Naturally, the first place affected by the sales restriction order was the Jingshi area.
In just two hours, it had already spread throughout the capital.
Of course this was related to the Dibao, but the most important reason was that it meant that the imperial court was going to crack down on housing prices.
Discussions about the sales restriction order soon began in various teahouses in the capital.
Just watching the fun, it's not too big a deal, and there's nothing to entertain you on weekdays. Of course, such a big thing needs to be lively.
"Tsk, tsk, two apartments. At the price in Jingshi, I don't know that I can only afford one apartment in the year of the ox and the horse, but they said that I am limited to two apartments. This has nothing to do with me."
"No, this has nothing to do with us ordinary people. We can't even afford it."
"I heard that many people are hoarding houses in the south, and house prices have risen many times. I am afraid that the court is targeting this area. Let me tell you, why buy so many houses? Is it possible that only one person can sleep in one room?
You can also divide yourself into several pieces and sleep in separate rooms.”
"Haha, you are trying to laugh me to death. You are an ignorant thing. The landlord wants a lot of houses. The golden house hides the spoiled child. There is also the illegitimate child. These are all houses. Maybe the generous one
, the concubine also needs to be given a set."
No matter what era you are in, 80% of people cannot afford to buy a house.
Most of those affected are those who maliciously drive up housing prices.
Zhu Ying and Zhu Yuanzhang paid close attention to the situation in the capital.
After all, this was the first place to be affected by the sales restrictions.
Over in Yahang, in just one morning, the 20% increase in housing prices quickly fell back to even lower than before.
Ming Dynasty's economy does not rely on housing prices.
For Zhu Ying, the lower the housing price, the better.
He did not want the Ming Dynasty to have an economic system that relied entirely on bubble housing prices in later generations.
In the canopy palace.
After receiving the news, Zhu Yuanzhang smiled and said to Zhu Ying: "It seems that the sales restriction order is still very effective. The price of houses in the capital has already fallen. It is estimated that it will fall some more, and it will be lower than the previous price."
"When the sales restriction order spreads to other prefectures and cities, the previously high housing prices will inevitably fall quickly."
"Dasun, your method is really good. Our internal funds have made a huge profit, and these private banks have vomited a lot of blood."
"The next step is to take advantage of the situation and crack down on private banks."
Zhu Ying smiled and nodded: "Originally, I wanted to carry out large-scale acquisitions of private banks. Internal funds and the treasury are still a little tight. Now almost all the banknotes of these banks have been invested. I really feel sleepy and I will give you a pillow. Wait.
Once it disappears and spreads, private banks can be banned directly."
"From now on, the bank can only be the official business of my Ming Dynasty."
Zhu Ying and Zhu Yuanzhang looked at each other and smiled.
After the bank is officially established, it means that Ming Dynasty's financial resources will show a huge increase.
Jiangnan.
Chen family.
A white dove flew into its nest in the back garden of the mansion.
The servant in charge of raising the pigeons quickly stepped forward and took off the small wooden tube tied to the carrier pigeons.
After taking it, he turned around and gave it to the head of the Chen family.
Chen Wengui, the head of the Chen family.
As a long-established family, they have reaped the benefits of the Ming Dynasty. The Chen family is now the leading family in the Jiangnan region.
Moreover, the Chen family is also one of the owners behind the Sihai Chamber of Commerce.
"Master, let's stop. I always feel that this is a bit unreliable. Almost 80% of our family's money has been invested in it. Even the family property that was finally left behind has been mortgaged to the Royal Bank and exchanged for treasures."
"What if something unexpected happens?"
In the lobby, a woman said to Chen Wengui who was drinking tea with a sad face.
Chen Wengui snorted coldly: "What do you know, a woman? This is a once-in-a-lifetime opportunity. Do you know how far the current housing prices have risen?"
"With these houses in my hands, I can earn tens of thousands of dollars just by lying here every day. In just one month, the wealth of my Chen family has increased more than ten times. Of course, we must seize such a good opportunity." ."
At this point, Chen Wengui paused for a moment, then said angrily: "I'm not telling you, why are you, a madam, holding on to those dowries? Look at those concubines, all of them are... I took out all the money from the bottom of the box, and now the least one has made several times the profit."
"I advise you to take it out as soon as possible and buy a few more houses. You only need to flip it a little bit and you can make a lot of money. Why not do it."
