After Wang Chenghu heard this, his face suddenly became ugly.
He did not expect that Liu Haotian would raise such a question, and this question was obviously a big trap. But the problem now is that, in front of everyone, if he, the deputy mayor, does not say anything, it would be really unqualified.
In particular, there were many people holding mobile phones in their hands at the scene, and some even brought professional equipment for live broadcasting. Obviously, among the depositors at the scene, there are likely to be self-media people. If they are doing a live video broadcast,
, I can't give a more constructive opinion, I'm afraid it will be difficult to explain.
Wang Chenghu was full of desire for survival, and he immediately said: "I think the top priority now is to find ways to recover more funds and ensure the safety of depositors' funds. In particular, we can issue an international arrest warrant and find ways to arrest the big bankers of Nansong Village Bank."
The shareholders will be captured and every possible effort will be made to recover all losses."
The opinion given by Wang Chenghu is very standard and fully meets the psychological expectations of the depositors on the scene. However, it is also a standard official statement. He will give you an opinion that is in line with your inner expectations, but will not give you any specific executable instructions.
Such measures, in this way, there is no hope of getting the money back, but it only gives you an expectation that Wang Chenghu and Nansong City want to make a difference.
In fact, what they will do and what they will do are beyond your control, not even those of Liu Haotian and Song Tianhua.
This is the cunning and cunning side of Wang Chenghu.
Liu Haotian shook his head gently and directly exposed Wang Chenghu's hypocritical face: "Comrade Wang Chenghu, I have to say that your official words are quite accurate. However, it is very regrettable that the opinion you mentioned, let's just call it
He is just an opinion and does not have any specific actionable measures. To put it bluntly, it is just a waste of time to take off your pants and fart!
Because even ordinary people know that the key issue now is to get the money back, but how can we get the money back? How can we try our best to recover the losses of depositors?
Please give Comrade Wang Chenghu specific and operable measures. I wonder if Comrade Wang Chenghu has any corresponding ideas in his mind?"
Wang Chenghu naturally has ideas in his mind, and there are many more, but he can't say them in front of so many people, because if he really says it, it will damage his own job. You can't hit others when you are holding other people's jobs.
The pot.
Thinking of this, Wang Chenghu said with a serious expression: "Mayor Liu, I don't think this matter should be handled too hastily, otherwise haste will lead to waste.
My point of view is to immediately convene experts and scholars from across the province to discuss together. When faced with this problem, within the legal framework, how should we avoid losses and how to recover the transferred funds to the greatest extent possible?
I believe that experts’ suggestions will give us more operability.”
Liu Haotian shook his head gently: "Comrade Wang Chenghu, you have been talking for a long time, but you still haven't expressed your own suggestions and ideas. This makes me very disappointed. As for the opinions of experts you mentioned, with all due respect, today's experts
Many of them are experts, even experts from the fifth column. For example, many medical media have been hyping that foreign women never confine themselves when giving birth, and infer that Chinese women also do not give birth.
There is no need to confinement! It is even said that foreign women should eat cold food and spicy food without any scruples during confinement period, because they have scientific basis. And those who hype these contents
, is also the media account of a top provincial hospital. It seems that he is popularizing Western medicine as a so-called science. In fact, the so-called science popularization of these medical media is actually attacking traditional Chinese medicine, because it includes confinement and confinement.
Try not to drink cold water or eat cold things. This is the point of view of traditional Chinese medicine.
To put it bluntly, these so-called experts are actually serving their own selfish interests and willingly becoming pawns of American imperialism and Western medical forces!
So, don’t mention any experts to me. Although I do not deny that in some professional and technical fields, the opinions of experts are worthy of reference, but in some fields, the so-called expert opinions are bullshit!
They are just a group of slaves who eat other people's food, take other people's money, and help other people's propaganda. They don't just say whatever you want them to say.
Now the problem of our rural banks in Nansong City is in danger. As the leaders of the municipal party committee of Nansong City, we must have our own unique insights.
Comrade Wang Chenghu, what is your unique personal opinion? I'll give you one minute to think about it. If you can't give me any advice after one minute, then I will tell you my solution."
