Chapter 684 Bonds and Investment (Please subscribe)
Many people thought that this great drama was directed and performed by the court officials and the emperor.
And no one could have imagined that the civil and military officials of the entire dynasty were basically unaware of this matter!
Everyone is being manipulated by the emperor!
Many people have realized that the Ming Dynasty was responsible for the extermination of the Confucius family.
However, no one dared to reveal this matter.
First, because the emperor's decisiveness and ruthlessness in exterminating the Confucius family shocked everyone.
On the other hand, it was also because Zhu Hongyu threw the hat of Yan Shenggong to Quzhou Nankong, and also passed the blame to Ao Bai.
The former is an explanation to the people of the world, and the latter also gives the people of the world an object to vent their anger.
That's enough!
In today's situation where the restoration of the Ming Dynasty and the unification of the world have become a foregone conclusion, no one would be really stupid enough to compete with Zhu Hongyu on such a matter.
What if you take it seriously?
At best, Zhu Hongyu's reputation would be damaged, and they might have to risk the lives of their whole family.
The emperor can send people to secretly destroy the Confucius family. Who can guarantee that it will not happen again in Jiangnan?
Now that the Confucius family has been exterminated, it has become an established fact. There is really no need for it not to be!
The only thing they dare to do is to leave a few strokes in the history of the country, leaving a space for future generations to imagine.
That's all!
As for talking about other things, forget it!
After all, no one wants to die, right?
Even Zheng Chenggong was instantly stunned after learning the news.
But then it dawned on me!
No wonder he had never seen Zhou Tianxu, the Commander of the Royal Guards, beside Zhu Hongyu during this period of time.
It turns out that Zhou Tianxu is leading a team to Shandong!
…
"Dad, have you heard about the news circulating in Nanjing today?"
Outside Nanjing, the Wang Family Manor.
Wang Ding, the eldest son of the Wang family, who was dressed in brocade clothes, approached his father's ear and asked cautiously.
Wang Wenzhong, the head of the Wang family, glanced sideways at his eldest son, snorted in his nostrils, and said.
"What's up?"
Wang Ding lowered his voice and said.
"Father, this is about Qufu!"
"There are rumors in Nanjing that the extermination of the Yanshenggong Mansion in Qufu was not done by Ao Bai, but by the Ming Dynasty!"
Wang Wenzhong frowned subconsciously, snorted coldly and said.
"Then what?"
"What does this have to do with my Wang family?"
Wang Ding was asked by his father. Indeed, it was the Kong family in Qufu that was exterminated. What did the Wang family have to do with it?
But Wang Ding's talkative nature took over and he couldn't help but continue mumbling.
"That's Duke Yan! He's a descendant of Saint Kong!"
Wang Wenzhong was immediately angered by his eldest son, and said with a sneer.
"What happened to Duke Yan? What happened to the descendants of Kong Sheng?"
"Do you want me, the Wang family, to be buried with the Kong family?"
Wang Ding was startled by his father's tone and just said tremblingly.
"No...don't want to!"
Wang Wenzhong gritted his teeth and said in a very serious tone.
“It’s okay if you don’t want to!”
"From now on, no matter what you hear, you must keep it in your stomach!"
"Don't talk nonsense to others. If someone asks, you can only answer "I don't know, I don't know, I don't understand!"
"Understood?"
Wang Ding saw his father being so serious and realized the seriousness of the matter.
He said hurriedly.
"yes!"
"Yes Yes!"
"Father, I understand!"
When Wang Wenzhong saw this, he nodded slightly with satisfaction and snorted coldly.
"Get out of here!"
"In the near future, you should not go out and stay at home. If you want to go out, wait until after the new year!"
Wang Ding did not dare to refuse his father and hurriedly agreed.
After Wang Ding left, Wang Wenzhong let out a heavy breath.
Wang Ding can hear the news, how could he, as a father, not know it!
I just don’t dare to say it and don’t want to say it!
Whether the Confucius family is destroyed or not is none of the Wang family's business.
If the Wang family doesn't want to get into trouble, it's best to pretend they don't know anything.
Wang Wenzhong has lived for most of his life and knows well that doing more is worse than doing less.
While Wang Wenzhong was thinking about these messy things, his second son Wang Huo asked for an audience outside.
Wang Wenzhong opened his mouth and called his youngest son, who had always been a capable child, in front of him and asked.
"What happened?"
Seeing the confusion on his son's face, Wang Wenzhong couldn't help but ask.
Wang Huo frowned and reported the problem to his father.
