Chongzhen looked at Kang Baiwan with a half-smile.
"Yes, there is a fatal risk in issuing bonds." Kang Wanwan looked calm on the surface, but he was panicking inside. My daughter, my daughter, whether my father is alive or dead depends entirely on your words.
"Okay, let's go in and talk." Chongzhen said.
Entering the Doctoral Hall of the Imperial College, Chongzhen rejected Chen Zilong and other scholars.
"Kang Weng, you can say it now." Chongzhen said, "What's the crisis?"
Kang Baiwan wiped the cold sweat from his forehead and said in a low voice: "The interest rate set by the Holy Lord is too high. There will definitely be a run crisis within four years. By then, the credibility of the Holy Lord and the internal funds will be seriously damaged."
Chongzhen just smiled when he heard this. It was not surprising to see this.
Many gentry merchants in Jiangnan may have noticed this.
But they will still buy bonds because they have official land as an anchor.
There are two most important things when issuing bonds, one is credit, and the other is anchoring.
As long as the credit problem is solved, the 300 million acres of official land north of the Yellow River can be used as an anchor for the national debt. Therefore, at least until these 300 million acres of official land are exhausted, the confidence of the Jin gentry merchants will not collapse, so no matter Chongzhen
No matter how many bonds were sold with the internal funds, they would all be wiped out by the gentry and merchants.
Of course, if the Ming army suffered a huge defeat, it would be a different matter immediately.
After smiling, Chongzhen asked casually: "Do you mean to lower the bond interest rate?"
"I'm afraid it won't work." Kang Wanwan shook his head, "If interest rates are low, I'm afraid no one will buy bonds."
"Then here's the problem. If the interest rate is high, there will be a bank run crisis. If the interest rate is low, no one will buy it." Chongzhen smiled and then asked, "Does Kang Weng have a good solution?"
Kang Wanwan actually had a solution: "There is a way that I might try."
"Oh?" Chongzhen became interested now. Kang Wanwan actually had something to do?
Kang Baiwan calmed down and whispered: "The Holy One can issue a decree so that the bonds purchased by the Jin gentry merchants can be freely bought and sold, and then create some news in the border towns of Xuzhou that is not good for our Ming Dynasty, and then spread the news
Go to the south of the Yangtze River to undermine the confidence of the gentry and merchants and induce them to sell their bonds."
"If it doesn't work once, do it twice."
"Until the gentry merchants in Jiangnan began to panic sell."
"Once Jiangnan Jin gentry merchants sell off, bond prices will inevitably plummet."
"At this time, the Holy Spirit can use the previously raised salary as capital to repurchase the bonds sold by the Jin gentry merchants at low prices. In this way, the bonds remaining in the hands of the Jin gentry merchants will be greatly reduced, and the crisis of the run will be eliminated."
"This!" Chongzhen was really surprised now. Isn't this just vibrating the dishes?
Although oscillation washing is not a very clever technique, it is extremely rare for an ancient person in the Ming Dynasty. The Ming Dynasty did not have such things as stock and bond markets.
There are many things that are not worth mentioning.
But no one would have thought of it until it was revealed.
It is rare for Kang Wanwan to be even half a step ahead of others.
Chongzhen said: "Kang Weng, did you really think of this?"
Kang Wanwan subconsciously wanted to say yes, but when he faced Chongzhen's sharp eyes, he suddenly felt guilty. Deceiving the Holy Emperor was a sin of deceiving the emperor, and it was a serious crime that required beheading!
"No." Kang Baiwan lowered his head and said, "My little girl thought of it."
"Your daughter?" Chongzhen was even more surprised and asked casually, "What's your daughter's name? How old is she?"
In fact, Chongzhen just asked casually, but Kang Wanwan couldn't help but start thinking wildly, right? Could the Holy Spirit have something on his mind?
"Kang Weng, I have a question for you."
Chongzhen picked up a piece of peach cake and put it in his mouth.
In the past, I only drank wine in the military camp and didn't eat much.
"Uh? Oh." Kang Baiwan woke up from his dream and said hurriedly, "My little girl's name is Xi, and she is eighteen years old."
"What? Kangxi?! Uh-huh!" Chongzhen screamed in fright, but Taosu choked into the valve and got stuck instantly. His face turned red in an instant, and the veins bulged out.
"Father!" Zhu Cihong and Zhu Cijiong rushed forward.
One of the two brothers is responsible for stretching the chest, and the other is responsible for patting the back. The operation is as fierce as a tiger.
Kang Baiwan was dumbfounded, worried and scared, thinking that if the Holy Emperor choked to death because of his words today, then he would really become a sinner of the Ming Dynasty.
At the same time, Kang Wanwan was also a little confused.
Why did the Holy Spirit react so violently when he heard his daughter's maiden name?
After a long while, under the control of Zhu Cixiang and his two brothers, Chongzhen finally came to his senses.
"Ah." Chongzhen coughed out the peach cake that had been choked into his chest, and asked Kang Wanwan again, "Kang Weng, what did you just say? Your daughter's name is Kangxi? The world is so prosperous?"
Kang Wanwan hurriedly said: "Replying to the Holy Spirit, it is not the Xi that makes the world happy, but the dawn of the morning."
"Oh, it's the morning sun. Let me tell you, there is no such coincidence in the world." Chongzhen said something Kang Baiwan couldn't understand, and then said, "Kang Weng, your daughter is very knowledgeable.
."
"Yes, my daughter has been very smart since she was a child." When talking about his daughter, Kang Baiwan's face suddenly lit up.