Wang Chenghu sneered: "I don't have to think about it. I have expressed my point of view very clearly just now. Since you are unwilling to adopt it, that is your problem. You can directly express your point of view."
Liu Haotian nodded: "Currently, we have frozen the company accounts and personal accounts of all shareholders of Nansong Village Bank, so my first point of view is that we need to send accounting personnel to conduct a comprehensive and detailed audit of the shareholders of these banks.
, let’s take a look at how much benefit they have obtained through Nansong Village Bank. Regardless of the funds they transferred from Nansong Village Bank in any name, they will all be sent back to me in penny. If they are insolvent, then
Conduct a bankruptcy auction and get all the money back to fill the hole!
Although the major shareholder has left, none of them, the small and medium shareholders, can escape responsibility, let alone just because the major shareholder has escaped. No matter how much they eat, they must spit it out!"
After Liu Haotian said this point of view, Wang Chenghu shook his head vigorously: "Mayor Liu, your point of view is obviously to bully the weak and fear the strong. Your doing so will make these small and medium-sized shareholders very angry, because they themselves are also victims."
Liu Haotian shook his head gently: "Whether they are victims or not is not determined by your words, Wang Chenghu. As I said just now, please ask the accountants to check their accounts first. If they are indeed suffering losses,
If they are the party, then they do not need to spit out the benefits they have gained. However, as the small and medium shareholders of the bank, they have not fulfilled their supervision and management responsibilities. They still have to bear the corresponding compensation according to the corresponding equity! This is what they do
The obligations that small and medium-sized shareholders should fulfill!”
After Liu Haotian finished speaking, thunderous applause erupted from the scene. At this moment, all the depositors around him were applauding Liu Haotian.
Because they could see that Mayor Liu Haotian in front of them was sincerely considering them, and the first point he made directly broke many people's doubts.
Liu Haotian's point of view means that even if the major shareholders run away, they, the small and medium shareholders, will still be liable for compensation.
This is one of the best protection measures for their depositors’ interests!
As for the opinions of bullshit experts, they don't care at all.
All they care about is who will truly protect the interests of their depositors.
After the applause fell, Liu Haotian continued: "The second handling measure I want to talk about is that the relevant departments of the Nansong Municipal Party Committee and Municipal Government organize a world-wide arrest of the major shareholders, especially the family members and relatives of the major shareholders.
Check to see if there are any fund exchanges between them and major shareholders. If it is found that there are fund exchanges or even transfers of interests between them, any large-scale transfer of interests with a large amount of funds will be refunded every penny!
It is unreasonable that all the benefits should be taken by him and his relatives and friends, while the losses should be left to the depositors."
The scene was filled with thunderous applause again. Song Tianhua nodded secretly when he heard this. This Liu Haotian is really tough. The details he mentioned are indeed the most capable of winning stars.
Liu Haotian continued: "The third point I want to make is to immediately conduct a strict investigation on Li Dayi, the major shareholder of Nansong Village Bank, in the two months before his escape until now. The amount of funds in all transactions with their village bank exceeds
Withdrawal records of more than 500,000 people in the public sector and civil servants, all the money withdrawn by these people will be returned to the capital pool of the village and town banks in Nansong City. They must accept this loss like ordinary people!
You cannot run away in advance just because of their special status or because they know inside information. This is absolutely not allowed!"
After Liu Haotian finished speaking this point of view, there was thunderous applause. For these ordinary people, they had heard various versions for a long time. They had even known about the news that the rural banks in Nansong City had exploded, and many people had heard the news.
Their relatives with civil service or public service establishments told them that that’s why they withdrew their savings in advance.
Now, it’s obvious that I can’t withdraw a penny!
Then their hearts will be unbalanced. Because those with connections and connections can obtain information in advance and withdraw their deposits in advance, which is unfair to ordinary people. Liu Haotian's approach is to those who
It is a kind of blow to the well-versed preparation staff to know the news that it is beneficial to step forward to fish, and to escape in advance when there is a crisis!
This is also one of Liu Haotian’s balancing strategies!
However, this strategy is the most popular among the people, and it is also the most able to make the people feel psychologically balanced.
Wang Chenghu's eyes widened. He had no objection to Liu Haotian's suggestion because he knew that Liu Haotian's suggestion meant that Liu Haotian would become enemies with many civil servants in Nansong City!
