In this era, many things are actually very crude. Hug
What's the use of reasoning? Taking your time is just for an early buffer.
Zhu Ying also didn't expect that Hu Jiya would have the confidence to open the table.
That's not how cards are played.
If the smallest card hits you Annan, you will already be the king, right?
If you didn't feel that there are not enough talents now, and all aspects of education and rule cannot be implemented well, you would have done it long ago.
However, through this incident, Zhu Ying also understood a truth.
Sometimes you really can’t be too polite to these small countries. Hug.
The Outer King and the Inner Sage may be more useful.
Fortunately, the Beiyuan Employment Guild has basically taken shape here, and the next step is to sweep the entire Western Region.
The Western Region can now be said to be at its weakest in the entire historical stage, and it poses no threat to the Ming Dynasty at all.
After the Han Dynasty expanded into the Western Regions, the Central Plains has been actively or passively migrating its population towards the Western Regions. The key to this migration lies in the prevalence of Silk Road trade.
From the Han Dynasty to the Song Dynasty, the number of Han people in the Western Regions has always been very large, accounting for an extremely considerable number in the overall ethnic population ratio.
At the end of the Tang Dynasty, the Western Regions had been occupied for almost a hundred years. Zhang Yichao, a military envoy of the Tang Dynasty, could still raise a Han army, lead the people of all ethnic groups in Shazhou to revolt, and expel the people who had been entrenched in the Hexi region for hundreds of years.
Tibet.
In the name of the Marshal of the Tang Dynasty, he conquered Gua, Sha and other eleven states.
It was precisely because the Song Dynasty was too weak that the countries in the Western Regions that supported the Central Plains were basically purged by the Karakhanid Dynasty established by the Turks.
It was at this stage that the Han people in the entire Western Regions were either reduced to cannon fodder in this war, or integrated into the Uighurs of the Western Regions.
After the rise of Mongolia, the situation became even more obvious.
Almost all the settled Han Chinese have disappeared.
Even the current Ming Dynasty only controls the Western Regions in name. In fact, you play with yours and I play with mine, with clear distinctions.
Zhu Yuanzhang also knew that the benefits in the Western Regions were not great, so he had no intention of spending military power.
However, although he does not have absolute control over the Western Regions, he still has great influence.
Zhu Yuanzhang had already conquered Hami in the early stage and established the Hami Guard.
The Hami Guards control the gate to the Western Regions. As long as nothing happens on the Hami side, the Ming Dynasty's influence on the Western Regions will not weaken.
Therefore, the small countries in the Western Regions rushed to submit themselves to the Ming Dynasty and became nominally vassal states of the Ming Dynasty.
The reason why the countries in the Western Regions are so happy is also because they are highly dependent on the Ming Dynasty economically.
Zhu Ying's situation in the early days was similar to this. He spent a lot of money every year to smoothen the relationship with Hamiwei.
Only in this way can smuggling trade be carried out smoothly.
In the Hami text, there are actually no Han people, and the management is controlled by the settled Mongolian nobles.
Precisely because they were settled, unlike other nomadic Mongols, they were able to escape as monks but not to temples, and could only submit to the management of the Ming Dynasty.
The resources in the Western Region are still very good.
The place is extremely broad. Leaving aside other places, the Tianshan Mountains alone stretch nearly two thousand miles from east to west and hundreds of miles from north to south. The mountains are majestic and the forests cover the sky.
The ice peaks and snow ridges on the top of the mountains tower across the sky like a white jade screen. Every time the spring warms, the mountain snow melts, and the torrents rush down, irrigating the large and small oases.
Now that he has the strength, Zhu Ying naturally wants to bring the Western Regions into the direct territory of the Ming Dynasty.
In any case, the Western Regions are a hidden danger to the Ming Dynasty. Only when the Ming Dynasty maintains a strong enough military strength can it have sufficient deterrence against the Western Regions.
Once the military strength of the Central Plains Dynasty weakens, can we still expect the Mongolian nobles of the Hami Guard to be loyal to the Ming Dynasty?
After all, interests decide everything.
The overall education of the Western Region is a very long-term direction for the future.
Now it is necessary to use Beiyuan's mercenaries to form an impact on the Western Regions.
