Chapter 489 Yuan Xudong borrowed 20 million from Xue Kexin
Chapter 489 Yuan Xudong borrows 20 million from Xue Kexin
After three rounds of drinking, Yuan Xudong and Shen Mingbao kept smiling politely. They ate food and drank wine while quietly listening to Chen Tonggang's eloquent talk. Yuan Xudong finally understood that Chen Tonggang was a typical poor man.
He was rich and had forgotten his origin. Xue Kexin packaged him as a young talent and made him attend two online classes of the CEO class of Pearl River Business School. He really regarded himself as the CEO and scolded Fang Qiu in his words.
It's as if he is really a self-made business elite. For someone like him who can't see his own position clearly, Yuan Xudong's choice is to praise him highly. Whatever he says will be whatever, as long as he and Xue Kexin are happy.
.
Yuan Xudong flattered Xue Kexin and Chen Tonggang. Both Xue Kexin and Chen Tonggang were very happy, especially Chen Tonggang. He had no status at all among Xue Kexin's father and friends. No one took him seriously, but Yuan Xudong gave him such
He was greatly respected by others, and he couldn't help but be very excited. He introduced Yuan Xudong as his confidant and said with a smile:
"Sister Mingbao, Mr. Yuan, I have an asset acquisition plan. I studied it all night last night. I decided to put all my energy into the pursuit of wealth. It doesn't matter that the advertising company is in recession now. Carnegie said that when raising funds
When funds are most difficult, you have to purchase a large amount of assets, so I studied the asset acquisition plan last night and share it with you!"
"What about the money? Where does the money for asset acquisitions come from?"
Looking at Chen Tonggang talking eloquently, Yuan Xudong couldn't help but ask a few more questions. As a result, Chen Tonggang actually said boldly:
"This is the crux of the matter, Mr. Yuan, do you want to invest in Zhirui Tianjie? My entire asset acquisition plan requires about 100 million yuan. You should be able to come up with 100 million yuan, right?"
Glancing at Chen Tonggang with a serious face, Yuan Xudong smiled. This was really a big-tailed wolf. He asked for a hundred million investment. If it weren't for Shen Mingbao's face, Yuan Xudong would have left long ago. He smiled meaningfully.
road:
"Boss Chen, have you ever heard of why not eat minced meat?"
Hearing Yuan Xudong's faint ridicule, Xue Kexin's expression changed slightly. Shen Mingbao glanced at her, and then couldn't help but twist Yuan Xudong's thigh under the table. Yuan Xudong was also unwilling to be outdone. He knew that there would be no good feast, if it weren't for Shen Mingbao
, he was too lazy to waste so long time with Xue Kexin and Chen Tonggang, and he felt angry, so he lifted up Shen Mingbao's pleated skirt under the table, and also twisted her thigh, just as Yuan Xudong and Shen Mingbao were exerting force on each other.
At that time, Chen Tonggang, who finally noticed that the atmosphere on the table was a bit subtle, asked with some confusion:
"Why not eat minced meat? What do you mean?"
Although he knew that Chen Tonggang was a fool, Shen Mingbao really didn't expect that he would be such a fool. He didn't even know the allusion about why he didn't eat minced meat. Seeing that Xue Kexin looked ugly and obviously didn't want to talk to Chen Tonggang, Shen Mingbao followed
He explained:
"This is an allusion to Emperor Hui of Jin. It tells that there is a famine in the country and the people are about to starve to death. Emperor Hui of Jin is still asking, why don't everyone drink meat porridge?"
"Oh, I get it!"
After listening to Shen Mingbao's words, Chen Tong just nodded and suddenly realized:
"So my asset acquisition plan is just meat porridge?"
"Sorry, I need to go to the bathroom!"
Really couldn't bear Chen Tonggang's humiliation, Xue Kexin stood up and said something, and then walked to the bathroom. Seeing that Xue Kexin seemed unhappy, Chen Tonggang was also a little confused. At this time, Shen Mingbao also stood up from his seat.
He stood up and said:
"I'm going to the bathroom too!"
Seeing Xue Kexin and Shen Mingbao leaving one after another, Yuan Xudong looked at the somewhat confused Chen Tonggang and smiled:
"I heard from Mingbao that you used to be a fitness instructor. Let me give you a suggestion. If you feel that your abilities are not enough, then work in the industry you are most familiar with. Fitness is also a very good project, isn't it?"
"Do you think so too?"
Hearing Yuan Xudong talk about fitness, Chen Tonggang's eyes lit up slightly, but in an instant he retreated and said:
"But Kexin and her family look down on the fitness industry. If I can't prove my ability at Zhirui Tianjie Company."
After listening to Chen Tong's complaint, Yuan Xudong smiled and said:
"In fact, every industry can prove itself. Instead of running into obstacles in unfamiliar industries, why not try your own profession?"
Seeing that Chen Tonggang was a little moved, Yuan Xudong continued to persuade:
"You can open one gym, then two, three, ten, or a hundred, and make it bigger and stronger step by step, and finally successfully go public and become a billionaire.
