In the morning, the atmosphere in the conference room of Xifeng City Market Supervision and Administration Bureau was extremely serious.
Liu Haotian pointed at the document in his hand and said with a serious expression: "Comrades, I believe you have all read the document that was just issued to you. Doesn't it feel shocking?
In the auto finance market, which has a capital of over trillions, which capital giant doesn’t want to make a lot of money? Now, many car dealers already have their own financial companies related to auto finance. Now, if they want to fully
Buying a car has become an extremely luxurious thing. These car dealers are trying their best to let people get loans to buy cars. These problems have seriously affected the overall development of our entire Xifeng City. To put it more seriously, they have already affected
The overall stability of our Xifeng City..."
Before Liu Haotian finished speaking, he was directly interrupted by Li Siquan.
"Director Liu, I think what you say is a bit alarmist, even a bit unfounded.
First, these car dealers establish car finance companies in accordance with laws and regulations and carry out car sales business normally, which is a legal act, and our Market Supervision Administration is not qualified to manage it.
Second, people want to buy cars and dealers want to sell cars. As long as they are not forced to buy or sell, we have no right to interfere.
Third, the auto finance business is a normal business and has nothing to do with the overall stability of our Xifeng City."
Speaking of this, Li Siquan's voice raised several notches: "Director Liu, I don't think you should use the presumption of guilt to treat this issue. To put it bluntly, your approach is more suitable for being the mayor than for
Director of the Administration for Market Regulation.”
Liu Haotian stared at Li Siquan with a stern gaze. He knew that after the Fingertip Collection Internet MLM company was shut down, Li Siquan became more and more dissatisfied with himself. And Liu Haotian became more and more dissatisfied with Li Siquan's performance. In Liu Haotian's view, before
The reason why the Market Supervision and Administration Bureau has done nothing, Li Siquan is the culprit.
Li Siquan relies on the strong connections he has gained at the Market Supervision and Administration Bureau to adopt a super conservative approach in handling many things. He would rather not do anything than do anything wrong. He must never offend anyone.
In Li Siquan's way of thinking, all companies that can make a big business, whether legal or illegal, have strong connections. The Market Supervision and Administration Bureau must not investigate and deal with them easily, otherwise, it will only threaten
to his black gauze hat.
In Liu Haotian's view, Li Siquan's approach is the ultimate in self-interest and a typical example of laziness and inaction.
Liu Haotian said coldly: "Comrade Li Siquan, it seems that your understanding really needs to be corrected.
First, you are right. These car dealers are indeed legitimate and legal companies, and there is no problem with that. Even when auto finance was first introduced, and even now, there are certain opinions on the automotive application field.
positive effects.
The reason why I pay attention to this issue is because there are serious illegal and even illegal problems in the auto finance field.
The most typical one is the incident where a female doctor caused a scene in a Mercedes-Benz 4S store that we just investigated recently. It is this incident that really brought the chaos of auto finance into the eyes of ordinary people, and also into the eyes of our Market Supervision Administration.
.
And this phenomenon does not happen by chance, but exists widely. The number of ways to avoid illegal facts by using various means is amazing. As the market supervision and administration authority, shouldn’t we take precautions and protect the interests of the people?
Second, although car dealers do not force people to buy or sell cars, they do use various methods to induce consumers to take loans to buy cars. This practice seriously harms consumers.
Interests.
Shouldn't we, as the Market Supervision and Administration Bureau, speak out for consumers and crack down hard on behaviors that appear to be reasonable and legal, but actually harm the interests of the people?
Third, it is true that auto finance is a normal business of the enterprise. However, are they legal to collect illegal financial service fees, compulsory insurance and insurance renewal deposits, mortgage fees, account closing fees, file management fees and other chaotic issues?
?
Shouldn't we formulate management measures to rectify and standardize chaos in the field of automobile sales? Shouldn't we require all car dealers to strictly abide by the "Consumer Rights and Interests Protection Law", "Automobile Sales Management Measures" and other laws and regulations, be honest and abide by the law?
Should we jointly maintain the order of market operations in the field of automobile sales? Shouldn't we urge dealers to clearly mark their prices, and not charge financial service fees, compulsory insurance, insurance renewal deposits, or fees for GPS positioning services?
"
After Liu Haotian finished speaking, the entire conference room was silent.
Liu Haotian's words caused many people to fall into silence.
At this moment, Gu Mingxiang, the office director who had just joined the party group membership, broke the silence in the conference room: "Comrades, let's ask ourselves, as consumers, when we go to the 4S store to buy a car, have we encountered all kinds of things?
What kind of routine?
Anyway, I have encountered it.
The problem of car finance chaos may seem like a small problem, but in fact the victims are tens of thousands of ordinary people.