"Father, didn't our Wang family purchase a batch of bonds from the imperial court some time ago?"
Wang Wenzhong nodded and asked.
"What's wrong? Is there something wrong with these bonds?"
Wang Wenzhong thought it shouldn't be right. Aren't bonds the same as the bonds of hell that the imperial court borrowed from rich merchants like them?
He just bought it, and he didn't even prepare for the court to pay it back. What else could happen?
Does the court want to pay back the money?
Wang Wenzhong suddenly thought of this possibility that he thought was absolutely impossible.
As a result, Wang Wenzhong heard his son speak.
"Father, just now, my son received a notice from the court, asking us to take the bond purchase certificate and go to the Ming Dynasty Royal Bank in Nanjing to pay the corresponding principal and interest!"
When Wang Wenzhong heard this, an expression of disbelief appeared on his face.
He really didn't expect this!
Does this mean that the court wants to pay back the money?
Why doesn't he believe it?
Just when Wang Wenzhong was struggling, Wang Huo asked next.
"Father, should our Wang family go to the court to pay the corresponding principal and interest?"
What Wang Huo is struggling with now is not the issue of money. The Wang family only spent 5,000 silver dollars before and after buying the bonds.
For the Wang family, which has a large family and a large business, five thousand silver dollars is really not a big deal.
What really troubled Wang Huo was the court's real attitude towards this matter!
Asking them to cash in cash was really sincere after all.
Or is it a face-saving project for the sake of the court’s face!
If the Wang family goes to pay now, what will be the consequences?
Will he be blamed by the imperial court?
These are all questions worth pondering.
It was precisely because of this problem that Wang Huo couldn't make up his mind, so he came to ask his father for advice.
After Wang Wenzhong heard this, he pondered for a while and said.
"Since the court has called, then send someone to cash out the principal and interest, but don't take the money back. Just buy all the principal and interest into bonds."
Wang Wenzhong was indeed an old fox. After thinking for a while, he came up with what he thought was the best solution.
Since the imperial court asked them to exchange the money, they would obey and exchange the money.
However, you won’t get the money back, you can just buy it all into bonds on the spot.
Anyway, Wang Wenzhong had made up his mind that he was not going to get back even a cent of the principal of five thousand silver dollars.
The Wang family is not short of money, so there is no need to take risks for these five thousand silver dollars, right?
Wang Huo nodded in agreement, his face full of admiration for his father, and he couldn't help but praise in his heart, Jiang is still hot when he is old!
…
As the first batch of bonds issued by the Royal Bank of Ming Dynasty matured, not many people came to pay the principal and interest of these bonds.
In order to maintain the reputation and credibility of Ming Bond, Zhu Hongyu ordered the Royal Bank of Ming Dynasty to send notices to those large households who purchased bonds, inviting them to come to bank branches to redeem the principal and interest of the bonds.
Moreover, it was also the reason for Daming Daily, the mouthpiece of the imperial court, to remind all those who purchased the bonds to pay the principal and interest of the bonds.
After the Ming Dynasty court took such a two-pronged approach, people finally came to redeem the bonds one after another.
Among them, many of the Wang family planned to repurchase the bonds directly after paying out the principal and interest of the bonds, instead of taking the money away.
But of course there are also people who simply cash out the money and use it for other purposes!
Compared with the two, the latter is obviously more.
As a large number of bonds were smoothly repaid with principal and interest, the credibility of the restoration bonds issued by the Ming Dynasty and the Ming Royal Bank was initially established.
Many people have realized that the bonds issued by the Ming Dynasty were not simply to make money.
The imperial court is very serious about getting the bond issue right!
Gradually, some people began to regard the bonds issued by the Ming Dynasty as an investment method with relatively generous returns.
Many wealthy landowners began to dig out a batch of gold and silver they had hidden in their cellars, preparing to use it to purchase bonds.
On the one hand, it is to make investments, but on the other hand, it is more important to sell well to the Ming Dynasty.
Around the Chinese New Year, Wang Huo followed his father's wishes and took people to the branch of Daming Royal Bank in Nanjing to prepare to exchange the bonds.
They received a very warm reception!
"Hello, Mr. Wang, I am Li Gan, the head of the bond business of Daming Royal Bank. Next, I will handle the relevant business for you."
The person in charge said to Wang Huo.
Wang Huo expressed his intention to come, Li Gan said.
"Master Wang, have tea first. We need to verify the authenticity of the bonds, and then count the silver coins from the bank's vault."
"It will take some time!"
Wang Huo said that it was understandable. After all, it was a matter of several thousand silver dollars, so it was not too much to be cautious.
