Chapter 591: People are not really blindfolded (super large chapter
Asking for a monthly ticket)
"This is last year's financial report of the Huilmei Medical Group. It's very beautiful. What do you think of these beautiful earnings?"
Christos took out a report and put it on the table.
"It's very bad. This is a very bad thing for both Wetland and the Federation."
DeSank looked at the report and shook his head.
"Why do you say that?"
Christos looked at him with interest.
"In fact, I think the federal consortium has obtained a large amount of wealth that should not be theirs through financial loans and the exploitation of employees."
DeSank took a deep breath and replied.
"For example?"
Christos stared at him.
"The consortium uses a large amount of advertising to promote some products and attract people to buy items they don't need much. When the target users are unable to pay for the purchased goods, they 'lend' them money through their own credit cards and consumer loans.
target users, allowing these target users to purchase their products in the future.”
De Sank spread his hands and explained,
"In this way, they make two money for the same product.
“A profit comes from the product itself, and this part of the profit they have grown by continuously lowering employees’ wages and reducing employee benefits.
"The other amount comes from the interest on the loans they lend. This money they earn is more secretive. They will not tell customers how high the interest rates really are for the loans they carry. They try their best to hide these interests in '
Word Game'.
"For example, some loans are said to have a daily interest rate of 70%, but in fact the annual interest rate is as high as about 25%. If 10,000 federal coins are used for one year, the user will have to pay up to 2,500 federal coins in interest. The entire federation has very few
The net profit can exceed 20% of industrial products.
“In addition, they will also hide the interest in lower installments through installments.
"For example, I once learned that the Huiermei Medical Foundation has an 'oral surgery service' with a price tag of 10,000 federal dollars. If you use the medical insurance discount, it will cost 2,800 federal dollars. This is not an easy fee to pay.
"At this time, the Huilmei Medical Foundation will recommend that patients use their credit cards to make installment payments of 2,800 federal dollars, 156 federal dollars per month, divided into 24 installments. It seems that the amount paid in each installment is very low.
"But in two years, the patient had to pay a total of more than 3,700 federal dollars to the Huilmei Medical Foundation, which amounted to an additional 1,300 federal dollars in interest, and the total interest rate was as high as 46%.
"And because it is an installment payment, part of the principal must be repaid every month, and the actual annual interest rate may be higher. Through these means, the consortium has obtained cost benefits that far exceed the cost of the products they themselves provide, and then uses these benefits again.
Take it and repeat it in your next sales or finance game.”
"The actual annual interest rate should be about 29.6%,"
Christos looked at Desanke calmly, "If you follow your words, the consortium's products should be selling well and profits should be rising, but in fact, in the past ten years, except for the top super consortium,
, the profit and revenue data of major federal consortiums are declining, a large number of factories have been closed, and a large number of employees have been laid off. The development form of the consortia does not seem to be very good, what do you think is the reason?"
"Because they are too greedy,"
Desank sighed, "In Plant's industrial area, factory employees can only get a weekly salary of about 300 federal dollars, but they have to spend more than 110 federal dollars to pay the rent of a shared apartment owned by the consortium.
Pay off credit card debt or other consumer loans close to 200 federal dollars.
“Then they can only use the balance recovered from repaying their credit cards to buy new daily necessities and products they produce but dare not consume.
"They earn meager wages to buy products that the consortium earns high profits, and then they have to bear the high interest on the consortium's loan. At this level, no one has any remaining wealth for consumption. There are so many people in the market.
Things can't be sold.
"No matter how high the profit margin of the consortium's products is, if it cannot be sold, the revenue will naturally not be generated. Without revenue, there will be no profit."
“Sounds like a good analysis,”
Christos stared at Desank's cheek, and his always dull cheek finally showed a gentle smile, "Can you tell me your opinion on the current situation of Wetland?"
Then he pointed to the cylindrical device in the corner, "There is a projector there. If you need to project data or presentations, you can directly connect it with the wristband."
Looking at Christos's smile, DeSank nervously clenched his fist. He knew that he had gained the initial recognition. He stood up slowly, opened his bracelet, and connected the projector.
"There are many obvious problems in Wetland now. The most obvious one is actually the problem of the scavenger group in the West District. These special groups are actually the epitome of most ordinary people in Wetland, but they are more extreme and more possessive.
Representative..."
······
The moonlight spread over the swaying branches. He Ao sat on the roof of the off-road vehicle, holding a grass root in his mouth, looking up at the vast stars.
From the fighter transport aircraft not far away, the voice of Desanke's lecture could be faintly heard.
The wind rustled the leaves.
"Mr. Jess, do you need a blanket?"
The wilderness hunter driving an off-road vehicle stuck his head out and handed out a blanket.
"Need not,"
He Ao shook his head. He looked at the Revenant and then at the light behind the curtain of the transport plane. He smiled and said, "You should get some sleep first. They will probably talk for a long time tonight. Recharge yourself so that you can go back tomorrow."
.”
