"Is there such a thing?" Chongzhen was overjoyed when he heard this, "hurry up and send someone over."
Ma Mingluan said yes and quickly got up to arrange for the scholars to invite people.
"Father, drink tea." Taking this opportunity, Kang Xi handed Chongzhen a cup of tea.
"Okay, the Crown Princess is interested." Chongzhen nodded happily and reached out to take the tea cup.
At this time, Kang Wanwan asked cautiously: "Your Majesty, can I bid for the Ming Dynasty Arsenal?"
"My dear, do you also want to bid for the Ming Dynasty Arsenal?" Chongzhen said with a smile, "Of course you can, but you must do it in accordance with the regulations. You must bid with other merchants and don't do anything special because you are the uncle of the country."
"That's natural." Kang Wanwan nodded repeatedly and added, "Actually, it's not that I want to bid for it myself, but that I have a good friend who deals in ironware. He will definitely be very interested, and I asked for it on his behalf."
"That's no problem at all." Chongzhen said with a smile, "Anyway, follow the rules."
After saying that, Chongzhen waved to Kang Xi to come forward: "Crown Princess, come here."
Kang Xi, who had just retreated behind Zhu Cixiang, hurriedly stepped forward. Di Jin bowed and asked, "What are your orders, father?"
"Well, there is no need to be so formal when talking to your own family." Chongzhen waved his hand and said, "Bond exchanges, arsenals and other industries must be left to businessmen to organize, but there is one thing that cannot be left to businessmen. It must be
We have to do it ourselves, and it must be done by people from our royal family."
"Ahem." Kang Baiwan coughed lightly and asked, "Your Majesty, would you please step aside for a moment?"
"Oh, there is no need to avoid the in-laws." Chongzhen smiled and waved his hand, "Because you are also considered a member of the royal family, and the things the Crown Princess has to do cannot be done without your help."
Kang Wanwan said hurriedly: "Please give me some instructions from the Holy One."
Chongzhen tapped his fingers on the table: "I plan to organize the Ming Dynasty Royal Bank."
"The Royal Bank of the Ming Dynasty?" Kang Xi asked, "Father, is the bank you are talking about a bank?"
"Yes, it's a bank, but the name is different, but the business is basically the same." Chongzhen nodded, and then continued, "But compared to the previous bank, the Ming Royal Bank has one more business, then
It's exchange. After merchants deposit their money into a bank account somewhere, they can withdraw it from the bank's branches in other cities with the banknote."
"Exchange?" Kang Xi's beautiful eyes lit up instantly, and she immediately saw the endless business opportunities in it.
"By the way, there is also the Stock Exchange." Chongzhen added, "If a merchant wants to engage in bond trading on the Stock Exchange, he must first open an account and deposit money in advance. This account is not actually opened on the Stock Exchange.
Instead, it was opened in the Ming Dynasty Royal Bank, and the money was also deposited in the Ming Dynasty Royal Bank."
"That's it." Kang Baiwan felt relieved when he heard this.
Otherwise, he would really worry that he would not be able to resist the temptation.
After all, once the market exchange becomes the norm, the money deposited by merchants into their accounts will be an unimaginably huge amount. However, this money does not actually belong to the market exchange, so Kang Wanwan himself cannot guarantee whether it will happen by then.
Secretly taking the money and lending it out? After all, lending is profitable.
But now, he doesn't have to worry about it anymore.
Think about it, how could the Holy One leave such a loophole for others to exploit?
Chongzhen glanced at Kang Wanwan with a half-smile, and then said to Kang Xi: "Also, in the future, the wages paid to the border troops will no longer be paid directly in silver, but in silver notes, and the soldiers will be able to use the money to
Withdraw."
Hearing this, Kang Wanwan couldn't help but exclaimed, this skill of paying through a bank account was simply amazing.
Because once the credibility of the Ming Dynasty Royal Bank is established, the soldiers in the border towns will definitely choose to deposit their money in the bank, because depositing the money in the bank not only earns interest, but is also safe.
Otherwise, how can we march or fight if we carry hundreds of taels of silver with us? Wouldn’t we be heartbroken if we lost it?
Kang Wanwan has heard that many soldiers in Xuzhou border towns have received hundreds of taels of silver rewards!
Then, if the border town soldiers choose to deposit their silver into the Ming Dynasty Royal Bank and will not withdraw it at all in a short period of time, does that mean that the silver has not been issued?
Can't the bank use the money to lend money?
Kang Xi's beautiful eyes were also shining, and she had obviously thought of the beauty of it.
Chongzhen was also filled with emotion, thinking that there was a reason why Kang Wanwan was able to accumulate such a large business. This man's business sense was indeed very keen. Obviously, he had already seen the huge business prospects of the banking industry.
The profit point of the banking industry is that in addition to earning interest differentials, it can also use depositors' money to invest.
Chongzhen said to Kang Xi again: "Princess, you are responsible for organizing the Royal Bank of the Ming Dynasty. You need manpower to find your father. It is useless to look for me. I don't have anyone here to give you, but I want you to remember that you are
Royal daughter-in-law!”
"Yes, my daughter-in-law must remember her father's teachings." Kang Xi said solemnly, "The interests of the royal family come first in all matters involved."
Kang Baiwan lowered his head, feeling stern in his heart, thinking that this uncle was really not that easy to be, and he needed to be more cautious in the future, otherwise God knows where he would offend the Holy Emperor.
