Chapter 270: Mouth escape! This 10 billion is mine
Chapter 270: Escape! These 10 billion are mine
Interest, five ten thousandths?
Dao Yi hesitated for a moment.
"this···"
There is no such thing as interest in the fairy world, but the algorithm is different. As for loans, there is really no such thing, so he does not understand this concept very well.
At the same time, I feel that five ten thousandths is a bit too much.
One hundred million is 50,000 a day.
One billion is half a million.
What about ten days? That’s five million fairy crystals!
Five million fairy crystals! This is a lot.
Seeing his hesitation, Xu Changsheng immediately spoke again.
You can’t let the duck that’s been cooked and brought to your mouth fly away like that!
The guy smiled and said, "What doubts does Holy Lord Qiankun have?"
"Indeed, there is some." Holy Lord Qiankun was a little embarrassed: "Holy Lord Xu, you are willing to take the risk to help our Qiankun Holy Land. I, Daoyi, are naturally very grateful, but will the five ten thousandths of the interest be somewhat...
"
It's hard for him to say it directly.
But as long as you get the idea, it's not a big problem.
When Xu Changsheng heard this, he didn't panic at all: "I understand what you mean, Holy Master Qiankun. I think the interest of five ten thousandths is expensive, right?"
Dao Yi nodded awkwardly: "The main reason is that our Qiankun Holy Land is currently short of money."
"clear."
Xu Changsheng smiled and said: "However, I don't know if you, Holy Lord Qiankun, have thought about anything."
"What's up?"
"time is money."
"Although you will have to pay a small amount of interest, it will allow you, the people of Qiankun Holy Land, to buy and use the fairy machine in the shortest possible time. Later, you can also make money through the fairy machine, right?"
"Whether it is opening a flagship store in the virtual fairy city, uploading various novels and cheats on Genesis, or even working as a Didi thug and launching a live broadcast..."
"Everything can be made money."
“The sooner you use your magical skills, the sooner you can make money.”
"Time is money!"
"Even~"
"If you, Lord Qiankun, have any good business and you are sure that you can make a fortune, or you are very sure that you can make a profit, you can use the money from the loan as an investment!"
This guy started to be very seductive.
What can you do to make money and make huge profits?
Of course it’s a loan~!
Mortgage loans, car loans, and campus loans may not be used in the fairy world, but other loans can still be used!
For example, a credit loan or something.
Or it’s a ‘immortal assistance loan’ to help cultivate immortality!
It’s normal for a big company like Qiankun Holy Land to take out a loan, right?
I have never seen so many big companies on Earth, they are all borrowing money like crazy ~
The reason why Dao Yi disagreed was that he didn't know enough about the benefits of a loan. Instead, he cared about the interest. He wanted to explain it to him in detail so that he could 'understand' it.
Are you afraid that he won’t get a loan??
“Investment?” A whole new vocabulary.
What I heard was confusing: "What is investment?"
"The so-called investment, simply put, means investing your own 'assets' and earning returns."
"Take the current situation of your Qiankun Holy Land as an example." Xu Changsheng shook his head and talked: "You are short of money now, right?"
Dao nodded.
"So, if you, Holy Lord Qiankun, find an excellent 'business', there is a 99% chance that you can make money, and make a lot of money, but doing this business will cost billions of fairy crystals."
"Investing billions of immortal crystals is an investment, and the subsequent income is a return."
"But now that we have no money, what should you do?" Xu Changsheng asked the question directly.
"This?" Dao Yi stared at Xu Changsheng, not knowing how to answer for a while.
"Why."
Xu Changsheng sighed softly and shook his head: "I don't know what it is about Holy Master Qiankun that you don't trust me. By the time we talk here, everything has become obvious!"
"There should be only three options before you."
"One, give up this opportunity."
"Two, lose face and ask someone to borrow money. But in this holy land, asking someone to borrow money... is somewhat unpleasant."
“Three~~~of course, we are looking for a loan from our digital bank.”
"Although there is interest, as long as the return you get from investing after the loan is higher than the interest, you will still make money, right? And what kind of investment can make less than 'five ten thousandths'?"
"At least a few percent, or even several times the profit, right?"
"What does the mere five percent interest count?"