Only by gradually bringing this place into chaos can Ming's influence be continuously increased.
Here, there is also a traffic issue involved.
For the time being, Zhu Ying has no plans to build a theory about the Western Regions, mainly because the cost is too high, and the gain outweighs the loss in comparison.
1.8 billion yuan is a lot of money, but this money is obviously spent on internal infrastructure construction to achieve greater results. Hold on
Speaking of which, we still need to have enough troops.
Currently, the garrison on the capital side is gradually becoming less self-sufficient, and the Ministry of War has added a military pay and logistics department.
It is mainly used to ensure the logistics and military expenditures of soldiers.
In this regard, Zhu Ying has already begun to carry out reforms.
The more than fifty health clinics in and around the capital are already the first batch to enter the state of reform.
For all the soldiers here, their monthly military pay will be distributed separately.
To receive military pay, you can also go directly to the newly established Department of Armaments.
At this point, it is no different from the payment of official salaries. You can collect one by yourself every month.
With the establishment of the Ming Dynasty Royal Bank, soldiers' military pay will be directly deposited into the Ming Dynasty Royal Bank.
After each soldier only needs to sign and confirm, he can directly go to the Ming Dynasty Royal Bank to receive one based on his household registration.
From this point of view, it actually reduces the pressure on the national treasury to a great extent.
Because as soldiers, their daily food and clothing expenses are all handled within the army, and there is no interest on the military salary after it reaches the bank.
To put it simply, it is just a row of numbers, and there is no risk of a run.
This money can be used by the bank itself, or Zhu Ying itself, for long-term and short-term operations.
You must know that the Daming Royal Bank is already preparing for the official loan business for opening houses.
As long as you have collateral in hand, you can borrow enough money at extremely low interest rates.
This is also an excellent impact on the entire Ming Dynasty’s lending environment.
The interest rates on loans in ancient times were very high, and they were no different from the routine loans of later generations.
Once borrowed, the interest will double unimaginably, far exceeding the principal several times or even ten times.
The so-called nine departures and thirteen returns is such a principle.
Compounding profits is the most normal phenomenon in today's Ming Dynasty. Hug
This point is protected by the entire bureaucratic gentry interest group. To put it simply, it is legal and legal, and the government must support it.
Zhu Ying was well aware of the evil involved. There were countless examples of families being ruined and people killed due to lending money.
Among them, casinos are the most popular.
Often after a wave of borrowing, one has to sell off the family's property, wife and children.
This is a shortcoming that has persisted for a long time, and we hope to change it all at once. From the perspective of the government, the resistance it has encountered is very great, and it is difficult to solve this problem in a real sense.
But from the bank's perspective, it's completely different.
The bank here not only provides loan business, but also opens pawnshop business.
The rules set by Zhu Ying clearly stipulate that all loan business can only be 10% profit.
In other words, if you borrow one hundred guan of treasure money, you only need to pay back 110 guan after one month.
Such interest prices are a huge impact on the entire Ming Dynasty's lending industry.
"By doing this, His Highness Taisun, wouldn't it be destroying our jobs? With such low interest, who would come to do business with us?"
"That's right, now it's just a piece of news. Before it officially starts, my shop already has no one coming. It will inevitably close down in the future."
"It can't be like this. We must find a way, otherwise everyone will just close the door and drink from the northwest wind."
"How about we make some noise? Let the court know that we people are not soft persimmons."
Pawnshop, banker.
People who do business in this area have never been good people. After all, violent debt collection has become their habit.
Now that I have been hit, I suddenly feel reluctant.
Who doesn't have a few subordinates? Since you have left us with no food to eat, you will make the entire capital unrest.
Don't underestimate such an interest group. They may seem inconspicuous, but in fact they control a large amount of invisible wealth, and the network of relationships behind them is also extremely amazing.
To put it simply, many officials of all sizes in the imperial court had unclear relationships with them.
It's just that they forgot who they were facing. Hug
Naturally, they did not dare to provoke the Ming Dynasty Royal Bank, but smashing other shops and causing trouble for public security were things they had long been accustomed to doing.
Three days before the Ming Dynasty Royal Bank opened its lending and mortgage business.
The entire capital suddenly became chaotic.