"My daughter learned how to calculate money when she was six years old. When she was nine years old, she learned financial management from the grassroots. When she was thirteen, she helped the grassroots take care of the family business. When she was fifteen, the grassroots handed over all the accounts of the family to her."
At the end of the sentence, he added a strange sentence: "It's a pity..."
Chongzhen said with a smile: "It's a pity that such a precious daughter is getting an advantage from other families."
"Uh, no." Kang Baiwan said hurriedly, "My little girl is still in the boudoir."
"Huh?" Chongzhen said in surprise, "Your love is eighteen years old and you are not married yet?"
"Ahem, Your Majesty, that's it." Kang Baiwan said with some embarrassment, "My little girl has been spoiled by ordinary people since she was a child. She doesn't look down on ordinary people at all, so she was delayed."
"That's right." Chongzhen suddenly turned around.
Zhu Cihong stood behind him, and Zhu Cijiong's hair stood up instantly.
Father, I don’t want it. The young lady of the Kang family hasn’t even gotten married at the age of eighteen. She must be extremely ugly. She is probably on par with the Wuyan concubine in ancient times. I don’t want my son to accept such a woman as my concubine.
This chapter is not over yet, please click on the next page to continue reading! Unfortunately, Chongzhen couldn't hear the two brothers' voices at all.
In fact, even if he heard it, Chongzhen would pretend not to hear it.
Compared with the interests of the royal family, compared with the national destiny of the Ming Dynasty, compared with the Han family's clothes and ancestral temples, the sacrifices of you two boys are nothing. What are you afraid of if you are ugly? Just take concubines in the future.
Our ancestors have long said that you should marry a virtuous wife and keep concubines for sex.
Chongzhen's eyes kept moving back and forth between Zhu Cixiang and Zhu Cijiong.
In the end, Chongzhen's eyes fell on Zhu Cixiong, and Zhu Cijiong was still a little small after all.
Letting 13-year-old Zhu Cijiong marry 18-year-old Kang Xi is indeed a bit too much. Fifteen-year-old Zhu Cixiong is just right, a female junior holding a gold nugget, right? Miss Kang's family is really a gold nugget!
But there is still a problem. Zhu Cixiang has already married a princess.
Chongzhen asked: "Xun'er, my father has always forgotten to ask you, where is the Crown Princess now?"
Zhu Cixiang replied with a bitter face: "Back to my father, after the bandits broke through the city, I met Concubine Ning once. After that, I was separated and detained by the bandits. Then I was kidnapped out of the capital by the bandits and then released by the bandits.
I have never seen Concubine Ning again."
"That is to say, the crown princess has probably fallen into the hands of Jian Nu. At this time, I am afraid that the odds are against her." Chongzhen sighed and said, "Father, please choose another crown princess for you."
Zhu Cixiang was helpless: "My sons and ministers all rely on their father to make decisions."
"Okay." Chongzhen said happily, "I think the daughter of the Kang family is very suitable."
"This." Kang Wanwan was completely stunned. His daughter would become a princess?
Chongzhen said to Kang Wanwan again: "Kang Weng, tomorrow I will ask the officials of the Ministry of Rites to go to the house to accept the gift."
"Uh, yes, the common people have accepted the decree." How could Kang Wanwan dare to refuse, and kept saying, "The common people have to go back and prepare quickly, but they don't know what matters should be paid attention to?"
Chongzhen smiled and said: "The officials from the Ministry of Rites will tell you."
"Yes, yes." Kang Baiwei responded quietly and turned around to leave.
"Kang Weng." Chongzhen waved and said, "Wait a moment, I have something else to say."
Kang Baiwan quickly turned around and bowed his head again and said: "The common people respectfully listen to the teachings of the Holy One."
"Well, from now on, the children will be the in-laws, so there is no need to be so formal." Chongzhen smiled and said, "Although I am the emperor, I can't let my son marry the daughter of your Kang family in vain, right?"
After a pause, Chongzhen said again: "I suggest you stop buying bonds."
"Huh?" Kang Baiwan was stunned for a moment when he heard this, and then looked at Chongzhen in surprise.
"At least there is no rush to buy now." Chongzhen did not explain too much and added, "But don't let your money idle. I estimate that in the past few days, all the Jin gentry and merchants in the eight prefectures and states in the south of the Yangtze River will be in a hurry to sell off their grain.
If there are more people, the price will fall. It’s better to take advantage of this opportunity to buy at a low price.”
"Buying food?" Kang Wanwan became more and more stunned.
My heart says that others sell grain for silver and then buy bonds.
But I use money to buy food. What kind of operation is this?
"Yes, buy food." Chongzhen said, "Eat as much as you can."
"If you don't have the money, you can borrow it from your business colleagues or form a partnership."
"You don't have to worry about not being able to sell the grain after you buy it. No matter how much you buy, I will buy it for you later. Of course, the premise is that the price cannot be too high and must be based on the market price."
"But I believe this business can earn at least millions!"
Kang Wanwan was confused until he left the Imperial College.
It wasn't until Kang's Courtyard in Beicheng that he finally regained consciousness.
"Dad, have you told your Majesty?" Kang Xi came forward with concern.
"I said it." Kang Baiwan looked at his precious daughter's delicate face and suddenly felt a little reluctant to let go.
The daughter I have raised for eighteen years, who is as beautiful as a flower, is about to be given to another family.
"Then, has His Majesty adopted your suggestion?" Kang Xi asked again, "I think he has."
Kang Xi was quite confident about her suggestion, and she felt that the Lord could not have a better way.
"I don't know whether your Majesty will accept it or not, but you have to accept it." Kang Baiwan sighed and said, "Girl, my father has arranged a marriage for you."
