."
Lao Ma nodded and said, "Okay, I'll pay attention."
Jiang Hua thought of another thing, so he warned: "There is another question. Since you are preparing to enter the financial industry, let me give you one more piece of advice. Your Alipay is too closely related to people's lives, so you must be stable. Qian
Don't use financial means indiscriminately, especially leverage, because if you have a problem like this, many people will be unlucky."
"I'll consider it."
"It's not about thinking about it, it's about keeping it in mind and resolutely not to do it." Jiang Hua said sternly: "You started on the Internet, and you are somewhat involved in high technology. The direction you should develop is actually the frontier of science and technology, not finance. To put it bluntly,
Well, playing with finance is actually playing with fire and burning yourself. No matter how much money you make, you can easily burn yourself, and it is also a key subject of national supervision."
"Understood."
Jiang Hua didn't look like he understood, so he sighed and said: "I just hold shares in Ant Financial, and I don't have any means to restrict you, so I can't stop you from whatever you want to do. I can only
I am advising you with words from the bottom of my heart and good medicine. I hope you can listen."
Lao Ma didn't speak. He was just thinking carefully with his chin in his hand. He was weighing the pros and cons. Is Jiang Hua's words a threat or a real one? There will be serious harm in it. Ant Financial has been preparing for more than a year. If it is because of Jiang Hua
It would be a shame if all the previous efforts were wasted.
"So you are completely rejecting Ant Financial's plan?"
Jiang Hua shook his head: "I deny your bold and radical plan. You have to be more strict with the online credit card plan than banks, and use less leverage in financial means. The country will definitely strictly supervise the financial market in the future. You don't want to be the first to bear the brunt, right?
"
"Understood."
This time, his tone was obviously different. He must have heard some of it, but Jiang Hua wasn't sure how much.
"I have criticized you so much, but I also want to give you some suggestions."
Lao Ma nodded: "I'm here just to listen to your suggestions. The more the merrier, I'm all ears."
"I have been asking you to work more on high technology, but you seem to have turned a deaf ear." Jiang Hua shook his head: "This is not good. Your development must be in line with the general trend of the country. The country does not want us to be like the Chou Country, where finance is everywhere.
Companies, although they are the most powerful countries, are not worthy of our learning at this point."
"If you have money, you can invest more in private technology companies. For example, emerging aerospace, new energy, nuclear fusion, etc. These countries have already opened their doors. If they succeed in the future, the promoters of nuclear fusion are always like lenders.
It sounds much nicer to be rich."
Lao Ma smiled and nodded: "Actually, we are also working hard on high technology. I am planning to establish the Damo Academy, mainly working on chips, big data and artificial intelligence."
"Then we have become rivals." Jiang Hua said with a smile: "Huaxin Network is currently ranked first in the country in big data research, and Legend Group is currently one of the few chip research and production suppliers in the world."
"I don't dare to compete with you." Lao Ma said with a smile: "Your Huaxing Group is at the forefront of scientific research among our private enterprises. I heard that Legend also involves scientific research on supercomputers."
"There is such a project." Jiang Hua smiled: "However, Legend Group is now joining forces with Huaxing Research Institute to build the latest quantum computer."
"I can't even understand what I heard." Lao Ma shook his head: "I am an English major, and I am very satisfied with what I have achieved today."
"It's good to be satisfied and contented." Jiang Hua finally said: "I will tell you one last time as a final warning. The country does need financial companies to manage funds, but the country does not need financial companies to play with funds. Maybe recently
I won’t do anything for a while, but there will definitely be strict investigation in the future. Unless you start a Ponzi scheme and then walk away, you must be cautious.”
Jiang Hua stood up, straightened his clothes and was about to leave. Then he thought of something and turned around: "In addition, let me tell you something else. The country is preparing to build a new Silk Road and create a new environment for the export of our country's goods.
, you can cooperate. Taobao does not necessarily have to be played in China, you can also go abroad. Don't be afraid of foreign e-commerce, our competitiveness is 10,000 times stronger than them."
“New Silk Road?”
"Yes, didn't you mention it before? Chen Jianghe holds the transit warehouse, which is very popular now." Jiang Hua said with a smile: "This is a move in line with the national strategy."
Lao Ma's eyes lit up: "This time I completely understand."
Jiang Hua smiled and said: "Your Ant Financial. If this financial plan is played abroad, I can't control you, and I don't want to. I feel that you can create a huge hole in foreign finance."
Happy."
"Mr. Jiang, you are a bit gloating about your misfortune."
Jiang Hua shrugged his shoulders: "Anyway, their finances are a mess. No matter how bad they are, they can get worse. And the worse they are, the better I feel."
"I know." Lao Ma said with a smile: "In short, life abroad is miserable, but we are peaceful at home."
"Yes, this sentence sums it up quite well." Jiang Hua laughed loudly: "Okay, use your car to take me back. I took a taxi when I came here, and I don't have a car in Shanghai."
"No problem." Lao Ma followed Jiang Hua: "I just bought a Maybach. It's very comfortable. How about I lend you some flowers as a gift to Buddha?"