While talking, Li Gan led Wang Huo to a sofa and sat down. He also ordered someone to serve tea and a plate of snacks.
Wang Huo sat down, picked up the tea cup and took a sip, his eyes suddenly lit up.
Even with his knowledge, he felt that the cup of tea in front of him was good tea.
“What a great tea. It has a mellow aroma, is not astringent, and has a long aftertaste!”
“Really good tea!”
Listening to Wang Huo's praise, Li Gan said with a smile.
"That's natural. Our tea is specially provided by the royal family. The palace allocates a certain limit to our bank every year. Even if you are not a distinguished guest, I would not be willing to part with such a good tea."
Hearing this, Wang Huo's eyes suddenly lit up. He originally thought the tea was good, but after hearing that this tea was a special gift from the royal family.
I actually tasted such a special taste again, and I just felt that the original mellow taste in my mouth was a little deeper.
Li Gan pulled out a beautifully bound book from the bookshelf next to the sofa and said to Wang Huo.
"Master Wang, it will take some time to verify the bonds and count the silver coins over there. We are just sitting here. Do you want to know about our bank's recent investment projects?"
Li Gan handed the beautifully bound investment project report to Wang Huo.
Wang Huo did not refuse and took the project report over.
Li Gan opened his mouth and said.
"These projects here are the most valuable investment projects calculated by our bank based on the recent changes in the court's policies!"
"The risk is small and the reward is huge. Prince Wang can find out more about it!"
Wang Huo nodded and opened the project report sent by the bank manager with great interest.
The first project here is to rename Songjiang Prefecture in Shanghai and establish a corresponding investment project as a special economic development zone!
Including the construction of factories, the construction of ports and terminals, the construction of roads, as well as investment reports in many industries such as shipbuilding, textiles, chemicals, medicine, etc.
Li Gan explained from the side.
"The imperial court is very firm in establishing an economic development zone in Shanghai. His Majesty's will cannot be transferred, and the imperial edict has been issued. There is no need to worry about any recurrence of this matter."
"Young Master Wang, you can invest with confidence!"
"Shanghai is located at the estuary of the Yangtze River and can connect the entire Yangtze River basin with the help of the Yangtze River waterway."
"Even with the help of dense water network transportation and integrating the capital and resources of the entire southeast, the future is limitless!"
"It can even be said that as long as you are willing to invest money in Shanghai now!"
"Even if you just buy a piece of wasteland, you will definitely make money in the future!"
"..."
Li Gan worked tirelessly to promote Shanghai investment projects to Wang Huo.
Because he is not only the person in charge of bond redemption, but also has the task of attracting investment for various investment projects of the bank.
The more investment he gets, the more rewards he can get, and he can also get promotions and salary increases.
Suddenly, Wang Huo's movement stopped. He saw an investment project of a garment factory and asked with interest.
"Can we directly process the fabric into ready-made clothes and sell them?"
The textile industry in this era can only sell fabrics at most.
Processing fabrics into ready-made clothes and then selling them is something that has never happened before.
Seeing Wang Huo's interest in this project, Li Gan's eyes lit up and he knew the opportunity had come, so he spoke.
"That's natural!"
"The concept of a garment factory was proposed by His Majesty the Emperor. The first garment factory in the Ming Dynasty also appeared under the royal family."
"The factory is located in the Pearl River Delta outside Guangzhou. The garments made are sold to Southeast Asia, Korea, Japan, and west of Malacca. The sales are very good."
"Facts have proven that the profits from selling ready-made clothes directly can be quite considerable!"
"If Mr. Wang is interested in investing in a garment factory, the bank can help you contact and solve a series of problems such as manpower, space, technology, and even sales..."
Wang Huo touched his chin thoughtfully. Encouraged by Li Gan's words, he had the idea of investing, but in the end he did not make an immediate decision.
I am going to go back and ask my father for his opinion!
His father still has the final say in the Wang family now!
Wang Huo didn't have to wait long before the bank took out the silver dollars that should be redeemed.
Several boxes were moved to Wang Huo!
Li Gan took a bill, read it briefly, handed it to Wang Huo, and said.
"Together with the principal plus interest, the specific amount that the bank should pay to the Wang family is 5,050 silver dollars!"
"Please confirm, Mr. Wang, and check the specific amount. If it is correct, please sign the bill."
Wang Huo ordered someone to open the box. Inside the box was a roll of silver coins rolled into a cylinder shape and wrapped in red paper.
The Wang family's accountant came forward and counted and counted the silver coins in these boxes.