As soon as Zhang Shuo came back, Wang Cong called.
"Brother Shuo, where are you?"
"What's wrong? Something happened to the company?" Zhang Shuo was confused.
"No, except for the operation team working overtime, Mr. Huang gave other teams a day off." Wang Cong said in a strange tone.
"Well……"
This basically means that Mr. Huang has given up treatment.
"Then give me a hammer call."
Zhang Shuo was not in the mood to comfort Wang Cong's turbulent heart.
"The team leader asked me to call him. He asked everyone to have a barbecue. Will you come?" Wang Cong felt aggrieved.
"Of course,"
Zhang Shuo was no longer sleepy, "Send me the address and I'll be here soon!"
Wang Cong: "..."
…………
The place Zhou Pengfei chose was in a nearby urban village.
Full of fireworks flavor.
Jade Bird Interactive Entertainment is originally a small company with only about thirty people. The programming team, including team leader Zhou Pengfei, only has five people in total.
The other two are also fresh graduates.
"Sit down, sit down, order whatever you want, don't be polite!" Zhou Pengfei changed his serious image. He was a brother and sister, and there was no airs at all.
"Two dozen oysters first!"
Wang Cong is really not polite at all.
"Have a hammer oyster, are you single?" Zhang Shuo glared at Wang Cong, called the waiter, and said with a smile: "Beauty, five skewers of leeks."
Everyone: "..."
"Zhang Shuo, you are such a bastard," Zhou Pengfei cursed with a smile, turned around, ordered two boxes of beer, and said domineeringly: "No one is allowed to drink today, we must make it clear."
Zhou Pengfei is undoubtedly a master at stirring up the atmosphere. Everyone was a little restrained at first, but soon got drunk. You put your arms around my shoulders, I held your waist, and everyone showed their true colors.
Wang Cong's stew,
He even wanted to have a drink with Zhang Shuo, but Zhang Shuo knocked him over.
"Zhang Shuo, come here, let me respect you."
Zhou Pengfei found Zhang Shuo alone and said with a smile: "I don't know when we will meet again next time."
Zhang Shuo was silent.
Seeing this, Zhou Pengfei has made up his mind to resign.
"Among the four of you, you are the most talented and will be of great use in the future." Zhou Pengfei spoke highly of him.
There seems to be something in the words.
Zhang Shuo easily understood Zhou Pengfei's thoughts. Although it was unlikely, he still picked up the wine glass and said half-jokingly: "Whenever Boss Zhou gets promoted, remember to take me with you."
"necessary."
Zhou Pengfei smiled even more happily. Half of the drink was for Zhang Shuo.
Job hopping in the future,
If we can bring along Zhang Shuo, a capable person, we can undoubtedly increase our bargaining chips.
The five of them drank until 11 o'clock in the night before they dispersed.
Wang Cong fell to the end, pulled Zhang Shuo, and said thiefly: "Brother Shuo, go wash your feet, I'll treat you!"
"Is your foot washing legal?" Zhang Shuo's eyes were burning.
"Of course it's formal. How can it be irregular?" Wang Cong felt guilty.
"If it's formal, I'd better get a hammer."
Wang Cong: "..."
Brother Shuo,
You are really a waste.
Wang Cong stood on the busy street, as if he had understood the true meaning of life.
The cold wind blows,
Suddenly I shivered, turned around and walked into a nearby alley, leaving behind an honest figure...
…………
Zhang Shuo returned home,
Du Qingqing was sitting alone on the sofa watching a horror movie.
Mingming was so frightened that his long legs curled up, and the frog doll in his arms was squeezed out of shape, but his eyes were fixed on the TV. It was a typical example of a person who is addicted to food.
"Eh~~~"
Smelling the smell of alcohol on Zhang Shuo's body, Du Qingqing pinched her nose and went to sleep with a look of disgust on her face.
Zhang Shuo came out of the shower and found a cup of freshly brewed hot tea on the table. He smiled and shouted toward Du Qingqing's bedroom, "Thanks, roommate!"
"snort!"
Du Qingqing is very arrogant.
After drinking tea, Zhang Shuo's sleepiness gradually disappeared. He read for a while before going back to his room to sleep.
…………
the next day,
Zhang Shuo came to Shenghua Financial Services again.
Sun Tingmao was indeed more enthusiastic and even made a cup of coffee for Zhang Shuo.
"Old rules, 4% interest per month." Zhang Shuo went straight to the point.
"What's the amount?"
