After settling down with their friends, Gu Yun and Wen Jue returned to their sweet home in Tomson Yipin.
After returning home, Wen Ju immediately put on a slim-fitting black nightgown. The light fabric showed off her graceful figure.
Although it is a close-fitting nightgown, the length is just right, not much is exposed, and it can make her legs become more and more slender.
The gauze design of the skirt automatically moved without wind as she walked, like a jumping silent elf.
"Husband, do you think we are too restrained in spending money?"
Wen Jue came close to Gu Yun, wearing a pair of the most ordinary sandals on her feet, with delicate straps wrapped around her slender ankles, elegant and sexy.
She had just arrived home, and before she had time to remove her makeup, the rose color on her lips shone even more beautifully under the light.
"why do you say so?"
Gu Yun rubbed Wen Jue's head with a doting look on his face.
"On the way back, I quietly checked the company Yizubao. The registered capital is not very large. Why did he..."
Wen Jue murmured, wrapping her arms around the man's waist and snuggling gently into Gu Yun's arms.
Little Princess Wenju, who had always spent lavishly on luxury goods, was also shocked by the man who casually gave away a Bentley.
Who understands?
A car worth millions is like a small toy, given away on demand.
Can anyone withstand this kind of attack?
Wen Jue hesitated to speak the second half of the sentence. After thinking about it for a while, Wen Jue still didn't say it.
But Gu Yun read what she meant.
What exactly does your financial company do, and how come you are so rich?
If Internet finance is so profitable, can we still feel at ease in the industry and move forward in a down-to-earth manner?
Wen Jue found it difficult to understand the other party's arrogance in spending huge sums of money, and felt vaguely envious of it.
After all, even though she is a real rich woman and her boyfriend is even more wealthy, the car Wen Ju drives is only a mid-to-high-end brand like Maserati.
Not even as good as a random gift given to a little sister?
Oh shit!
"Don't think so. It's not that we are restrained in spending money, but that their industry is moving too fast and they don't treat money as money."
Gu Yun answered with a smile.
The two of them were nestled on the sofa, and he gently stroked Wen Jue's hair. The girl narrowed her eyes slightly, feeling the softness and warmth of her lover's body, as if the world had stopped at this moment.
"A sister just posted it in the group. Everyone thinks Yizubao is a platform with great potential. The investment projects they provide have a high return rate and are simple and convenient to operate."
"Tell me, should I also vote a little?"
Wen Jue started to try his luck when he was in middle school. He has rich investment experience and is completely different from most investors who blindly follow the wind and rain.
In addition, she is from the finance department, works in fields closely related to numbers and data, and pays great attention to accuracy.
Not only is she good at handling numbers and calculations, but after taking charge of Coffee Justice as chairman, she is also able to conduct basic financial analysis and forecasting of data.
Long-term study and accumulation have given her her own understanding of the economy and financial markets. Without relying on Gu Yun, she can also manage risks for her own small accounts and formulate reasonable investment strategies.
"Are you optimistic about Yizubao? There are so many channels for money to make money, what is the logic that attracts your investment?"
Gu Yun did not immediately stand on the consequentialism of the reborn person and directly deny Wen Jue's idea, but asked the question from a different angle.
"Because I believe that with the continuous advancement of technology, Internet finance will become an important direction for future financial development. Through technological innovation and digital means, more convenient and personalized financial services will be provided to meet our various needs."
Wen Jue smiled and said, "The Internet is the future. Isn't this similar to what you have always said?"
"The truth is this. Internet finance is currently driving changes in the financial industry."
Gu Yun frowned and adjusted his emotions: "But no matter how awesome the Internet is, even if you talk about it, you still need to talk about basic financial logic, right?"
"If you think about it, it is obviously higher than the normal financial management rate of return. Is this thing reliable?"
Wen Jue pursed her lips, her beautiful eyes flashing: "But... I read their publicity materials and found that this project is endorsed by the local government."
In the years when the economy is booming, official endorsement is basically equivalent to making money while lying down. Everyone seems to have forgotten that investment is risky.
As we all know, officials usually conduct a certain degree of review and supervision of endorsed projects to ensure that they comply with regulations and standards.
So once you encounter an officially endorsed project, there will be a lot of people who get on board without thinking.
In the era of the fast lane, few people will continue to stay awake and see clearly that the success of a project still depends on multiple factors, including the ability of the management team, the feasibility of the business model, market demand, financial status, etc.
No matter how strong the endorsement is, not only can it not completely eliminate project risks, it also cannot guarantee the long-term sustainable development of the project.
Gu Yun couldn't help but chuckle: "I'm going to talk about the most basic business logic."
“P2p investment return rate = borrower’s return rate – p2p platform fee, so the income of the p2p platform ultimately comes from the income of the borrower.”
“From a platform perspective, high-quality borrowers often come from the financial leasing industry, but Yizubao’s annualized rate of return is between 13% and 16%.”
"You also know that the current rate of return in the financial leasing industry is generally concentrated between 8% and 12%. So where do they make profits by offering such high interest rates?"
Such a fact that obviously violated financial logic was placed in front of him. Wen Jue bit his lower lip lightly without making any movement and was stunned for a few seconds.
".......Um."
"It seems a little strange."
Since Wen Jue met Gu Yun, he has always maintained an attitude of being open-minded and listening to advice while being calm and rational.
Especially in front of Gu Yun, who has never made mistakes in the investment field, she has almost blind trust.
He said buy xx stocks?
purchase!
Digital currency?
What it is?
purchase!
What's more, this time, Gu Yun's method of persuasion couldn't be more direct, using mathematical logic to speak.
With a professional background, it is easy for her to understand and interpret, and she can feel the investment risks without analyzing market trends through financial reports.
"They all said they would invest their small treasury in Yizubao. Forget it, I won't participate anymore."
Although Gu Yun did not express his position clearly, Wen Jue seemed to feel his firm attitude towards Yizubao.
Taking one last look at the chat interface on his phone, Wen Jue locked the screen with a swipe of his hand.
The girl stretched her long body in the air, and her soft curves returned to Gu Yun's arms with a touch of fragrant wind.
"Are they all excited?"
Gu Yun asked.
"Yes, I originally said that we would go back to Hangzhou to look at houses together tomorrow, but now we don't look at it anymore. Everyone thinks that the suggestion of buying a house is very common."
Wen Jue stuck out his tongue and focused his bright eyes on the side of Gu Yun's face.
Yes, seeing the attitude of Yizubao executives spending a lot of money on high-quality employees, who doesn’t think that such a company has a future?
Is it better to invest some money into the financial trend and earn interest than to buy real estate like a dull bird?
"...Wow, it's better to open a drink shop near the school."
Gu Yun shrugged, with an expression that showed he had known this for a long time.
