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Chapter 1137? Bank?

Huang Youwei knew Lu Feng very well, and his methods seemed transparent to him. Even though multiple sources revealed that Lu Feng had quit, Huang Youwei still didn't believe it.

"Let him wait for a few more days. Based on my understanding of Jiafeng Group, they have to launch mobile phones after the Chinese New Year. The time is very tight. He must find a way out and find a major market first. The next year will be slower.

We will slowly open up markets in other provinces." Huang Youwei said firmly.

Lu Feng seemed to have found his happiness. Anyway, his big plane was parked there. Not to mention buying some things, he could even buy half of the shopping mall and take it away.

In addition to enjoying every day, I just do various shopping, and I also bought myself a Ferrari sports car. Although the first Ferrari in the country was bought by Li Xiaohua, Lu Feng’s car is also among the top five in the country.

Two days passed by in a flash, and no one contacted him at all. It seemed that Lu Feng had done something wrong on his own, and Huang Youwei had completely ignored him. Now it was up to him to see who could beat whom.

The story of Huang Youwei's open-mouthed trick on Lu Feng was widely spread in the city and province. People who originally thought that Lu Feng was having an affair with Huang Youwei were confused now. A few days ago, many local businessmen handed over their business cards.

Dinner invitation, want to get closer.

As soon as he heard that Huang Youwei had killed his 'own son', Lu Feng seemed to be alone in his family for the past two days, with no one paying attention to him at all.

Two days passed by in a flash, and the financial gathering officially started. Not many people came this time, only thirty or forty people in total. There are still too few domestic people with enough money to invest in overseas markets.

At around ten o'clock in the morning, Lu Feng took a car to the venue. When he arrived, he found that most of them were well-known people, including Mr. Mou, who is known as the richest man in mainland China, Shi Yuzhu of Giant Group, and many others.

Mr. Liu from Lenovo was greeting everyone. When he saw Lu Feng coming, he walked over and said politely, "I didn't expect Mr. Lu to be here too?"

"I happened to be here recently. I heard that there was such a party, so I came to attend." Lu Feng asked him: "Don't you see that Mr. Liu also wants to invest in overseas markets?"

"I'm just joining in the fun, mainly to get acquainted with you, Lao Shi. This is Mr. Lu, who is very popular in the local area these days." Mr. Liu introduced him helpfully.

"I only read your news in newspapers in the past few years. When we meet today, you look so young." Mr. Shi shook Lu Feng's hand and said, "We are all old."

"If you say that, I'm even older." Mr. Mou teased, "I met Mr. Lu a few years ago. At that time, Jiafeng Group had not developed to what it is today."

Many of them were old acquaintances, and when chatting, they did not forget to inquire about the quarrel between Lu Feng and Huang Youwei. Lu Feng could only laugh and deny that there was any relationship between the two.

As the scene officially began and everyone took their seats, a vice president of international finance took the stage to introduce the prospects of overseas investment, focusing on US stocks and overseas commodity futures as a supplement. He talked about the development prospects of global finance and the investment logic of various countries in the next ten years.

These people at the scene actually have little interest in investing overseas. They know very well how they made their fortune. They are like pigs in a pigsty who gained weight by being favored and eating a few more bites of food. Letting them out now is equivalent to

Fight the wild boar outside.

In this era, there are many people who are getting rich, but not many people are taking the long term. The most important thing for these people to be able to take the long term is to have self-awareness, which is very important.

The talk on the stage was heated, and he kept implying that as long as you invest in overseas stocks, the minimum annual return is at least 50%, there are professional traders in charge, and the funds are large enough, you can select a few good stocks and make money like water, without mentioning the funds going overseas.

handling fees and asset management fees.

Everyone in the audience was whispering to each other and building relationships with each other. Lu Feng sat next to Shi Yuzhu. The two of them were not familiar with each other, so they had nothing to say.

"Mr. Lu has spare money to invest?" Mr. Shi said first.

"I have some spare money." Lu Feng replied casually.

Jiafeng Group pays dividends every year, and Jiamei Foods also pays dividends. The money is paid directly to Lu Feng's personal account. Regardless of Jiafeng's annual dividends of hundreds of millions, most of the money goes to the top management who hold the majority of shares.

In addition, Lu Feng still has his salary, and after Schroders Group took a stake, Zhu Lidong, Wei Yandan and other senior executives will not save as much money on things as before.

Lu Feng also turned a blind eye to many things. People like Zhu Lidong were all human beings, so they naturally left some for Lu Feng.

All kinds of miscellaneous money are gathered in one account. Lu Feng's food, drink and other expenses over the years are all accounted for by the company. A rough estimate shows that Lu Feng's personal assets are as little as 200 million.

Lu Feng is still busy with the company's affairs. If he really bothers to turn the company's money into personal money, let alone two hundred million, two billion is a small amount.