"1000000!"
The collateral provided by Zhang Shuo is still the equity of Qingcheng Retail.
"OK!"
This time Sun Tingmao was not embarrassed at all and readily agreed.
It can be seen that he has tasted the sweetness.
…………
Sister Li's side is also progressing smoothly.
Perhaps the owner was really anxious for money, so he agreed to sign a shop sales contract with Zhang Shuo at a transaction price of 2.95 million that afternoon.
Zhang Shuo paid a deposit of 50,000 yuan on the spot and paid the full agency fee of 30,000 yuan.
Next,
A series of procedures such as bank loans, house transfers, real estate certificates, water and electricity transfers, and re-signing rental contracts with tenants are all handled by Sister Li, and there is no need for Zhang Shuo to run around.
The whole process will take at least one and a half months.
The longest process is bank approval and loan disbursement, which can take at least a month.
Fortunately, the owner was a native of Pengcheng and had great supernatural powers. He personally came forward to smooth the relationship with the bank. In just five days, the bank issued the commercial loan.
Zhang Shuo was happy to get a bargain.
"Ding, Sprout Capital transferred a loan of 1.45 million and gained 145 experience points."
"call!"
According to regulations, commercial loans are directly transferred from the bank to the seller's account. Zhang Shuo is also worried that if the funds do not go through the Sprout Capital account, experience points will not be generated.
Then it's really a waste of effort.
Fortunately, the system is very user-friendly and recognized Zhang Shuo's operating methods.
otherwise,
He really doesn't know how to leverage this six times financial leverage.
"Ding, the entrepreneurial level has been upgraded to level 3, and the physical skill reward - "Five Animals"!"
knowledge infusion,
Zhang Shuo instantly understood the entire essence of "Five Animals", saving him decades of hard training.
"Wu Qin Xi" is not a martial arts secret book, nor does it produce internal strength. It is just a health-preserving and guiding technique. If you practice it frequently, you can enrich your energy, strengthen your body, and prolong your life.
"This is great!" Zhang Shuo was satisfied.
【Host】: Zhang Shuo
[Talent]: Concentration lv1, Insight lv1
[Physical Skills]: "Five Animals" lv1
[Level]: Level 3 (8/1200)
[Support Fund]: 10,000/day
【Cash】: 3.01 million
[Loan]: 1.4 million (commercial loan) 1 million (bridge loan)
[Companies under the name]: Sprout Capital (100% holding), Qingcheng Retail (68.5% shareholding)
Upgrade to level 3,
The required experience points are increased from 300 points to 1200 points, a 4-fold increase.
Only 3 million yuan of entrepreneurial capital was provided, and the proportion of experience points continued to decrease, accounting for only one-quarter.
After repaying the 1 million bridge loan, Zhang Shuo only had 2 million left in funds, leaving a 10 million shortfall before he could upgrade.
It takes 1,000 days to rely on the support fund, which is getting more and more outrageous.
The good news is,
The daily support fund of RMB 10,000 can easily repay the monthly bank payment.
It can also be used for daily expenses.
For example, the previous intermediary fee of 30,000 yuan, the bridge loan interest of 40,000 yuan, and the taxes and fees required for the transfer of shop ownership, etc. were all supported by the support fund.
Spent all my money.
What needs to be considered now is, can we replicate the "store purchase model" again and upgrade quickly?
Calculated based on the total price of 12 million,
I can barely get a commercial loan of 6 million from the bank and have 2 million of my own funds.
There is still a funding gap of 4 million.
"4000000……"
It is definitely too late to rely on support funds, and the day lilies are already cold.
At Shenghua Financial Services, if you use Qingcheng Retail's equity as collateral, you can get another loan of 1 million; if you use the first store as collateral, you can only get another 1 million loan at most because of the loan.
"Then there's still 2 million left..."
Where can I get this money? Those shops that Sister Li mentioned are waiting for no one.
Looking for it at home?
No chance!
His family is just an ordinary family in a small city. They might be able to spend 200,000 yuan, but don't even think about two million.
Find classmates, colleagues, friends...
That's even more impossible. It's okay if you can borrow it, but if you can't borrow it, you're basically dead.
The amount is still so large.
"I'm not willing to give in!"
Zhang Shuo also wants to expand the Qingcheng retail business, but the current capital is not enough.
"It seems that we can only take that step..."
Thinking about it,
Zhang Shuo was still ready to use his last hole card, a card he was unwilling to play.