"Isn't this the news reported by the Ming Dynasty Daily? There should be nothing wrong with it."
"Are Jiang Yuanwai ready to enter?"
Hearing this, Jiang Wanhe stroked his beard and said.
"Haha, it's not just me who wants to enter, but the salt merchants from both sides of the Huaihe River also want to enter."
"To get a banking license, you have to pay a minimum deposit of 10 million silver dollars to the court. Although a certain person is rich, he can't afford that much money."
"This time, the entire Salt Merchant Guild has taken action!"
The entry deposit of 10 million silver dollars is the restriction imposed by the imperial court on the financial industry.
The profits in the financial industry are too huge. If there is not enough margin to hold it down, there is a fear that those big investors will run away with their money after opening a bank.
Therefore, although Ming Dynasty released three banking industry access licenses this time, it also set a very high threshold.
At the very least, not everyone can afford a deposit of 10 million.
Xie Qingyuan put down the chess piece in his hand, pondered for a while and then spoke.
"I'm afraid this won't be easy to do!"
"There are only three admission certificates released by the imperial court this time, but there are many people who are interested in them."
"The imperial merchants from Nanyang, the Cantonese merchants from Guangdong, the Chamber of Commerce from Jiangnan, our salt merchants from Huaihe and Huaihe, the gang of old men from Shanxi..."
"There are more wolves and less meat, I'm afraid it won't be easy to separate them!"
Hearing this, Jiang Wanhe said with a smile.
"So, wouldn't I ask Mr. Xie to help me with some advice?"
Xie Qingyuan nodded slightly, and then started analyzing again.
"Although the court released a total of three admission licenses this time, there are only two that are up for grabs."
"The group of people from Nanyang are the earliest from Long, and most of them have a close relationship with the nobles in the court. They will definitely take one."
Jiang Wanhe agreed with this.
The emperor has always been a nostalgic person, so many people from Nanyang took the name of imperial merchants.
You and others can't compete with them!
Xie Qingyuan pondered for a moment, and then continued.
"What is the purpose of the imperial court releasing three access cards? We must first understand this."
Jiang Wanhe pondered for a while and then spoke.
"Probably to solve the problem of cumbersome procedures for private capital flows, and to further promote the economic development and industrial and commercial progress of Ming Dynasty."
Jiang Wanhe is able to achieve his current position and allow his Jiang family to have their current status. He is certainly not a fool.
It was easy to think of the purpose of the imperial court’s move!
Xie Qingyuan took over and continued.
"So, the two remaining access licenses are most likely one from the south and one from the north."
"If Jiang Yuanwai wants to obtain this access license, Lianghuai Salt Merchants alone cannot do it. He must unite more talents. The prerequisite for uniting more people is that he must first understand himself
positioning.”
"Are you planning to base yourself in the south or the north?"
"If it's the south, Jiang Yuanwai should prepare to communicate with the businessmen in Jiangnan and Guangdong and Guangxi in advance, so that everyone can do it together."
"If you are in the north, you need to have good relations with Shanxi and Shaanxi merchants!"
"This is the only advice I can give to Yuan Jiang."
When Jiang Wanhe heard this, his thoughts became clear.
After thinking for a while, Jiang Wanhe asked again.
"Then Mr. Xie, do you recommend going south or north?"
When Xie Qingyuan heard this, he just shook his head and said.
"I am only responsible for assisting Yuan Jiang as a consultant. I will never get involved in specific matters like this."
Xie Qingyuan works as a think tank for others. For the sake of his own reputation, he knows that he cannot speak too absolutely.
Otherwise, sooner or later, there is a risk of being slapped in the face and having your sign damaged.
Jiang Wanhe was not angry when he heard this and just continued to ask.
“Mr.
"If you, sir, are willing to help me this time, I will be very grateful."
Seeing this, Xie Qingyuan stopped refusing and spoke.
"In that case, take it and say more about it!"
"What Member Jiang needs to understand is that the South has the advantages of the South, and the North has the advantages of the North. Now Mr. Ban will analyze the advantages and disadvantages of the North and the South, but the final decision must be made by yourself."
"The first is the south. The south has always been the economic center of the Ming Dynasty. With the development of industry and commerce over the years, the south's economy has taken off again."
"This is something that the North cannot compare to!"