Is it possible to become strong in the industry by trial and error?”
Hearing what Yuan Xudong said, Chen Tonggang's eyes became brighter and brighter. His first job was as a fitness instructor. He also likes fitness. Compared with the advertising industry, he is more familiar with the fitness industry. In fact, most people are
In this way, he doesn't like to go into completely unfamiliar industries, but likes to stay in the circles he is familiar with. Chen Tonggang is naturally such an ordinary citizen, and he knows many people in the fitness circle. If he can make a big splash in the fitness circle
Hong Tu, to put it elegantly, means returning home in fine clothes. He can show off in front of his former friends. To put it simply, he just likes to show off, especially in front of those who knew him before. On the one hand, he hates showing off.
Rich people, on the one hand, want to show off like them so that everyone will admire his achievements and think he is an excellent person.
All in all, Yuan Xudong's words touched his heart, but the last thing he worried about was the opinion of Xue Kexin's father. Thinking of this, he looked to Yuan Xudong for advice:
"But Kexin's father and I have made an agreement to earn 10 million yuan in the next year. If we can't do it, he won't agree to me and Kexin being together!"
"This is simple, I can help you do it!"
Looking at Chen Tonggang with expectant eyes, Yuan Xudong smiled and said:
"You can open a gym first, even if it is not open, then recruit a group of salesmen and ask them to sell memberships. You promise to give them high commissions and use future time to exchange for current profits.
Then use the money to open new gyms and recruit new sales people, and the cycle continues like this. As long as the capital chain is not broken, your fitness empire can continue to expand infinitely, and eventually it will open all over Beijing.
What do you think of China, or even the whole world?"
Listening to Yuan Xudong's narration, Chen Tonggang's eyes shone with infinite brilliance. He felt that this plan was great. It was similar to selling fitness classes before. He sold the classes first and then used the customers' money to develop the business.
Thinking of his own career, he looked at Yuan Xudong and said excitedly:
"Mr. Yuan, thank you. How about we work together? I will be the CEO of the company and you will be the vice president."
"That's not necessary. I'm very busy right now and don't have the time or energy to start a business. You can do it alone!"
Hearing that Chen Tong was about to pull him to do it together, Yuan Xudong refused without thinking. Just kidding, only fools play with you. This thing is probably illegal fund-raising. Do you understand MLM?
Of course, this is somewhat different from MLM. As long as you can provide good service, it is not impossible to do business according to the model Yuan Xudong mentioned. Isn't that what selling a house is like?
However, if the capital chain is broken, it will be an unfinished building incident. Yuan Xudong glanced at the excited Chen Tonggang. According to this guy's ability, it will most likely end in tragedy. Yuan Xudong's purpose is not to punish him, but to punish him.
It is the owner of Zhi Rui Tianjie behind him, that is, the listed company of Xue Kexin's family. If he randomly arranges a chess piece, there may be unexpected gains?
Looking at Chen Tonggang who was still excited, Yuan Xudong smiled slightly and said:
"Director Chen, otherwise, in order to support your fitness business, I will personally invest five million yuan in you as the start-up capital of the project. Of course, I will lend you the five million yuan temporarily. The borrowers are you and Xue Kexin
Miss, if you can't repay it, then Miss Xue will pay it back, and the interest will be calculated according to the interest rate of the bank loan. What do you think?"
"this."
Hearing that Yuan Xudong was willing to lend him five million yuan to develop his fitness business, Chen Tonggang hesitated for a moment. Just when Yuan Xudong thought he was not too stupid, Chen Tonggang looked at Yuan Xudong and said with embarrassment:
"Mr. Yuan, isn't this five million yuan a little too little?"
"Yes, it's just a little missing!"
Looking at Chen Tonggang, who has a big appetite, Yuan Xudong smiled and said:
"In this case, if you ask Miss Xue to write me an IOU, I can lend you up to 20 million yuan. Of course, it is best to have some collateral. Our friends are friends and business is business, right?"
"Yes, yes, I can understand. Our friends are friends, and business is business. I will discuss it with Kexin later!"
"Okay, then I'll congratulate Director Chen in advance!"
"Thank you, thank you Mr. Yuan!"
"It's okay, it's a trivial matter!"
When Shen Mingbao and Xue Kexin came back from the bathroom together, they saw Yuan Xudong and Chen Tonggang chatting happily. They couldn't help but be a little surprised. The atmosphere was always good. After eating and drinking, Yuan Xudong and Shen Mingbao returned to Rose
At the garden, Xue Kexin and Chen Tonggang also went home together. On the way to send Xue Kexin home, Chen Tonggang told Xue Kexin the business plan that Yuan Xudong told him. Of course, he modified it slightly, and the plan changed.
He came up with it. Yuan Xudong's only role was to admire him and was willing to lend him 20 million yuan to start a business. The premise was that Xue Kexin would borrow it and provide some valuable collateral.
