The news about the mortgage loan on Long Bay Road and the penthouse mansion has just been reported in the newspaper.
In the Hong Kong Branch of Japan's Daiichi Quanye Bank, several account managers immediately couldn't sit still, because the newspaper also said that the news spread from the mouth of "a bank insider."
And they, these people, have recently often used Mr. Su's name as a typical example to promote loans and financial products to other customers.
It would be a guilty conscience to be a thief if you don't bring it upon yourself.
Doing so is obviously a violation of customer privacy.
It usually doesn't matter, but when it was published in the newspaper, the nature of it immediately changed.
A young supervisor sent by the Japanese headquarters ran to report this matter to his boss. After hearing this, the vice president became angry on the spot. He was mainly worried that it would damage the reputation of their bank and lose a large customer with a loan of hundreds of millions of Hong Kong dollars.
, you must apologize and appease properly.
Just like that, the ball was kicked back to the account managers.
After spending a lot of time thinking about it, they decided to send representatives to apply for money to buy gifts and come to apologize.
Taking into account the potential interests behind Su Yehao, which refers to the Tang family's Earl Medical Group and Sihai International Group, the president of the Hong Kong Branch of First Quanye Bank readily approved the budget, which amounted to 200,000 Hong Kong dollars.
.
The junior supervisor in charge of the account managers personally called Su Yehao according to the number reserved during the loan to inform him of the matter and asked him what compensation he wanted.
Su Yehao, who had no intention of pursuing the case, immediately became energetic when he learned that he could pick anything within 200,000 Hong Kong dollars.
He doesn't lack anything, he has a multi-million dollar watch on his wrist, a Rolls-Royce worth more than 10 million Hong Kong dollars, and he has no chance of living in a multi-billion dollar mansion on Tai Long Bay Road.
For a while, I couldn't think of anything missing.
I simply asked the other party to buy three different styles of Hermès bags for women, intending to give them as gifts to avoid having to pay for them myself.
Although the account managers of First Quanye Bank didn't understand why they bought three women's bags at once and in different styles, they still obeyed.
The next day.
During the purchase, I called and asked Su Yehao what style and color he wanted.
In the end, he chose the orange platinum series and the white Kelly series, and let the account manager choose the remaining one, as long as it was beautiful.
As a super VIP of the bank, the service attitude is really different.
Although this price is still far behind the limited edition Hermès crocodile bag owned by my second wife, fortunately, none of the girls around me are too vain and insist on choosing the best.
It's just right to give as a gift.
Whenever there is a festival, you can also give some jewelry, dinner and travel, etc.
A woman.
No matter how good the relationship is, there will always be coaxing.
…
It happens to be Saturday.
Nangong Tian participated in the activities of the aerobics club and accompanied a group of girls on an outing to Lantau Island.
Su Yehao didn't go.
Last night, he and Nangong Tian had a rare stay in a mansion on Tai Long Bay Road, feeding the fish and arranging for cleaning.
Otherwise, if such an expensive house sits idle here, I will always feel that I am making a huge loss, losing five to six thousand in rent every day.
This house can easily be rented out at an annual rent of two million Hong Kong dollars. Buying land on Tai Long Bay Road to build a house can easily cost hundreds of millions. Compared with the two, renting a house seems very cost-effective. Hong Kong City never
If there is a lack of rich people, there must be a market.
However, Su Yehao always felt a little uncomfortable thinking about letting others live in his new house. At the same time, he didn't lack the two million, so he simply kept it in his own hands.
Although I feel distressed, it is still very pleasant to come and stay here once in a while.
Especially the mattress, which is very elastic and requires no effort.
Don't ask him how he knew.
Just tried it last night...
The vice president of First Quanye Bank personally came with his subordinates to apologize.
He said sorry, bowed, and handed over an orange bag with the Hermès logo printed on it. In addition, there was a racing track membership card, a hot spring club annual card, a thick stack of Peninsula Hotel buffet coupons, etc., which made Su Yehao quite satisfied.
He is no longer the Su Yehao who can be satisfied with a cup from the bank, but the apology worth more than 200,000 yuan still seems quite sincere.
It happened that the old man called me in the morning and said that he would donate 10 million Hong Kong dollars to the church charity in the name of the woman next door. The watch matter was resolved at the opportunity, and the price was lower than expected.
Su Yehao took the opportunity to ask the vice president about using the collection as collateral to continue lending 20 million Hong Kong dollars.
Watches of that level are no longer just watches, but more like financial products and valuable works of art. The vice president discussed on the spot about finding a professional appraisal agency to issue a certificate.
Cash on hand, the more the merrier.
In addition, Mrs. Tang has agreed to let him manage the tens of millions of Hong Kong dollars stored in Standard Chartered Financial Institutions. Su Yehao's wealth has increased again.
