Aslan became more and more suspicious that the founder of Maxim Federation was a time traveler, and he was also a time traveler from China.
After becoming a junior member, Aslan went around Maxim Federal Commercial Bank and enjoyed the VIP treatment of Maxim Federal Commercial Bank.
In addition to not having to queue up to do business, you can also enjoy exquisite three-meal service.
What surprised Aslan the most was that Maxim Federal Commercial Bank actually launched interest income in such a dominant bank environment. Although the interest income was a bit low, the annual interest rate was only one thousandth of a point. After calculating the interest rate,
Nomeiri was also very surprised.
If you put five hundred thousand in Maxim Federal Trading Company in one year, you can earn five hundred gold coins in vain.
She really couldn't understand such a good thing.
On the way back, Nomeli couldn't help but asked: "Master! Isn't the boss behind Maxim Federal Trading Company an idiot?"
When Aslan heard this, he couldn't help laughing.
"Not an idiot, but the shrewdest person in the history of this entire continent." Aslan said with a smile.
Yitzhak, who had been looking for Aslan for a long time, was just about to say hello to Aslan. After hearing these words, Yitzhak could not help but fall silent. He was very much looking forward to Aslan's evaluation of Maxim Federal Commercial Bank.
They are researching the true purpose of Maxim Federal Trading Company.
"For a simple example, we deposit our money in Maxim Federal Commercial Bank, and Maxim Federal Commercial Bank pays me interest. No matter how you look at it, Maxim Federal Commercial Bank is losing money, right?"
Nomiri nodded seriously.
"But if Maxim Federal Commercial Bank uses our money to invest or lend to other people, the benefits he gets from it will be even greater. For example, a caravan under Maxim Federal Commercial Bank wants to purchase a batch of goods that are in short supply.
With the money, I directly use my savings to buy goods and then sell them to another city. In addition to deducting labor costs and losses, Maxim Federal Commercial Bank can earn at least more than ten or two hundred thousand gold coins. Who do you think makes the profit?
?”
Nomiri's mouth slowly opened into an O shape.
"As for the loan being simpler, lending my money to a lord who is in urgent need of money, doesn't it require interest? I just read that the amount of the loan has different interest rates depending on the level, such as the annual interest rate of 100%
Five." Aslan once again dropped a bombshell.
Nomeli was completely confused by the wind, then her eyes suddenly froze, and she blinked at Aslan.
Aslan understood instantly and did not continue to speak. Originally, he planned to ask Nomeli what he thought about the Maxim Federal Commercial Bank. After all, they had a special tour.
"Haha! Aslan, you really exceeded my expectations. The students regard the Maxim Federal Trading Company as a model. We have been studying for more than half a year to discover something, but you have seen through it so quickly. We call this a trading company.
Learn." Yitzhak said with a hearty laugh.
Aslan rolled his eyes. Sure enough, it was this guy who came here. He was so despicable that he hid and eavesdropped.
"Dean Mel is laughing."
"No wonder you were able to develop the Tianping Chamber of Commerce in a short period of time. It shows that your business ideas are very advanced. If we want to establish a trading house, do you think it is feasible?" Yitzhak changed the topic and asked.
Aslan's expression became serious.
"This is not the place to talk. Let's talk at the hotel!"
Yitzhak suddenly became interested and followed Aslan back to the guest house. As soon as he entered the room, Yitzhak couldn't wait to get into position.
"With the current strength of the Kingdom of Cleveland, it is too difficult to open a trading bank across the country, but it is very easy to expand it in the Kyoto area for the time being. You just need to worry about a malicious run on Maxim Federal Trading Bank."
As soon as Aslan spoke, Yitzhak's expression changed slightly.
Because after the Royal Academy of Magic thoroughly studied the profit methods of Maxim Federal Bank, they successfully persuaded Emperor Cleveland III to open a bank in Kyoto. However, it only opened for less than three years and eventually ceased operations.
"Malicious run, this term is very new, can you explain it?" Yitzhak directly took out a notebook and pen, looking like a primary school student paying attention to the class.
Aslan nodded. In fact, he planned to establish a bank in the province of Merox. However, considering that Maxim Federal Commercial Bank has always monopolized the banking industry on the entire continent, if Aslan dares to intervene, he is likely to suffer from Mark.
The economic blow from Sim Federal Commercial Bank was why he never established a bank. If the Kingdom of Cleveland could successfully establish a bank, it would certainly be a target for Maxim Federal Commercial Bank to attack, and he could take the opportunity to grow.
"Run is an inherent term in the commercial industry. It refers to the phenomenon that under the conditions of currency circulation in commercial banks, holders of commercial bank bonds rush to the commercial bank to request the redemption of precious metal currency. When the credit of a commercial bank is shaken and the reserves are insufficient, the commercial bank bonds will
If there is difficulty in cashing out, a run will occur. A run may cause the collapse of a commercial bank or even affect the entire commercial industry."
With these words, Aslan revealed the reason why the three banks finally collapsed. This made Yitzhak's eyes light up, and he secretly decided in his heart that he must find ways to get Aslan into the Royal Academy of Magic, even if it was because of this.
He did not hesitate to offend the Baral family and the Sara family.
"Then what's the solution?" Yitzhak asked seriously.
Aslan pondered for a while, and finally said: "There is no other way, except for the strong measures of state agencies to contain it, but facing a huge force like Maxim Federal Commercial Bank, the only thing that can be done is to spend money and compare wealth with the other party.
.”
Hearing this, Yitzhak suddenly smiled bitterly and shook his head.
"The Maxim Federation is the richest country in the entire Xinuo Continent. When it comes to spending money, no country can match them?"
Aslan smiled mysteriously and said: "It is indeed impossible to simply fight against the entire Maxim Federation, but it would be very simple to only deal with the Maxim Federation trading houses in a certain region or province. After all, money is not created in vain. They
You can run on the coins of an entire province or kingdom to compete with us, or we can let nobles from all over the country run on their banks."
Yitzhak instantly understood that if Kyoto really started to fight with Maxim Federal Commercial Bank, both parties would have no choice but to spend money like crazy. In order to satisfy the huge amount of money from Maxim Federal Commercial Bank in Kyoto, they would naturally have no choice but to send money to other provinces.
The branch has transferred money.
If the great lords and lords in the region withdraw a large amount of coins from the Maxim Federal Commercial Bank in the province, a chain reaction will inevitably occur. In order to ensure that the province's coins have a sufficient share to be exchanged for the lords of the province, they will never dare to support