He will become a thorn in the side of these people! Because Liu Haotian is harming their real interests!
After Liu Haotian finished this suggestion, the applause at the scene lasted for a long time. Many depositors clapped their hands red, but still refused to stop.
Song Tianhua glanced at Liu Haotian in shock. He did not expect that Liu Haotian would actually target these people. This was definitely a very effective suggestion, but it was also very detrimental to Liu Haotian himself.
But he brought it up anyway!
From this detail alone, we can see that Liu Haotian is definitely a selfless person.
Wang Chenghu rolled his eyes and thought: "Mayor Liu, do you have any other suggestions?"
Liu Haotian smiled slightly: "Comrade Wang Chenghu, don't be anxious. My suggestions are not just one, two, three, or four, but several. It is in sharp contrast to you who can't say even one."
After finishing speaking, Liu Haotian continued to say with a smile: "The fourth suggestion I mentioned may cause greater criticism, but I still want to say this suggestion.
According to my observation, among the 60 to 70 billion yuan in capital deposits of Nansong Village Bank, at least 30 to 40 billion are sold through third-party Internet financial platforms to achieve the goal of attracting deposits. Now the major shareholder of Nansong Village Bank, Li
Dayi has run away and taken away tens of billions of dollars, so we have to discuss the issue of the liability of this third-party Internet financial platform.
We can't let others make a scandal. They, a third-party financial platform that helps Nansong Commercial Bank advertise, make presentations, and brag all day long on their Internet financial platform, don't take any responsibility at all!
They take 3% or more of the deposit amount as their profits!
Since they have enjoyed such high profits, they should bear corresponding risks.
As a third-party Internet financial platform, since it helps Nansong Village Bank sell their deposit financial products, it should bear the task of auditing. If they fail to audit and supervise in place, they should bear the corresponding responsibility!
I think that for this incident, the third-party Internet sales platform should bear 50% of the responsibility!
Nansong Village Bank will compensate half of the deposits sold on their third-party platform!
Because they themselves are vested interests, and they have not fulfilled their obligation to review!
Therefore, if they want to make such quick money, they must bear corresponding huge responsibilities."
After Liu Haotian finished speaking, thunderous applause broke out again. This time, Song Tianhua also applauded.
Because although Liu Haotian's suggestion was unreasonable, it pointed out a completely new mistake in accountability.
Although it is a bit exaggerated to let third-party Internet platforms bear half of the responsibility, they must not be exempted from responsibility!
At least they should be fined several times their profits as part of their responsibility.
For those savers, Liu Haotian's suggestion was the most exciting suggestion they had ever heard.
Because many of them purchase through third-party Internet financial platforms, and they also pay handling fees, which are not low!
Now they can't afford to offend the third-party Internet financial platform and can only find trouble with the Nansong City Government. But after Liu Haotian put forward this suggestion, they saw the possibility of minimizing the loss of their deposits!
If the third-party Internet financial platform can really compensate half of the compensation, then the losses of many of them will be reduced a lot.
This is definitely a good suggestion!
Everyone looked at Liu Haotian with eyes full of respect and admiration.
Someone in the crowd suddenly shouted loudly: "Mayor Liu, thank you! Mayor Liu, you are the mayor of our people in Nansong City!"
"The people's mayor!"
"The people's mayor!"
Suddenly, the voice of the people's mayor resounded through the sky.
Even many onlookers were shocked and moved by the excited shouts of these depositors. Especially after they understood the truth of the matter, many people began to shout loudly: "The people's
mayor!"
"The people's mayor!"
Liu Haotian didn't expect that his suggestion would cause such a huge response.
Liu Haotian could only make the gesture of pressing down with his hands again: "Everyone, please be quiet first and listen to what I have to say."
The scene suddenly became quiet again, and everyone's eyes focused on Liu Haotian again.
Because everyone knows that every word spoken by the mayor in front of him is a good word.
Liu Haotian continued: "The fifth suggestion I want to make, maybe people will scold me after I finish this sentence, but I must tell everyone my suggestion clearly, that is, in Nansong City Village Bank Bankruptcy
In the thunder incident, our Nansong Municipal Party Committee and Municipal Government are not responsible for telling the truth. This is the cruelest thing I want to tell you as the mayor of Nansong City.