Public security incidents in all aspects suddenly broke out. All the Public Security Departments and yamen of the Public Security Department were overcrowded, and the conflicts were completely different.
It's not a big deal in today's capital city for a good girl to be molested on the street.
Others were beaten to death with sticks in the street.
These people all owe money from loans or gambling debts. The owners behind these pawn shops have all banded together and tried every means to create constant trouble for the government. Hug.
From another angle, we will force Daming Royal Bank to stop these two business sectors.
It's just a pity that they provoked two murderous gods.
In the morning court, Zhu Yuanzhang's face was ashen and he threw the stacks of memorials in his hand on the Fengtian Hall.
"It's totally against the grain. This is because we are old and easy to bully, right?"
"A bunch of dogs eating steamed buns with human blood dare to act so recklessly and disturb the peace and order of the capital."
"According to our decree, all the Public Security Department, the Military and Horse Department of the Five Cities, and the Imperial Guards of the capital will be mobilized for us."
"Everyone caught will be punished with a third degree of punishment. There is no need to hold any interrogation. They will be beaten severely by us first." Hug.
Zhu Yuanzhang was so angry that he laughed.
Does this mean that he doesn't dare to kill people, or that he is too old to carry a knife?
Although they were all businessmen, Zhu Yuanzhang thought it would be best if all those who were engaged in lending and pawnshops had a good thing.
In essence, it is just a blood-sucking leech that will not create any actual benefits for Ming Dynasty. It is just a business that makes some money to make money.
It's just that in law, there are no clear regulations on this area yet, and the boundaries are rather blurry.
Zhu Yuanzhang remembered clearly when he was a child that if his family borrowed one stone of food to survive, they had to pay back three or four stone of food.
Otherwise, how could so many people starve to death? Hug
Thinking of this, Zhu Yuanzhang became even more angry.
He called Jiang Wei directly.
"Let us investigate carefully. These people who are causing trouble are all secretly instigated by them. We must find out all those who are hiding behind."
"We know very well that behind these people, they must have a lot of connections with officials in the imperial court."
"For example, those nobles and nobles have participated in it."
"You should handle this matter yourself. Anyone you catch will have his or her home confiscated. Don't give anyone any favors. If someone comes to intercede with you, write down all the people who are there until the matter is finished here.
After that, we will settle the accounts with them personally."
Zhu Yuanzhang said coldly. Hug
Such behavior has touched upon the imperial power to a great extent.
Zhu Ying thought for a while and said, "Grandpa, let your grandson handle this together."
"On Jinyiwei's side, there may be some things that are not very easy to deal with."
Zhu Yuanzhang nodded and said, "That's okay. Dasun, you are going to engage in loan and pawn shop business. I think I have already inquired about it before."
"Now is the time to close the net. No matter who wants to make money from this, there is no need to be polite."
Zhu Ying replied: "Grandpa, don't worry, my grandson will definitely catch them all this time."
The Jin Yiwei acted quickly. With Jiang Wei personally in charge and His Highness Taisun supervising the situation, every Jin Yiwei understood the seriousness of this matter and did not dare to show any slightest hesitation.
Gradually, the background behind these people gradually emerged.
It's really shocking.
Even Zhu Ying couldn't help but remain silent after seeing it.
The civil servants who do the most business are actually not that big of a deal, they are mainly reflected in the military officers and nobles.
Profitable business requires manpower.
The military attachés have rich experience in doing this. After all, when they were soldiers and fought in wars, they often did immoral things such as robbing homes and plundering homes.
This is a pretty big profit cake. Hug
Before that, it was in line with the laws of the Ming Dynasty.
It can also stand up morally.
The so-called repayment of debts is a matter of course.
"Your Highness, look at this..."
Jiang Wei was a little embarrassed and handed part of the file to Zhu Ying.
Zhu Ying opened it and saw that the people involved here were all members of the royal family.
Not only the various vassal kings, but also the eunuchs in the palace and the concubines in the harem were also involved.
There are two particularly familiar names among them.
The eunuch Liu He, the eunuch holding the seal, was the eunuch of the ceremonial department, and the eunuch Guo Zhong was the eunuch holding the seal.
These are people close to Zhu Yuanzhang and Zhu Ying.