Dao Yi agreed to this matter, but he was very troubled: "It's just that we currently don't have enough 'immortal crystals' in Qiankun Holy Land. Can we temporarily... ahem, what, can we keep accounts for the time being?"
After saying that, he quickly added: "Don't worry, I guarantee with the reputation of Holy Lord Qiankun that I will never default on your debt."
He is very depressed.
so awkward.
But there is no way.
Want face? Of course he wants it, but ever since he decided to come to Xu Changsheng to discuss the matter, he has almost lost all his face, so he doesn't have to be so particular at this moment.
If you're embarrassed, be embarrassed. If you're embarrassed, be embarrassed.
Have no idea!
Qiankun Holy Land really has no money now, especially ‘cash’.
Anyone who has ever done business knows how important cash flow is to a businessman.
Qiankun Holy Land is not a pure merchant, but Qiankun Fairy Shop is basically a ‘merchant’.
In addition, Qiankun Holy Land was defrauded of a large amount of money by Xu Changsheng, and was later exposed for fraud. In the face of the economic crisis, all the fairy shops were renovated to preserve the reputation of the Holy Land.
Not only that.
After the renovation is completed, all the previously unqualified 'fake goods' must be disposed of at low prices, and a batch of qualified materials must be purchased to make qualified products.
After going back and forth, the money in Qiankun Holy Land is naturally getting less and less.
In the end, he lost his composure and borrowed a large sum of money from Wugou of the Buddhist Holy Land, and also reduced the monthly salary of all his disciples, so he could barely survive.
As for the money of Daoyi himself and many elders...
I filled it in as early as when I was working on the magic ring.
Although I have made a lot of money in the past six months, especially after joining the Chamber of Commerce, I got a lot of cash back, but it is not enough! Far from enough!
To refine other things, you have to spend money to buy materials, right?
After buying the materials, you need to pay for refining them, right?
All costs are money!
Is it necessary for the disciples to receive monthly instructions?
Do I have to pay back the money I owe to the Buddhist Holy Master Wu Gu?
Do you have to keep the cash flow?
Now I want to buy a 100 billion fairy machine...
Even if it only requires activation fees, it would still require seven billion fairy crystals!
You have to pay for the materials yourself. After all, the relevant materials were packaged and sold to Zixiao Holy Land at a loss. In other words, tens of billions of immortal crystals are enough! For the past Qiankun Holy Land, even if it did not issue monthly disciples
, it will take about four years to put it all together.
Make more money now.
But it will take close to three years!
But the problem is that disciples cannot but publish the monthly regulations. If they don’t publish the monthly regulations, why won’t people rebel?
Tens of billions of fairy crystals.
In this situation, Dao Yi uses his head to take it?!
Thinking of this, Dao Yi grinded his teeth crazily and looked at Xu Changsheng in the projection, feeling particularly uncomfortable.
What the hell is this?
All in all, in the final analysis, why is the Holy Land of Qiankun currently short of money? It’s because of Xu Changsheng, because of the magic! He was tricked by Xu Changsheng, causing the Holy Land of Qiankun to enter an economic crisis.
But at that time, he Daoyi could still hold on.
But after that, the various functions of the immortal machine once again gave me and Qiankun Holy Land a decisive blow!
Such as the fake goods crisis.
If we have to borrow money later, we will reduce the student’s monthly salary...
What the hell, Xu Changsheng, the thief, is the source of all evil!
As a result, in the end, I actually had to humble myself and told him that I wanted to write an IOU and keep accounts.
Uncomfortable!
depressed!
wipe!!!
When Tao thought of this, he felt extremely disgusted and uncomfortable to death.
You've gone too far!
However, he completely forgot that the reason why he was cheated was all because of his own troubles, plagiarism, fakes, etc.
But even if he hasn't forgotten, he won't feel that he was wrong.
On the contrary, I feel~~~
This is a world where only you are hurt!!!
So angry!!!
His eyes were sharp, and he stared at Xu Changsheng. Even if he wanted to get credit, he couldn't give him a good look, because it was so uncomfortable. The only world where he was hurt was himself!
"Accounting?"
Xu Changsheng was stunned for a moment, and then said in surprise: "That shouldn't be the case. Our Holy Land of Qiankun is one of the 'Top Three Sects'. In terms of strength and economy, it ranks among the top three among the Nine Holy Lands. Why does it need to keep accounts?"
