CEO Cao Guowei is on the phone, confirming a piece of news: Is Sina included in the list of third-party payment licenses to be released by the central bank?
"Are you sure we are really on the list?"
"That's great!"
"It's not 99 and Alibaba that are causing trouble. One by one they are getting involved in finance inexplicably. This thing is too scary. We can't fall behind. We are planning..."
After hanging up the phone, Cao Guowei immediately convened a meeting.
"We can contact major fund companies first and discuss cooperation projects initially. Once the payment license is issued, we will launch the Sina Financial Platform and use our own traffic to make it bigger and stronger!"
…
Baidu.
Robin Li is also studying this matter, and Baidu has also applied for third-party payment qualifications, and is on the next batch of lists like Sina. However, they have moved faster and have already connected with a Harvest Fund Company.
"We will launch Baidu Financial Center and work with various financial institutions to customize highly attractive financial products. The fund we cooperate with you will be the first product."
The conditions are the same as those of Xiaojinku/Alipay. The minimum purchase is 1 yuan, and you can deposit and withdraw anytime...
But Robin Li is clear: “By the time we go online, 99 and Alibaba will already have taken over half of the market, so we must win by surprise and attract users with high profits.
We will study how to make up for the excess."
"This needs to be limited, otherwise no one can afford it. For example, for our first batch of 1 billion quota, each person is limited to purchase 10,000 yuan and gives an 8% return rate. This can still be done."
"Grab users..."
Robin Li was quite depressed and took another step slower.
He felt that Baidu seemed to have fallen into a strange circle and everything was slow.
…
Tencent.
Tencent strategically abandoned WeChat and put its money on QQ. Although the activity of mobile QQ has been surpassed by WeChat, it has at least retained some basics.
Currently, Tencent is studying two projects, one is QQ payment, and the other is a new project [Financial Management Pass] established under the influence of 99 and Alibaba.
…
Every Internet company wants to be a financial platform.
Small and medium-sized funds often choose to join forces and cooperate with major Internet companies. Large funds can also work alone while cooperating.
This treasure, that treasure, this profit, and that profit are all being prepared intensively. Oriental Fortune was the fastest and launched [Demand Treasure] in June.
The banks could no longer sit still and were preparing similar products of their own. For a time, the fund market was like a raging fire cooking oil, and the sky was filled with excitement.
2013 is known as the “first year of Internet finance”!
………………
June.
In the afternoon, Yao Yuan was sitting in a small garden downstairs of the headquarters. There was a fountain diagonally in front of him. In summer, the trees were lush, the flowers and plants were blooming, and the water droplets splashed into the air, as if a mist was rising.
After moving, he had more places to relax. He just strolled downstairs for half an hour. If not, there was a gym and a basketball court where he could spend time.
"Boss, medicine!"
Jiang Chao ran over from the pharmacy and handed over a stick of ointment to treat mosquito bites. Yao Yuan unscrewed it and applied it on his arm. The mosquito seemed to be poisonous, and it bit a bag, which turned red.
After applying the ointment, Yao Yuan yawned and continued to sit idle.
"..."
Jiang Chao decided to find some topic to liven up the atmosphere and said: "Two days ago, I asked my mother to put all the spare money in a small treasury. Yesterday, she called me and said that she used the proceeds to pay a utility bill. She was so happy that she followed her every day.
Those old sisters are blowing."
"You are so filial!"
"Are you praising me or hurting me?"
"If you want my mother to earn some extra money, how about just letting her buy Jilin Sengong's stocks?"
Jilin Forest Industry is the original shareholder of Tianzhi Fund. As the funds in the small treasury soared, several stocks also took off. Jilin Forest Industry is still good. It has a mineral water brand called Quanyangquan, which is very delicious.
"That's a lot of money. My mother has never played stocks, so I'm afraid she won't be able to grasp it. Earning a few dollars a day is good for the old lady."
Jiang Chao said sarcastically.
"My grandson, you are..."
Just as Yao Yuan was about to give him a few words of instruction, the phone suddenly rang. When he saw the caller, it turned out to be Lao Ma.
He paused for 2 seconds and answered: "Hello? Mr. Ma, do you have any advice?"
"I don't take the advice seriously. I just want to make a gentleman's agreement with Mr. Yao."
"oh?"
"Internet financial innovation is bound to encounter resistance from all parties. I hope that no matter how we compete, when external pressure arises, we can unanimously respond to the outside world."
"Ah……"
Yao Yuan smiled and said, "Are you just telling me, or are you telling everyone?"
"Of course I'm only talking to you!"
"Hey, I don't speak out often, unlike you who give speeches every day."
"It doesn't matter, it's up to me to speak out. I just hope that Mr. Yao understands that the Internet will fight, but it is all under the policy. Although the environment is relaxed now, he also means to use us as a touchstone.
If you are good, you will survive; if you are not good, you will die.”
"This is biased. It should be perfect if it is good, and stop if it is not good."
"Haha, just say you must understand!"
"Okay, I agree to your proposal. After all, the Internet is fundamentally a family."
"Okay, let's meet for a drink!"
Yao Yuan hung up the phone and was silent for a moment, as if looking at the flowers and plants in a trance, and suddenly asked: "Who do you think has achieved greater success, me or Lao Ma?"
"Of course it's you!"
"Um……"
Yao Yuan was noncommittal.
The reason why this year is called the first year of Internet finance is that it was historically brought about by Yu'ebao. After Yu'ebao, Jiebei and Huabei also had a huge impact.
Jack Ma was worshiped before the accident and was like a rat crossing the street after the accident. However, no matter from a good perspective or a bad perspective, he can be called a great entrepreneur.
In comparison, Xiao Ma's senses are somewhat inferior. Perhaps no one thinks that Xiao Ma is a big entrepreneur.
"what time is it?"
"It's half past three!"
"Oh, let's go!"
Jiang Chao asked Xiao Mo to prepare the car. After a few minutes, Yao Yuan sat in the car and drove to the airport.
Today Liu Qiangdong returns to China.
…………
At 5 o'clock, a flight from New York landed.
Yao Yuan suddenly became energetic and ran from the car to the hall, looking forward to it.
After waiting for a while, I finally saw Liu Qiangdong's thick eyebrows and big eyes. I hadn't seen him in four months. He was still the same. He was wearing a white shirt and no suit jacket. He had to put it on his arm, which was the affectation of a middle-aged man.
"..."
Yao Yuan was slightly disappointed, but soon after, another petite figure ran a few steps and followed him. The two of them walked and chatted and laughed, one was 39 years old, the other was 20 years old...
"Oh, I didn't see it!"
Yao Yuan covered his eyes in excitement, and then raised his hands high: "Here it is! Here it is!"
Ga!
Liu Qiangdong's expression was visibly broken, and he was a little nervous, so he bravely faced it.