We in Nansong City can take active actions and do everything possible to recover losses for everyone, but we will never cover up in any form.
The reason is simple. Since you depositors are willing to take huge risks to go to private banks, especially rural banks, for the 4.6% interest, and for the 1.4% higher interest than the four major state-owned banks, you are willing to take the risk, and this belongs to you.
For your personal investment and financial management behavior, you must pay for your radical financial management strategies!
So here I would like to advise all savers and all citizens, if you want to ensure the safety of your funds, try to go to the four major state-owned banks. Maybe their interest rates will be lower, but they are the safest!
Yangma’s advertisements have also clearly reminded you that what you are interested in is their high interest rates, while what they are interested in is your principal.
Although rural banks and private banks have enriched our financing channels, their risks are indeed very high. For ordinary people, I personally think that putting money in the four major state-owned banks is the safest!
Therefore, being irresponsible is my manifesto as the mayor. Anyone who has any dissatisfaction can directly attack me. But no matter what you say, no matter who puts pressure on me, I have only one sentence: we will actively make a difference.
, but I will never be responsible for Pocket!"
After Liu Haotian finished speaking, the scene fell silent again, this time it was an eerie silence.
Some people looked at Liu Haotian with eyes full of anger, some with eyes full of understanding, and some with eyes full of complexity.
This time no one applauded Liu Haotian because what he said deeply hurt everyone.
Liu Haotian didn't care about everyone's expressions and emotions, and continued: "The sixth suggestion I want to make is that our Nansong City will not accept any new village banks and private banks to take root in our Nansong City. At the same time, we will
On the basis of national rules, we will increase the capital review of private banks registered in Nansong City. If your registered capital is only a few million, you can block billions or even tens of billions.
If there was a thunderstorm and he ran away, the consequences would be too serious!
Therefore, all village banks and private banks in Nansong City will undergo a new round of reshuffle!"
After Liu Haotian finished speaking, the scene was still silent. Liu Haotian continued: "The seventh suggestion I made should be regarded as a continuation of the sixth suggestion, that is, our Nanchong Municipal Committee and Municipal Government will work together with the Banking and Insurance Regulatory Bureau and the
Some other departments will conduct a comprehensive and thorough liquidation and repayment of all private banks in the city. Those with greater risks will be directly withdrawn or restructured. For high-quality ones, they will be encouraged to continue to develop. However, all banks will be in the future.
We will face strong supervision. At the same time, I would like to make a brand-new suggestion here, which is to classify banks. Foreign banks are foreign banks, domestic banks are domestic banks, and all domestic banks, their major shareholders and controlling shareholders
His family and friends, including himself, cannot have foreign nationality. When going abroad, they must report to the China Banking and Insurance Regulatory Bureau and the local municipal party committee and city government. The China Banking and Insurance Regulatory Bureau must fulfill its supervision and review responsibilities!
As long as the controlling shareholder of a domestic bank wants to go abroad, the Banking and Insurance Regulatory Bureau must first conduct a detailed assessment of its bank assets before going abroad.
Therefore, in the future, if you want to open a domestic bank or a private bank in our Nansong City, you must ensure the nationality of your personal and family members, otherwise you should not operate banking business in our Nansong City!
Of course, if you have foreign nationality, then please go directly to register and apply for a foreign-funded bank. We will have a mature set of management measures for foreign-funded banks."
After Liu Haotian finished speaking, the depositors at the scene had indifferent expressions. They were not interested in the 6th and 7th suggestions put forward by Liu Haotian. However, Song Tianhua, who was the leader, took the 6th and 7th suggestions from Liu Haotian.
In the 7th suggestion, I heard Sen Leng’s murderous intention.
Obviously, once Liu Haotian's two lines are implemented, they will play a huge role in preventing risks for these private banks, especially rural banks. But if Liu Haotian does this, he will offend a large number of vested interests.
, and may even offend some people with real power in Nansong City and even the Second Southern Province.
However, Song Tianhua had to admit that Liu Haotian's last two suggestions were definitely at the bottom of the pot. This was the real rhythm to minimize risk prevention.
