After the 10 banking institutions that accepted the gold mortgage of Jinling Phoenix Gold Jewelry determined that the gold was fake, they immediately issued an announcement to explain the problem to the public.
Although the wording of each bank is different, in summary the meaning is similar.
First, there is no problem of interest transfer between them and Jinling Phoenix Gold Jewelry.
Second, all the gold has been tested by instruments and the water drop test, and it is confirmed that it is all real gold. But they don’t know that Jinling Phoenix Gold Jewelry is made of tungsten, iridium, lead and other metals, thus avoiding the drop water test.
detection, and also escaped instrument detection.
Third, they are willing to actively cooperate with relevant departments in investigating and collecting evidence.
Fourth, they have called the police and accused Jinling Phoenix Gold Jewelry Co., Ltd. of defrauding mortgage payments with fake gold.
……
It can be seen from these contents that banks and other institutions want to clean themselves up and pass all responsibilities to Jinling Phoenix Gold Jewelry.
And another very important point is that these banks can hide one thing, that is, they use that batch of gold to make secondary mortgages and financial products with other financial institutions, trust companies, etc.
On the surface, Jinling Phoenix Gold Jewelry used 85 tons of fake gold to defraud banks and other institutions of 30 billion in funds, but in fact, the amount of funds leveraged by this batch of fake gold was as high as 90 billion.
The simple logical relationship is: if Jinling Phoenix Gold Jewelry controlled by the Jiang family redeems the 85 tons of gold at the current price, the bank can return the money to other financial institutions, and other financial institutions and trust companies can use the money to buy it.
Customers who have paid for financial products.
Now the gold certificate is fake, which means that if Jinling Phoenix Gold Jewelry cannot redeem the fake gold at the current price, the bank will not have the money to return it to other financial institutions, and other financial institutions and trust companies will not be able to redeem it to customers.
period financial products.
This is an interlocking relationship. If there is a problem at the source, there will naturally be problems in the follow-up.
If the amount is small, the bank can cover it with advance payment.
But this is a line of interest involving 90 billion funds. Banks belong to the state, so how can the state allow them to bear this money?
Therefore, the pressure is now completely on the Jiang family.
However, the Jiang family also left a backup plan.
Jinling Phoenix Gold Jewelry is a limited liability company. If the Jiang family cannot afford to repay the money, the worst case scenario will be bankruptcy and liquidation. In addition to mortgaging and selling off all assets, shareholders only need to repay debts according to the registered capital of 500 million. p>
Of course, this is the ideal outcome, but now they are facing banks and multiple financial institutions, and it is a big case involving 90 billion funds, let alone the Jiang family, even if it is Yang Chen's turn
, if he doesn’t settle this matter, he will be involved.
No, just when Jiang Zhengtian wanted to give an order to cheat, the person in charge of the relevant department came directly to him.
The attitude of the relevant departments is very clear. As the major shareholder of Jinling Phoenix Gold Jewelry with a shareholding ratio of 90%, the Jiang family must redeem the 85 tons of fake gold at the current price of gold.
After the redemption, their crime of using fake gold to defraud bank funds can be given a lighter sentence.
Originally, Jiang Zhengtian wanted to bargain and repay according to the original standard of 30 billion.
But the person in charge of the relevant department disagreed.
Because the bank used this batch of gold to make a second mortgage, and the trust company made financial products, etc., the income of those products is calculated based on the current price of gold.
If the Jiang family repays the original 30 billion, the increased value of this batch of gold will have to be borne by banks and trust companies. How is that possible?
In just three days, gold has exceeded 400 yuan/gram, and news has come out from Wall Street. According to their predictions, gold will continue to rise in the next six months, and may reach a maximum of 500 yuan/gram. p>
However, those financial products and mortgage loans have only the last 15 trading days to expire. If they cannot be paid by then, it will inevitably trigger a thunderstorm in the financial world. At that time, it is not the case that the Jiang family is willing to sell off their property and lose money.
Solved.
Moreover, at that time, the Jiang family not only committed fraud, but also committed crimes of disrupting financial order. In a financial case involving 90 billion yuan, all relevant personnel of the Jiang family could die ten times.
Jiang Zhengtian had no choice but to urgently sell everything he could and ask the banks and the China Securities Regulatory Commission to release the 27 billion funds as soon as possible.
At this time, the Ning family took action.
Ning Wuque and Ning Shaoqing visited the relevant persons in charge with large gifts and asked them to deliberately delay the release of funds for 2-3 days.
