The common people thought that the bank opened by Su Jieyuan was selling food or goods, and they were eager to see what they were selling. However, as soon as they entered the door, they found that there were no goods at all, and the entire store was empty.
This is not the layout of a business shop at all.om
But I saw that the large shop was decorated with splendor and splendor, the ground was polished with a glistening terrazzo, and the walls were pasted with expensive glazed squares as high as one person high. The upper part was embedded with small white marble stones.
On the whitewashed walls, there are several large splash-ink landscape paintings hanging, which look majestic and elegant.
Looking at the end of the open space against the wall, there are more than a dozen large mahogany chairs. There is a small coffee table between every two chairs. There are teapots, teacups and other items on the wooden tray on the coffee table.
Seeing this, some people suddenly realized: "It turns out that Su Jieyuan opened a high-end tea house, wow! Look at this grandeur, drinking a bowl of tea here will probably cost dozens of pennies. This is not something we ordinary people can enjoy.
It’s a good place, let’s go to Lao Wangtou’s tea shop on the corner of the street to have fun. A pot of tea costs ten cents, plus two big cakes..."
"Nonsense, how could it be a tea house? Didn't you see the row of counters opposite?" b Time travel novel: b
It turned out that the sharp-eyed people had already seen the row of counters opposite, but this counter was different from ordinary shops. Above the bluestone counter, which was half a person high, and up to the roof, there were large-thick iron fences that separated it from the outside world.
At first glance, I thought it was the inner hall of a restaurant, but now I realized that there were three or four waiters sitting behind the bars of the counter, wearing blue robes and wearing Su badges on their chests.
"What kind of business is this? The counter is separated by a fence. This is similar to the layout of a pawn shop, but the pawn shop is not so grand. The counter of the pawn shop is also higher than this, so there is no need for such a big facade?" Everyone was still confused.
I can't figure it out.
More and more people came in, and everyone kept asking questions. At this time, Qian Henian, the shopkeeper of Yinzhuang, opened the iron door on the side of the counter and walked out with a bunch of red notices on his arm. He cupped his hands and said
: "Dear fellow villagers, I, Su Ji, borrowed the precious land in the capital to open Huitong Bank to benefit the people. I am Qian Henian, the manager of Huitong Bank. From now on, I will rely on you folks to take care of the business. I will definitely give back to you folks in a big way.
"
All the people asked one after another: "Shopkeeper Qian, what on earth is this bank of yours doing? Why do we look like a teahouse, a pawn shop, and a bit like the hall where Su Jieyuan receives guests?"
Qian Henian laughed and said: "Teahouse? Pawnshop? You guys are really good at joking. Which teahouse and pawnshop is so grand? Look at the decoration of this store. To be honest, this store alone
It cost nearly 200,000 yuan to take care of."
Everyone clucked their tongues as if they were going crazy. Some people sighed: "It's such a pity that more than 200,000 yuan was dropped on this."
Qian Henian smiled and said: "It's not a pity. We, Huitong Bank, are very powerful and we don't care about this small amount of money. The most important thing is to make money for you. Then my big boss will be happy no matter how much money he spends."
Everyone's interest was aroused and they asked one after another: "Is it possible that your family's opening of a shop will benefit us people?"
Qian Henian called several clerks to distribute the notices in their hands and said: "It is clearly written on the notice. What Huitong Bank does and how it can benefit you are all clearly written. Please take a good look at it.
If you don’t understand, just ask, and it’s not too late to take action if you ask clearly.”
Hundreds of notices were distributed one after another. If they didn't get it, several people gathered together to read it. Someone read loudly: "For coins deposited in Huitong Bank, the enjoyment will vary according to the amount and the length of deposit time."
The interest can be withdrawn any time you deposit it. With the bills shown in this bank, you can deposit and withdraw money at any bank opened by Su Jin..."
"Isn't it possible? Money will make money if you put it here?" someone questioned.
"I won't do it. Everyone has deposited their money with you. If you try to abscond with the money, wouldn't we cry to death?" Someone was worried.
"Also, according to what you said, if we deposit the money in your bank and take it out later, you will give us more interest. Then your bank will lose all its capital and do business in order to lose money. This
Isn’t it nonsense? Do you think we are fools? There must be something fishy.”
"..."
"..."
Qian Henian smiled and waited for everyone to ask all the questions in their minds, and then said in a pleasant manner: "Everyone, your worries are justified. If it were me, I just realized that the management of this bank is also related to you.
I have the same worry, but please take a look at the plaque of "Huitong Tianxia" given by the emperor, and then look at the generosity of my Su Ji Bank, and then you will know that my Su Ji Huitong Bank is what you think, just to deceive you.
To commit adultery and commit crime by scattering money?"
Everyone saw with their own eyes the plaque given by the emperor and the elegant decoration of the bank, and they had to admit that they felt a little nauseous.
Qian Henian continued: "You don't know, but my bank is actually mainly responsible for the money exchange between the imperial court and various big merchants. The imperial court is not afraid of hundreds of thousands or millions of money being exchanged by my Huitong.
You Ten Guan Bai Guan are afraid, it makes no sense; the plaque "Huitong Tianxia" given by the emperor is equivalent to clearly stating the main business of our bank; my Su Dadong family sees that the common people have a little surplus, but
Place it in a safe place, so I added this item to keep these coins safe for you, and at the same time, gather less to make more. You can use the money to do some business for you, and the money earned is distributed to everyone as interest. Our bank
I'm just doing business for you, not losing money as you said."
