Su Yehao used the money from Japanese banks to successfully purchase a piece of land for office buildings in Lujiazui.
The whole process went extremely smoothly. Apart from pledging Yahoo shares, he didn't have to pay anything in the short term. He only had to pay an interest first after one year.
On average, the annual interest rate for a five-year loan is approximately 3.35%, which is nearly HKD 8 million.
This figure seems to be a huge amount of money, but in fact from a financing perspective, it is so cheap that it makes people cry. If it were not for the problems in the Japanese economy and the bankruptcies of Japanese banks, it would be difficult to achieve such a low price with official support.
son.
It’s not just bank loan interest rates that are subject to long-term ultra-low interest rates. I heard that Japan’s deposit interest rate is only about 0.3%, and short-term government bonds almost fell into negative territory.
Su Yehao doesn't consider whether the exchange rate is a good deal, and he doesn't have the experience to think about it.
He only knows that borrowing money from the bank is cost-effective now. When it comes to high-quality assets that can appreciate significantly in the future, buying more means making more money.
With this simple and simple idea, Su Yehao took Nong Qingying to the sales office after viewing the first phase of the house.
The so-called sales office is actually the clubhouse in the community.
World Garden Community is currently positioned at a relatively high level, with the market price per square meter ranging from RMB 6,000 to RMB 7,000. The houses in the first phase are positioned as high-end, with most of the units being over 200 square meters. This means that if you want to buy a house, you have to spend more than RMB 1 million.
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In normal times, there are not many people in Pengcheng who can spend more than one million yuan. The bad thing is that the house was just built and it happened to hit the financial crisis.
The slight decline in local house prices, coupled with the high area for sale, has caused the media to take turns to suppress them. Today they say that house prices will definitely fall, and tomorrow they say that at the current rate, the houses built will not be sold out in five years, so they are just shouting
"Only fools buy houses now" appears.
Over time, people are panicking, and some people who originally had the idea of buying a house are holding back and waiting and watching for the time being.
The problem of high housing prices is now beginning to take shape.
However, the most expensive houses in this era are new ones, the prices of old and shabby houses cannot go up, and the concept of houses in school districts has not yet become popular.
When Su Yehao was leisurely being carried by Nong Qingying to the sales office, he didn't see the sand table, and he didn't see anyone coming to receive him.
After waiting for a moment, he called out "Is there anyone there?"
Then a young girl came out and asked, "Looking for someone or buying a house? You guys sit down first and I'll pour a few glasses of water. Do you want some tea?"
"I'm not busy. I have teacups. Let's sit somewhere. There's no sofa..."
Su Yehao was slightly speechless, and then asked: "What's going on here? Is the house still for sale? At least make a sand table and put it here."
The good-tempered salesman, who had received special training, replied with a smile: "The community has not officially opened yet. It is estimated that it will be fully decorated after the year. By then, there will be no shortage of swimming pools, housekeepers, and security guards. It will be comparable to the luxury homes in Hong Kong City."
put up."
Hearing these words, Su Yehao and Nong Qingying both laughed.
Nong Qingying said: "I am from Hong Kong, and I can't find such a cheap luxury house in Hong Kong."
"Huh? Are you from the south?"
The female salesperson's attitude instantly became more enthusiastic, and she told her with a smile: "I'm referring to the service and environment. It was built by foreign designers personally. The first floor is several meters above ground. It won't be damp at all. You can park your car and it will be greened when the time comes."
It will also be very beautiful, with a nanny’s room at home.”
Nanny's room, swimming pool, parking space, etc. are indeed standard features of luxury homes in this era.
In addition, there are community security guards. Although there are just multiple gate posts, most communities are unguarded, let alone the supporting clubs and swimming pools.
Su Yehao was not in the mood to pretend to be a pig and eat the tiger, so teasing the salesperson was no fun.
He said calmly: "I know about the house. I have bought ten houses. I want to buy more this time and use them as dormitories for my company's employees. In addition, I will introduce friends here. This is Ms. Nong, with assets of hundreds of millions, and a well-known enterprise in Hong Kong City.
At home, there is a house in the middle of the mountain worth tens of millions, which is twice as big as the largest house here."
Rather than telling the salesperson, it's more of a show-off, deliberately trying to flatter Nong Qingying.
This girl sounds quite comfortable. Her happy mood is written on her face, her chin is slightly raised, "rich" is written on the left side of her face, and "po" is written on her face.
The salesperson who sold ten houses last week received a bonus of 80,000 yuan at a time.
The news had already spread in the company. Five days ago, the boss held a commendation meeting for them in person, and the balloons were still stuck to the wall.
When he first heard that the house was bought by Su Yehao, the salesman laughed from ear to ear, opened his eyes wide and said with joy: "Boss, you bought ten units, do you want to continue buying?"
"Why, not selling it?"
"Of course I'm selling! If you buy more, you can enjoy a discount. I'll take you to see the house first, and then contact my supervisor. They will go out to promote the community!"
The young salesman immediately motioned for them to go out.
Maybe it was because I was too nervous, and my face instantly turned red. The salary as a salesperson here is not high, so I just expect to get a commission from selling the house.
It's inevitable to get excited when you meet a super big customer.
As for whether he is a liar... Looking at Nong Qingying, he doesn't think so. He looks like a fairy. Why not make more money than being a liar?
Su Yehao enjoyed the fun of looking at and buying a house and walked out with the salesman.
The floors of the community have a unique shape. Tower 1 is divided into six units A, B, C, D, E and F. There is also a swimming pool and garden on the roof.
So when they went to see the house again, it was still the building they had just arrived. Su Yehao asked casually: "How many houses have you sold here in total? The reason why you don't open it for sale is because you are worried that the current house prices are low and you can't make money?"
"There is no public sale for the time being, but there are people like you who have come to buy houses. In the past two months, a total of twenty-six houses have been bought. All the documents and other documents are ready. Someone just bought the top floor of Building B in one go two days ago.
On the third floor above, wealthy businessmen from Guangzhou are planning to move in by themselves after opening the building."
After the female salesperson finished speaking, she pressed the button for the elevator. After entering the elevator, she quietly asked: "During the meeting, I heard that the salesperson's commission of 20,000 yuan was cut off because of the low price. How much did you pay per square meter for the last time you bought a house?
?”
"...more than five thousand yuan, what's wrong?" Su Yehao asked.
She suddenly realized it and said, "Oh, that's really cheap. Others would cost at least 6,000 yuan to buy it. If you buy ten sets at a time, it's specially discounted."
The difference is just like that between wholesalers and individual customers, the treatment is naturally different.
Su Yehao didn't discuss the price with this female salesperson, so she definitely couldn't make the decision.
Assistant Zhuang Wei followed the entourage. She personally handled the ten houses last time. Seeing that the boss planned to continue buying properties, Zhuang Wei said: "I have the manager's phone number, how about calling him over directly to talk?"
Su Yehao waved his hand and said: "Read it first, and then talk after you finish selecting, otherwise this lady may cry. She can get paid for the order she negotiated by herself, so if she talks directly to the manager, wouldn't it ruin her job?"
The saleswoman nodded repeatedly, as if she was looking at some kind person.
Nong Qingying smiled and said: "You are sympathetic to the beauty."
Su Yehao spread his hands and told me, "Don't you understand if I care about you? I usually treat you badly."
"That's great, but the problem is that you are nice to everyone."
"..."
Su Yehao pretended to be dumbfounded and smiled without saying a word.
Nong Qingying got to the point, he really couldn't quibble...