"If Jiang Yuan wants his industry to gain greater support in industrial and commercial development, then the south will be more advantageous."
After a short pause and waiting for Jiang Wanhe to think, Xie Qingyuan continued.
"And if you go to the north, there are also benefits from the north!"
"The merchants of Shanxi and Shaanxi suffered heavy losses after experiencing the catastrophes before and after Jiashen. Most of the Shaanxi merchants fell under the pay and butcher's knife of the intruders, and their strength was greatly reduced. Coupled with the decline of people's livelihood in Guanzhong, they have not been able to survive these years.
It can restore vitality.”
"And the Shanxi merchants received a cold look from the imperial court because of the actions of the Fan family and eight other families. Although they have been selling to the imperial court and buying large amounts of national debt in recent years, the results are not ideal."
"Many times, Shanxi merchants are treated differently!"
"If Jiang Yuan chooses the north, there is a high probability that he will be able to take the lead in the bank based on the strength of the Lianghuai salt merchants..."
"These are the advantages and disadvantages of the South and the North. How to choose depends on the members themselves."
Hearing this, Jiang Wanhe had a thoughtful look on his face.
For a long time, he was still a little undecided.
…
In the second half of the eleventh year of the Restoration of China, the top management of the Ming Dynasty’s Fifth Army Governor’s Office completed a major change.
Many top military officials chose to beg for their remains and were transferred away from the center of power.
But Zhu Hongyu did not treat them badly and gave them enough honors and benefits as compensation.
The titles have generally been raised one level!
Some cups of wine have the smell of military power in them.
This chapter is not finished yet, please click on the next page to continue reading the exciting content! In order to ensure that the combat effectiveness of the army will not be affected by high-level changes, he promoted a large number of mid-level officers to fill the vacancies.
In addition, Zhu Hongyu also ordered to expand the size of the Imperial Guard.
The Praetorian Guards were expanded into the Praetorian Guards Corps, consisting of four corps: the First Praetorian Guard Corps, the Second Praetorian Guard Corps, the Third Praetorian Guard Corps, and the Fourth Praetorian Guard Corps.
Each army has a full strength of 50,000 men, and the entire Guards Corps has a total strength of 200,000.
Most of the soldiers are drawn from elite border troops from various places!
Anyone with a discerning eye can see that the current Guards Corps is the former Daming Capital Camp.
In addition, there are also changes in the court.
A large number of veteran officials also begged for their bodies and prepared to resign and return home.
"Flowing water never rots, and door hinges never get beetroots." This is the philosophy that Zhu Hongyu has always pursued.
In any case, there is nothing wrong with shuffling the senior officials of the imperial court every three to five years, or cleaning up the official team from time to time and promoting new ones.
Zhu Hongyu's actions were very big, but they did not cause any repercussions in the court.
Faced with the emperor's orders, everyone could only obey and act obediently.
At the fiscal budget allocation conference for the coming year at the end of this year, the Ming Dynasty achieved military expenditure reduction for the first time in so many years since its restoration.
Although the reduction is only a mere 100,000 silver dollars, this is still a signal to many people.
The emperor may have to shift his main focus from military to political affairs.
Facing the huge interest group of the military, countless people are ready to pounce on them and take a bite out of them.
But Zhu Hongyu didn't express anything about this.
I don’t agree or disagree, it’s quite enigmatic.
And this is also a kind of imperial power.
In the grand arena of the imperial court, the emperor was not a player from beginning to end, but a referee.
Zhu Hongyu now dislikes going out personally to promote certain things.
Give the ministers a hint and ask them to do it. If they do well, they will be rewarded, and the emperor will enjoy the merits.
If he is punished for something bad and a minister takes the blame, doesn't he feel good about it?
He is the emperor, so there is really no need to go down personally.酁
Zhu Hongyu's move also successfully transformed the contradiction between monarch power and ministerial power into a contradiction between ministerial power and ministerial power.
It greatly eased the increasingly antagonistic tension between the emperor's officials since the late Ming Dynasty.
Well, Chongzhen had to take the blame. In seventeen years, he changed sixteen chief ministers and killed so many governors and governors. Even Chen Xinjia, who helped him do things and took the blame for him, was killed.
Who dares to help him?
If the relationship between the emperor and his ministers were not tense, there would be trouble!
…
However, the changes in the court have not had much impact on the people.