"so···"
The guy paused for a moment, then said seriously: "Holy Lord Qiankun, you are a bit blind. You only see the gains and losses in front of you, but you don't think about it for a long time. Five ten thousandths, this little interest is just a drop in the bucket, not worth mentioning.
!”
Dao Yi listened very seriously.
When Xu Changsheng finished speaking, he was extremely moved.
What this guy said makes sense!!!
It seems that the loan also has to pay interest, which is a big loss, but in fact, the interest of 0.5% is nothing, as long as you can make more money with these fairy crystals ~ why not?!
Not only can they relieve financial pressure, but they can also use their money to help themselves make money.
It can also be used for emergencies!
There is nothing wrong with it no matter how you think about it.
The Tao is enlightened~!
His eyes shone brightly and he nodded repeatedly: "What Holy Master Xu said makes sense, but I am short-sighted and have never seen the benefits of the loan. I am only hesitant and entangled for the small profit."
“It really shouldn’t be!”
"How can we, the Qiankun Holy Land, hesitate to move forward for a mere five ten thousandths of an interest?"
"Holy Lord Xu!"
At this moment, Dao Yi's face was full of seriousness and he said seriously: "Please help me more! Our Holy Land of Qiankun..."
"I want to borrow tens of billions of immortal crystals!"
Dao Yi was furious.
Since five ten thousandths is nothing, and since time is money, why only lend one billion? If you want to play, play big, just give him 10 billion, and give it to the disciples of Qiankun Holy Land and its subordinates in one wave
Many forces are all equipped with magic machines!
Then, look at the situation.
Repay what you have to pay.
If you have a good investment project~
Maybe I can use this loan to make money and lend him Xu Changsheng's chicken to lay eggs for me in the Qiankun Holy Land.
How wonderful!
"Ten billions?"
Xu Changsheng's eyes lit up.
Good guy.
I originally thought that I had been talking sincerely for a long time, so I could only open a 'loan' in the immortal world. It would be good to borrow more than a billion immortal crystals, but he turned out to be so courageous?!
but···
It’s good to be courageous!
I'm not afraid that you are brave, but I'm afraid that your mother-in-law will look like a sissy.
"As expected of the Holy Lord of Qiankun!"
Xu Changsheng gave a thumbs up and marveled.
"I don't know, is it okay?"
Dao Yi felt proud.
snort!
You deserve to be me? Of course you deserve to be me. Do you think that I, the Holy Lord of the Universe, am a fool or don’t have any courage? What a joke!
I have a lot of courage.
"This, tens of billions of fairy crystals, is really a big number."
"I'm afraid, Holy Lord Qiankun, you have to make an oath of heaven."
"Whether it spreads out or not, I trust you, Holy Lord Qiankun." Xu Changsheng stared at Dao Yi, his eyes flickering: "But, after all, this is the money stored in our digital bank by the majority of Immortal World users, and I have to consider it for the users.
"
"So, Holy Lord Qiankun needs you to make an oath of heaven, and the entire Holy Land of Qiankun is making a poisonous oath. You must return it with interest!"
"This is natural!" Dao Yi responded immediately.
If you borrow money, of course you have to pay it back!
What's more, Xu Changsheng still lent me the money in the bank, which was equivalent to lending me other people's money and taking a huge risk.
What happened to making a vow to heaven?
Don't say it's Xu Changsheng.
Even though I have a very good relationship with that old bald donkey Wu Gu, when I borrowed money, I was really beaten by him, and then he had to make an oath of heaven before he would lend me money.
On the contrary, it was Xu Changsheng.
There were even conflicts between me and him, but instead of ridiculing me, he actually made suggestions for me and found solutions for me~
In this case, if I don’t make an oath to heaven to guarantee that I will return my principal with interest, then am I, Daoyi, still a human being?!
"That's good!"
Xu Changsheng sighed softly: "Please don't take offense, Holy Lord Qiankun. It's not that I don't believe you. It's just that, hey, you understand, we must always be responsible for our users!"
I made all the money for myself~
You always have to say something nice to others, right?
Xu Changsheng's attitude was very good at the moment.
These words.
Dao Yi didn't really catch a cold.
Why are users responsible? As long as they can earn resources, that's good.