Although it is now said that the richest man in mainland China is Mr. Mou, many people in the circle are also talking privately that the richest person should be Lu Feng. But when Jiafeng makes up a fictitious investment project overseas, the money he spends is US dollars!

"To be honest, I really envy you, you are so young and you are so rich. From my point of view, this overseas investment is not very reliable. Going to other people's territory is not as good as your own family after all. We are our biological sons here.

I went over there and I have a biological son." Mr. Shi glanced at Lu Feng and said, "It's better to invest in the mainland."

"This is the truth. Stocks are too weak. If you buy them, they will fall. If you try to make up for it, Nuwa will probably have a headache when she sees it, let alone a mere mortal like us." Lu Feng sighed and said: "Stocks are like love, always

It’s when you see someone else’s red book and it’s your turn to be green.”

Mr. Shi laughed and said: "It seems that Mr. Lu has been speculating in stocks a lot. If you really want to invest, I have a good project on hand now. I am short of a capable partner. I don't know what Mr. Lu thinks about setting up a bank."

How about it?"

"Bank?" Lu Feng was slightly surprised. What instantly appeared in his mind was Minsheng Bank. This was the first private bank in mainland China. It also has a loose license. More than 20 years later, Mr. Ma would have lost his head.

Can't get a banking license.

"That's right!"

"I'm very interested in this. As long as we start it, it will be a sure-profit business for banks. Then some corporate loans, bridges, and mortgages can be done in our own banks. Firstly, I can feel at ease, and secondly, I can also increase

The strength of our own bank." Lu Feng said happily.

"If Mr. Lu is interested, we can talk after lunch."

At half past eleven, as the crowd gathered in small groups chatting and heading to the restaurant, Mr. Shi and Lu Feng were walking together. When they were about to reach the door, they called a middle-aged man over and introduced: "This

It’s Mr. Liu, the chairman of New Hope Group! Mr. Lu is very interested in investment banking matters.”

Mr. Liu looked at Lu Feng, shook hands and said, "I've heard of you. Our Changhong had a lively fight with you in the past few years."

"It's just friendly competition." Lu Feng said politely.

Mr. Liu is a well-known figure in the Sichuan and Chongqing regions. Nowadays, enterprises are divided among provinces. A company that may be well-known in the local area has never been heard of in another province.

We were polite to each other for a while, went to the restaurant to eat, and talked about the bank. The state-owned enterprises took the lead in this matter. They can invest, but at most they can be directors on the board of directors. As for how the license came from, you can tell these things

Don't ask, there are people with good hands and eyes who can handle it.

"I want to see the business plan, is there any?" Lu Feng asked.

Mr. Liu frowned slightly and said, "We people are out to play with real money, why do we need a plan?"

"That's true, but what about the equity?" Lu Feng asked.

After a meal, Lu Feng understood almost everything. Now he just has a general plan. They can't make too big a decision, but they can't have too many board members, so the threshold is relatively high. The minimum investment is 100 million, and the overall start-up capital is 200 million.

After the bank was established, it mainly focused on lending to small and medium-sized enterprises. It could also absorb and store funds, sell fund products, and financial products on behalf of others.

Compared with state-owned banks, the only difference is that reserve requirements are higher.

The gap is not big now. There is still 15% of the equity that no one has subscribed for. It requires about 200 million in funds. As for the total equity of 2 billion, why does 15% require 200 million? Others have not followed.

Lu Feng explained.

"This is a good project, I'll vote for it!" Lu Feng agreed without hesitation.

As for the mismatch between funds and equity, Lu Feng didn't ask a word. Sometimes suffering a loss is a blessing. Even if Lu Feng doesn't want to suffer this loss, others will be able to find someone who is willing to suffer a loss later.

Not many people attended the afternoon course, so we found a secluded place to talk about this matter. In the evening of that day, Lu Feng signed the investment letter of intent and had a dinner together in the evening.

In the municipal administration, Huang Youwei had almost finished handling the matters at hand. He rarely sat in the office to take a rest, but looked at the clock on the wall with dull eyes.

"It's almost done. It's been a few days, aren't you in a hurry?" Huang Youwei stared at the month plate under the clock and muttered: "The Chinese New Year will be here soon, and we have to sign a contract later. We have to hold a ceremony and invite reporters to take pictures.

If you delay taking a photo, you won’t be able to go back on New Year’s Eve.”

Huang Youwei opened the drawer with a slight upset, took out a cigarette and lit a cigarette. He really didn't know what Lu Feng was thinking now. It would be a pity if Jiafeng Group really died. To be honest, it would be a pity.

Halfway through his cigarette, Huang Youwei picked up the phone on the table and called the secretary's office. After a while, the secretary came in and said, "I called the organizer and asked, and they said he didn't attend in the afternoon. He was talking to a few bosses.

We went out and seemed to be talking about something."

Huang Youwei laughed when he heard this, leaned back on his chair and said: "I just said that this kid is very naughty. He went to attend some financial party and ran away in the afternoon. Don't worry, you will have to call me tomorrow at most."


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