If you don't take into account that the TAT chat room currently has only 1,700 registrations and the maximum number of people online at the same time is only 400, there is simply nothing to say about this little life, and it is almost impossible to find fault.
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Let the people who came from the bank take a walk around their yard.
The amazement and envy in their eyes... Su Yehao noticed it and was deeply satisfied with it.
After seeing off these guests.
After looking through the gifts given by the bank, Su Yehao called Nong Qingying and asked her whether she preferred orange or blue bags.
Nong Qingying already has an orange Hermès Birkin bag.
Su Yehao asked in advance, which was the right thing to do.
Carrying a sky blue Hermès Roulis bag, I went to Shangfeng Shengshui Community to look for Nong Qingying. Near noon, I sat at home for a while and went to Fulinmen Restaurant for lunch.
In the afternoon.
Su Yehao took Nong Qingying to the financial management company under Standard Chartered Bank. He accompanied his mother here last time, and everything was still the same.
The company's public and private offerings are separate and located on different floors.
The private equity department is luxuriously decorated, and the investment threshold is set at one million Hong Kong dollars, which is neither too high nor too low. It is enough to keep most of the middle class out.
Having assets of one million Hong Kong dollars and being able to spend one million Hong Kong dollars on financial management seem to be the same thing, but they are different. The latter is often richer.
The account manager responsible for receiving them is named William in English.
After learning about Su Yehao's intention, Mr. William was a little embarrassed and told:
"According to the company's rules, regular private placement products have not expired and cannot be redeemed in advance. The product you bought mainly invests in the British and Australian markets. The income is high and guaranteed. It has not been affected by the financial risks of Hong Kong City recently. Mr. Su
Why would you want to redeem it early?"
"Because I was short of money to invest, I recently opened a company and poured millions into it without even making a splash."
Su Yehao crossed his legs and asked:
"So the more than 30 million in Berkshire Hathaway stock can be liquidated at any time, right? Only the more than 20 million in private equity cannot be used? Can you please think of a way for me?
At that time, the money will still be placed in your company, and I would like to ask you to buy another company's stocks for me, which is about 50 million Hong Kong dollars. It is equivalent to changing a financial management project and will not affect your performance."
After hearing this, Manager William smiled and said:
"Master Su, you misunderstood. It's really because of company regulations and closed management. But... there are solutions. For example, you give up part of the income and transfer the contract to someone else, and the buyer directly transfers the money to
You mean that they can save time and earn more interest money, and you can get the funds as soon as possible."
Su Yehao carefully sorted it out, understood what the other party meant, and asked William: "Your company has done this kind of operation before? Is it safe?"
"Of course there will be customers who are temporarily short of money. The process of trading through our company is also very safe. But the premise is that we must first find a buyer willing to take over the order. I will help inquire about it. More than 20 million is not enough.
It’s a small amount, so maybe you have to wait patiently for a while.”
As soon as Manager William finished speaking, Su Yehao continued to ask: "Then can I sell the order directly to my mother?"
"...It's better this way, so as not to suffer any further losses."
William, who was smiling bitterly, asked curiously: "Master Su, your mother is so rich. Her name is on the list of richest women in Hong Kong. Can't you just ask her for money?"
Su Yehao smiled and told him calmly: "It's better to make a clear distinction. I want to succeed through my own efforts, so as not to be accused by others of relying on the rich family."
This sounds a bit unflattering.
Manager William's eyes twitched slightly, and without conscience, he praised: "Young men like you are really rare nowadays. Others only use their family money to eat and drink, and lack ambition. Master Su, you are different. At first glance,
He is a person who can do great things, so no wonder your mother can trust you to manage so much money by yourself."
According to company regulations, if you close one more business, you can get a lot more bonuses and commissions.
William was of course very polite.
When flattering someone, he doesn't even blush.
"The fortune teller said that I am destined to be the god of wealth. Those who believe in me will definitely become rich. They will definitely be different from those second-generation ancestors."
Su Yehao was half joking and half serious.
Sit and discuss for a while to work out the fees for escrow funds and the details of cashing out Berkshire Hathaway shares.
Since buying Berkshire Hathaway stocks at the end of March this year, the return rate has been 9.49%. It happened to hit a bull market in the US stock market. The old stock god is worthy of being a stock god, and he is indeed quite reliable.
I originally bought a total of HKD 30 million, but now I have earned more than HKD 2.8 million. I have to wait until Monday, Eastern Time, to get it, as the market is closed on the weekend.
According to Mr. William, maybe if the market opens higher on Monday, there is still a chance to make a profit of more than 3 million Hong Kong dollars.
Of course, it may go up or it may go down.