People still live their lives as they want.
Everyone is not very enthusiastic about the high-level personnel changes in the court. Instead, they generally like gossip about the royal family.
For example, when Her Royal Highness the Princess was driving a new steam car for fun in the palace, she accidentally broke a dragon pillar in front of the Fengtian Palace.
The emperor's first concern was whether the princess was okay, not what the palace had been damaged into.
On the same day, a prince accidentally broke a few porcelain bottles and was punished by the emperor to face the wall...
A real large-scale double-standard site!
Many people smile knowingly at such things.遁
For example, the emperor hired a beauty who came as tribute from a country in the Western Regions. The queen was so angry that she didn't eat for three days.
For another example, the emperor's concubine with the blood of the golden family gave birth to a son.
These messy gossips, whether true or false, are much more attractive to the people than political affairs.
Many times, the people below also want to see the human side of the rulers.
No one wants the ruler above them to be a cold-blooded and ruthless person!
However, for some time now, the hottest topic among people in the Ming Dynasty has been who will get the three banking industry licenses issued by the imperial court.
Businessmen from Nanyang, Guangdong, Jiangnan, Lianghuai, Shanxi, Shaanxi, Sichuan and Shu and other places all gathered in Nanjing.
They are constantly communicating with each other in private, trying to jointly obtain an access license and get a share of the banking industry.
Since the restoration of the Ming Dynasty, the profitability of the Royal Bank of the Ming Dynasty has made people all over the world look at it.
In the face of such huge interests, who can resist being tempted?
The arrival and gathering of these people also made the city of Nanjing much more prosperous.
The turnover of seafood merchants on the Qinhuai River reached a new high!
…
In the imperial study room, Zhu Hongyu looked through the report in his hand, with an expression on his face that made it hard to tell whether he was happy or angry.
"The salt merchants in Lianghuai are quite interesting!"
Zhu Hongyu said with a smile.
He originally thought that the salt merchants from Lianghuai and Huaihe Rivers would side with the interest groups in the south. Unexpectedly, they actually went north to join forces with the merchants from Shanxi and Shaanxi.
However, it cannot be said that they are wrong in doing so.
There are too many powerful merchants in the south. Even if these salt merchants from Lianghuai and Huaihe participate in the enterprise, they will not be able to take the lead.
But it's different in the north. Businessmen from Shanxi and Shaanxi are quite weak now.
It seems that these salt merchants are here for the dominance of the bank.
I just don’t know if they have taken into account the rich experience of Shanxi merchants in opening ticket accounts.
Gee, interesting!
…
It’s the end of October, the eleventh year since the Ming Dynasty was restored!
The bidding meeting for the three business licenses released by the imperial court was held in Nanjing.
A large group of businessmen from all over the country gathered at the bidding venue, and even many foreign businessmen came to join in the fun.
Countless people are looking forward to the opening of the bidding fair.
One by one, beautiful and graceful maids walked among the crowd, bringing tea and snacks to these businessmen.
Of course, these teas and snacks are free.
As time passed, the bidding meeting began.
However, before the final three business licenses were released, the bidding meeting first brought out some ordinary projects to warm up the show.
The auctioneer stood on a high platform with a map hanging behind him.
It is a regional map of the Western Region.
"The first auction item in this tender is a cotton plantation located in the Western Region."
"The starting price is 3,000 Ming Dynasty silver dollars, and each bid must not be less than 100 Ming silver dollars!"
the auctioneer shouted at the top of his lungs.
The hanging map clearly indicates the location and location advantages of the plantation.
Including local terrain, water sources, local humanities, labor conditions, etc.
"This plantation covers an area of 500 acres and is located in a valley. There is an above-ground river flowing through the valley."
"There is a large-scale slave population trading market only three hundred kilometers away nearby. For a hundred years, you can buy slaves from Tianzhu from the slave market..."
Soon, people were holding up placards to bid.
"Three thousand yuan a time!"
Immediately afterwards, others raised their placards as well.
"Three thousand one hundred yuan a time!"
"Three thousand five hundred dollars a time!"
"Four thousand dollars a time!"
"..."
Soon, the bidding price was pushed to four thousand silver dollars.
Four thousand silver dollars buy a plantation with 500 acres of land. If it were placed in Han Dynasty, this price is actually normal, even a little low.