But he also understands Xu Changsheng's thoughts, because this guy is originally for love and peace in the fairy world! Right? What's more, the existence of a bank is to have 'reputation'. If there is no credibility, won't the business be ruined?
Therefore, he nodded repeatedly: "What are you talking about, Holy Master Xu? I want to thank you very much."
"I will make an oath to heaven right now!"
Immediately, Dao Yi was unambiguous and immediately made an oath of heaven, causing thunder to roll in the sky.
Seeing this, Xu Changsheng also smiled and said: "Okay, then I will transfer tens of billions of immortal crystals to your personal account as Lord Qiankun. It's up to you how to use it and when to return it."
"Well, that's very good!"
Dao Yi was a little excited.
Tens of billions of fairy crystals! We will get them soon.
Although he had to repay the principal with interest, during this period, he was almost broke.
Even if it’s just a second look, it’s good!
However, he watched Xu Changsheng stop suddenly in the middle of the operation and was in a daze when he heard Xu Changsheng say: "By the way, Holy Lord Qiankun, according to what you said before, this loan should be used for refining."
Immortal-making machine, right?"
"indeed so."
"In this case, I wonder if you, Holy Lord Qiankun, need to buy the materials for refining the Immortal Machine?"
"Not to mention anything else, we still have some materials for refining immortal machines in Zixiao Holy Land. If necessary, we can talk about it first and I can transfer less to you. You can send someone over later to transfer them.
Just take the materials with you."
Xu Changsheng's abacus was crackling.
Turn the Qiankun Holy Land into a free temporary factory. They will buy the materials themselves and refine them themselves. They will not be paid for their wages. When they are done, they will also be charged the activation fee of seven top-quality spiritual stones. This is what we have to do!
Give them a loan and let them pay it back with interest. This is what we must do!
By the way, I sold the materials to them and transferred the money for the materials. I still have to do this!
That’s it~~~
cough.
Does this count as catching a sheep?
They shouldn't be bald, right?
No, no, no, it shouldn’t be so. After all, it is a holy place. It has been passed down for countless years, and its heritage is still there. If it is really not up to par, then we will demolish the other holy place~
Or there is nothing wrong with using a small world or something to pay off the debt.
Think about it one by one.
I really need it.
Moreover, a large amount of related materials are needed, and there is basically no inventory in Qiankun Holy Land, because they were all packed up and sold to Xu Changsheng at a discount.
So you really need to buy it now.
etc.
Package it up and sell it to him at a discount?
grass!!!
The corners of Daoyi's mouth began to twitch.
Damn, I almost forgot about this. Damn, I was really blaming myself just now. I felt that I had repeatedly targeted him, but he helped me like this. How sorry for him? However, the current tragic situation in our Qiankun Holy Land is all because of
Him!!!
Your uncle's.
Gan!
So angry!
But I have no choice but to buy it from him.
Because of this kind of large-volume purchase, it is quite troublesome to buy it outside.
The price will go up if you buy too much.
And these materials happen to be basically the specialties of Zixiao Holy Land.
Uncomfortable!
Dao Yi kept his depression deep in his heart and said with a loud voice: "It is indeed necessary."
"Um."
Xu Changsheng nodded: "I don't know how much you want? We won't charge you a high price here, Holy Master Qiankun. We will give you three pieces of top-quality spiritual stones according to the market price. How much do you want?"
Three top-grade spiritual stones for one portion?
Market price?!
This is indeed the market price.
But what the hell, those divine machine rings that we got from Qiankun Holy Land before were all finished products, but they were all bought by your uncle’s two top-quality spiritual stones!!!
Then you sold ten pieces of the best spiritual stones one by one.
Simply!!!
When I go in and out, my panties are all gone, okay?!
Dao Yi thought about it for a moment.
Good guy.
After the materials bought at double the price were refined into immortal machines, they were bought by two top-quality spiritual stones, which directly led to the subsequent economic crisis.
It’s not all over, now we have to come in for a loan and pay interest!
Then I borrowed the money, and if I want to use it to buy fairy machine materials, I should buy them from you, Zixiao Holy Land!!!
Damn it!!!
What the hell????
Tao was almost stupid.
The emotion and self-blame I felt just now disappeared in an instant, and my breathing became rapid.
So angry!
I'm so angry!
