Li Manjun took a deep breath. After all, he was a person who had handled tens of millions of dollars. Don't be so hopeless.
But what kind of industry is Hengda?
That’s real estate!
Li Manjun picked up the cup and took two sips of coffee to calm down his shock. He signaled to Zhu Yaowei to serve the food quickly and he was ready.
"Have you read the newspaper?" Zhu Yaowei asked.
Li Manjun shook her head. In fact, she didn't like to read newspapers. She usually read the news in the evening when she had time.
Because of my rebirth, I know the major events well, and with the new project of recycling old clothes, my work has become even busier. I haven't read the newspaper for a long time.
Zhu Yaowei was unexpected and somewhat expected, so he went directly to the newsstand outside the coffee shop and bought a newspaper.
The date was yesterday. Zhu Yaowei pointed to one of them and asked Li Manjun to take a look.
Li Manjun looked down and saw that the central bank issued the "Interim Regulations on the Management of Self-operated Housing Loans of Commercial Banks", and bank commercial housing loans were finally on the right track.
The newly stipulated housing loan conditions are relatively strict. First, they require double guarantees, mortgage guarantees and guarantee guarantees.
Second, the maximum term is only ten years. Third, the borrower is required to have a deposit first, and the deposit amount must not be less than 30% of the house price, and the deposit term must be more than half a year.
Li Manjun was stunned for another moment. The mortgage loan came so quietly.
It turns out that after August 1995, everyone could get a loan to buy a house.
Although this condition is not as convenient as it will be in later generations, the arrival of commercial housing loans will surely set off a new round of real estate storm.
I especially remember the powerful shock wave caused by the real estate bubble in Southern Province in 1993, which radiated to the homes of ordinary people. Most of the life savings of my aunt and uncle were wiped out.
This is not serious. Every year, there are countless people queuing up on the rooftop.
"I didn't expect it. Everyone thought that real estate would not rise again, but this was just a wrong failure experience. After learning from the experience and lessons, it has made a comeback, and it will get better and better."
Zhu Yaowei smiled and said: "It's a pity that you didn't go to Haishi this year, otherwise you could have seen what our mudflat looks like now."
"By the way, all five buildings have been capped and the market framework has been basically completed. With the new policies, our houses will be sold out."
Li Manjun pointed to the money order in his hand, "What is this money?"
"Pre-sale deposit."
Zhu Yaowei's high-spirited look, as if he was avoiding the hot air waves around him, was completely different from Li Manjun's sweaty look. Those who didn't know better thought they were not in the same room.
Li Manjun calmed down for a while and put the money order into his bag. This time, he catapulted away from the spot!
"You are the largest shareholder of Hengda besides me. This time is just my thanks for your continued help. From now on, a dividend belonging to you will be credited to your personal account every month."
"Every transaction will never be less than two million."
Private accounts and public accounts are not the same thing.
This money belongs entirely to Li Manjun alone, not to Luman Company.
Li Manjun made a calculation in his mind. In this case, Xiang Lian's chip research would not have to worry about funding at all.
Zhu Yaowei carefully observed Li Manjun's expression and found that she didn't have any big mood swings after hearing the good news, which made her feel bored.
It seems that it would be better to throw the money directly in front of her, for example, five million.
Zhu Yaowei said that he bought another piece of land in Haishi and planned to successfully replicate it in Rongcheng, Dongshi, and even the capital.
"In the next few years, our Hengda shopping malls will definitely appear in major developed cities across the country." Zhu Yaowei said firmly.
Listening to him talk about this, you will not feel that he is bragging or arrogant at all, you will only feel that what he is talking about are real events that will be realized in the future.
Li Manjun had no doubts at all because she had seen it before.
But she never thought that she would become the major shareholder of these shopping malls.
"If you want me to see it, don't accept that junk of yours." Zhu Yaowei suggested seriously: "Didn't you win the demolition and reconstruction project? Focus on this, and you will make much more money than you do by making garbage."
"By the way, are you sure you want to use such a good piece of land to build a hotel?" Zhu Yaowei frowned slightly, feeling it was a waste.
If you build a commercial community on a thousand acres of land and build four or five buildings, one with 18 floors, just by buying a house, you can live a lifetime of food and clothing.
But the hotel is different. After it is built, you have to worry about running it. How can it be more comfortable to package it and hand it over to a property management company all at once?
"But I'm just suggesting that what you want to do is your business, don't let me interfere." Zhu Yaowei reminded kindly, with a half-smiling look on his face.
Li Manjun glanced at him speechlessly, "You are an afterthought."
"Stop talking about this, don't you want to talk to me about the chip project?" She almost forgot about this important matter.
Real estate can still make money for another twenty years, but twenty years from now, it will be a high-tech world!
Zhu Yaowei has really forgotten about this matter. When talking about his success, he can't help but feel a little obsessed.
He laughed twice to hide his embarrassment, and then asked Li Manjun about Xiang Lian and the chip.
Li Manjun told the truth and expressed his optimism about the chip project and the key role of the chip in the future.
"Some people have caught the software, but the hardware has been completely ignored. By the time people realize it, it will be too late." Li Manjun said with a serious expression.
There was a flash of surprise in Zhu Yaowei's dark eyes under his glasses, as if he didn't expect Li Manjun to have such an overall view.
"If you fail, don't you feel sorry for the money you spent?" Zhu Yaowei asked tentatively.
Of course Li Manjun feels distressed, and is too lazy to cover up with those false words, "No one's money comes from strong winds. I have feelings and am patriotic, but I am also rational, so the money I invest will be controlled to what I can control."
Within the acceptable range.”
"However, after considering the worst outcome, we must also think about the best outcome. What if it succeeds?"
What if it succeeds?
Zhu Yaowei raised the corners of his mouth and showed an interesting smile, "That will definitely bring me greater benefits than Hengda."
After all, real estate is developed domestically, but the market for chips is global!
"I just bought the land and gave you the largest remaining sum. Now I can only give you three million."
Zhu Yaowei asked curiously: "Of three million, how much can you and Xiang Lian share between me?"
Li Manjun suppressed his surprise and asked him: "Are you going to invest three million in one go, or continue to invest three million every year?"
Zhu Yaowei sighed helplessly, "The biggest fear of the project is insufficient funds. I can't guarantee that I will give you this amount every year, but if you are short, you can ask me for it at any time. I will take whatever I can get."
Li Manjun made the decision immediately, for fear that he would regret it: "Okay, just for your attitude, your shareholding is the same as mine!"