But if you are in the Western Region, the price is a bit deceptive.
However, this is not important, the price of plantations continues to rise.
You are not here today just for these warm-up plantations. The key is the banking industry access license.
Since everyone is interested in obtaining a business license, everyone must accept these tasteless things thrown out in the early stage of the bidding meeting.
Even if they pay a premium, everyone is still scrambling to express themselves.
The price of such a plantation was raised to 5,000 silver dollars, and it was pocketed by a Shaanxi businessman from Shaanxi.
Of course, although the price of the plantation is somewhat premium, the businessman still makes a profit.
Nowadays, Ming Dynasty's industry and commerce are developing rapidly, and one of the most important industries is the textile light industry.
With the development of the textile industry, the price of cotton in Daming is almost constantly rising.
Growing cotton in the Western Region will definitely be profitable in the future!
After the bidding for this plantation ended, the next thing that was taken out was an iron mine located near Baotou, Monan.
Since the Ming Dynasty has built the railway to the vicinity of Baotou, the transportation in Baotou is much more convenient.
Therefore, the price of iron ore mines has skyrocketed.
The auction started with 50,000 silver dollars and shot up to 130,000.
In the end, it was photographed by a chamber of commerce composed of Shanxi merchants and Mongolian tribal chiefs.
After the Ming Dynasty captured Monan and Mobei, the trade lines between Shanxi merchants and the north were re-opened.
With the support of the imperial court's policy of developing the Monan and Mobei grasslands, Shanxi merchants are recovering rapidly!
Many Shanxi merchants have joined forces with tribal chiefs to form chambers of commerce, which include enclosing pastures on the grasslands, reclaiming land to prepare potato and corn plantation estates, developing coal and iron mines, and building wool processing factories.
Attracting the labor force of herdsmen on the grasslands away from nomadic herding.
Various industries are also in full swing!
Next is a logging camp in Liaodong, a sugar cane plantation in Nanyang, a salt well in Sichuan and Sichuan, and a yak pasture on the plateau...
The bidding meeting was very lively!
People kept putting up bids and auctioning off these things.
After these warm-up foreplays ended, the bidding meeting reached its climax today.
The auctioneer said.
"The next bidding is for three consecutive banking industry access business licenses!"
"In order to ensure the healthy and orderly development of Ming Dynasty's financial industry, if you want these banking business licenses, you need to pay a deposit to the court before opening a bank."
"Because the more deposits you pay, the more secure your Ming people's funds will be. It will ensure that even if the bank fails, the deposits of the Ming people can still be compensated."
"The deposit starts at 10 million silver dollars, the one with the highest price will get it!"
After the auctioneer finished speaking, Li Weiliang raised the bidding card in his hand and spoke.
"The Nanyang Chamber of Commerce offers 40 million!"
Of course, Li Weiliang alone cannot get 40 million silver dollars.
However, he was not the only one participating in the auction this time.
Standing behind Li Weiliang were a group of imperial merchants from the Ming Dynasty, as well as a group of court nobles from Southeast Asia.
These are the people who gave Li Weiliang the confidence to call out 40 million in one go.
After Li Weiliang finished speaking, everyone was stunned.
Forty million!
That’s 40 million!
They directly quadrupled the starting price. It seems that these people from the Nanyang Chamber of Commerce are determined to win this banking industry license.
As soon as Li Weiliang said this, there was a sudden chill in the auction room.
Obviously, no one is prepared to compete with Li Weiliang.
Because, everyone knows that Nanyang Group will obtain a license.
They have no need and no ability to fight!
The people standing behind the Nanyang group were dignitaries and royal merchants from the imperial court.
When the auctioneer heard this, he also spoke.
"Forty million times!"
"Twice forty million!"
"Does anyone else have an offer?"
"Forty million for the third time, deal done!"
"Congratulations to the Nanyang Chamber of Commerce for winning the first bank license..."
Li Weiliang came forward, signed his name on the payment slip, and then returned to his seat holding the voucher.
He had a pretty decent smile on his face the whole time!
…
ps: As everyone expected, this book is almost finished.
In the next period of time, the author's updates will be more Buddhist, because he has to prepare a new book!
Of course, although the Buddhist system has been updated, it is just that there is no way to survive, and it will definitely not be a direct eunuch.
A stable 4,000 words per day, and updates of 5,000 words are no problem.