?”
"Holy Lord Qiankun, please stop joking."
"It's only seven billion, can't the Qiankun Holy Land be used?"
Joking?
Talk about your uncle's smile.
Is it funny?
Don’t you have any idea why I and the Holy Land of Qiankun are so poor?! It’s only seven billion, seventy for you! You owed tens of billions of immortal crystals before, and your damn treasure house was almost emptied out.
Bar!
Tao's face was twitching.
"At the moment, we really can't get it out."
He could only respond like this.
Xu Changsheng was even more surprised: "You disciples of Qiankun Holy Land, can't you come up with ten top-quality spiritual stones?"
“···”
Dao Yi was stunned.
I almost slapped myself on the forehead.
What the hell!
How could I have forgotten this?
Who said that to buy immortal machines for disciples, one has to ask the Holy Land to pay for them? Isn’t it good to let them spend their own money to buy them for themselves?!
The reason why I contacted Xu Changsheng in a low voice was because I wanted to purchase in bulk and get it as soon as possible to see if I could negotiate a price. It was not that the Holy Land was giving benefits to its disciples!
Besides, how many disciples are there in the Holy Land?
Although there are hundreds of billions of monks, most of them are affiliated forces, monks from small worlds under their banner.
The number of disciples who truly worship in the Holy Land will not exceed five billion.
On weekdays, those disciples' monthly reports are not issued by our Holy Land, but by their 'sects' and 'powers' themselves. If I buy the Immortal Machine now, I can't possibly buy all of theirs and distribute them for free, right?
“···”
Dao Yi thought about it for a while, and gradually came back to his thoughts.
Calculated this way, there are not as many as tens of billions of fairy crystals.
Even if all Holy Land disciples were given out for free, there would still be almost 500 million Immortal Crystals.
The price is still acceptable.
As for the other disciples, at worst they don't make any money, so they can just refine it and sell it to them at the original price.
Although OEM and other things sound unpleasant, as long as they are not sold to outsiders, but only sold to their own people, it is not unacceptable.
"right."
"Holy Land disciples must distribute it free of charge, otherwise it will not be justified."
Dao Yi was silent for a long time, thinking and settling accounts.
The monthly salary of the Holy Land disciples has been reduced by half before. If the Holy Land is now refining the Immortal Machine inside and asking them to pay for it, they will inevitably be dissatisfied. Although this dissatisfaction is not a big problem, it is not a good thing after all.
As a Holy Master, I always have to take care of the emotions of my disciples.
Therefore, invest at least 500 million immortal crystals.
others···
Wait, it's still not enough.
Five hundred million immortal crystals can still be obtained if the cash flow is slightly cut off.
As for the money from Buddhism, it's more important to wait for a while. It's more important to promote your own disciples first.
However, after distributing it to the disciples of the Holy Land, what about the other monks affiliated with the Holy Land? They have to buy it, right? If they want to buy it, they have to have the goods to sell it! Materials cost money, and activation costs money.
Even if they don’t have to prepare all of them and can sell them in batches, this first batch will still cost a lot of money, right?
Even if we only refine tens of billions of each batch and sell them, and then buy the materials to refine the next batch after all are sold, there will still be a gap of one billion immortal crystals.
Where did these billion fairy crystals come from?
The brows that finally calmed down wrinkled again, and Dao Yi said helplessly: "It's still a little worse."
He wanted to scold his mother.
But if you ask for help from others, you can only hold it in.
"Is it good to keep accounts?"
“···”
"It's a small business, and you can't afford credit."
Xu Changsheng directly stated that he would not do it.
But a pair of eyes are almost sparkling.
What an opportunity!
The opportunity has come!
This is a good business to make money. As long as you seize the opportunity, you can open up new businesses, and the money-making speed of this business is almost faster than luxury goods~! It’s wonderful.
However, Dao Yi was depressed after being rejected.
No credit? Then how can you do it yourself?
Are you going to ask other forces to borrow money? I am a Holy Lord and I owe bad debts everywhere? Isn’t that just like Xu Changsheng before? Do I still want this old face?
Is it possible to completely lose face?
"Is there really no way?"