The most annoying thing is that even if I get angry again, I will still buy it when I should. It’s outrageous!!!
Dao Yi's voice became hoarse: "One hundred billion copies."
He now doesn't want to see or talk to Xu Changsheng anymore.
The more I look at it, the angrier I get.
I just want to end the transaction as soon as possible, hang up the video call as soon as possible, and then feel sad secretly.
Special for grandma!
"That's three billion fairy crystals. Well, it's not a big problem. In that case, I will transfer you seven billion fairy crystals and you can send someone to get the materials." Xu Changsheng responded with a smile.
"Hmm...wait a minute."
Dao Yi was about to agree, but suddenly thought of something, and then said quietly: "Otherwise, Holy Master Xu, you'd better not transfer it to me, right?"
"Why?"
"There are seven billion left, what's the use of transferring it to me? The cost for activating the magic will be exactly seven billion..."
grass!
Gan!!!
Your uncle's!
Isn’t this too outrageous?!
Dao Yi burst into tears!
I borrowed 10 billion immortal crystals without even looking at them. I borrowed money from you, and in the blink of an eye, I spent it all on you. Is there such a outrageous thing in this world?!
Hey!
There really is!
I really encountered it today.
Originally, I wanted to take a look at the tens of billions of fairy crystals, which would make me feel refreshed.
The result now looks like a hammer, but a hairy one?!
I stopped watching, and the more I watched, the angrier I became.
Damn it!
Xu Changsheng 'suddenly realized': "Oh~!!! Yes, yes, that's true. If you think you don't need to transfer as the Holy Lord of Qiankun, there's no problem. Anyway, our business has been negotiated long ago."
"When you have finished refining it, send me the magic machine, and we will activate it in sufficient quantity!"
Dao Yi: "..."
"Someone will be sent to pick up the materials later."
"Trouble, Holy Master Xu, please arrange it."
"So be it."
"I'm tired."
He even wanted to say destroy it.
It’s so uncomfortable!!!
The video call hangs up.
Xu Changsheng laughed out loud.
"This wave..."
"A win-win, well, a win-win."
That's right, you win on both sides, you win!
Use the Holy Land of Qiankun as free labor to earn hundreds of billions of immortal money, materials, and loan interest...
The key is!
I borrowed tens of billions of immortal crystals, but in the end, all these tens of billions of immortal crystals were in my own hands without even touching them~~~ They all came back to me.
What is this wave called?!
This wave is called his' Mouth Escape', which is worth at least seven to eight billion fairy crystals!!!
Because all he paid was his "saliva" and a batch of materials with a market price of three billion.
others.
There are no labor costs, sales commissions, sales time costs, etc., nothing.
What a win!
It's really a win.
At this time, Sister Xiaoyou dropped her head and said worriedly: "You have indeed earned a lot. Dao Yi is almost crying because of you, but aren't you afraid that he will be cruel and take advantage of you for lending out user deposits?"
Will the matter be made public?"
"Maybe now he wants something from you, but he won't make it public."
"But what happens next is ever-changing and no one can say for sure. What if, no, it's not what happens."
"According to my speculation, the possibility that Dao Yi will leak this time after a period of time is not low!"
"Afraid?"
Xu Changsheng said happily: "Why should I be afraid?"
"Let's put it this way."
"I'm afraid he won't spread the word!"
"this?"
"Why is this?" Sister Xiaoyou was confused.
Once someone spreads the word, it is likely to cause a crisis of trust among your own users. In the end, you are afraid that he will not spread the word?
"Because this is the new business we will launch in the future."
"Bank loan business."
Xu Changsheng chuckled: "His loan is just the beginning. Later, we will gradually open pawn and loan businesses. Not only will this matter not affect our reputation, it will become a living advertisement~!"
"Everyone in Qiankun Holy Land comes to us for a loan~"
"Isn't it reasonable for other forces to ask us for loans?"
Sister Xiaoyou gradually came back to her senses.
"For interest?"
"Roughly the same."
"But the interest rate of five percent is not high, right?"
"Five ten thousandths, not high?"
Xu Changsheng laughed out loud.
The daily interest rate of 0.5% is not high?!
And it’s ‘compound interest’~
Interest will also accrue interest the next day~!
The interest rates are almost as high as those of loan sharks. Isn’t this high?