Five hundred and fifty-sixth chapter stupid situation (2)
Wang Bin and Ai Xiaoqing remained silent. When Shi Wenjun heard this, he wanted to speak, but Xu Qinglian pressed him down. Kang Si frowned, as if the complexity of China's affairs exceeded her imagination.
"Of course, I'm not saying that the country is narrow-minded and cannot tolerate us, or that it wants to kill the donkey. In fact, technically speaking, those banks that issue loans are eager for us to get involved. But politically, from the overall situation, it is another matter.
It's the same thing. As time changes, the country's needs are also different under different circumstances. When we were founded, many families were suffering from hunger and cold, and what we did was beneficial to the country. In the past few years, the country has recovered, so what if we
If you continue to do so, it will be inappropriate."
"Are you saying that we will be restricted?" Shi Wenjun asked.
Wang Ai shook his head: "That's not true. The country still hopes that social funds will do good things, and it has been restricted for a long time. Do you feel the restriction?"
Shi Wenjun recalled it and shook his head.
Wang Ai nodded: "In fact, there is no need for national restrictions. As long as we develop normally, we are far inferior in terms of formalization and systematization. Sooner or later, we will still be eliminated. Unless we are reluctant to give up the good reputation of this area and hype and brag desperately. But
That would really make the country unhappy."
Wang Ai glanced at his parents and saw that they were looking at him with a smile, so he also smiled and said: "For ordinary people, patriotism is not complicated. It consists of responding to the country's call, working hard, and doing more good deeds. But for us, patriotism is not complicated.
For these people with some status, patriotism is not that simple. It has to talk about politics and the overall situation. When we are needed, we must move forward bravely and shoulder heavy responsibilities. When we are no longer needed, we must turn into the wind and disappear without a trace.
Judging from the situation in the past few years, our country is reasonable and has never suppressed us. This is the country giving us opportunities and commending us. What about us? We cannot be arrogant and arrogant. We must have eyes and know what.
What you should do, what you shouldn’t do, when you should start, and when you should stop.”
Wang Bin nodded after listening, looked at Shi Wenjun and praised: "I know you were originally ambitious and wanted to follow the footsteps of Stupid Food to expand across the country. I also know that you even completed your plan decades later.
These are all very good. In fact, not only I know it, but the leaders also know it. The fact that you received so many honors as a child is the recognition given to you by the country."
"But, this guy is right." Wang Bin said kindly: "The Idiot Fund filled a gap during a period when the country was overwhelmed. It can also be regarded as a lesson learned in crossing the river by feeling for the stones. We are
You are a pioneer and have played a certain exploratory role in improving the country's student loans. I remember that the Ministry of Education and the Ministry of Civil Affairs once sent people to inspect your place, right? This is the embodiment of the value and role of your work."
"Let me tell you." Ai Xiaoqing stopped her embarrassed husband: "When I was young, you must realize that the historical mission of the stupid student loan has ended. Of course, you have done a lot of work for it in the past few years.
It's also very hard. Your Uncle Wang and I both see it and respect your wishes. If you are willing to continue..."
"No, no, Aunt Ai, I understand." Shi Wenjun quickly shook his head: "I just feel a little reluctant to let go."
The whole family laughed, and Wang Ai also laughed and said: "My parents want to give you a buffer period. Although you didn't lay this egg, you hatched it. No matter what, I have to make you feel uncomfortable for a while."
"
Before he finished speaking, a fig hit his head. Ai Xiaoqing stared: "What nonsense are you talking about!"
Wang Ai shamelessly bent down to pick it up, pinched open the shell, put the fruit in his mouth and said: "Stupid student loan has come from scratch, from childhood to adulthood, the most important people are here today. So today we will make a summary
, and prepare to end its mission by the way. I think, rather than procrastinating and finally being squeezed into no place to stand, it is better to stop as soon as it is ready."
"Then, it's just gone?" Shi Wenjun still couldn't control his feeling of loss.
Wang Ai smiled. Seeing her parents, Xu Qinglian didn't want to say anything, so she said to herself: "My family originally had three funds. The Future Fund is an investment fund, angel investment, mainly in high technologies such as computers, the Internet, and biotechnology.
Then there is the Stupid Fund, which is a charity fund, and its main project is student loans. There is also the Wang Fund, which is mine, and it is also a charity fund. In fact, although the Stupid Fund is engaged in charity, it is also engaged in loans, which is a bit
It's like a combination of an investment fund and a charity fund. As far as I know, you have both philanthropic and financial talents, right? Next, I want to separate it."
Speaking of this, Wang Ai pondered for a moment before saying: "The Future Fund remains unchanged, the Wang Fund remains unchanged, the Idiot Fund is divided into two, and the charity part is moved to the Wang Fund. Any charity projects in the future will be from the Wang Fund.
What about the Idiot Fund? Get ready and get ready to enter the financial industry. Oh, by the way, dad, I remember you said some time ago that the underground banks in the south are very powerful and very large, is there such a thing?"
Wang Bin nodded: "It was reported at the meeting that there was a lot of idle funds there, and there were no good investment channels due to the Asian financial crisis, so they applied for loans. But they were too informal and did everything.
The exchange rate is also unstable, and the financial market is also in chaos. Although there are many problems, the situation has been formed, and sooner or later they will be legalized."
Wang Ai looked at Shi Wenjun: "This means that sooner or later our country will also return to private enterprises and private capital to issue financial licenses, which can be similar to banks in absorbing deposits and issuing loans, but it may need to be renamed."
Shi Wenjun said in shock: "Is it possible?"
Wang Ai opened his eyes and shrugged: "This is the reason why you should be rotated. You have been doing charity for too long, and everyone is stupid."
Shi Wenjun didn't have time to get angry: "Speak carefully!"
"It's very simple. What do you want the country to do with these funds?" Wang Ai spread his hands: "There is a relationship between supply and demand here. Can you force it to be broken? Can it be broken? They can completely disguise it as corporate lending or even normal debt. How do you deal with it?
?If you can’t stop it, you just keep acquiescing? Just watching them go round and round? In fact, if the manufacturing industry is opened, the financial industry will have to be opened sooner or later. If you block the financial sector for them, they will penetrate everywhere.
Flowing. So in the end we have to admit this fact, but it needs to be standardized. This is called Dayu's control of water, and it is better to dredge it than to block it."
"Then let's..."
"Yes!" Wang Ai nodded while smacking chestnuts: "One of the first batch of financial licenses needs to be ours. We also want to do banking... uh, finance!"
