"Why are you here? Where are the people from my company?"
"I asked them to go back. I was thinking about you in the United States for four months, so I came here in person..."
After Yao Yuan finished talking to Liu Qiangdong, he turned to the little girl next to him in surprise, as if he had just discovered it. His acting skills were extremely exaggerated, and asked: "Who is this?"
"Just call me Xiaotian, I have long admired your name!"
"Oh, you are so cute!"
Yao Yuan shook hands with her and looked at the milk tea girl up and down. Well, it turned out to be a little white flower - very similar to Chen Duling in every aspect.
"Are you classmates?"
"Yes, Brother Qiangdong and I met at Columbia University. We happened to come back together when I returned to China."
"Oh, so you are an international student?"
"I'm an exchange student."
"I seem to have seen your photo, several years ago."
"I made you laugh. That was posted by a classmate of mine on the Internet, and then it spread spread somehow."
Yao Yuan asked this, he was still asking after getting in the car, and ignored Liu Qiangdong's embarrassed and slightly pleading look, just kidding! I'm here just to have fun, why would I come if I don't have fun?
He opened his mouth, and under Dongzi's frightened gaze, he added: "No wonder it looks familiar. I remember Qiang Dong had seen your photo back then."
"Really?"
The milk tea girl was suitably surprised and asked Liu Qiangdong: "Why didn't you tell me?"
"This, what's there to say?"
"Hey, when he saw your photo, it was..."
Dongzi couldn't bear it anymore, so he grabbed Yao Yuan and changed the topic forcibly: "I heard that you were doing great things in the United States. How is the situation now?"
"What does it have to do with you? Are you dating?"
puff!
As soon as these words came out, even the milk tea girl, who was extremely good at managing her expressions, couldn't hold back and said, "It's not what you think, we are very good friends."
"Oh, friend~"
Yao Yuan drew out a long, rounded sound and finally stopped asking.
The milk tea girl is depressed. With Yao Yuan's conditions, even if she gets married, she will still be the target of many people, but her character is too ridiculous!
When we drove to Tsinghua University, the milk tea girl got off the bus and politely said goodbye.
Dongzi had a tiger face and was a little angry. Yao Yuan looked at him and said: "It doesn't matter who you look for. As long as you are happy, I will be happy for you. I just remind you that the mall is facing a listing and the shareholders are very sensitive. You
Don't make any news at this time."
"How could I possibly, I know it in my heart!"
Dongzi expressed that he was underestimated.
Compared with Wang Wei of Tudou.com, Liu Qiangdong's performance in marriage is indeed much better.
In 2015, before he married the milk tea girl, he advanced his salary and bonuses for 10 years, with a total price of about 2.65 billion yuan. However, his income in the next 10 years will be only 1 yuan per year.
It seems that the milk tea girl did not take advantage of it, but that is not the case.
In terms of appearance, she is responsible for JD.com's public welfare and fashion, attends various social occasions, makes friends with successful people from all walks of life, and establishes her image as the "First Lady".
On the inside, Liu Qiangdong funded her private equity and investment, and was worth a lot of money.
Dongzi's principle is that you don't touch JD.com, anything else will do. The milk tea girl is also very smart and knows how to manage. Especially when something happens to Dongzi, she is a model of behavior.
Of course, in Yao Yuan's eyes, these two people are not like a couple, but more like partners.
…………
Liu Qiangdong focused on his career, went home to freshen up, and ran out again that night.
Yao Yuan called Chen Shengqiang, and the three of them had a meal.
Dongzi, who had been away for four months, seemed a little hungry and curious about everything, so he asked: "How much money does the small treasury have?"
"Breaking 10 billion!"
"This will exceed 10 billion?"
He widened his eyes and sighed: "No wonder people say that the end of business is finance, and the end of finance is infinity. It's only been a month! How about Yu'e Bao?"
"Their number of users has exceeded one million, and the funding has not been announced yet, so they are chasing after them very quickly. Taobao's market is too big, and the subsidies are heavy, which has attracted many of our users."
Chen Shengqiang said: "Based on our agreement with the bank and the recent market situation, I think the annualized income is reasonable within 5%. If it exceeds 5%, I don't know what means they use."
"It doesn't matter, Lao Ma has reason (still has reason). Now it's a free-for-all, and only those messy products dare to claim such high profits, and they will be punished when the time comes."
Yao Yuandao: "The so-called Little Treasury/Yue Bao is just an appetizer, don't pay too much attention to it, this is the war of the entire Internet big finance.
The most important thing at present is to expand application scenarios and increase the types of financial products.
Now there are more than 20 funds approaching us, hoping to cooperate like Tianzhi Fund, but no matter how we cooperate, it is still financial management, and what financial products include?
Do stocks count?”
"Of course it counts!"
"Insurance?"
"It counts!"
"Small loan?"
"It doesn't matter!"
"So, the small treasury model has been developed. We will continue to develop more financial products based on this idea."
“I think small loans are okay!”
Liu Qiangdong tasted the products and said: "Consume first, pay later, repay in installments, directly connect with the mall, one-stop service."
"Ha, that's the truth!"
Yao Yuan had a drink with him and said: "I'll leave this to you, I'm mainly responsible for developing application scenarios. Now is the barbaric period, no one is taking care of it. When supervision comes down in the future, how can there be such high profits?
In the case where the income of the two companies is similar, which one the user chooses depends on whether it has many application scenarios."
With that said, Yao Yuan took out his phone, clicked on WeChat, and pointed at a new feature.
"This is called Wechat Payment. The beta version was given to me first and will be launched soon. I plan to use this to expand territory and seize the market.
WeChat currently has 350 million monthly active users and is the number one social software for smartphones. People may not open the mall every day, but they will definitely open WeChat every day.
I will connect [Little Treasury] with WeChat, and then connect WeChat payment with our ecosystem, games, videos, communities, Lei Jun’s group buying, Cheng Wei’s taxi rides, including massive offline payments..."
"..."
Liu Qiangdong was a little confused, sorted out the context, and said: "If we really do it, it will be huge, so you said you will put all your efforts into group buying this year?"
"That's right, use group buying to promote WeChat payment, and use WeChat payment to promote group buying. Only by mastering each application scenario can we win the battle for Internet finance."
“Compared with this, Xiaojinku/Yue Bao is indeed an appetizer.”
Chen Shengqiang also sighed.
"Come on and have a drink!"
Yao Yuan raised his glass and said with a smile: "Leave the financial products to you and leave the application scenarios to me. We all have a bright future."
when!
The three of them had a drink and the general direction was clear.
Yao Yuan never wanted to fight over fund management from the beginning. What's the point? Sooner or later, it all comes down to policy. What he really has to fight with Alibaba is mobile payment.
As well as group buying that complements mobile payment, and a new category that has just emerged that few people are paying attention to: takeout!
(Finish and call it a day!
PS: The story that Zijin Chen relied on the income from financial management to write "Bad Boy" is true. This person contributed a lot of jokes...
The previous group is full, I want to add a new group)