Chapter 209 What is the most suitable way to save money?
Chapter 209 What’s the best way to save money?
In the library, several sweepers gathered around Ji Momo.
"Girl, we heard that you majored in finance. Can you do me a favor?"
She is good-looking and greets them politely every time she comes to the library, so several aunts like Ji Momo very much.
"Auntie, what's the matter? Just tell me."
“We want to save money, but we don’t know how to do it.”
“How much money to save?”
"Hey, it's not much. The salary is there. How much money can you have?"
"Can you tell us how to save more money?"
The citizens passing by them couldn't help but sneer at them.
Are you crazy? The more money you deposit in the bank, the more money you deposit? If this were true, wouldn’t everyone line up to deposit money?
"Auntie, there are actually several ways to save money."
"Are there that many?" Not only did the aunties not believe it, but the surrounding citizens who were watching the fun also felt it was outrageous.
"What should I do if my salary is low? I always feel that I don't have enough money every month." Someone whispered.
"Really?"
Everyone exclaimed, it doesn’t seem to be difficult? Set up a bucket at home and put money into it every day. After one year, there will be more than 66,000, which sounds very good!
"Is there more? Is there more? Miss Momo, I didn't expect you have so many ways!" Someone couldn't help but praise.
"Is there any more? What is the fourth way to save it?"
"The third method is called the December savings method. In January, you save 100 yuan, in February, you save 200 yuan, in March, you save 300 yuan, and so on, until you save 1,200 yuan in December, you save 7,800 yuan a year."
"My daughter spends money lavishly and spends all her living expenses before the end of the month. If she follows Miss Mo Mo's method of saving money, she can save more than 5,000 yuan a year."
"What can I do?" Everyone raised their ears curiously.
"That's right. I can give it a try. I don't have any restraint on spending money." A college student of similar age to them said.
"The first is to deposit a fixed amount of money every month. For example, when you are paid every month, you deposit 500 yuan on that day, so that you can save 6,000 yuan a year. Over a year or two, the money will be saved over time.
Come down."
6,000 yuan? It doesn’t feel like a lot.
"The second type requires perseverance and no interruption, which is to save money on a daily basis. Save 1 yuan on the first day, 2 yuan on the second day, 3 yuan on the third day, and so on, until you save 365 yuan on the last day, so for one year
I saved 66,795 yuan after I came down.”
"Brother, I know. Our teacher said that if you add 1 to 100, the answer is 5050."
"The fourth method is the monthly decreasing method. Deposit 30 yuan on the 1st, 29 yuan on the 2nd, 28 yuan on the 3rd, and gradually decrease. By the 30th, you can save 1 yuan. After one year, you can save 5,580 yuan."
"Is there any other way?"
"There are a few, not as attractive as the second one." Someone said.
"Ah? I think this method of saving money is suitable for my daughter." A middle-aged elder sister said excitedly.
ah?
"More than sixty thousand?"
"What's the fifth way?"
The fat man nodded, "Look, if you save money like this, after 100 days, you will have 5,050 yuan."
The fat man buzzed and said, "Why not? Don't you know what the result is of 1+2+3+4+...+100?"
"The fifth method is called the 52-week money saving method."
"There are 52 weeks in a year. In the first week, you save 10 yuan, in the second week you save 20 yuan, in the third week you save 30 yuan, and so on. By the 52nd week, you save 520 yuan, so you can save 13,780 yuan a year."
"It doesn't feel like much? The second method is the most cost-effective."
Ji Mo couldn't help but laugh and said, "I'm just talking about the lowest way to save money. You can save 10 yuan a day, or 100 yuan a week. You decide the amount yourself. In short, you can increase revenue and reduce expenditure, and you will have unexpected gains by the end of the year."