Judging from the current upward trend of gold, it will not be a problem for the price of gold to soar to 500 yuan/gram in three days.
The procedure can indeed be delayed for 2-3 days, so those in charge accepted the Ning family’s request.
Three days later, the Chiang family sold everything and raised 42 billion yuan.
At this time, the price of gold has reached 480 yuan/gram, which means that the Jiang family needs to pay 40.8 billion to redeem the 85 tons of fake gold.
However, now the problem arises again.
Because the mortgage and redemption maturity date is 12 working days later, and now the gold price continues to rise, the Jiang family wants to redeem now, but the banks and trust institutions are unwilling, and they will not allow them to redeem until the maturity date.<
/p>
At this time, more than 80 people, including Jiang Zhengtian, were all detained in the detention center awaiting prosecution.
Twelve trading days passed quickly. At this time, the price of gold reached an exaggerated 525 yuan/gram. After three o'clock in the afternoon, banks and other institutions immediately asked the Jiang family to redeem the gold.
However, to redeem at this price, the Chiang family needs to pay 44.625 billion in funds, and all their belongings were sold to raise 42 billion in funds, leaving 2.625 billion in funds unaccounted for.
The bank didn't care about that much and just transferred the money away. The remaining 2.625 billion funds will be slowly recovered through the auction of the Chiang family's ancestral home and other real estate.
This chapter is not over yet, please click on the next page to continue reading!
Soon, the police and other departments issued an announcement to explain to the public the progress of the 30 billion gold fraud case.
To put it simply, there are two main points.
First, Jinling Phoenix Gold Jewelry has already compensated 42 billion yuan at the current price, and the remaining 2.625 billion yuan will be repaid through subsequent auctions of ancestral homes. The impact of this case is already within control and will not trigger systemic risks. p>
Second, Jiang Zhengtian, the actual controller of Jinling Phoenix Gold Jewelry, has been arrested and brought to justice. At the same time, all relevant personnel involved in the case are also detained in the detention center, awaiting court hearing.
At this point, the Jiang family, which had been developing in Jinling City for decades, was completely destroyed.
When the Jiang family was destroyed, the Ning family benefited the most.
No, the Treasure Treasure Pavilion building is now up for auction, and Ning Shaoqing took the photo directly.
After the formalities were completed, Ning Shaoqing called Yang Chen.
Ning Shaoqing: "Brother Chen, I have taken down the Treasure Exploration Pavilion! We can open our stone gambling shop directly here."
Yang Chen: "Haha... That's good. Haicheng is also ready. I'll ask Nan Myanmar to deliver the goods. Let's open the two businesses at the same time on June 6th."
Ning Shaoqing: "Okay! Then prepare as soon as possible, we will open on June 6th."
Yang Chen personally named Gambling Stone Shop Xingchen Pavilion. He personally holds 67% of the shares in both Haicheng and Jinling stores, and the remaining shares are divided among other partners.
No one in Jinling City opposed the opening of Xingchen Pavilion, but it was different here in Haicheng. Tang Chengbao was the first to stand up and oppose the opening of Xingchen Pavilion.
No, Tang Chengbao made an appointment with Yang Chen, Xue Yinong and other shareholders of Xingchen Pavilion to negotiate in person.
Tang Chengbao's attitude was clear and resolute, and he would not allow Yang Chen and the others to set up Xingchen Pavilion Gambling Stone Shop next to Mingcuifang.
He even shouted that if Yang Chen and the others insisted on doing this, the Tang family would retaliate against Yang Chen and the others at all costs.
Yang Chen's attitude was also very firm, saying: "Mr. Tang, if you think you can scare us with the Tang family, then I think you must be wrong. I can tell you clearly that Xingchen Pavilion will be on June 6th.
It will open as scheduled. If the Tang family dares to cause sabotage, we will retaliate against the Tang family at all costs."
Tang Chengbao sneered and said: "Okay! Since we can't reach an agreement, let's not talk about it. Let's wait and see and see who can have the last laugh."
After saying that, Tang Chengbao led the people away angrily.
Yang Chen stood up and stretched, smiled and said to Xue Yinong and others: "Ignore him, the Tang family doesn't dare to really cause damage."
Xue Yinong: "I heard that the old man of the Tang family has recently changed many Tang family properties and transferred the legal entities and equity to the names of Tang Chengbao and Tang Chunlai. Tang Chenghu's position as the head of the family is in jeopardy. Even if he is not removed from the family in the end.