"But······"
The wilderness hunter was a little hesitant. This was a dangerous wilderness. There was no telling what kind of terrifying monsters were hidden in the dark night. It was too dangerous to sleep in the wilderness without a camp.
"fine."
He Ao shook his head, "Nothing will happen tonight."
"OK."
The Revenant hesitated for a moment, but finally chose to believe He Ao and retreated into the car with the blanket.
For this kind of off-road vehicle in the wilderness, the driver's seat and the passenger's seat can basically be folded flat, and there are also footrests, which can be used as a simple bed, so that the driver can rest in a safe place.
As the sound of seats being lowered came from the off-road vehicle, He Ao's eyes swept around.
A pair of deep eyes emerged from the dark night, staring at him.
He Ao took out the grass root in his mouth, held the ax handle behind his back, turned over and jumped out of the car.
The pitch-black night was covered with splashing blood, and the white bone ax was stained with mottled bright red.
Invisible fear spread out from under the man's footsteps, like an eternal tyrant in the night, sitting on a towering throne.
When the last shadow wolf's head was separated from its body, those small lantern-like eyes in the night flickered in fear, and then quickly disappeared, disappearing into the vast darkness.
He Ao returned to the off-road vehicle, pulled out a new grass root, opened the shell and held it in his mouth, then turned over and sat on the roof of the vehicle.
This kind of grass is called sweet grass. It is a very common plant in the wilderness. It is non-toxic. Its rhizomes are in the shape of lumps. After peeling off the outer skin, the inner core is white, sweet in taste and high in sugar.
This grass is one of the main sources of sweetness for wilderness wanderers, and can also be used as an emergency sugar supplement.
All the surrounding strange beasts have retreated, and the gentle whimpers of the beasts that could have been carried by the night wind have also disappeared.
The talent sequence of Terror is actually more suitable for the wilderness than the city. As the number of killings increases, the superimposed aura of panic will be much more effective against alien beasts than against humans.
After all, humans have reason and can barely resist panic. The alien beasts ran away as soon as the panic came.
Using this skill, walking in the wilderness will save you a lot of trouble.
He Ao patted the grass and mud stuck to his body, squeezed out the juice with leaves, and wiped the blood on his clothes.
De Sank in the transport plane was still talking loudly.
He Ao raised his bracelet and opened the information about the Tellison Group's "Phoenix" voting system that Vianna and Eve had sent him before leaving the city.
The Phoenix system is the star product of the Tellison Group. It is said to be specially developed for federal elections. It is the most comprehensive and safe voting system in the federation and will never be breached.
Although the reality is not so dramatic, it is still similar.
Eve's analysis shows that the Phoenix system has the highest data retrieval authority of the Tellison Group. If you want to forcefully crack the system from the outside, you will have to face the supercomputer array of the Tellison Group, the largest communications group in the federation.
This is almost impossible.
Adding up the computing power of all the supercomputer arrays of the nine major consortiums in the top ten of the federation except Tellison Group, none is as much as Tellison Group alone.
Although Tellison Group cannot use all its computing power to defend the Phoenix system, even if it only uses some of its computing power, it will still be a barrier as high as a high wall.
Therefore, it is not a lie if Tellison Group boasts that the Phoenix system will never be breached.
He Ao carefully read the information on the Phoenix system.
As a voting system for mid-term elections and federal presidential elections, the Phoenix system is not used often. As promoted by the Tellison Group, this is a system specially developed for federal elections.
Vianna found many academic papers about the Phoenix system on the academic Internet, which proved that this system is indeed rigorous and excellent, and the development and maintenance costs are extremely high. In addition, in order to maintain the advanced nature of this system, this system needs to be updated every once in a while.
, just perform an upgrade, which further increases the cost.
In order to balance these development and maintenance costs, the federal center and major cities that use this system also paid a large amount of usage fees to the Tellison Group.
However, according to Tellison Group's own propaganda, these royalties are not enough to cover the development and maintenance costs of the Phoenix system. However, Tellison Group is willing to operate this system at a loss for the sake of federal justice and fairness.
Originally, He Ao didn't believe this argument, but Eve found various cost and operating cost estimates for the development and upgrade of the Phoenix system.
After a comprehensive calculation, the Phoenix system is indeed not profitable, but it is not a loss. The revenue this system obtains from the federation and major cities can barely offset the cost.
Of course, for the consortium, if it doesn't make money, it means losing money.
He Ao read through all the information that Eve and Vianna sent him. Judging from these information, the Phoenix system is indeed a completely reliable system.
He closed the bracelet and looked at the starry sky again.
The Huiermei Medical Foundation is not a consortium that is good at computer technology, and the mysterious man has no computer-related abilities except for the hacker.
This is their knowledge blind spot.
It is also unlikely that the Telleson Group will use the Phoenix system to cheat for the Huilmei Medical Foundation. The two consortiums also have competing projects, and cheating will cause too great a loss for the Telleson Group. For the Huilmei Medical Foundation,
Not worth it for a senator.
Therefore, the final data obtained by the Phoenix system should be reliable.