This is the true talent of a national scholar!
At this moment, Song Tianhua had to admire Liu Haotian from the bottom of his heart.
Except for the fifth item, every other one of the series of suggestions put forward by Liu Haotian can be regarded as good advice, whether it is for the Nansong Municipal Party Committee and Municipal Government or the Provincial Banking and Insurance Regulatory Bureau.
, these are really good suggestions that can promote the strengthening and improvement of supervision.
After Liu Haotian finished speaking, Song Tianhua did not seek other people's opinions, but immediately said: "I agree with Comrade Liu Haotian's seven opinions. If other comrades have different opinions, please raise their hands."
Song Tianhua showed the strength of the Municipal Party Committee Secretary at this moment.
Although Wang Chenghu wanted to object, he fell silent when he saw Song Tianhua's stern face and strong eyes.
Because he knew that he could fight against Liu Haotian, but he could never fight against Song Tianhua.
Because Song Tianhua is on the same level as the backer behind him.
Confronting Song Tianhua is simply courting death.
Although Liu Haotian is higher in rank than him, Liu Haotian has no foundation in Nansong City after all.
Song Tianhua is different.
If he offended Song Tianhua, Song Tianhua had many ways to deal with him.
Therefore, Wang Chenghu chose to be patient and silent.
Seeing that Wang Chenghu stopped talking, no one else dared to jump out and find fault.
Song Tianhua waited for a while, and when he saw that no one raised his hand, he said coldly: "Since no one objects to Comrade Liu Haotian's seven opinions, from now on, these seven opinions will be based on the opinions of our Nansong Municipal Party Committee and Municipal Government.
The name will be released directly to the public and reported to the province at the same time."
After finishing speaking, Song Tianhua turned around and looked at the slightly exhausted depositors, and said in a deep voice: "Dear depositors and fellow citizens, I know that everyone is dissatisfied with the fifth opinion put forward by Comrade Liu Haotian, but I want to
What I want to tell you is that from now on, whether in our Nansong City or in other areas, it will become a consensus across the country not to cover up illegal financing and illegal savings!
Of course, we will strictly abide by the laws and regulations of the country, and when it is time for us to tell the truth, we will never be vague!
But if you all know that rural banks cannot attract deposits from other places, but you depositors from other places have taken a fancy to the high-interest advertisements he posted online and come to deposit, then if your deposits are in vain, don’t come to us in Nansong.
Municipal Party Committee and Municipal Government, because this is your own problem!
And from now on, our Nansong Municipal Party Committee and Municipal Government will issue three risk warnings at the beginning, middle and end of each year. If similar problems occur in the future, our Nansong Municipal Party Committee and Municipal Government will not be responsible!
Therefore, I hereby solemnly remind depositors from other places and the citizens of our Nansong City not to be greedy for small gains and suffer big losses!"
Speaking of this, Song Tianhua said in a deep voice: "Dear depositors and fellow citizens, our Municipal Party Committee Standing Committee meeting is here today. You can go back first. Please rest assured that our Nansong Municipal Party Committee and Master will make every effort to reduce the
For everyone’s losses, we will do everything we can to recover Li Dayi!
Let’s all disperse!”
After saying that, Song Tianhua walked towards the car, and the other members of the Municipal Party Committee's Standing Committee followed behind and left one by one.
At this moment, the depositors watched Liu Haotian's back gradually disappearing, and their emotions were extremely complicated.
In Liu Haotian's speech today, Liu Haotian not only showed his responsible, responsible and courageous side as mayor, but he also showed his selfless side to these depositors.
Liu Haotian's speech made these savers truly realize that the consequences of their greed must be borne by themselves.
Liu Haotian didn't know that his fifth suggestion and Song Tianhua's final speech sounded the alarm to greedy people across the country and had a huge social effect.
After Liu Haotian got into the car, he immediately took out his mobile phone and dialed Song Tianhua, who had already gotten into the car: "Secretary Song, we must be more serious during this investigation. I strongly suspect that Wang Chenghu also played a certain role in it.
.”
Song Tianhua nodded solemnly. He knew clearly that Li Dayi's departure had nothing to do with Wang Chenghu, and he would never believe it.