He was driven down from his position, but he was the only commander left. Even if he was still the head of the Tang family, it was useless. Tang Chengbao probably thought that he and his son would soon have actual control of the Tang family, so he
So arrogant."
Yang Chen: "I have already guessed that this would be the result. Tang Chenghu is such a benevolent woman that no one else can blame her."
Qiu Tian: "Brother Chen, how about we call in overseas mercenaries to give Tang Chengbao and Tang Chun a warning?"
Yang Chen: "No need for now. There are military connections behind the Tang family, so we try not to cause trouble actively. Don't use overseas mercenaries to deal with the Tang family unless absolutely necessary. Okay, you all go back, I'm going to go to the sports car." Everyone nodded and said goodbye to Yang Chen.
Yang Chen's JAC car has been renovated, and now it has bulletproof, explosion-proof and other functions. It cannot be smashed by ordinary steel rods. It is a veritable iron lump.
At almost eleven o'clock, Yang Chen finished seeing off a passenger and was just about to grab a ticket when a middle-aged man hurriedly got on the bus.
Passenger: "Brother, hurry to the high-speed rail station!"
Yang Chen: "I'm sorry, brother, this is an online car-hailing service, not a taxi. You must order from the Bibi platform."
Passenger: "I want my car to cost 100 yuan, but it doesn't pass through the platform. Is that okay?"
Yang Chen shook his head and said: "I'm sorry, no! If I don't go through the platform, I'm just running a black car, which is illegal. I drive the car just to kill time, and I don't want to break the law for such a small amount of money. Either you go through the platform and call a taxi, or you get off.
car."
Passenger: "Why are you so rigid? OK, OK, I'll place the order."
The passenger quickly opened the Bibi app to place an order, and based on the distance priority principle, the platform pushed it to Yang Chen.
Yang Chen then drove him to the high-speed rail station.
Not long after, the passenger's cell phone rang.
He answered the phone and said impatiently: "Don't call me now. I've already run away. If I stay at the site, the construction company will definitely make me liable for compensation. I'll run away now."
After they lose money, I will find another opportunity to come back. I will slowly talk nonsense to them in the future, and I will definitely not lose money anyway. Don’t worry, just say that you just drove the excavator to work for the construction company, and did not dig it intentionally.
If you cut off the cable, they won't make things difficult for you."
Excavator master: "But they said they had told you in advance that there were defense cables here, but you didn't tell me! Now the representatives of the construction company have made it clear that they will not be liable for compensation, and let us who contracted the project bear the liability for compensation. You now
If you run away, I'll be finished! I've been working with you for half a year, and now I've received a salary of 10,000 yuan. You owe me so much salary, and now you want me to take the blame, that's definitely not going to work!" Passenger: "I have too many things to do. I forgot to tell you that there are national defense cables there. Brother, you insist that you don't know there are national defense cables there. I also insist that I have not heard the warning from the construction company. We must
The responsibility is passed to the construction company, otherwise we will all go to jail and we will not be able to afford compensation. Do you understand?"
The excavator master roared: "Zhang Fengming, can you stop being funny? Do you think the law is child's play? I lie with you, and the punishment will be more serious in the end. I tell you, you come back quickly, or I will call the police directly!"
”
Passenger: "I can't go back! I'm already on the high-speed rail!"
After saying that, the passenger hung up the phone.
Yang Chen advised: "Brother, you can't run away from this kind of thing, it's better to face it."
Passenger: "Do you think I don't want to face it? I don't have the strength! In order to get this project, I spent all my family's money on giving gifts. I thought that after the project was completed, I could take revenge. This
This happened before Ta Ma was even halfway done. It was a national defense cable, and the damage was calculated in seconds. I couldn't afford compensation at all. If I disappear now, they will definitely ask the construction company to claim compensation. When the claim is completed, I will
I came back to admit my mistake and promised to repay the debt slowly in the future. This is my only way. If I stay, I will either lose money or go to jail. It is impossible for the construction company to lend me so much money to compensate me."<
/p>
Yang Chen: "To be honest, I didn't understand what you meant. Of course, it's not important. What's important is that you can't run away from such a big thing, so don't be stupid and go back and face it quickly." Passenger: "Okay! Stop being so nagging, I'll just take you to the high-speed rail station as soon as possible."
I really have never seen such a stupid person. How stupid do you have to be to think like this?
