Lao Xu is also a shameless person. Although Jiang Hua did not refuse explicitly, he clearly understood what he meant by what he said, so he did not get involved in this issue. After all, it was just a temporary idea.
Ms. Chen poured wine for them, and they both held the glasses and began to toast Jiang Hua. Lao Wang took a sip, but did not speak, but thought about whether to say anything. Ms. Chen and Jiang Hua just chatted, maybe
We are also talking about this matter. You can ask Ms. Chen to save you the trouble. After all, Jiang Hua is not very familiar with her.
Lao Xu took a big sip. He was the most anxious, because his real estate company was the focus of this review, and Lao Wang and Ms. Chen both preferred commercial real estate, and they were only affected a little.
The box fell into an eerie silence for a moment. None of the four people spoke. Jiang Hua looked at Lao Wang and Lao Xu, then shook his head and smiled.
Lao Xu was heartbroken and ready to speak. Ms. Chen shook her wine glass and said, "Mr. Zhang, I have seen Lu Yu's Date. After you were on the blacklist, are you really as free and easy as you appeared in Lu Yu's Date?"
?”
"It's not a bad thing, why not be more free and easy?" Jiang Hua said with a smile: "If most of my business is concentrated in Chou Country, and most importantly, I need them to provide key parts, then if I am
They put them on the blacklist, and I was absolutely in tears. The key is that I have nothing to ask for from them."
Jiang Hua smiled: "It's just like our Harbin Institute of Technology. They have been blacklisted by the Chou country for many years, but they are still not developing well. If a student from the Harbin Institute of Technology applies to their Chou country,
Studying abroad, I’m sure they’ll accept it without hesitation.”
"Then what's the point of having such a blacklist?"
"He is really infringing on their interests, so he wants to use the blacklist to unite with his allies to bring down the company." Jiang Hua said with a smile: "There is also something he can't handle, so he will put it on the blacklist to intimidate you."
Jiang Hua said happily: "Anyway, those who can be on the blacklist are quite valuable, and the ugly people are not blind. He will not just sanction a canteen in the second ring road, because it is impossible to hit him with eight poles."
"
"Now that you are on the blacklist, your net worth has increased." Ms. Chen said with a smile: "I guess my real estate company and furniture company will not have this blessing."
"If your real estate company transforms, carries out a large amount of infrastructure construction, and at the same time carries out a large amount of infrastructure construction all over the world, destroying the good things of the Ugly people, it is estimated that there is a high probability that it will be promoted."
Ms. Chen smiled and waved her hand: "If I were twenty years younger, I would have had this ambition. Even if I lost half of my net worth, I would still go up and make my family proud. At this age, I have no energy for my children and grandchildren.
We can’t live up to expectations, it’s already good to be able to keep this family business.”
Lao Wang was moved in his heart. From this crisis, he analyzed some things. Real estate will definitely be tightened in the future. Jiang Hua's article is definitely not without purpose. It is better to take this opportunity to ask Jiang Hua how to transform.
Lao Xu could no longer hold his breath, put down his glass and said, "Mr. Jiang, I have read the internal article you published last year. Don't you think it's a bit unfounded?"
"Oh, Boss Xu is here to hold me accountable?" Jiang Hua said with a smile: "Where are the worries that are unfounded? Please point it out to me. After all, even if it is published in internal publications, it may not be absolutely correct."
"The general trend in the country now is urbanization. Since urbanization means that the vast number of rural labor force is pouring into the city, and when they enter the city, they must have a place to stay." Lao Xu said angrily: "We real estate companies are preparing for this.
They provide a place to stay, but your article keeps us tied up."
"That's what you think." Jiang Hua nodded: "Then let me ask you how many of Evergrande's houses are for the labor force who have just entered the city from rural areas, and can they afford them?"
“There’s always something affordable.”
Jiang Hua slapped the table: "Is this what you think? There are always people who can afford it. When all the funds in society flow to real estate and people can't take out cents from their pockets, who will spend it? What's going on?
You can only make money in real estate, but not in other industries. You are greedy."
"It is true that most rural people who have just entered the city cannot afford our newly built houses." Lao Wang nodded: "I am engaged in commercial real estate. In the past few years, I have discovered that when housing prices in second- and third-tier cities rise,
Then I will have much fewer customers in Wanda Plaza."
Probably frightened by Jiang Hua's slap on the table, Boss Xu said with some lack of confidence: "But your article is directly equivalent to denying our contribution to the entire urbanization process."
"I have never said that real estate will stop." Jiang Hua shook his head: "I just proposed to shrink a bit, appropriately shrink. Now there are many real estate companies in a city building at the same time, and they are competing with each other for materials.
The price of land has increased, the price of land has increased, and the price of marketing has also increased, which directly drives the increase in housing prices."
Jiang Hua said with a smile: "This is definitely not the original intention of my country's real estate industry. Moreover, my article was to warn against the debt repayment period after the bonus period. It was mainly aimed at the craziness of the land economic period. As long as you are more cautious, it will have little impact on your company." Come on, it’s such a big company. It’s not difficult to be professional.”
Lao Xu had nothing to say, but he immediately reacted: "It is said that Mr. Jiang is quite disgusted with real estate. As early as a few years ago, when I took a loan from Pudong Development Bank, I encountered a lot of difficulties."
"Are you making things difficult?" Jiang Hua asked back: "I just asked them to be stricter about real estate lending. If you think I am making things difficult, it only means that your loan procedures are illegal."
This time, Lao Xu was completely speechless. He lowered his head and was depressed. This was the key point in Jiang Hua's words. In order to expand the real estate company's business in recent years, he had borrowed money from major banks.
In order to obtain more money, he also used many methods, which were generally unfavorable. Because the country encouraged real estate at this time, his methods were invincible.
But only at Pudong Development Bank, the person in charge of credit of this bank has always been tight-lipped, acting in accordance with the rules and regulations, lending as much as he can, without showing any mercy, and even later, Lao Xu's petty actions went beyond
After he came more and more, he was directly put on the internal blacklist.