Only then did everyone suddenly realize that Qian Huitong Bank collects everyone’s money and uses it to do business, and then distributes the interest to everyone on the earned money. b Time Travel Novel: b
"What if we lose money? Won't part of our money have to be deducted?" someone asked worriedly.
Qian Henian smiled and said: "You take a fixed amount. Making money and losing money is my bank's business. If you make more, my bank will also make some profits. If you lose money, it's because I, Su Ji, have no ability. I have nothing to do with you. That's it.
It couldn't be more clear. If you still don't believe me, just pretend that I, Qian Henian, didn't say it. You are willing to hold the money in your hands and be wary of the gentleman patronizing us. There is nothing you can do about it. My big boss has good intentions, and you don't appreciate it.
Come on, don’t make random suspicions and let down my great employer’s wishes.”
Su Jin stayed in the VIP room on the second floor, watching the activities below through a small window, and secretly praised Qian Henian for speaking well and being good at catching people's psychology; Su Jin understood that if the bank wanted to operate smoothly, it would be difficult to
To gradually open branches, you must have the support of private funds, otherwise your own capital chain will never be able to keep up; do not underestimate the scale of idle private money. Taking the 200,000 residents of Bianliang, each household has a deposit
A hundred million dollars is a huge amount of money, which is ten million. This is a huge sum of money. With an extra ten million, the operation of the bank will be easier.
Common people generally have a characteristic. The more you persuade them, the more suspicious they become. Therefore, the trick of playing hard to get against them is tried and tested. Qian Henian used this trick. Su Jin couldn't help but be quite satisfied with his vision. Qian
He Nian is indeed his right-hand man.
The people were still hesitant. All of this was Su Jin's plan. It was difficult to plant trees with delicious fruits, and new things required extraordinary measures. Su Jin gestured to a young boy standing next to him,
The little guy came downstairs in a "kick-klop" and disappeared quietly into the crowd.
After a while, a large car drove up from the south entrance of Bianshuihe Street, and several of its companions shouted loudly: "Make way! Make way! My husband is here to save money and make a profit at Huitong Bank."
The hesitating people all moved out of the way, stretched their necks and stared, but they saw the carriage stopped in front of the Yinzhuang gate, and a plump old man got out of the carriage. Some people knew this old man, he was in Nanjing.
Shopkeeper Zhao, who sells groceries on Men Street, is famous in Nanmen Street for being stingy. When everyone saw him, they couldn't believe their eyes.
"It is said that this old guy is worried about his own son, who is the deputy commander of the imperial guard. He insists on locking the coins in the room where he sleeps. How can he be so confident about depositing money here? Is the sun rising in the west?
?”
In the eyes of everyone's doubts, the attendants carried down a heavy wooden box, and the waiters in the bank quickly came to help and carried it straight to the counter.
A waiter politely asked Shopkeeper Zhao to one side and started to cook. He poured tea and counted the copper coins in front of him. After a short while, the counting was completed. Qian Henian asked Shopkeeper Sun to come to the counter and ordered the others to move away.
Ten steps later, he asked shopkeeper Zhao to write down a sentence that only he knew and handed it to the counter. The counter clerk immediately shrank into an iron box and issued a note of five thousand guan. Seven or eight clerks at the counter took turns.
He took out the seal from his pocket and stamped it. Finally, Shopkeeper Qian stamped his own big seal, blew on the ink pad, dried it and handed it to Shopkeeper Sun respectfully.
"Shopkeeper Zhao, please always take the note and remember the sentence you wrote. You can receive money at any time with this note and the secret word in the future. This time you deposit 5,000 yuan, and the interest will be calculated at a daily rate of one percent.
, which means that you can earn 500 yuan in interest every day."
Shopkeeper Zhao said with a smile: "If you can save it until the first day of this year and withdraw it, how much profit will you make?"
Qian Henian called to the waiter at the counter: "Let shopkeeper Sun do the math."
One of the waiters agreed, scratched his fingers on the abacus, and said loudly: "There are still two hundred and sixty-seven days until Yuan Day, and we can make a profit of 500 yuan every day, and we can get a total of 133 guan and another 500 yuan."
Interest of hundreds of dollars..."
The people were dumbfounded. If you save five thousand guan, you can earn more than 130 guan in interest at the end of the year. This is like a big cake falling from the sky. It requires labor and effort. You only need to deposit it. When the time comes,
Just open your hand and take money. Where can you find such a good thing?
Shopkeeper Zhao laughed out loud, carefully folded the deposit check and stuffed it into his inner pocket, and said with a smile: "Who said money can't give birth to sons? Our five thousand yuan will give birth to a lot of sons. If we cash it at the end of the year, next year
I have deposited all my family money in your village, so that I will have no worries about food and drink for my retirement."
Qian Henian chuckled, handed Shopkeeper Zhao out of the door, and watched him get into the car and drive away.
Su Jin watched Da Le in the attic. Zhao Dehai seemed to have put a lot of thought into getting his stingy old man to make the first deposit. I'm afraid Zhao Dehai also supplemented a lot of private money.
The old man Fang Chengzhong should be on the scene next, right? Once these two native-born old sitters come to the door, do you need to waste words later? Su Jin happily took a sip of hot tea and crossed his legs.