After talking about the plan, seeing that Xue Kexin was still hesitant, Chen Tonggang said immediately:
"Kexin, your father asked me to earn 10 million yuan in one year, but all the orders from the advertising company were lost. It is impossible for me to earn 10 million yuan in the next year. As long as I have Mr. Yuan's two
If I use 20 million yuan to earn 10 million yuan, it will be very simple!"
"But doing business is risky. What if you lose money?"
"Kexin, don't you believe in my ability?"
Seeing Xue Kexin doubting himself, Chen Tonggang immediately said in annoyance:
"I'm just not familiar with advertising companies, so I lost money. But I'm familiar with fitness. I'm the best fitness coach. I also know many friends in the fitness industry. I will definitely succeed this time. Do you believe in me?
?”
"Of course I believe you, but..."
Xue Kexin hesitated for a moment and said:
"I don't have any valuable collateral. Twenty million yuan is not a small amount of money, and I can't let my father know."
"Kexin, if you think about it carefully, is there anything particularly valuable about the house, jewelry, etc.?"
"House, jewelry?"
Hearing Chen Tonggang's reminder, Xue Kexin's eyes brightened and she said:
"There is jewelry in the safe at home, but"
After thinking about it, Xue Kexin finally did not say that those jewelry were the relics left by her mother. She looked at Chen Tonggang and said:
"Tomorrow you accompany me to my house. Then I will hold my dad and you go to get the jewelry from the safe in his study. The password of the safe is my birthday!"
"this"
When he heard that he was asked to steal the jewelry, Chen Tonggang hesitated and said:
"Is this considered stealing?"
"Those jewelry belong to me, they are just put in my dad's safe for temporary storage. Don't worry, he usually won't open the safe to look at it for a long time. We can just put it back when the time comes!
"
"Okay, then tomorrow, I'll go back and prepare properly now!"
"OK Bye!"
"Bye-Bye!"
Just when Xue Kexin and Chen Tonggang were discussing how to steal their own jewelry, Yuan Xudong and Shen Mingbao returned to the villa in the Rose Garden. Needless to say, what happened next was for their own enjoyment.
At the same time, in order to punish Shen Mingbao, Yuan Xudong couldn't wait to hold her up to the top floor, and taught her a harsh lesson all night long, making her cry sadly all night long.
On the afternoon of the next day, Yuan Xudong received Xue Kexin and Chen Tonggang in the villa in the Rose Garden. Shen Mingbao was not there, and she was still working overtime in the company. At the same time, Xue Kexin did not want Shen Mingbao to know about the mortgage loan, but Yuan Xudong did not care.
, looking at the jewelry and real estate certificates that Xue Kexin used as collateral, Yuan Xudong was noncommittal and just smiled lightly:
"Ms. Xue, I wonder how much money you want to borrow?"
"Twenty million, we will borrow twenty million!"
Before Xue Kexin could speak, Chen Tonggang, who was sitting next to her, said impatiently. Yuan Xudong glanced at him, and seeing that Xue Kexin didn't object, he smiled and said:
"It's no problem to borrow 20 million, Miss Xue, could you please write me another IOU?"
"It should!"
Looking up at Yuan Xudong, Xue Kexin was still a little uncomfortable. This was the first time she had borrowed money from others since she was a child. She took out the already written IOU from her bag and handed it to Yuan Xudong. Xue Kexin said:
"If you borrow 20 million yuan and the loan period is one year, the interest will be calculated based on the one-year bank loan interest rate, right?"
"Yes, but I have to add one more thing!"
After looking at Xue Kexin, Yuan Xudong added:
"If you can't repay the loan on time after one year, I can dispose of these jewelry and your house as I please, okay?"
"No problem, if I really can't pay back the 20 million, all these jewelry and houses will be yours, you can do whatever you want with them!"
After saying that, Xue Kexin wrote this on the IOU. She thought it was quite reasonable. It is only natural to pay back debts, and she did not think that she would not be able to repay the money, even if Chen Tonggang's business failed.
It's only 20 million, how can her father ignore her as an only daughter?
Handing the rewritten IOU to Yuan Xudong, Xue Kexin glanced at the jewelry placed on the coffee table with a somewhat complicated expression:
"Mr. Yuan, please take good care of these jewels. I will redeem them as soon as possible!"
"Okay, I will take good care of it!"
After everything was settled, Yuan Xudong locked all the jewelry and real estate certificates brought by Xue Kexin into the safe of the villa, and then accompanied Xue Kexin and Chen Tonggang to a nearby bank and transferred two thousand yuan to them.
Ten thousand yuan.
Looking at Chen Tonggang who was beaming with joy and Xue Kexin who had a complicated expression, Yuan Xudong smiled, and then it was up to them. Although Yuan Xudong was not optimistic about Chen Tonggang, what if he succeeded?
If he really has that ability, Yuan Xudong would not mind continuing to invest in him, but there is a high probability that he will fail. For starting a business, money is indeed very important, but the people who start the business are also very important.
Yuan Xudong doesn't think Chen Tonggang has any shining points. Of course, this is from a man's point of view. From a woman's point of view, Chen Tonggang still has some advantages. After all, little puppies are attracted to women. This point can be seen from Xue Kexin