Chongzhen pondered for a moment and then said: "In addition, I want you to open a separate service for the soldiers in the border town, which is the small-amount exchange and letter mailing business. Simply put, you can remit small amounts of silver back home for the soldiers in the border town. At the same time,
Sending letters and gifts from their families back to the border town and delivering them to the border army, of course this is a paid service."
"Yes." Kang Xi asked respectfully, "Father, please give me a time limit."
"I don't have a deadline." Chongzhen waved his hand and said, "But the sooner the better."
"Yes, my daughter-in-law has already written it down." Kang Xi said, "My daughter-in-law must do it as soon as possible."
Chongzhen turned his eyes to Zhu Cixiang again and said with a smile: "Xian'er, please don't go north yet. When the Crown Princess has prepared the Nanjing Head Office of Ming Dynasty Royal Silver and goes north to Xuzhou to prepare the Xuzhou branch, you can follow her northward."
Chongzhen was still very satisfied with Zhu Cixiang, the crown prince, and it didn't matter if he went north a few days later.
Anyway, it is impossible for the slave-building army to go south before October, so these three months should be regarded as the honeymoon for the prince.
This chapter is not over yet, please click on the next page to continue reading! Zhu Cixiang muttered twice, and finally said to Zhu Cijiong: "Third brother, while I am away..."
But mid-sentence, Zhu Cixiang stopped talking, and Zhu Cijiong said angrily: "Brother, I'm only thirteen years old, why are you asking me to take care of my father? My father takes care of me."
Chongzhen and Zhu Cixi laughed loudly when they heard this.
After several months of getting along, father and son have become extremely harmonious.
Wang Chengen, who was standing by the side, was already not surprised by this, but Kang Wanwan and his daughter were secretly wondering, wondering why the Holy Emperor was so close to the prince and Prince Ding? Didn't it mean that there was no family affection in the Tian family?
Taking advantage of this opportunity, Kang Wanwan asked cautiously: "Your Majesty, can I open a bank account?"
"Do you also want to open a bank account?" Chongzhen looked at Kang Wanwan with a smile. Just when Kang Wanwan was about to give up due to the pressure, Chongzhen said again, "Yes, but not now."
Kang Baiwan couldn't help but breathed a sigh of relief when he heard this, thinking that he had just asked this unnecessary question.
Chongzhen then said: "When the Crown Princess sets up the Ming Dynasty Royal Bank and perfects the rules, I will allow private merchants and gentry to also open bank accounts. I also understand that I cannot take care of the Ming Dynasty Royal Bank alone."
, only when a hundred flowers blossom in the banking industry can we promote the prosperity of all industries in the Ming Dynasty."
In addition to being driven by the military industry, industrial development must also be supported by capital.
The Ming Banking Industry is the driving force that provides capital to all walks of life.
These are the two legs that Chongzhen prepared for the Ming Dynasty's industry. One is the promotion of the military industry, and the other is the blessing of the banking industry. Chongzhen believes that with these two legs, all walks of life in the Ming Dynasty will surely usher in great development.
Although he is a time traveler, it seems that this is all that Chongzhen can do.
…
After talking for a while, Ma Mingluan led a barbarian with a hooked nose and red skin in.
Ma Mingluan first saluted Chongzhen and then said with a smile: "Your Majesty, it is a coincidence that when I returned to the inner palace, this red fan happened to post again, so I found him so quickly."
"Correction, I am not a red man, I am Portuguese, and my name is Bu Mige." The Yi man was a little unhappy and said in a slightly stiff Chinese.
"Okay, okay, it's just a name." Ma Mingluan curled his lips and said, "This is His Majesty the Emperor of our Ming Empire, why don't you salute quickly?"
"Oh, God, I'm so sorry. I didn't mean to be careless."
Bu Mika was shocked when he heard this and quickly knelt down on the ground to pay homage to Chongzhen according to Chinese etiquette.
Europeans during this period were still very humble towards the Ming Dynasty, and they would kneel down devoutly when asked to do so.
"Priest Bumicha of the Diocese of Macau, Kingdom of Portugal, on the orders of Bishop Bamido and Governor Shirobao, came to see His Majesty the Ming Emperor and requested the renewal of the trade agreement."
Now, we are back to Chongzhen’s knowledge realm.
Chongzhen did not memorize much engineering knowledge, but quite a lot of historical knowledge.
For example, Portugal at this time was having a very difficult time.
The Portuguese colonies in Ceylon and Malacca were robbed, and trade routes were almost cut off.
Chongzhen asked with a smile: "Bu Mijia, have you Portuguese people had a hard time in recent years?"
Bu Mika was slightly shuddered in his heart, but his face remained calm as he said, "Why does His Majesty the Emperor think so?"
"It's very simple." Chongzhen said with a smile, "The Dutch are frantically snatching your colonies, and the Spanish don't want to see you Portuguese anymore. Now the trade routes between Macau, Malacca, and Ceylon are almost cut off by the Netherlands, so Shi Luobao is
You will be sent to test our Ming Dynasty to see if Ming Dynasty intends to abrogate the trade agreement with Portugal and Macau and sign a new trade agreement with the Netherlands, right?"
Bu Mika no longer dared to look into Chongzhen's eyes.
Because he was worried that Chongzhen would spy on his thoughts.
"I don't know why His Majesty the Emperor said that? But what I want to say is that the trade routes between Macau and Malacca, Ceylon and even Portugal are unimpeded. If the Ming Empire abolishes the trade agreement with Macau, the Ming Dynasty will suffer the most.
Of course, we in Macau will also suffer losses, and the losses will not be small."
PS: There is still a chapter not yet written, I will update it tonight.