It is impossible to cheat in voting.
Seems like there's no problem?
He Ao stared at the stars and the bright moon in the sky, as if he were watching a complicated chess game.
Where will the chess player place the chess pieces?
——
When the morning sun rose in the east, Desanke walked out of the combat transport plane in high spirits.
After talking all night, he didn't seem tired at all. He was as energetic as taking a shot of chicken blood, but he still held a bottle of water and kept drinking water.
Christos sent him out.
"It's done?"
He Ao stood at the door of the transport plane and looked at him.
"We had a good chat," Christos walked out from behind DeSank, "Desank has a lot of ideas and opened up new ideas for me. He will be a good senator."
That means it's done, Christos agrees with De Sank.
De Sank glanced at Christos, finally recovered from the nervous excitement, tried to calm down his mood, turned to He Ao and said, "Mr. Christos said a lot about me.
Views that I had never thought of before gave me a feeling of enlightenment.”
"It's done."
He Ao smiled and nodded.
The three of them walked towards the off-road vehicle together.
De Sanque walked in front, and Ho and Christos walked behind.
"I heard you've been in a lot of trouble."
He Ao glanced at the rising sun in the sky and said softly.
"Is your organization still paying attention to me?"
Christos smiled, and he also glanced at Chaoyang, "The situation is a little more complicated than I thought. I originally thought that many things would be easy, but I didn't expect that they would actually be more troublesome to deal with. When the market goes public,
Growing up is not the end, it’s just the beginning.”
He lowered his head and looked at He Ao, "So what about you?"
"Everything is business as usual."
He Ao said calmly.
"I don't understand what you want to do," Christos smiled. "I always feel that you will deal with many evil gods."
"In a sense," He Ao shrugged, "there are many gods and friends who are happy to help."
The two stopped in front of the off-road vehicle. Christos looked at the person in front of him, as if he saw the immature-looking young man in the cafe and the photo on the tombstone in Rock City.
His eyes were calm, "I hope this is not the last time we meet."
He Ao got into the off-road vehicle, paused for a moment, and said softly,
"I hope."
······
Christos returned to the transport plane, and the huge transport plane floated into the air and flew in the direction of Wetland.
Next, he will embark on a short-term 'visit' to Wetterland.
This visit was temporarily scheduled yesterday, at least for the Weitland municipal government. Christos, who was visiting a city in the middle of the federation, suddenly decided to cross half of the federation and come to Wetland for a short visit.
They were caught off guard.
But it was impossible for them to refuse. This was the first time in this century that the mayor of Chenxi City came to Wetland. If they refused, it would seem that they were a little less powerful.
"Professor Jess, how did you meet Christos?"
Sitting in the off-road vehicle, Desanke looked at He Ao curiously.
"We have a mutual friend. I briefly told him some things about you, and he agreed to come over and have a look."
He Ao quickly replied in summary of what he had done, and then he looked at De Sank, "How did it feel to see Christos?"
"To be honest, I'm a little excited."
De Sank smiled. He always felt that the actual matter was not as simple as He Ao said, but He Ao did not go into details, so he did not ask further questions.
"I never thought I would be so close to Christos, and I chatted with him all night. He taught me a lot of experience, and I really benefited a lot."
Having said this, he paused, "But now my mentality has stabilized a lot, and I feel that my endurance has been greatly improved. Even if K suddenly appeared next to me at this time, I shouldn't be surprised.
"
No, you will.
He Ao withdrew his gaze and looked out the window, "How do you feel about the campaign?"
"Actually, I'm still a little worried,"
Desank's eyes lowered, and he glanced at the rising sun in the sky, "Even if Christos is willing to stand up for me, the citizens of Wetland may not be willing to buy my account."
The so-called platform refers to politicians with high support from the same party or faction, or with higher status and seniority, expressing support for younger generations.
Some support verbally, some directly appear at the campaign site, and some introduce them to their voters at their own campaign sites.
All in all, it is to use the influence of the older generation to endorse the newcomers.
If DeSank were running for senator in Dawn City or the surrounding cities of Dawn City, Christos's platform would be invincible, but it's a pity that he is in Wetland.
"Professor Jess, you also know,"
De Sank said slowly, as the excitement of seeing Christos gradually faded, he continued to think about deeper issues,
"As the two largest cities at both ends of the federation, the relationship between Wetland and Chenxi City is not very friendly, and each is competing for the other's consumer market and raw material supply.
"The central city that Christos just visited is the traditional sphere of influence of Wetland. In Wetland's long-term propaganda, Chenxi City has always had a negative image.
"Now Qunxing Pharmaceutical and Huiermei Medical Group are trying to suppress me. They have enough money to control most of the media in the city. Even if Christos stands up for me, it will have no effect if the news cannot be spread."
"That's not a problem."
He Ao shook his head slightly.
"Professor Jess, do you have a solution?"
Desanke looked at He Ao with some surprise.
He Ao stared at the rising sun, "People are not really blindfolded and cannot see the morning sun."
