Since ancient times, whether it is borrowing money or being borrowed money, it seems to be an unspeakable thing.
Therefore, even Xiao Lizi, who was the emperor, made up his mind to lend money to his subjects after much hesitation.
However, even if the emperor made up his mind, he could not immediately issue a decree and wait for a large amount of wealth to fall into the jar.
If by that time, people don’t accept his emperor’s debt and don’t pay him, then won’t his old face be thrown into Java?
So, after a few days of silence, rumors gradually leaked out of Chang'an City.
"Hey, do you know? A big thing happened to the bank in Beicheng recently?"
In the private room of Zuixian Building, a thin man with a mustache and a piece of dog skin plaster on his temple was whispering to the people at the same table mysteriously.
"Beicheng Bank?" A fat middle-aged man who looked like a foreigner sitting opposite him heard this and immediately asked, "What's wrong? Is it possible that someone robbed it? Is our money okay?"
"
"What's your money, my money? Who dares to rob it in Chang'an City? Not even looking at who is standing behind it? That's the emperor..." The thin man who spoke almost choked to death on the fat man's words.
He opened his mouth to scold me, but he just remembered something, so he swallowed angrily and said, "It's not that I was robbed, it's a good thing!"
"A good thing?" When the fat man heard that it was a good thing, he finally felt relieved and didn't care about the attitude of the thin man. He touched his round belly and said with a smile: "But, what good things can happen there? Brother Yan, don't you think so?"
Recently I heard that the handling fee is going to be reduced?”
"Why lower the handling fee!" The thin man surnamed Yan rolled his eyes helplessly when he heard that the fat man didn't guess correctly: "Others don't know, but you don't know? That's a place that wants money!
There is a custody fee for depositing money, a handling fee for withdrawing money, and an exchange fee for inter-regional transfers! Now people say that even if a flea enters the bank, it will have its legs pulled off! You still want them to lower the fees, just dream on it
Bar!"
"Haha, Brother Yan is right!" As soon as the thin man finished speaking, an old man who was about fifty or sixty years old, with half-white hair but still energetic, laughed and said: "I took a Hangzhou card last time.
I went back to Chang'an to redeem the hundred-guan stamped ticket, but when I asked about the handling fee, I asked for eight-guan. The angry old man went out and sold the stamped ticket to a businessman who was going to Suzhou for ninety-five guan, and let the bank
The people inside stared blankly!"
"Hey, I've done this before!"
The old man's words caused the whole table to burst into laughter. The fat man also came to his senses and proudly showed off to others that he had done similar things.
However, a group of people laughed, but there are still people who know the importance and benefits of banks! So when everyone stopped laughing, they saw a young man dressed as a young man shaking his head and saying: "Although that bank is always concerned about everything and fights for every penny, but
After all, it is still a good thing! At least now we can travel around without having to carry gold, silver and copper coins in carts, right? It is not only convenient, but also much safer! With the empty transportation capacity, we can also load a few more carts of goods, right?"
When the young man spoke, several people present immediately stopped smiling and nodded slightly.
The few of them here are all traveling businessmen. When they first started doing business, they often had to bring money for one load of goods when they went out of town to buy ten loads of goods! Not to mention the effort, they were also easy to get picked up by bandits and robbers.
.
But since the bank was established, they were surprised to find that in the past, they had to carry thousands of kilograms of copper coins, but now they only need to carry a thin piece of paper! Although now this piece of paper can only be used in the largest banks in the country.
Cash can be cashed in every city, but the bank has said that sooner or later, they will have banks in every city and even every town in the Tang Dynasty!
If that day really comes, then those of them who do business will probably not even need to exchange copper coins, they will just hand over the silver notes directly. When they see it, who would dare to say that they smell like copper!
"Brother Wu is right. The bank should keep the copper coins for us and charge some handling fees! If we go to exchange, they have to provide us with services, and we can't expect it to be free, right? There is also this cross-border exchange. Although the price is not cheap,
But it’s still much cheaper than hiring an escort and doing it yourself!”
The young man's words attracted the approval of everyone at the table. A shopkeeper who had been silent all this time even stroked his beard and defended the bank a few words.
They are businessmen, and the nature of businessmen is to pursue profits! They are not afraid of spending money, but they are afraid that the money will not be spent in value!
Therefore, although in the eyes of many people, the bank opened under the Imperial City is like a vampire, for people like them, the advantages far outweigh the disadvantages!
"Hey Hey hey!"
Seeing that, people at this table began to discuss how much changes the bank had brought to their business. The thin man named Yan finally couldn't help it anymore. He tapped the wine glass in front of him with his chopsticks and said, "Huh? I haven't said it happened yet."
What a good thing! Why did you start talking about other things? Don’t you want to know about this good thing? That’s it, that’s it! It seems that I can only get this good thing!”
Having said that, the thin man was about to get up and leave. However, everyone present thought that there were still good things to say, so why were they willing to let him go? They stood up in a hurry and left him behind.
"Oops, I almost forgot! Xiao Yan, if you have any good news, just tell me! Don't worry, I won't treat you badly here!"
"Yes, yes, me too!"
"Hey, who in Chang'an City doesn't know that you, Brother Yan, are the most well-informed? What's the benefit? Remember to take your brother with you. If your brother makes money, you can choose the best brothel in Chang'an!"
"Yes, yes, me too!"
"Um, brother Yan..."
"Yes, yes, me too!"
The whole table was full of people trying to persuade him to stay, some were playing emotional cards, and some were offering real benefits! The fat man was so anxious that sweat broke out on his forehead, but he was also clumsy and couldn't say anything at the moment, so he had to follow
He kept nodding behind his back, making the table full of guests so angry that they just wanted to throw the fat man directly from the second floor! To save him from embarrassing himself here!
"Huh huh... This is just for your sake!" The thin man was just trying to leave, but now seeing so many people trying to stay, he used the ladder to get off the donkey, grunted, and sat back down.
"Tsk, this mouthful is a bit dry!"
"Waiter, hurry up and bring me a pot of tea! It's better!"
"I want to drink something tasty."
"Ahem, that waiter, I don't want the tea anymore, let's exchange it for wine! Let's exchange it for Xiao's fine wine!"