Did Chen Wengui know that at the beginning of the Ming Dynasty, the Chen family supported Zhang Shicheng, which resulted in a large family fortune and barely survived?
At that time, the Chen family was already showing signs of decline. It was his wife who came in with a large dowry that allowed the Chen family to continue.
It wasn't until the sea opened that he joined the maritime trade industry and finally became rich today.
But Chen Wengui knew better that his wife had saved a lot of capital and had made a lot of money in the past two years. However, he tried to persuade her to buy a house, but she refused.
The lady shook her head slightly: "Some businesses can be done, and some businesses can't be done. It's not so easy to make such unconscionable money."
"In the end, the poor people will foot the bill for this house. Such unscrupulous and unscrupulous things will definitely not last long."
"Master, take it as soon as you see fit. I've already earned so much."
How could Chen Wengui hear such words?
Now he is like a gambler in a casino, completely red-eyed.
Then he stood up and sneered: "I don't know how to praise."
After saying that, he was about to leave the lobby, thinking of ways to sell and mortgage some of his property so that he could invest in hoarding houses.
The tens of thousands of coins a day certainly made Chen Wengui feel like he was floating.
Thinking about the house he was holding in his hands, Chen Wengui almost laughed like a pig.
At this time, the servants were coming from the backyard.
"Sir, the flying pigeon from the capital delivered a message."
Chen Wengui took it and didn't take it seriously at all. He turned around and said to Madam Dese with a smile: "Look, there must be some good news from the chamber of commerce in the capital."
The lady was silent and did not speak.
She stood up slowly, not wanting to participate in this topic anymore.
Just as the lady walked to the door to leave, she heard a pop.
Turning around to look, I saw my master kneeling at the door of the hall with a dull expression.
"What's going on?" the lady asked immediately.
Chen Wengui held the creed in his hand and showed a sad smile: "It's over, it's all over."
Seeing this, the lady took a few steps over and took the creed in his hand and looked at it.
Jingshi issued a sales restriction order!
After reading the content, the lady immediately shouted: "Why are you still kneeling here? Go quickly and take out all the deeds that are pressed down on the house. Before the news comes out, sell all the houses in your hands immediately."
Chen Wengui trembled, all the lost strength came back, and he stood up numbly and was about to get the house deed.
"Wait a minute." Madam called again.
"Madam, this is extremely urgent." Chen Wengui said quickly.
The lady looked calm at this moment and said: "Where do you want to take the property deed and sell it? To a dental shop?"
Chen Wengui replied subconsciously: "Of course I have to go to the dental shop, otherwise where else could I go."
"Stupid." Madam couldn't help cursing.
"Since the capital has issued a sales restriction order widely, it shows that the imperial court is very aware of the hoarding of houses, so it must quickly spread the news through the inn."
"It's probably impossible to rush it at 800 miles, otherwise the news would have spread in the city long ago, but it's very possible to rush it at 600 miles."
"Our Flying Pigeon express service is roughly a day and a half faster than the 600-mile expedited one. At this time, if you go to a dental store to put up a sale and throw out so many property deeds at once, even a fool will know there is something wrong."
"Besides, do you think our Chen family is the only one raising flying pigeons?"
Chen Wengui was panicking before, but after hearing this, he immediately knew that he could not go to the dental store to sell it.
"Then what should we do?"
The lady's eyes were calm and she said: "Go to the pawn shop and mortgage all the property deeds directly to the pawn shop."
Chen Wengui's eyes lit up.
The house deed in my hand has increased several times since I bought it. Even if it is 50%, I will not only be able to escape unscathed, but also make a lot of money.
"Thank you, madam, thank you madam, I'll go to the pawn shop right now." Chen Wengui happily stood up and ran away.
"Stop." Madam shouted again.
"What's the matter?" Chen Wengui's raised leg almost came back, and he stumbled and almost fell.
The lady shook her head calmly: "You can't pawn it all, you can only pawn part of it. You can't make money from it. Not only can't you make it, but you have to lose some of it."
Chen Wengui was anxious: "What's going on?"
The wife analyzed: "After the sales restriction order reaches Jiangnan, there will definitely be a collapse in housing prices. The major families in Jiangnan have always been in the same spirit. Only by helping each other can we be as wealthy as we are today."