Dao Yi refused to give up and said: "Holy Lord Xu, I know there was some gap between us before, but now, we are in a cooperative relationship."
"Whether it's the Chamber of Commerce, patents, or our later settlement in the virtual fairy city, it's all cooperation."
"And with the current speed of your Zixiao Holy Land making money, it's only a mere billion, which shouldn't be worth mentioning, right?"
"Besides, we won't keep accounts for too long. We can pay them back within ten days at most!"
"Why don't you give me some face?"
Xu Changsheng coughed dryly and sighed: "Holy Master Qiankun, what you said is wrong. Cooperation is indeed. At present, we are in a cooperative relationship. But when it comes to making money, I will never admit it."
"We make money to maintain the operation of the fairy machine, and at the same time, it is also for the love and peace of the six realms!"
Since you all say that I am for love and peace in the fairy world~
Hey, I said the same thing myself, is there nothing wrong with it?
"Although I do have some surplus money, I don't dare to spend any of it! Almost all of it is used to develop Zixiao Holy Land!"
"Currently, our Zixiao Holy Land is blooming all over the place, and many Zixiao Immortal Shops have been built. I think you know something about it, Holy Lord Qiankun. This is a huge investment! One billion immortal crystals is indeed not a small amount."
"this···"
Seeing Xu Changsheng's sincere expression and clear eyes, he believed most of it in an instant.
It's not that he is naive.
But he did understand that Zixiao Immortal Shop is now blooming everywhere, and the scale of construction is not small. With such a huge scale, the investment must be huge!
Therefore, Zixiao Holy Land may not have much money left.
Of course, this is indeed the case.
From the release of Immortal Machine to now, Xu Changsheng has earned no less than 200 billion of Immortal Crystals!
And it's pure profit.
But now, he only has more than 20 billion in cash flow~
Ahem.
"so."
"It's not that I don't help, it's just that I'm really powerless!"
Xu Changsheng sighed: "Why don't you, Holy Lord Qiankun, think of another way? Or wait a little longer. I think with the speed at which your Qiankun Holy Land makes money, it shouldn't take long to earn more than a billion, right?"
Dao Yi was speechless.
It really doesn't take long.
If you save a little, about half a year will be enough.
For me, a small retreat will be over.
But the problem is, I can wait, but my disciples can't.
Half a year is enough for disciples who are not very advanced in cultivation, especially the geniuses, to widen a certain gap.
What's more, is it still a situation of waxing and waning?
However, now it seems that we are really short of money.
Why!
Dao Yi shook his head and sighed: "I'll think of another way."
"This matter will be put on hold for now."
Seeing that he was about to hang up the video call, Xu Changsheng knew that the time was ripe.
Put it on hold for now?
The opportunity to treat your Qiankun Holy Land as a free harvest and open up new businesses is right in front of you, how can I still let you run away?
Beautiful thought!
"Huh?"
This guy let out a light sigh.
Dao Yi's attention was instantly attracted, and he paused slightly: "Holy Lord Xu?"
"Forehead···"
Xu Changsheng hesitated.
He wanted to speak but stopped.
Is there a show?!
Dao immediately became more energetic: "Holy Master Xu, we have all been honest and sincere. For this reason, if you have anything to say, just say it directly. We don't have to be too open-minded. Why are we so hesitant?"
"this···"
He sighed softly: "It's not that I don't hesitate."
"But, it also came to me suddenly, and this idea may not be safe."
"What if we discuss it?" Dao Yi quickly advised: "We won't know until we discuss whether it's safe or not, right?"
“···”
"That's true."
Xu Changsheng thought for a while, then said reluctantly: "Then I will tell you, and let Holy Lord Qiankun listen to it."
"But it doesn't matter, I'm all ears!"
"That's all it can do."
"Digital Bank, Holy Lord Qiankun, do you understand it?"
"Some understanding."
Dao nodded: "Although it is not commonly used, it is still very clear."
"I'm thinking."
"Can you temporarily borrow the deposits in the digital bank?" Xu Changsheng narrowed his eyes: "For example, I can lend you part of it. In this way, you will have funds, but... this must not be leaked!"
"After all, it is not only about the face of your Qiankun Holy Land, but also about the credibility of our Zixiao Holy Land."
"Once it is leaked, there will be big problems."