However, this has nothing to do with Yang Chen. Just give him some humanitarian advice and don’t get too entangled.
Soon, Yang Chen sent the passengers to the high-speed rail station.
However, unfortunately, the fastest high-speed train back to my hometown has stopped selling tickets.
He hurried to the ticket office to discuss getting on the bus first and then buying a ticket, but was refused.
Now he only has two choices, one is to wait for the next bus in 40 minutes, and the other is to hide somewhere else.
40 minutes was too long, so he chose to hide in another city.
So, he hurriedly queued up to buy tickets.
While queuing up to buy tickets, he gave Yang Chen a bad review.
"Trash driver, there's only one minute left. If you don't let me place an order online and don't waste one minute, I can buy a ticket to get on the bus! If I get hurt by you, I will curse you for the rest of my life!" As soon as Yang Chen left the high-speed rail station, the Beep platform sent a negative review reminder.
Subsequently, the system issued a reminder.
"Congratulations to the owner for getting a negative review. The system will reward the owner with quantum chip technology, which will take effect immediately. In addition, the drawings will appear in the owner's bedroom. Please keep them safe when you go home."
In an instant, countless large and small chip-equipped objects appeared in Yang Chen's mind, as well as some lines, and even things that looked like high-rise buildings.
Afterwards, everything returned to normal.
Now Yang Chen can guide a professional team to develop quantum chips.
Yang Chen sorted out his knowledge and had an accurate understanding of quantum chips.
To put it simply, different quantum states are transferred to the substrate to realize the function of quantum information processing.
This chip manufacturing technology has a very obvious advantage for Longguo, that is, it can bypass the photolithography machine and directly produce it with quantum technology.
As we all know, the biggest problem currently plaguing Longguo's chip technology is high-precision photolithography machines.
At present, Longguo can only produce 90nm lithography machines, but cannot produce more advanced ones.
But once Yang Chen announces the quantum chip technology or applies it to practice, Long Country can completely eliminate photolithography machines and other equipment and become the world's top chip power.
Someone once said that as long as the photolithography machine technology can be solved, no matter what crime the person has committed, he will not be held accountable, and the people across the country will not have any objections.
Now that Yang Chen has more advanced quantum chip technology, he will be forgiven even if he really kills people and sets fires, and people all over the country will intercede for him.
So, Brother Chen still has to be afraid of the Tang family’s military background?
Such a good technology must be put into practice as soon as possible. The sooner it is commercialized, the sooner Yang Chen can become the richest man in the world.
To engage in research, you must first establish a research base.
You can't let a group of scientific researchers do scientific research at Yang Chen's house every day, right?
Yang Chen thought carefully for a while and suddenly remembered a place, that is Chenjiacun.
Originally, the municipal government wanted to demolish Chenjia Village and Lijia Village to build a chip research base.
However, because some villagers demanded too high prices, the city government was forced to abandon the demolition of these two villages and instead demolished the family buildings of the steel factory.
Now the villagers in those two villages are still making trouble, holding banners and petitioning, but they are all in vain.
If Yang Chen wanted to demolish their house now, they would definitely not dare to ask for an exorbitant price, right?
Even because of the lessons learned last time, it would be fine to give them less compensation.
They have already lost one chance, and they will never lose a second chance.
However, to engage in such a large project, you must apply to the city government, especially for things like scientific research bases, which must be approved by relevant departments.
The problem now is that the city government is already building a chip research base. If Yang Chen wants to build another chip research base opposite, it will obviously be a waste of resources, and he will definitely not be given the approval.
Therefore, Yang Chen thought of a way, not to apply in the name of a chip research base, but to apply for land as a comprehensive scientific research base.
Chip research is only one of the projects, and there are also projects such as controllable nuclear fusion.
Although these projects are still nonsense at the moment, Yang Chen personally pays for research and does not need state funding, so the government will definitely be willing to give him a try.
According to his idea, he first established a company called Chenguang Technology Group, and the scientific research base belonged to this group.
The equity distribution of Chenguang Technology Group is as follows.
Yang Chen holds 67% of the shares, achieving absolute control.
Give Haicheng State-owned Assets Supervision and Administration Commission 4.9% of the shares.
The remaining part is allocated to Xue Yinong and others.
Although doing this will divide some profits, Yang Chen will save a lot of trouble.
At the very least, the city government won't be stuck in approving some policies, right?
Will land use, loans, etc. also be prioritized?