"The pawnshops on this street are backed by major aristocratic families. If you mortgage the house deed, you are using their money to fill your own holes. Such behavior will definitely make our Chen family a loser to the public."
"You choose some houses in not-so-good locations and sell them to pawnshops that our Chen family can't deal with. Don't sell too many, just enough."
After listening to this, Chen Wengui's originally anxious expression gradually calmed down.
Being the head of a family, you naturally have some brains, and you figured out the key points immediately.
He turned around and bowed to his wife to show his gratitude.
The lady said coldly: "You should know how to do those concubines who kicked their noses and cheeks in front of me a few days ago."
When Chen Wengui heard this, he smiled bitterly and said, "I know it myself. Madam, please rest assured. I will never tell them."
The lady nodded, then looked at the surrounding servants and said, "You don't need to go anywhere else. Just serve me here today."
"Yes, ma'am."
Naturally, the servants couldn't refuse, but they were not in a hurry. They were all servants, and few of them had any money to spare. How could they afford to stock up on houses?
Even if I knew about making money before, I didn’t have the capital to participate.
At this stage, only big families, nobles, and wealthy businessmen are participating.
The storm is coming.
Naturally, people like the Jiangnan Chen family are in the minority.
A few fish that slipped through the net were nothing to Zhu Ying.
When the sales restriction order spread and appeared in the imperial newspaper, it meant that almost most of the landowners, nobles, gentry, wealthy businessmen, and the entire wealthy class in the Ming Dynasty lost all their money.
Broken muscles and bones are no longer enough to describe it. It can only be said to be bruised and half-dead.
I laughed so happily before, but now I cry so miserably.
The most miserable group of people among them are those who mortgaged their property and took risks to hoard houses.
The prices that had risen in two months completely collapsed in less than a day after the sales restriction order was issued.
Every major dental shop is filled with gloom and misery.
Countless houses are listed, and even if the prices continue to fall, there are no buyers.
The most terrifying thing is that when the price is lower than before, it still cannot be sold.
At this moment, the people are not fools. Of course, they are looking forward to the price falling to a lower level.
Just waiting a few more days can save a lot of money.
For people who are hoarding houses, now is the most painful time.
Because of the sales restriction order, newly purchased houses cannot be sold for two years.
They have dozens of sets in their hands, but they can only sell two sets, and all their money is tied up.
You must know that the money used to buy a house is rarely your own capital, and most of it is mortgaged or borrowed.
Zhu Ying and Zhu Yuanzhang, why do you think now is a good time to acquire a bank?
Because the biggest players here are private banks in various places. As the first promoters, they have invested a lot of real money.
The money in the bank is not your own money, but the deposits of the people here.
It is equivalent to the bank secretly misappropriating people's money to hoard houses.
A slight run on the bank can cause the bank to go bankrupt and liquidate.
People all over the country suddenly found that when they went to the bank to withdraw money, the bank could not withdraw the money.
This suddenly made me anxious.
Immediately a bigger storm was triggered.
There have been small-scale riots in the capital area.
Most of the time, the banker cannot redeem the treasured banknotes, which is equivalent to becoming an empty shell.
Now all their hands are tied up with the house, so where can they come up with the money?
In the palace.
After Zhu Yuanzhang heard the news, he asked Dasun: "It's almost time. It's time to finish. Dasun, how much did we get this time?"
Zhu Ying replied: "We haven't calculated it yet. After all, it takes some time for various places."
"But as far as southern Zhili is concerned, it has already exceeded 50 million yuan."
Five hundred million treasure notes, Zhu Yuanzhang is now numb to such numbers.
The reason why there are so many areas in South Zhili is because the current South Zhili area encompasses most of Jiangnan.
It includes Yingtian Mansion, Suzhou Mansion, Fengyang Mansion and other fourteen cities.
For the Ming Dynasty's economy, taxes were the most important.
It is also the most prosperous area.
Five hundred million banknotes is not a lot for the whole of Southern Zhili.
This is because although Zhu Ying is a builder, he is also a first-hand seller.
Most of the money here is circulating in second, third, or even more hands.
Speaking of which, Zhu Ying is not the only winner.
In fact, there are still some people.
Those who sold their homes first.
Although after selling the house, the rapidly rising house prices made them regret it. They wanted to buy but could no longer afford it.
But now they can buy back the house they once sold at a lower price, which is equivalent to making a fortune.