As for the private placement of more than 20 million yuan, Su Yehao called his mother on the spot and she was willing to take over.
Su Yehao only wants 20 million.
The income earned in the past six months should be regarded as honoring my mother. There is no need to care about the more than one million...
Nong Qingying listened to the whole process.
She only thinks that her man is a bit handsome, and talking about a business worth tens of millions is an understatement.
After leaving the financial management company, Su Yehao remembered something and asked: "Xiaoying, how is the business of your Pilates club after it reopens?"
Nong Qingying became angry when he mentioned this.
She shook her head and said: "It's not good. In the past, I used my fake daughter-in-law status to have the opportunity to personally sell and attract customers, attracting some ladies and ladies to come and exercise. Nowadays, people are leaving the tea room, and the reputation of the club is not as good as before. It feels more...
It was much more difficult to start a business last time, and I felt sorry for my 1.2 million in rent."
"At worst, we can sublet it out, or open a high-end restaurant or bar. There are many rich people in Mid-Levels, so we won't lose much."
"...By the way, Ah Hao, I remember that you have a restaurant in the casino, how about we join forces?"
Nong Qingying asked with a smile: "The fortune teller really said that you were born to be a god of wealth? No wonder my business is not doing well, maybe because I didn't bring you with me this time. Let's open a restaurant together. You happen to have experience."
Su Yehao instantly thought of Yin Liuli.
I am worried that the life trajectories of the two women will overlap one day in the future, eventually causing Mars to collide with the Earth.
therefore.
He shook his head decisively and made an excuse to tell him: "Let's forget about my restaurant. It's an ordinary price point and an ordinary grade. I'm afraid the rich people won't look down on it and they won't be able to feel superior about the food."
Nong Qingying's identity has changed.
The customers in the club used to be very realistic and began to alienate her. This made Nong Qingying feel discouraged and gradually gave up on running the Pilates club.
She was worried that the shop she rented at a high price would remain idle for a long time. At this moment, she went on to say:
"If the price of the dishes is doubled and the decoration environment is more elegant, I think it is possible to succeed. Only a few people live in Mid-Levels and the Peak. They mainly make money by attracting guests from other places. Speaking of which, going to Mid-Levels to eat is very stylish and suitable for couples to date.
If you can see the night view of the city at night, they should be willing to spend more money... Oh, are you worried that Aunt Hua will find out and tell your mother?"
"Huh? Absolutely not."
Su Yehao was worried that this girl was overthinking, so he immediately stated his position and found a reason to say: "It will be easier to buy Yahoo with me, but it is easy to lose money when opening a restaurant, and the risk is too high."
…
Nong Qingying has a restless personality. He is prone to get into trouble if he stays at home all day long.
After all, Su Yehao chose to accompany her and went to the Pilates club together. It was about a fifteen-minute drive from the University of Hong Kong campus and the surrounding environment was indeed quite good.
It's a pity that the flow of people is too small, the business has not been successful, and the only advantage left is "a good environment".
If you run a high-end restaurant, the environment is more important than the flow of people. This place is only 700 to 800 meters away from Shangfeng Shengshui Community. If you manage it slowly and patiently, and the taste of the dishes is guaranteed, you may have a chance to become famous, but it is very difficult.
trouble.
The most important thing in Hong Kong City is hotels, and there is also no shortage of high-end restaurants.
Su Yehao walked around and looked around. The more he thought about it, the more unreliable he felt.
Maybe it's because my horizons have broadened, and I'm no longer interested in making small money. There's a high probability that I'll be busy for a long time, but end up losing money in the end.
After thinking about it, he told Nong Qingying:
"It's better to sublet it out. It doesn't matter if you lose money on the rent. In fact, my company is short of people recently, and I have to go to class. I don't have time to stay in the company all day. I have always wanted to ask you to come over and help me. Wait until the day when the company
Once you get on the right track and make money from your business, you will be rewarded with some equity and so on. Isn't this more interesting than opening a restaurant?"
This is an attempt to divert Nong Qingying's attention.
Sure enough, I was hooked in seconds.
Nong Qingying asked him: "Which company? Venture capital or TAT?"
"It's alright. There is a shortage of people on both sides. Recently, I have been mainly busy developing TAT. The first-generation product has come out, and the performance is a bit bleak. KOKO Venture Capital will also make news soon. I just wait for the money my father gave me to arrive. It will probably be soon."
Well, it is very likely that we will raise funds for a mainland Internet company."
Nong Qingying nodded readily and said: "Then I choose KOKO, so that we can meet often, which is just suitable for my major."
Hear this.
Su Yehao was a little confused, thought hard for a while, and asked in a low voice:
"By the way, Xiaoying, I know you studied at the University of Hong Kong and went to the UK as an exchange student...but what major did you study? Have you told me?"