Kong Yuzhen: "But if only part of the house is built, according to the loan mortgage rules, the loan money will definitely not be enough to buy new land."
He personally watched Li Wenjun play this trick. After the first phase of repairs was completed, he took it to the bank for a mortgage loan. However, the premise was that the buyers were all his employees. They did not need to obtain a real estate certificate or pay off the house within fifty years.
payment.
But his client is different. The real estate certificate may be delayed for a year or two at most.
Li Wenjun said: "The bank has the final say on the valuation of the collateral and the mortgage loan ratio. This depends on the capabilities of your Kong family."
Kong Yuzhen: "That's true."
Li Wenjun: "However, I suggest you not to make your stall too big at once, repay the loan as soon as possible, and give the previous real estate certificate to the customer. Otherwise, the customer will not agree, and you have too much debt. Once there is a problem with the capital chain, you will step on it."
It will be like a series of thunders exploding everywhere. No one can save you at that time. And there is another advantage of developing slowly, that is, the increase in house prices later can offset the cost you paid to acquire the land. This is a benign debt. It will not become a debt.
Hurt self and others."
Kong Yuzhen: "I'll go back and discuss it with the old man."
It's not that he hasn't considered the idea of a loan. It's just that he thinks it's risky and doesn't want to take it.
Now after hearing what Li Wenjun said, I feel that this is indeed a good idea.
And if you can get enough money from the bank without mortgaging your property, why bother bringing Li Wenjun in to share the profits?
Kong Yuzhen added: "I heard that you want to build industrial parks across the country?"
Li Wenjun: "That's the plan."
Some things suffer heavy transportation losses and have low value. It is more cost-effective to directly use local labor resources and land and produce and sell them yourself.
Such as drinks, glass, furniture, etc.
Kong Yuzhen probably heard what Tao Guanghui said.
This time Tao's national supermarket chain is also run by Tao Guanghui.
The main force of the Ji family now is Ji Qingfeng.
Counting the people who are in charge of the overall situation in several big families now, they have all been trained by him.
Kong Yuzhen said: "Jiangsu, Zhejiang and Shanghai should build one. Where do you plan to settle?"
Are you afraid of being beaten by me? You are so cautious even if you want to cooperate.
Li Wenjun secretly laughed: "Don't we already have our logistics park in Suzhou? It would be great to expand it next to it and build an industrial park. We don't have to look for land elsewhere."
Kong Yuzhen's eyes flashed with surprise, but his tone was calm: "Oh. What about the conditions for cooperation?"
When the logistics park was built, Li Wenjun forced him to give up part of his port shares.
I heard that this time the Tao family was also forced to cut their teeth before finalizing the cooperation in the industrial park.
Tao Guanghui and Tao Guangming were so angry that they gritted their teeth, but there was nothing they could do.
Li Wenjun was so cunning that he hung a big piece of fat in front of him, forcing them to chase him.
Now that Li Wenjun has agreed so readily, he will not just be forced to sell his shares in the port.
Then the Kong family would lose control of the port.
No! Absolutely not!
Li Wenjun stood up and took out an agreement from the drawer: "Take a look. If you can accept it, you will negotiate with the local government on land acquisition on my behalf and then start construction."
Does that mean that if I can't accept it, he will change places?
What if the conditions are very harsh?
Kong Yuzhen gritted his teeth secretly and accepted the agreement.
He looked at it carefully.
Hiss... strange. There are no excessive conditions in this agreement.
Generally speaking, as in the past, Li Wenjun took all important matters into his own hands.
Li Wenjun is responsible for purchasing and installing equipment, personnel, finance, production and sales, while Kong Yuzhen is responsible for land acquisition, factory building, labor recruitment and logistics.
The dividend distribution is pretty fair, Li Wenjun is seven and he is three.
After all, all the technology belongs to Li Wenjun, he just contributed his personal connections and labor.
There must be some hidden pit, but he didn't find it.
Kong Yuzhen read the agreement carefully twice.
still the same.
He pursed his lips secretly.
Li Wenjun took the agreement and pointed at one of the items.
Kong Yuzhen read it carefully: "Confidentiality clause. Party B and its related parties are not allowed to open factories producing the same products outside the industrial park. Note: Related parties include relatives, friends, and partners. Otherwise, they will be held responsible for leaking secrets."
Then Kong Yuzhen reacted.
Wait a minute. Li Wenjun wants to build a beverage and drinking water plant in the industrial park.
This factory just transports water from the water source and fills it.
It's a hugely profitable thing.
They plan to open a mineral water plant and have already found a water source.
According to this agreement, the Kong family has nothing to do with this business.
Good guy, is this guy waiting for him here?
Li Wenjun twitched his lips: "You go back and discuss it. My mineral water brand already has a certain reputation and market share. You may not be able to make as much profit from starting a new business as you would by cooperating with me and using my 'brand' directly. You really
If you want to innovate, you can use your name to promote the new brand of 'Wenjun Industrial'."
Kong Yuzhen was so angry that he almost flipped the table: Fart, in this case, this new brand will become famous in the future, and it will still be yours. Your kid’s abacus is really going crazy.
But there was one thing he had to admit. Li Wenjun's sales network and transportation network were too tempting.
This guy is also a good salesman, and he can turn any junk into treasure.
To put it bluntly, if you work hard on your own and earn one dollar, you may be able to earn two dollars in the future. And if you follow him, you can tell the difference between one dollar and five dollars from the beginning.
He gritted his teeth and said, "I'll go back and think about it before I answer you."
Li Wenjun said: "I want to introduce someone to you today."
He pressed the button on the table and asked his secretary to bring Li Guangzhi in.
Li Guangzhi came in and shook hands with Kong Yuzhen: "Hello, Mr. Kong."
Kong Yuzhen had heard about Li Guangzhi and felt a little disdainful: I thought it was who it was. It turned out to be this rag collector...
However, his face always seems to be wearing a mask, and most people cannot see his mood swings.
Except for people like Li Wenjun who know him very well.
Haha, you look down on people who collect rags, right? I also started my own business by collecting rags and turning them into treasures.
Li Wenjun stabbed Kong Yuzhen calmly and without leaving any trace: "Mr. Li's profit last year exceeded 3 million, with a profit margin of 200%. Now Mr. Li is handling all waste products in Zhuzhou City."
A flash of surprise flashed across Kong Yuzhen's eyes: Three million in profit is a small amount to Li Wenjun and me.
But it’s scary for a waste collector to do this.
How much does paper cost per pound? One cent or two cents?
How much paper do you need to charge for a profit of two million!!
The key is that his profit margin is 200%.
The highest profit rate in my industry is only 30%.
Although he didn't show any obvious expression on his face, he couldn't help but become more enthusiastic when holding Li Guangzhi's hand.
Li Guangzhi smiled: "It's all thanks to Director Li's help." Li Wenjun's words saved him from leaving his hometown and made him a prominent entrepreneur in the province.
Thinking about it, if he had not listened to the advice and went to Shenzhen, he would have missed the only opportunity to start a business in his life.