"this···"
Dao Yi was surprised.
Even if he is not a pure businessman, he still knows that there are problems with this.
Misappropriating other people's savings! This is it!
If it is leaked, the credibility of digital banks will be ruined.
He actually told himself all about this? He even intentionally took risks for himself? Aren't he afraid that he would publicize this and make everyone know about it?!
in this case.
He really trusted himself.
And I really want to help myself???
Is it possible that I have judged the heart of a gentleman with the heart of a villain?
this···
Dao Yi didn't know if Xu Changsheng was really so honest and even willing to take risks for himself, but he knew that he couldn't refuse the proposal, and if he borrowed it, he would never publicize it.
Even if I don't make the oath of heaven, I won't.
Because Qiankun Holy Land really needs this money now.
Not only that, he was also convinced that Xu Changsheng would not take the initiative to publicize this matter.
He has no motive!
The friction with myself before? This motivation is not enough!
Because this is a complete operation that damages the enemy by 500 and damages oneself by 10,000.
If it were publicized, it would be inevitable that he and Qiankun Holy Land would be embarrassed, but what Xu Changsheng would lose was the trust of users!
Even I can now see the importance of digital banking.
How could Xu Changsheng use this to trick him?
"indeed so!"
Thinking of this, Dao Yi immediately said seriously: "I am willing to make an oath of heaven."
"I will never let this matter leak out at all."
"Please, Holy Lord Xu, help me with this."
"There is no need for the oath of heaven." Xu Changsheng waved his hand quickly: "Can I still not trust you, the Holy Lord of the Universe? Even the emperors in the world are true to their word, let alone the majestic Holy Lord of the Universe?"
"I believe you."
"As long as you promise not to spread the word, I'm willing to help you."
Xu Changsheng had a bright smile. At first glance, this guy was so honest!
Extremely honest.
I almost became autistic.
I really deserve to die!
You actually suspect someone has ulterior motives?!
Holy Master Xu is so noble!
Dao Yi felt deeply guilty and blamed himself.
"Holy Lord Xu."
He stared at Xu Changsheng. Although it was a video call, his eyes were filled with tears at this moment.
It’s easy to add icing on the cake, but it’s difficult to provide help when it’s time!
What's more, I had many conflicts with Xu Changsheng before. Under such circumstances, he can still help me so selflessly. It's simply... Hey, it's so noble. If it were me, I would definitely not be able to do this.
of.
"Kindness without saying thanks!"
"Please also ask Holy Master Xu to help us in Qiankun Holy Land."
"We owe you a favor, Holy Lord Xu!"
"There is no need for favors."
Xu Changsheng shook his head and said softly: "To be honest, I have to take some risks in this matter after all, and not only myself, but also the users in our digital bank also have to take risks."
"Holy Lord Qiankun, you should understand this, right?"
I lent it to you, what if you don’t pay it back?
This is the risk!
"Of course I understand." Dao nodded: "That's why I want to thank you, Holy Master Xu."
"That was not what I meant."
"I don't want favors, and I don't want thanks either."
Xu Changsheng shook his head: "I just want to give users some protection."
"Assure?"
"right."
Dao Yi scratched his head: "How to guarantee it? What kind of guarantee?"
Xu Changsheng also began to scratch his head.
"Let me think."
"This idea is just an idea that came to me, I haven't fully figured it out yet."
"So, we have to wait a little longer."
"I'll think about it."
You didn't understand?
Behind Xu Changsheng, in the sky-viewing mirror, Sister Xiaoyou pouted her lips crazily.
I believe you as a ghost!
soon.
Xu Changsheng clapped his hands: "Yes!"
"How about this."
"I won't let you, Holy Lord Qiankun, give you anything as collateral. I trust your character, but the most basic guarantee is still there."
"What do you think?"
"That is, no matter how much you borrow, we will calculate the interest rate at 0.5% per day."
"Interest?"
"Yes, interest!"
"To put it simply, if you borrow 100 million, the interest will be 50,000 per day."
"A billion is half a million."
"And so on."
"No interest will be calculated until you have paid off the principal and interest."
Xu Changsheng smiled: "This interest is not much, after all, it is only five ten thousandths!"
"Besides, it can also give me a dose of reassurance."
"Let me lend you the money in the bank with confidence."