There are even some car dealers, in order to increase their profits, they even cooperate with some local small loan companies and use various tricks to defraud consumers."
At this point, Gu Mingxiang's tone suddenly became much lower: "Comrades, when it comes to small loan companies, I have to mention that the original intention of the country to liberalize the small loan business was to match small and medium-sized enterprises and individual industrial and commercial households.
Compared with private lending, small loans are more standardized.
However, in recent years, some small loan companies have used their qualifications to openly engage in p2p online lending business, and many have become accomplices in various scams.
The most obvious of these are those who recruit recently graduated college students with high salaries, induce them to come to learn certain skills, or use various tricks, and finally let them take out loans on online loan platforms. Then they use violent expropriation methods.
Forcing these college students who have just entered society to pay back money has caused many college students to be severely damaged, and some have even died.
Therefore, I believe that we should not only strengthen market supervision on these auto finance businesses, but also strengthen supervision on small loan companies! Effectively safeguard the rights and interests of ordinary people."
After Gu Mingxiang finished speaking, Liu Haotang nodded vigorously: "I agree with Comrade Gu Mingxiang's opinion that small loan companies should also be included in the scope of strong supervision. Because this is a gray area!"
After Liu Haotian finished speaking, the conference room fell silent again.
Li Siquan suddenly said: "I think we should vote by a show of hands."
Liu Haotian smiled: "There is no need to vote on this kind of issue. Any issue that involves the vital interests of the people must be strengthened. This is an unquestionable principle. If anyone wants to object, no problem, please give your objection."
Reasons and sign the objection document!
I will submit this document to the municipal party committee leaders and ask them to make a ruling. If they think your approach is right, I am willing to change my decision.
Comrade Li Siquan, would you please?"
After Liu Haotian finished speaking, Gu Mingxiang stood up and distributed a standard document that had been printed long ago to Li Siquan and everyone one by one.
Liu Haotian said with a smile: "Comrades who oppose my decision, please write down the reasons for your objections on it. As long as more than half of them are opposed, I will collect these reasons and send them to the leaders of the municipal party committee."
At this moment, Li Siquan was a little dumbfounded.
In the past, Li Siquan often used this method to check and balance the former director Ge Yongming, which caused Ge Yongming to completely lose his leadership on many issues.
But he never expected that Liu Haotian would not be fooled now. This guy directly played such a trick, which gave Li Siquan a headache.
If he really wants to write down the reasons for his opposition, and then submit these reasons to the municipal party committee leaders, regardless of whether his reasons are reasonable or not, he will first lose to Liu Haotian in terms of momentum. At the same time, the municipal party committee leaders’ impression of him
There will also be changes.
After all, as a second-in-command, always questioning the decisions made by the first-in-command has certain risks in the officialdom.
Liu Haotian's move is so powerful.
Li Siquan hesitated for a long time, and finally did not sign the document, let alone write the reasons for his objection.
He didn't want to fall into another trap Liu Haotian set for him.
At this moment, Li Siquan faced Liu Haotian and truly understood what the authority of the top leader meant.
Liu Haotian's ability to control boxing is obviously better than that of his predecessor, the old director Ge Yongming.
This guy always played his cards out of the box, making Li Siquan feel like he was facing a hedgehog, covered in thorns, and didn't know where to start.
Liu Haotian smiled: "Does any comrade need to hand in documents? You can give them to Comrade Gu Mingxiang now, and he will collect them and give them to me."
Liu Haotian glanced at everyone present.
Ding Sanchun, Dong Chenglin, and Han Xuefeng glanced at Li Siquan and saw that Li Siquan had not written, so they all put down their pens.
Liu Haotian nodded slightly: "Okay, since no one objects, then my proposal is officially passed. Let's adjourn the meeting."
After the meeting, Liu Haotian had just returned to his office when his cell phone rang.
Liu Haotian picked up the phone and took a look. The call was from Sima Mou, and Liu Haotian answered the call immediately.
Sima Mou said in a deep voice: "Boss, when Lu Tianbiao and I were shopping today, we saw Zheng Guanghui."
Liu Haotian suddenly frowned: "Zheng Guanghui? Hasn't he been arrested by the city bureau?"
Sima Mou nodded: "Yes, when Zheng Guanghui was arrested, I was watching not far from the scene.
But now, he has indeed been released.
And I heard him say on the phone that he was going to meet with a big boss in the auto finance business at Bihailantian Entertainment City tonight."
Hearing this, Liu Haotian's eyes showed strong sadness and anger, and he gritted his teeth and said: "Okay, Zhu Xiaofeng is really courageous.
In this case, I will go and meet this Zheng Guanghui in person tonight. I am really curious about what methods this person has to come out openly! This is a big boss of Internet MLM!"