When the product is commercialized, with the help of the Haicheng City Government, can it be put into the market faster?
This world does not mean that good things can quickly occupy the market. If there are policy obstacles, no matter how good things are, they may be banned.
So how can we clear these obstacles?
Of course, part of the profits will be shared.
Although Yang Chen is not old, he has seen the experiences of many business leaders.
From time to time, there will be some kind of investigation, and fines will be tens of billions or hundreds of billions. If this part of the profits has been distributed long ago, can it still be like this?
As a human being, you must be sensible.
For Yang Chen, there are too many ways and industries to make money. As long as he can continue to be a hands-off shopkeeper, he is willing to share part of the profits with others.
Yang Chen called Yu Shishi and asked her to cook a sumptuous dinner. He would invite Xue Yinong and Qiu Yuhong home for dinner in the evening.
Yang Chen himself does not have many connections with the government, so this matter still has to be left to Xue Yinong and Qiu Yuhong, who have very extensive connections in this regard.
At seven o'clock in the evening, Yang Chen returned home.
At this time, Qiu Yuhong and Xue Yinong were already waiting for him in the living room.
When the two heard the sound of the car, they quickly came out to greet Yang Chen.
Qiu Yuhong: "Mr. Yang, you are back."
Xue Yinong: "Achen, you are back."
Yang Chen walked over with a smile and said: "I'm back. Let's go in and talk."
Although Yang Chen took the initiative to invite them, Qiu Yuhong and Xue Yinong cannot be ignorant.
Both of them brought good wine, such as Maotai, Romanée-Conti, etc., both red and white.
Yang Chen was not going to get out of the car at night, so he started drinking with them.
After having enough wine and food, Yang Chen invited the two of them to the living room to chat.
"I called you here today because I have a project to discuss with you. I plan to build a very large scientific research base to specialize in researching some high-end technologies that will be useful in the future. Such as chips, engines, controllable nuclear fusion, etc.
The investment in this scientific research base will definitely be huge, and it requires continuous investment. As for the return, I can only say that I am not sure at the moment. It may not return for a long time, or it may return soon. Once there is a return, even if it is just one of the
If a project comes to fruition, we will all become rich. It is still the same old rule. If I want to do any project, I will definitely give you some shares. If you are willing to do it, just follow it. If you are not willing to do it, I will not force it." Yang
Chen said straight to the point.
Xue Yinong said without any hesitation: "If you do it, I will do it. Don't talk about researching chips and controllable nuclear fusion. If you are researching spacecraft, I will follow your lead."
Damn it, is this life and death?
Yang Chen laughed loudly and said: "Aren't you afraid that you will lose all your dowry by following me?"
Xue Yinong: "That's just right. If you lose everything, you don't have to get married. I can play with you for the rest of my life."
Qiu Yuhong on the side thought to himself: "I can't stand it anymore. Can't one of you confess to the other first? This hazy feeling makes me uncomfortable just looking at it."
Later, Qiu Yuhong said: "I will always follow Mr. Yang. If there are any projects in the future, Mr. Yang can just do it directly. There is no need to ask whether we will follow. We will definitely follow."
Yang Chen nodded and said: "That's interesting. Let me tell you something. I have found an expert who studies quantum chips. After listening to his description, I think it is very reliable. If we are lucky, we will conquer it soon.
Quantum chip technology can bypass photolithography machines. In the future, we will be able to produce all chips by ourselves. Foreigners will also beg to buy our chips because our chips are more efficient, more energy-saving, and cheaper."
Xue Yinong: "I just said that you can't suddenly build a scientific research base for no reason. It turns out that you already have an idea. There is nothing to say. You must follow up."
Qiu Yuhong: "Mr. Yang, just tell us what to do."
Yang Chen nodded and quickly told the two of them his plan.
Xue Yinong and Qiu Yuhong understood what Yang Chen meant and started to do it tomorrow.
The construction of the scientific research base can be left to Xue Yinong and Qiu Yuhong. Once the project is approved, it can be left to Haicheng Jinjiang Development, which is controlled by Yang Chen and Xue Yinong.
What Yang Chen needs to do now is to find a reliable quantum research team and teach them the quantum chip technology rewarded by the system.
But where to find such a team?
And there is a very real problem.
Such high-end technology has taught them, can they guarantee not to leak it, and can they guarantee never to betray Yang Chen?
This seems to be more difficult than operating and building a scientific research base.
